Medical Retirement Benefits for US Government Employees: Frameworks

To be successful in any endeavor, one must identify the relevant issues, sift through and discard the peripheral contents, and maintain a thematic thread throughout in order to keep the focus upon the essence of the project. Anyone who has attended a meeting which lacks a subject-matter focus, and where a free-for-all is allowed, without a circumscribed set of agendas, can attest to the importance of setting priorities and understanding the difference between points of significance and irrelevant detractions.

Frames are important, and sometimes as much as the painting itself.  For, art is merely a slice of the greater exposure to life, and it is the frame which distinguishes that parcel of perspective and allows the viewer to participate in a moment of time and a pause for reflection.  For the Federal or Postal Worker who is contemplating filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether under FERS or CSRS, it is important to provide a “roadmap” to OPM, and thus circumscribe the framework of the relevant attachments, medical and legal issues to be evaluated, and the pathway to resolutions preemptively proposed.

Thus, the three tiers of an effective framework should include: (1) A clear and concise Statement of Disability (here, one must be careful because of the legal consequences of failing to include and fully describe the medical conditions), (2) A reference to the relevancy of the attached documents which support the statement, and (3) the pertinent legal foundations which are satisfied by the first two tiers.

He who frames the picture has the power to direct the viewer’s perspective; for, it is the frame which enhances the content of the artistry, and directs the appreciation to an irrelevant empty sky in a schematically unimportant corner of the painting, or to the central theme where the brilliance of bursting colors explode forth in magnificent reflections of a masterpiece’s slice of life.

Sincerely,

Robert R. McGill, Esquire

Federal Disability Retirement: Cognitive Dualism & the Two Incommensurable Paths

Cognitive dualism is the concept that one cannot hold onto two competing and contradictory beliefs while maintaining a life of integrity and consistency. It is tantamount to suffering from a form of intellectual schizophrenia, potentially resulting in dire consequences and paying the price for attempting to force the cohesiveness of two incommensurable paths.

The anxieties which exponentially magnify; the undue stresses which naturally result from attempting to retain the impossible; at some point, the natural divergence of both will force the split, or in modern domestic parlance, determine the “uncoupling” in a nasty divorce of ideas.

For Federal and Postal employees who must contend with the inconsistency of attempting to address a medical condition while at the same time keeping control over one’s employment, such cognitive dualism becomes a harsh reality which is confronted daily. How does one deal with the serious medical issues, which should always be the priority, while at the same time address the impact upon one’s inability to perform all of the essential elements of one’s job?

The two incommensurable paths may come to a crisis point, where both cannot be adequately maintained.  It is at this point that the Federal or Postal Worker must consider the option of Federal Disability Retirement.  For, Federal Disability Retirement benefits are precisely those employment benefits available for the Federal or Postal Worker who finds him/herself in such a situation of cognitive dualism, where two incommensurable paths must necessarily be addressed, and one must be chosen.

The stark reality and the harshness of the choice would be: one’s health, or one’s job. But for Federal and Postal employees, there is a “third” path — that of Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS or CSRS, and filed through the U.S. Office of Personnel Management.

Thus can cognitive dualism be reconciled where two incommensurable paths may seemingly diverge, and allow for a compromise of sorts, by fighting for an approval of a Federal Disability Retirement annuity through the U.S. Office of Personnel Management. Not all paths must split into two, where choices are bifurcated into an either/or; instead, sometimes one must find the hidden path through the grassy knolls less traveled.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal Workers: Fear, Anxiety, Loathing and Acting

To “act” can have multiple meanings; one can be engaged in “make believe”, or merely doing something as opposed to talking about it. One can participate in a pretense (“he was putting on an act”); but perhaps engaging in pretense is not dissimilar (forgive the double negative; it sounds phonetically pleasing — but, then again, to say “sounds” and “phonetically” requires further forgiveness for unnecessary redundancy; and finally, is it not a double redundancy to speak of unnecessary redundancy?) to being on stage, or in a movie, and acting as actors do, except in an unpaid status.

In that sense of the word, we all engage in such semblance of who we are or what we want to appear to be.  Further, such pretense and concealment of one’s essence is often based upon the fear one imagines; the anxiety one experiences; and the loathing one encounters if such outward appearances are not performed.

For the Federal or Postal Worker who suffers from a medical condition, such that the medical condition must be hidden from public view because, to fail to conceal would mean that one would become subjected to an agency’s or Postal Service’s reactionary retaliation in dealing with such issues — the emotional turmoil of fear, anxiety, loathing and acting is a commonplace, daily experience.

Fear of what the agency will do; anxiety from the constant fight against the medical condition and the concealment in order to continue working; loathing of what may have to be faced today; acting in order to cover and hide to get through another day. But it is often in the secondary meaning of the verb, “to act”, which finds the penultimate resolution of such a quandary.

Acting — “doing something” — as opposed to engaging in pretense, is the solution.

Preparing, formulating, and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS or CSRS, is the concrete step from mind-to-matter. It is often the act itself which resolves the turbulence of a crisis.

For, it is the actor on the greater stage of life, in real time, in genuine situations, where pretense and make-believe are shoved aside for masks and make-up artists, and when the reality of the essence of what is important in life comes to the fore — that is where action intersects with the artificial world of acting, and where one must walk off the stage of make-believe and instead cook one’s own meal, as the reality of necessity overtakes us all.

Sincerely,

Robert R. McGill, Esquire

Disability Retirement for Federal Government Employees: The Bucket List

The notion itself has gained a level of popularity which defies the dignity of established social norms; somehow, there is underlying a suspicion that generations of staid individuals secretly desire for things they never acquired. A life of quietude is no longer acceptable; one must now traverse the Himalayan mountains and meditate in the far reaches of unexplored valleys in order to achieve a complete life; and as the virtual world of video sensations require an ever-heightened magnitude of excitement and accelerated testosterone levels, growing up and making a mere living in one’s own town constitutes a wasted life.

Bucket lists represent a proportionality of quiet desperation; for, the longer the list, the greater exponential symbolism of one’s failure to have accomplished a desired completion of life.  Aristotle’s contemplative perspective of a worthwhile life is no longer the paradigm; quantity, magnification, and romantic notions of adventure and comic book-like excitements represent the pinnacle of value.  Until, of course, the reality of human frailty and the mortality of finitude brings one back to the starkness of daily living.

Medical conditions have a peculiar way of bringing one back to reality, and humbling one into realizing that, bucket lists aside, there are mundane levels of priorities which override such artificial conceptual constructs of self-fulfilling interests. Being pain-free; having one’s short-term memory remain intact; the mere ability to walk from one’s car to the office, etc.  Medical conditions tend to force upon us the true priorities of one’s life.

For Federal and Postal employees who have come to a point in their careers where a medical condition prevents them from performing one or more of the essential elements of one’s Federal or Postal position, the “bucket list” is satisfied with one item on the list:  How best to attend to one’s medical condition.  OPM Disability Retirement is an option which must always be considered by the Federal or Postal employee, whether one is under FERS or CSRS, in order to satisfy the checkmark. Filed through the U.S. Office of Personnel Management, it is a long, bureaucratic process which must be waded through in order to attain the desired end.

While an arduous administrative process, it is not quite as physically difficult as climbing a mountain, nor as exciting as diving from a cliff’s edge down a ravine into the deep blue of a cavernous lake;no, Federal Disability Retirement is a mundane process which may allow for a time to attend to the needs of one’s medical conditions, and perhaps to go on to engage a second, alternate vocation.

It is perhaps not on the top of most people’s bucket list. But then, such lists were always just another creation of Hollywood, meant to be completed in storybook fashion by those whose teeth are perfectly straight, white beyond nature’s coloring, and viewed in panoramic settings with a cup of steamed latte.

Sincerely,

Robert R. McGill, Esquire

Disability Retirement for Federal Government Employees: The Healing of Time

Time is a peculiar phenomena; if it is based upon the movement of objects or thought, then the entity oblivious to one’s surroundings remains unaffected.  For the human animal, the reliance is based upon a societal norm of sequential and linear movement, with multiple tracking devices including mechanical and digital clocks, watches, etc.

Does time heal?  When one is in the midst of a crisis or calamity, one rarely thinks of the extension or duration of one’s focus upon the dimension and context of one’s condition; but afterwards, in retrospect, it is often a period characterized by blurred and obscured images in the mind of one’s subconscious eye.

For the Federal and Postal employee who is suffering from a medical condition, such that the medical condition is impacting the ability to pursue one’s chosen career, time often becomes an enemy and adversary; for, the agony of time in the office or in the field; the time away from one’s office to attend to one’s medical conditions; the “time” it takes to accomplish tasks previously done without thought; and the time it requires to recuperate from the exhaustive efforts to continue in one’s job.

Federal Disability Retirement is a benefit which must be submitted to the U.S. Office of Personnel Management, for those Federal and Postal employees under FERS or CSRS.  If time has become an adversary, it may be the appropriate moment to consider filing for OPM Federal Disability Retirement benefits.

As for whether time ever heals; it is perhaps the memories which fade, and the intrusion of life’s everyday busyness which forces former issues of importance to fade over time; but in the end, it is not time which heals, but the imposition of future challenges which rearranges the priorities of our lives, to rescue us from our own ruminations of ruin.

Sincerely,

Robert R. McGill, Esquire

Federal Employee Medical Retirement: Existence and Being

There is a distinction between existence and being; for the former is something which merely “is”, and over which one has no control over, or the capacity of which to have any input; while the latter is the composite of the essence of who we are — the coalescence of one’s past, present, and future potentiality.

Heidegger’s life work encompassed the attempt to describe the search for being, the revelatory recognition of it, and the systematic approach to unravelling the hidden fullness of being.  It is the difference between going through the motions, and living an authentic life.

That is how Federal and Postal employees often feel just before contemplating filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS — for the state of merely existing in order to trudge to work, in order to “get through the day”, only to return home, to sleep, to struggle, to regain one’s strength, energy and stamina for a reserve to be depleted for another day of work; such a process describes an existence, not a state of being.

That is also why scams and “get-rich-quick” schemes continue to successfully con so many — because most people consider themselves merely in a state of existence, waiting to be saved for a life of being, but mistake the conversion from the former to the latter as dependent and reliant upon more money, greater acquisition of wealth, and accumulation of property.  But it is good health and the ability to be pain-free, which forms the foundation for a true state of being.

Disability Retirement for the Federal or Postal Worker is a means of attaining a state of being where rehabilitation and escape from the treadmill of progressive deterioration is possible.  That bifurcation which Heidegger attempted to describe — between a state of mere existence, and the lifting of the veil upon Being — should be seriously considered.

Sincerely,

Robert R. McGill, Esquire

OWCP Disability Retirement for Federal Government Employees? Beware the Lull of Complacency

Monotony is a state of being which we often criticize, yet unintentionally seek; for it is that hiatus of quietude which allows for thoughtful reflection, and recuperative islands of serenity, which serves to prevail upon an otherwise maniacal universe of a fast-paced technological world of smart phones, email, and the constant drone of machinery and demands of the modern decalogue.

But the problems inherent with the calm of normalcy is that it serves the unwanted plate of complacency; and it is precisely the latter which then results in procrastination, a sense that things can wait until tomorrow — until that tomorrow leaves us in the throes of yesterday.

And so it is with Federal and Postal employees who remain on OWCP/Department of Labor benefits, where the luxury of being paid 66 2/3 % if without dependents, and 75% with dependents, provides for that period of life when nothing moves and everything remains static, while one attempts to recuperate from an injury or occupational disease.  But as one remains in that island of calm, the world — and time — continues to march on (do the young of today fully understand the metaphor of time in this digital age where the rhythmic constancy of a ticking clock is no longer heard?).

The Federal or Postal employee might receive a notice of separation from Federal Service, but since the OWCP payments will continue, not think twice about such mundane consequences.  But Federal Disability Retirement benefits must be filed for within one (1) year of separation from Federal Service; and when the hiatus of OWCP benefits is suddenly terminated, the world of monotony may turn upside down into one of unintended turmoil, unless a “back-up” system of benefits was applied for.

Reflective moments are a positive thing; inaction for too long, however, often results in atrophy — a state of being which is never a positive one.

Sincerely,

Robert R. McGill, Esquire

USPS and Federal Civil Service Disability Retirement: Human Beings and Railroad Tracks

The metaphor of trains and railroad tracks are numerous and infinite in their applicability and relevance:  train wrecks; inability to stop; actions which proceed with a directional course towards a cliff; predetermined path of existence; and many others, some which invite ontological and teleological issues concerning free will and the ability to have an omniscient vantage point.

For Federal and Postal employees who are suffering from a medical condition such that the medical condition(s) impacts one’s ability/inability to perform all of the essential functions of one’s job, the analogy to a train ride is quite accurate.  For, the course of one’s career is often one which is set at the very beginning — an upward trajectory with expected grade-promotions and regular step increases; a sense of working for an agency with a mission, a purpose, and (perhaps most importantly) a steady paycheck.  But a pre-set course has a disadvantage:  a track from which one cannot stray; yet, if continuing onward, a certainty for a collision, headlong into subpar performance evaluations, a PIP, disciplinary actions, and potential terminations.

A train wreck waiting to happen.

About the go over that proverbial cliff.  Federal Disability Retirement is a benefit available for all Federal and Postal workers, whether under FERS or CSRS, if you meet the minimum eligibility requirements.  Fortunately, humans are not trains; free will and the ability to change course in life is an innate potentiality of the human soul.  But free will, in order to have any effect, must be acted upon.  Mere thought is not the same as action; it is, ultimately, human action which leads to change.  Just some thoughts to ponder.

Sincerely,

Robert R. McGill, Esquire

FERS & CSRS Disability Retirement for Federal and USPS Workers: Incrementalism

Gradual decline or ascendancy is a concept which is difficult to grasp, precisely because one’s training to render judgements is based upon viewing an object or issue in its entirety.  Darwinian evolution is a paradigm based upon minute, incrementally selective alterations, imperceptible in any slice of time, but which slowly and progressively alters the genetic make-up of a species.  The question of consciousness and the Cartesian mind-body problem also involves the idea that, beyond the compilation of complexities inherent in the human brain, there is something more in existence than merely the physical in the wholeness of man.

Such concepts are also applicable in the administrative process of a Federal Disability Retirement claim submitted to the U.S. Office of Personnel Management, whether under FERS or CSRS.  For, on the one hand, the very reason why many Federal or Postal workers remain in the position at their agency is precisely because of incrementalism — in progressive decline, or in hopes of ascendancy.

Often, medical conditions are characterized by a gradual decline, increasingly debilitating, and imperceptibly deteriorating over time.  If one views one’s medical condition at the beginning of the year, then again at the end of the same year, the progression may well be noticeable; but on any given day, because of the incremental nature of the disease, one may perceive the condition as merely static.

Conversely, the hope of ascendancy — that “tomorrow brings a new day” — is likely an evolutionary paradigm built into human nature for survival benefits.  But the reality is that most people who suffer from chronic and progressively deteriorating medical conditions need to reach a period of rehabilitative rest in order to get better.

Recognition of the subtle but insidious nature of incrementalism is vital to survival.  It may be time to consider thinking about filing for Federal Disability Retirement benefits under FERS or CSRS before it is “too late”; for, while time passes in gradual ascendancy, the deterioration and decline of the human body and mind waits not for a better tomorrow.

Sincerely,

Robert R. McGill, Esquire

Federal Worker Disability Retirement: The Life After

At first, it begins with survival for another day; then, upon a realization that “another day” will merely bring forth a multitude of subsequent such days, the goalposts are moved to allow for several months.  Once the realization hits you that the medical condition will not merely subside or disappear, and continuation in a present mode of existence is simply not a feasible option, then the perspective as to one’s career must by necessity change.  Filing for Federal Disability Retirement benefits, whether under FERS or CSRS, finally becomes an option.

Thereafter, the goal is to outlast the waiting line at the U.S. Office of Personnel Management — to get through the First Stage of the process, and if necessary (and a denial is obtained instead of the approval at the initial stage), the second, Reconsideration Stage.  There are multiple stages beyond the administrative stages, of course, but whatever are the administrative and bureaucratic procedures which must be undergone, the goal is to get the approval letter from the U.S. Office of Personnel Management.

And what happens when that goal is achieved?

One finally recognizes that all such goals were merely intermediate in nature, and it is at that point that one realizes that, upon an approval of a Federal Disability Retirement application from the U.S. Office of Personnel Management, the true goal is to live one’s life after separation from the Federal agency — separation in an administrative sense, certainly, but more importantly, in terms of time and medical recuperation.

Health, some financial security; a peace of mind; and a time of recuperative peace; there is indeed a life after.

Sincerely,

Robert R. McGill, Esquire