Federal & Postal Disability Retirement: The Presumptuous Act

What would we say about a person who, having bought a lottery ticket, goes out and spends lavishly, quits his job and becomes indebted far beyond his means — all prior to the day when the “winning numbers” are declared?  We would consider that he or she is: Crazy; irresponsible; or, perhaps, has some “insider knowledge” that we are not privy to.

Most acts lack a presumptuous intent; many, merely of thoughtless motivations; and rarely but some, of such egregiously bold-faced assault upon common decency that we disbelieve and attempt to substitute some rationally-based justification to explain away the presumptuousness of such an act.  Would our opinion of such a person — the one who buys a lottery ticket, then quits his or her job and proceeds to spend lavishly while abandoning all “reasonable” displays of conventional wisdom — change if additional facts were to be posited?

How about: The doctor has given him 30 days to live, and when we ask the person about the lottery ticket, the response is: “Oh, I don’t expect to win; it is just a metaphor for my life’s prognosis”.  Would such a response change our opinion; for, no longer is the person “crazy”; perhaps somewhat “irresponsible” in that the debts left behind will still have to be paid by someone; but yes, we would likely lean towards the third option in our thought processes: that the “insider knowledge” was the very private knowledge held close to his or her heart: Mortality suddenly betrays careful living, and abandonment of conventional lifestyles is a natural consequence of having nothing left to lose.

For Federal employees and U.S. Postal workers who suffer a similar (but perhaps not quite as devastating a scenario) situation like that of the hypothetical individual noted above, the “presumptuous act” that others may deem so may not be so outlandish as one may first assume.

Filing a Federal Disability Retirement application for the Federal or Postal employee under FERS, CSRS or CSRS Offset is not quite like the example above, but often, some see it as such; for, to “give up” a well-paying job, a reliable career or a secure position in the Federal System is certainly a drastic situation; and the alternative may not allow for much of a choice: To remain and suffer, and continue to deteriorate until one’s body or emotional state has been so damaged as to suffer through life for the rest of one’s allotted time on earth; to ignore that is indeed the height of presumptuousness — of taking things for granted.

Health should be a priority, and preparing, formulating and filing a Federal Disability Retirement application through the U.S. Office of Personnel Management is not a presumptuous act; rather, its opposite is what presumes too much — that your health will continue to withstand the deteriorating condition that you have all along experienced for these many years.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The Pathway of Choice

Pathways are peculiar entities; pre-Google Map times, they were a maze of forbidden routes, romanticized by a generation who were familiar with the television series, Route 66, and about hitchhiking, wrong turns, Robert Frost’s famous poem and Rand McNally road maps.

Now, of course, Google guides, directs, and (sometimes) allows for avoidance of unnecessary delays.  But is it the pathway of choice, and even more importantly, is the pathway chosen the best one for each one of us, the most advantageous for us, and the one which ultimately is in our best interests?  If the pathway that is chosen is simply so because all others are never known, or merely because that is the Robert-Frost-look-alike, when in fact it is delimited because of our lack of knowledge, is it really out of choice or of necessity?

Perhaps the career chosen is not turning out to be the realization of one’s dreams; or, as sometimes happens, an unfortunate set of circumstances has intervened — like a medical condition — and suddenly the pathway of choice that we thought would fulfill our hopes and dreams no longer seems possible; then what?

For Federal employees and U.S. Postal Service workers who suffer from a medical condition such that the medical condition no longer allows us to perform all of the essential elements of the Federal or Postal positional duties, the pathway of choice for the immediate future may seem constricted:  Stay put and suffer; walk away with nothing; or, prepare, formulate and file an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management.

That is the tripartite fork in the immediate road on the way to one’s pathway of choice; but then, there are other “forks in the road” beyond, such as being able to work at another job after one has been approved for Federal Disability Retirement benefits, whether in the private sector or in a state, county or municipal employment scenario.

Don’t be restricted to the immediacy of one’s pathway of choice, for there are many forks beyond, and the pathway of choice as dictated by Google maps only tells you which turn to make in the next quarter mile, and not about what may be chosen in future lives yet unforeseen.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement: That Sudden Urgency

It happens all of the time in life; we leave things to fester, then suddenly the matter becomes important, then vital, creeps into a state of urgency, until it finally develops into a crisis.  The underlying impetus is based upon procrastination; the psychological explanation is deemed avoidance behavior, and the reality of experience merely recognizes it as the nature of human living.

We ask ourselves in wonderment, where did all of the intermediate phases dissipate to?  How did the incremental steps and half-steps in reaching this point of sudden urgency disappear unnoticed?  It is tantamount to children and puppies; that exuberance now gone, when yesterday they were seen with the innocence of youth and folly running through the field.  How does time suddenly evaporate and necessity emerge and develop into the here and now?  Is it mere hope of resolution, or laziness neglected upon a return of minimal investment?

Time was that once, in childhood years of visionary glories, we sought refuge in the calluses of existence where others took care and nurtured, and suddenly those “others” were no longer around, and growing up meant that responsibilities became our personal ownership, and we had to embrace those very things long neglected like faded photographs left discarded in the garden heaps of memories and fears, loathing and angst.

Medical conditions tend to be like that.  They are conditions of human existence which require attending to, and tending to like gardens left dying on vines of eternity; and suddenly it becomes clear that no one else really cares, but for self, family and the closest of friends.  For Federal employees and U.S. Postal workers who have suffered for many months, and perhaps years, because of a medical condition, such that the medical condition impacts the ability and capacity to perform all of the essential elements of one’s Federal or Postal job, there comes a day when the realization of reality suddenly comes upon us, and there is no more tomorrow, no room left for delay, and no time reserved for excuses.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is a long and arduous process involving multiple levels and stages of a bureaucratic morass, and it is this long and hard road of an administrative nightmare which must be dealt with when the sudden urgency of recognition and realization hits home.  And as home is where the heart and hearth are, so finding that restorative space of grace and fulfillment requires planning, deliberation, and a will to win, especially when dealing with a Federal agency such as OPM which views all medical conditions and Federal Disability Retirement applications with analytical suspicion.

Finding that it is suddenly necessary to file for Federal Disability Retirement benefits did not become an urgent state of being overnight; but through many nights and days of toil, it crept upon us like that unseen monster laying wait under the bed in the childhood fears of yesteryear, where protective mothers and fearless fathers long ago left for destinations still unknown, leaving the wide-eyed child of former days to fend for him or herself in this world of cavernous carnivores and restless winds of change.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement from OPM: Identity Crisis

It is how we view ourselves as one entity among others; where the I-Thou relationship corresponds to the perspective we have of ourselves, of others, and within the micro and macro-communities we engage and with which we interact.  Who we are; how we see ourselves; what constitutes value and worth; whether productivity is defined merely by the volume of paperwork shuffled, or in the manufacturing of items shipped to far-off places; and the constancy of eyes which discern the essence of a person’s place in society.  One’s identity is intimately and intangibly intertwined with one’s job, profession and vocation of choice — or where one simply “fell into” the morass of growing from teenager to adulthood.

For Federal employees and U.S. Postal workers who begin to suffer from a medical condition, such that the medical condition impacts one’s livelihood, the vocation one has aspired to for the past few years, decades, and throughout one’s lifetime; or for the Postal worker and Federal employee who have viewed the position as merely a “pass-through” job in order to obtain certain credentials and qualifying clearances; in either cases, when a medical condition begins to prevent one from performing one or more of the essential elements of one’s positional duties, there often erupts a crisis of identity, precisely because of the intimacy between one’s health and one’s capacity and ability to work.

The proverbial “identity crisis” occurs precisely because of the intersection between the tripartite conditions which society has placed with a burden of chaotic rationale:  Who we are; What we do; Our value tied to productivity and “doing”.  Where health begins to deteriorate, the ability and capacity to remain “productive” diminishes; regression of “doing” reduces one’s market value in a society which idolizes comparative worth; and as what we do becomes less valuable, who we are shrinks in the eyes of the macroeconomic stratosphere of societal valuation.

Time to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.  For, when the Federal or Postal employee begins to embrace the identity crisis of this vast bureaucracy of the Federal sector or the U.S. Postal Service, it is time to move on.

“Moving on” is to simply accept the devaluation system of monetary policy of the Federal agency and the U.S. Postal Service; but it is the personal identity crisis which must always be dealt with, and for the Federal or Postal worker who suffers from a medical condition, such that the medical condition begins to impact one’s perspective of self-worth, it is time to exit from the abyss of deterioration, and take the positive and affirmative step by preparing, formulating and filing for Federal Disability Retirement benefits through OPM, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Sincerely,

Robert R. McGill, Esquire