OPM Disability Retirement Lawyer: At What Cost?

The introduction of the “cost-benefit analysis” (CBA) by the French (who else?) is a quantitative approach in determining whether to go forward with a given project.  There are other approaches, of course, but the popularity of such a utilitarian paradigm is especially attractive to Americans, precisely because it allegedly places a determinable value upon the project, endeavor or issue in question.

But not everything in life is quantifiable in monetary terms; and while the CBA approach can take into account complex factors and assign methodologies of evaluating such that otherwise unquantifiable terms can be converted into numbers, the question still comes down to a simple issue of self-reflection:  Is it worth it?

For Federal employees and U.S. Postal workers who have a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s positional duties, a cost-benefit analysis is often taken with a singularly stark question:  Can I survive on the annuity proposed by statutory authority?

But this often ignores a parallel query, just as stark and similarly singular: What other choice is there?  If the medical condition arose as a matter of a work-related incident, certainly the Federal or Postal employee under FERS, CSRS or CSRS Offset should file for OWCP/DOL benefits; but even then, Worker’s Comp is not a retirement system, and there will likely come a time when it is still necessary to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

The unquantifiable factors in any CBA are those more personal, intangible issues which we rarely desire to face:  What will happen if I ignore the present course of settings?  If I continue to work with my medical condition and somehow reach retirement age, what kind of shape will I be in to enjoy my “golden years”?  Will the agency tolerate my reduced productivity, and what will their next move be?

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management is never an easy decision, and should not be taken without a thorough and self-reflective analysis; but it is often an approach tantamount to negative-theology which will bring out the true answers to a dilemma — of what will result if one does NOT do X, as opposed to a quantification of values — and provide the necessary framework for a future reference of positive closure to a human condition which always seems, at the time and moment of suffering, to be a calamity beyond mere dollars and cents, and for which the famous Utilitarian Philosopher, John Stuart Mill noted, that actions are right “in proportion as they tend to promote happiness.”

Sincerely,

Robert R. McGill, Esquire

 

Another similar article previously published: Federal Disability Retirement pros and cons

 

 

Federal & Postal Disability Retirement: The Distant Whisperings of Change

When the warning signs in the sky prophesize that it is time to go to the promised land of Federal or Postal Disability Retirement

Sometimes, it is a gnawing sense; other times, a faint murmur whispering a warning of wayward paths impending upon the precipice of time, urging one to consider a different trail to take; but more often, it is not the distant sound of the mountains which we fail to consider; rather, it is that we selectively hear, but deliberately ignore.

Medical conditions tend to betray us; they do not provide the subtlety of quiet and gentle reminders, and when they do, the progressive nature of the drumbeat of persistent pain, chronicity of signs, and incessant expansion of deteriorating dimensions call for an attention which refuses to be avoided.

Change is often and inevitable aspect of life.

For Federal and Postal employees who suffer from a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s job, the need to file for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether the Federal employee or the U.S. Postal Worker is under FERS, CSRS or CSRS Offset, the growing nature of one’s debilitating medical condition cannot be ignored.

If the precept of life is accepted, and change is an inevitable component of the precondition for the future, then ignoring the warning signs impending is merely to delay the consequences of that which is existentially fateful.  Unlike the sound of the mountain permeating the morning sunrise, where the mist of calm begins to lift like angels in the twilight of heaven, medical conditions which require a change in one’s life must be acknowledged and accepted.

Federal OPM Disability Retirement is a benefit offered to all Federal and Postal workers who have the minimum 18 months of Federal Service under FERS, and 5 years under CSRS; it allows for the Federal and Postal employee to move forward in life, and not remain stuck in the misery of changelessness. As change is the bellwether for the future, so remaining stuck is to ignore the distant whisperings of change, and the inevitable necessity of acting.

Sincerely,

Robert R. McGill, Esquire