OPM Retirement for Mental or Physical Incapacity: Challenges

Throughout life, they are always there — some, we take up; others, we ignore; and still others, we consider and perhaps avoid, and sometimes leave with the regret that not having taken the challenge may have left an empty void within our souls, but we will never know.  Some challenges we create; others, they just come along without even asking; and still others, it just appears that circumstances coalesce beyond our control and they just appear out of nowhere, neither asked for nor necessarily desired.

Health challenges are an inevitability.  Yes, there is the rare one who lives to be a 103, never was sick in a day of his or her life, and suddenly dies while doing an activity which was enjoyed throughout one’s life; or of those women in Siberia or some other exotically barren land who made and ate their own yoghurt or remained throughout on some other healthy diet because the environment left them no other choice, and somehow avoided the ravages of illness, fast-food restaurants, greasy cheeseburgers, French fries that were marinated and cooked in engine oil, traumatic injury or other deteriorating health conditions that could not be attributed to anything but a lifetime of a particular lifestyle choice.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the challenges are many: Continuation of a career or not?  Enduring of harassment for taking too much SL or LWOP, or surviving the PIP?  Possible termination to be faced in the near future?

And the ultimate challenge: Preparing, formulating and filing an effective Federal Disability Retirement application through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset — now that is a challenge for the ages, given the complex nature of the administrative process called “Federal Disability Retirement”.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement under FERS & CSRS: Childhood wishes

We had them; some of us still remember and harbor them like sacrosanct relics of priceless value; and still others know of them and recollect some general idea long forgotten, once delighted in, but now rotting in the vestiges of abandoned buildings hollow but for the frame that haunts in the midnight moon.

Wishes remain throughout one’s life, whether in the stage of adulthood or old age; but it is the childhood wishes one remembers that reveal the empty soul of what one has become, may still be, but struggles to abandon with a hope for tomorrow.  Some of them may be set aside as silly thoughts of an immature time; others, a revelatory insight into who we were, what made us become what we are today, and a telling hint of our present-day bitterness of embattled constitution.

Perhaps it was a love thwarted; a Dickensian tale of another Scrooge who foolishly wanted to pursue one pathway at the cost of another; or, maybe the childhood wishes were merely promises of correcting the sorrow of yesteryears, where neglectful parents and inattentive love left one yearning to promise corrective action when one became a parent yourself, but somehow such commitments were waylaid by daily life – of money troubles, relationship squabbles and expectation bubbles bursting by fits and starts.

It used to be that, before the age of Facebook and obsessive hounding for revelatory information about past friends and acquaintances, people would try to “better themselves” when they went away in order to come back and “show them” how successful one had become upon the glorious return and reentry at gatherings such as high school and college reunions – much like the Tom Sawyer effect of coming back from the dead – but not anymore, as everyone already knows everything to know about everyone else before such a re-gathering is effectuated.

At some point in one’s life, the comparison between childhood wishes and the reality of a daunting world magnifies the contrast that leads to an inevitable conclusion: the naïve innocence of those former times either worked as a detriment, in which case cynicism prevailed; or, those childhood dreams allowed for an expansive, healthy and positive outlook such that they provided a foundation for growth and potential for happiness.

For Federal employees and U.S. Postal workers who are struggling with a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal job, perhaps contemplating Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is the next step beyond for one’s future and security, and thought to be the “end” of something.

The difference between the two approaches may be nominal, or momentous, depending upon how one looks at it.  Is it like the proverbial attitude of the “cup half full” or “half empty”?  Or, is it because childhood wishes were never resolved, and that lonely and unhappy child one remembers never quite grew up, and the debilitating medical conditions now recall the dreams never realized, the hopes barely reached, and the potentiality not quite cultivated to fruition?

Look at it this way: Medical conditions are a part of life and daily struggle; filing for Federal Disability Retirement benefits should not be viewed as either the end-all or the be-all, but a necessary next step with a view towards advancing beyond the childhood wishes one still awaits to fulfill.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: Trading places

Long before the 2008 debacle of economic turmoil; preceding epic movies following, of the lavish ineptitude of miscreants awash in money’s sale of souls in exchange for the temporal pleasures of limitless fantasies; when laughter could be heard yet, because the future still held some hope, there was a movie by the same title.  It was a comedy of innocence – although, the language used may still blush for some, it reveals a period long gone and no longer found in today’s society where revealing all, telling everyone and showing unabashedly have become the normative course of behavior.

Unlike the reality of Wall Street’s mechanism of manipulation, the storyline follows a fairly conventional discourse of moral constancy – of identifiable evil; revenge and retribution for wrongs committed; redemption for those whose failings resulted from unseemly characters.  Contrast that with the fictional depictions of today, some mere several decades hence:  the unjust are left unpunished, or barely so; the miscreants are bailed out from their own folly and greed; and the Mom & Pop store just around the corner is still left wondering why they were never rescued from bankruptcy, when the very ones who created the economic crisis are back at it, again.

The problem with discussing such issues on a macro-scale, of course, is that generalities invite sweeping statements of inane and excusable tendencies, whereas kitchen-table, microcosmic tales of individual narratives leave no room for such averted cover of hidden devices, where rats and other scoundrels may scurry to find convenient places to conceal their shameful misdeeds.

We often wish that we, too, could “trade places”, but only because we fail to listen to the details of troubles faded on lawns across the street where the grass appears greener, but where the internal turmoil of ghosts hidden remain veiled.

Medical conditions have a way of bringing us all back to the basics of living.  For, when one is healthy, all sorts and manner of wishing for fortunes and superficiality of life’s extras are engaged; but when a medical condition hits, all that we desire is for the boredom of good health.  Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of the Federal or Postal employee’s position of formal occupation (as reflected on an SF 50 or PS Form 52), understand this concept all too well.

Trading places is all relative, especially when it comes to the basics of human happiness.  For Louis Winthorpe III and Billy Ray Valentine, it happened that fate brought two unlikely characters together to right the wrongs of a macroeconomic system left to manipulative devices on the commodities trading floor; for the Federal and Postal employee who suffers from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s positional duties, the desire to “trade places” is somewhat more basic – of mere good health in order to maintain a constancy of life’s pleasures taken for granted by others.

But, instead, often the best option for trading places is to prepare, formulate and file an effective Federal Disability Retirement application, submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.  Sometimes, the trade itself is a compromise on a micro-scale of lesser proportions, and not within the complex world of high finance and commodities exchanges.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Employment: Masking of Fate

It is still perhaps appropriate at the time of this writing, to consider masks and costumes, as Halloween, or All Hallows’ Eve lingers is just over.  It is a celebratory time; and whether of religious significance or origins discovered in the medieval Gaelic folklore long lost but in remaining songs and ballads sung sweetly without instrumentality or electronic mixing, the tradition of putting on a disguise, concealing one’s face with a mask of another’s soul continues.

It is doubtful that the meaning behind such traditions are ever discussed or believed in; we live in a time when the pinnacle of belief is comprised of nihilism and disbelief; and so the request for alms or a few pieces of candy “on behalf of” a soul departed, is not the foundation as to why a disguise is embraced.  It is, instead, to “have fun” – which is a valid enough reason and rationale in and of itself, though such a goal is not exclusive to also engaging in the activity with a knowledge of why, where we came from, or what we are living for.

The medieval practice of mumming or souling have clearly lost their roots of meaningful efficacy; and with virtual reality overtaking the imagination of modern childhood, there is little room left for the spirit-world of other dimensions, even if we could bring ourselves to believe in them.  Materialism has deadened the parallel universes of fantasy and imagination; the moon smiling can be explained by craters and ridgelines of impervious rocks.  Costumes and masks merely reflect a world already dead; they are not put on for disguise on behalf of souls departed, but merely a put-on to justify laughter, lost innocence and untoward sadness.

Perhaps, by keeping a tradition alive, there will be the possibility of hope, that the meaningfulness of that which is preserved will have a flickering light of potentiality.  But, then, that would mean that elves, gnomes and goblins may still lurk behind hidden corridors of timeless imaginations.

Fate masked is to conceal nothing; it is only when there is a face behind the mask that the mask has any real value; but if the face concealed no longer possesses value, what is the worth of the mask itself?  It merely echoes the truth of Lear’s admonition to Cordelia that, “Nothing will come of nothing.”  There have always been masks to conceal, but worn on occasions recognized for specified events, where all can engage in the fun of hidden meanings; it is the mask of daily veil, however, that should instill terror in the hearts and souls of the living.  For, it is that smile dispossessed; the disarming wink; the open expression of camaraderie; yet, once the back is turned, the sharpened knives are unsheathed for selective display of unstated purposes.

For Federal employees and U.S. Postal workers who are considering preparing, formulating and filing a Federal Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the question often posed is:  When should I?  The missing addendum to such a general question is multiple:  When should I file (as soon as possible, as the process to obtain a Federal Disability Retirement benefit is long and arduous); When should I inform my agency or the U.S. Postal Service (not until the time of filing, unless there is a compelling reason to do otherwise); When should I take off this masking of fate?

As to this last question – well, perhaps when the Federal Disability Retirement application is finally prepared and ready for filing; for, that is the time when the point of pain, anguish and the hollow eyes impounded by a medical condition may begin to repair themselves for the trading dawn away from the daily drudgery of the mask that conceals.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: A break from the quotidian

Is there ever a release from the commonplace?  We take it so for granted – those mundane occurrences of daily living – until the greater pain of life’s misgivings overwhelm and supersede.  The quotidian is a fancy term for the everyday; that routine which we engage in from the moment our eyes open, the sleepiness is cast aside, and the feet are sheathed into slippers or socks, or perhaps not at all; and all that was just described, as well, constitutes the quotidian.

How can we speak of that which occurs daily, is of the commonplace, and provides no fodder for interest or spark of fiery eyes?  Have you ever had a conversation that recurs almost daily, as in the general small-talk with the clerk behind the counter brewing the coffee, or the next-door neighbor who relishes the horsepower of a lawnmower just purchased – and wonder how the stifled yawn might unravel the boredom of life’s privacy?  Where are the gods who once ruled the earth, the mammoths of being who roamed the terraces of epic battles now lost in mythologies severed from the culture of vacuous minds?

Yet, it is by the quotidian that sanity is maintained, where interest is imposed and character is developed.  We often wish for that which we do not possess, yet, upon the embracing of that which we desire, we realize the ineptitude of life’s misgivings and hope for change where alteration of purpose is the last thing we require.  Like Nietzsche’s Eternal Recurrence, the reenactment of life’s quotidian muse will, with boredom and repetitive insanity, compel us all across eternity of time and limitless space, to relive that which causes us to become overwhelmed with somnolence of misbehavior.

Have you ever had a conversation with someone who is clearly bored, until a word is spoken, a thought conveyed, and a spark of life is seen in those dull eyes which dispossessed life’s gifts just a moment before, and suddenly becomes a burning fury ignited by an unknown flintlock exploding with colorful trepidation?  Perhaps you cannot even fathom what compelled it, but it is there, deep in the recesses of the window to the soul of a being, and suddenly, there is life where once but a moment before, death’s promise had overwhelmed and overtaken.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal positional duties, a break from the quotidian is often the search for that mundane part of life which seems forever lost.  For, when a medical condition begins to overpower, it is precisely the quotidian that is sought.  Others may not understand that, and many will never comprehend it.

Preparing, formulating and filing for Federal Disability retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is often the first step in that journey where the quotidian is indeed the epic goal to attain, and when the greater historical deed would be traded for a mere good night’s sleep and a moment of quietude away from the anguish of one’s own medical condition.

Sincerely,

Robert R. McGill, Esquire