Medical Retirement Benefits for US Government Employees: The Holidays

The “holidays” — or any respite from the daily treadmill of the repetitive reality of daily living — brings about realizations and gestalt moments of insight, precisely because such moments provide for opportunities of thoughtful reflection.

The modern approach of engaging in conversations and discussion for purposes of “value clarifications” became necessary when a tension occurred within society; where new ideas began to question and challenge the old; when habitual engagements of societal values, ethics and mores began to be undermined by revolutionary approaches, technological advances, and unrestrained actions by youthful movements of protestations and revolts.  Similarly, when time and opportunity allows for reflection and contemplation, certain realizations begin to surface.

For Federal and Postal employees who have been suffering from various medical conditions, whether chronic physical pain which limits movement, flexion and unsustainable capabilities of endurance; or psychiatric conditions which impact focus, concentration, and the ability to engage in cognitive-intensive work; the time of the “holidays” can be a challenge, where it provides for an opportunity to take some time off to rest those tired bones; but also a time of reflection to recognize and realize that one cannot remain on the same treadmill forever.

Federal Disability Retirement is an option which needs to be considered, precisely because it is not an “opting out of life”.  Rather, it is a means of downsizing, recognizing that one’s medical condition is preventing one from performing the essential elements of one’s job, and to seek a change of venue for the future.

The “holidays” are indeed a time for reflection; but reflection, if allowed without subsequent action, is an impotent moment of self-realization.  Be a rebel; grab the opportunity if presented.  That is what the holidays are ultimately for — to reflect and change course.

Sincerely,

Robert R. McGill, Esquire

Disability Retirement for Federal Government Employees: Holiday Slowdown

The time between the 20th of December until the beginning of the following year has traditionally been a slowing down period, and Federal and Postal Workers who are preparing, formulating or filing for Federal Disability Retirement benefits under FERS or CSRS, or awaiting a decision from the Office of Personnel Management so that they can make future plans, present choices, and put their past behind them in order to move on to the next phase of their lives, must accept the period of respite.  

It is always better to complete a Federal Disability Retirement packet properly, over doing it quickly; and choice of timing is important in submitting a completed Federal Disability Retirement application.  Of course, preparatory work can be done during the slow-down period, but submitting anything to the Office of Personnel Management, or to one’s Agency, during this traditionally slow time, is counterproductive.  

What often happens is that the paperwork merely sits in a pile, unattended to, and the normal rule of “first in, first out” never seems to apply.  In fact, the opposite is true:  the mail which comes in first, sits on someone’s desk, and other mail which comes in later is piled on top of the mail which came first.  When the H.R. Specialist or the OPM Representative begins to sort through the stack of mail after the new year, the “later” mail is attended to first, and the one which was first in order to finally sifted through in the last order of sequence.  

Waiting for the 2-week period to pass before aggressively pursuing one’s Federal Disability Retirement application, whether under FERS or CSRS, is a wiser application of one’s time, effort, and options.

Sincerely,

Robert R. McGill, Esquire