Disability Retirement for Federal Government Employees: The rate of return

At what point does the rate of return diminish to the extent that it is “no longer worth it.”?  And, what is the “it” referring to?  Is it the effort expended in contrast to the compensation received?  Is it the dividends paid upon an investment ignored?

Often, in all of the contexts just described, the focus is upon the wrong point; it is not the “end product” or the final sum that should determine the worthwhile aspect of the “rate of return”, but rather, the key term overlooked — not the “return”, but the “rate”.  One might argue that the two essentially are the same, inasmuch as the “return” (the sum received) is determined by the “rate” (the calculus that determines).  But are they?  Doesn’t it depend upon what context it is being applied to?

Certainly, when conceived of in a traditional investment category, the final sum received can be backtracked to the rate that has been applied; but what about other, more non-traditional contexts, such as friendships, work — even marriage?  Or does one never apply such cold-hearted calculations when discoursing upon the arena of human relationships?  Can we so easily drop friendships and end marriages based upon the same criteria applied in changing investment firms?

Come to think of it, our own lack of active interest is probably the single biggest reason that marriages and friendships last — because, like those investments that we allow to remain because we are too lazy to take an active interest in, many remain in marriages and friendships well beyond the love that has been lost long ago, or the affection that has waned all too subtly; for, in the end, it is our own laziness and lack of motivation that allows the fallowed pastures to let life slowly die in the uncaring tenements of thoughtless stupor.

For Federal employees and U.S. Postal workers that suffer from a medical condition, such that the medical condition begins to prevent the full performance of one’s positional duties and the essential elements of the job, the conceptual paradigm of the “rate of return” should be applied in contemplating whether or not to file for Federal Disability Retirement benefits.

Surely, the Federal Agency or the Postmaster is thinking along the same lines — is he/she getting the job done?  Can I get more out of someone else?

That is the Agency’s perspective; but what about yours?  Such questions as: Is my health going to improve by remaining?  What will the future options be: remain, resign or file for Federal Disability Retirement benefits?

If the first and second choices are no longer real options, then the third one is a necessity, as it becomes clear that the rate of return is no longer a worthwhile investment to remain in a job that clearly is destroying any semblance of one’s quality of life — and that, in the end, is what the purpose of the investment was all about to begin with.

Sincerely,

Robert R. McGill, Esquire

 

Attorney Representation OPM Disability: Analogies and life

Life is lived by analogies.  It is how we understand, comprehend and make sense of a world in turmoil.  By identifying a resemblance between two or more particulars while perhaps remaining somewhat different in other aspects, we are able to relate things, understand them, comprehend the isolation of differentiation between X and Y and yet embrace those differences despite the lack of commonality in all other respects.

Without the tool and transporting impact of an analogy, most of the objective world would remain isolated, irrelevant and separated from the subjective coherence that we bring to the world.  Explanations and argumentation would often lack any comprehensible understanding; scientists would simply speak in technical languages that non-scientists (i.e., laymen like most of us) would fail to appreciate; and life would continually remain a series of isolated islands of conceptual conundrums that would be separated from civilization as a whole.

That is essentially why the administrative laws governing Federal Disability Retirement must by necessity be spoken of in analogic terms – precisely because, in order to make sense in the greater context of life, everything in particular can only be “explained” and “made sense of” through analogies that we can relate to.  Without relational contexts and reference points, life’s various complexities would remain in isolation from one another.

Thus, analogies, life and Federal Disability Retirement benefits all share a common perspective – that of human beings who suffer from a medical condition, such that the medical condition begins to prevent the Federal or Postal employee from performing one or more of the essential elements of the Federal or Postal positional duties, and that a particular “condition” or life shares with all other conditions of life the reference points that we can all understand: Law, Complexity, Human suffering, Pain, The fear of change, The need for change; Confusion; Trauma; Medical conditions, etc.

Analogies allow for understanding; life, left in isolation, is confusing as it is, and even after a lifetime of trying to understand and simplify, still remains a mystery.

And for the Federal or Postal employee who is at a point in one’s career where a medical condition impacts the ability to continue in that career, the reference point that needs to be kept in mind is that there are lawyers who specialize in getting Federal Disability Retirement benefits through the U.S. Office of Personnel Management, and we are here to help.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Law: The face in the mirror

Some avoid it; others run to it like an obsession that cannot be abandoned; and for most, it is merely a daily habit that must be tolerated.

The face in the mirror that we view in order to “present” ourselves to the world is the one we are born with, attempt to alter in multiple ways throughout different stages of life – perhaps by artificial means ranging in spectral thunders of surgical alterations, color-dying, parting the hair on the left side instead of the right; trying to cover that growing bald plate that shines like a heavenly orb not needing the assistance of the Hubbell Telescope from afar in galaxies far and wide; of make-up, lipstick colors and hair-style alterations; and yet, somehow, it is those eyes that stare back that seem to pierce within.

And what of that image we hold; was it the imprint from our youth that forever became frozen in the timeless synergies of our inner consciousness?  Does the reflection in the mirror last, for some, for only a second, such that we have to run back to it – whether by the closely-held compact in the purse, the reflection in the store window, or even that oblong shape of a car’s side contraptions – and reassure ourselves that it has not changed much since the last encounter?

Or is it the image we continue to hold onto as that innocent child of long ago who forever swore that neither time, old age nor ravages of bygone years would ever defeat the compliments received and which we hold so dearly?

It is, in the end, the eyes – what Plato described as the windows to one’s soul – that tell the tale of a person’s past.  Does it haunt?  Does it enliven?  Will it glitter and sparkle like the moon’s reflection upon a summer’s pond in its tranquility of calm?  Or does life bring such sorrow within the chasms in between, where the haggard look befalls and betrays the unhappiness residing within?

We need not look in the mirror to gather much that we already know, and yet we keep going back and speaking to that ghostly appearance reversed in proportionality as the negative photograph that smiles when we smile, cries when we cry, but feels not the inner pain that grows with each day.

For Federal employees and U.S. Postal workers who are at a point in their lives that filing for Federal Disability Retirement must be considered, it is a critical point to consider when you look at the face in the mirror – for, the reflection seen is often not the “real” person that stands in front of the mirror, and the “appearance” is never the essence of the inner soul concealed.  That is the sad truth when dealing with the Federal agency or the Postal facility; they all see “you” as “that person who has a medical condition and is no longer as productive as he/she used to be”.

That is why filing for Federal Disability Retirement benefits often becomes a necessity, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset – because the face in the mirror is just that – a reflection of unreality – that doesn’t ever reveal the truth of one’s potentiality in a universe that barely cares beyond the appearance of reality.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: The pleasantry of paper’s caress

Will the electronic tablet ever replace paper’s longstanding sovereignty?  The invention, dissemination and widespread availability of paper was a notable mark in human progression — if only for what it allowed in establishing communication, transfusion of knowledge and conveyance of data.  Like Gutenberg’s movable type printing press, the cotton gin, the Model T Ford and the computer chip of modernity, such inventions became, in retrospect, tumultuous benchmarks of human advancement.  If advertising images reflect a hope of an industry, it is clear that paper’s replacement is a target of that sector.

The image to be replaced — of a carefree summer’s day, lost within the creative imaginings enchanted by a book in hand, is replaced in a meditative surrounding of a monastery of quietude, with a solitary figure with tablet in hand.  Is this a clash of non-conforming imagery, an oxymoron of the tactile senses — or an acceptable intrusion of an outdated perspective now carefully designed to allow for a transcendence beyond sensory inconsistency?

Is it too “weird” to claim that there is a synergy created by the connective tissues, perhaps invisible, in the sensation of bonds reinvigorated when the human organ — the skin which covers one’s hands and fingers — makes contact with the organic product once living in the forest of endless time before becoming transformed and processed into a breathing product of man-made paper?  As opposed to:  holding an electronic device encased in plastic — that dreaded construct of human creation that poisons the environment and resists natural disintegration for eons of man’s extinguished presence on civilization’s watch?

It is precisely that pleasantry of a tactile event — that moment unnoticed when lost in an author’s universe, when the hand feels for the edge of the paper, separates the singular from the aggregation of sequential binding, slides down and in a conjunctive movement of coordinated silence, turns the page.  And from that, idioms of meaningful adages — another page in history turned, entering a new chapter in one’s life, and closing the book on a forgettable chapter in the experiential history of a person; or even of throwing a book at or “booking” someone.  How will that tablet replace such evolutions of linguistic goldmines in the future?

What we unintentionally lose by careless neglect in the rush towards embracing newfangled inventions for monetary gain and lining of pockets in corporate boardrooms, we rarely pause to reflect upon, except in the incremental erasures of history’s richness in human interactions taken for granted but never spoken of.  There is, in rushing towards replacement with thoughtless disregard, a propensity to bury that which is seemingly irrelevant but for the empty chair we suddenly miss, but too late in showing our love and care.  We can regret things that are gone, but remain impotent to despair and unable to replace, once discarded into the ashes, with but a hope for the rise of Phoenix, if only in the timeless mythologies forever extinguished.

For the present, however, paper remains king; and whether by paper or in forms of electronic transmission, Federal employees and U.S. Postal workers who need to prepare an effective Federal Disability Retirement application, must formulate a proper strategy and file the proper forms and “paperwork” in order to become eligible for Federal Disability Retirement benefits.  Such a submission must be accomplished within a specified statutory constraint, and the rise of electronic methodologies should not detract from the goal identified:  preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal employee or U.S. Postal worker is under FERS, CSRS or CSRS Offset.

For, whether by the tactile pleasantry of paper’s caress, or via an electronic transmission, in this particular mode of presentation and submission, it is always the content which matters, and not the means of conveyance.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employees Disability Retirement Systems (FERS/CSRS): Of the parsimonious panderer

Somehow, merely doing your work just isn’t good enough; allies must be accumulated; alliances must be forged; outsiders, enemies and loners must be harassed, intimidated and crucified; suspicion is always cast upon the forces of neutrality, and homage paid is the quid pro quo of worldly advantage.

We tend to think that the manner in which prison systems naturally tend towards animalistic behavior of fiefdoms, savagery and community of gangs merely reflects a sociological consequence of a passing academic interest, without recognizing that the same applies in our daily lives.  One cannot merely go to work, do an excellent job and mind one’s own business; there are always dark forces beyond, awaiting and lurking, conniving to entrap and ensnare.

For the Federal employee and U.S. Postal worker who begins to suffer from a medical condition, such that the Federal or Postal employee must consider filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal employee or the U.S. Postal worker is under FERS, CSRS or CSRS Offset, the magnification and exponential pressure of prior failures in becoming “one of us” begins to manifest itself in so many ways.

For the Federal or Postal worker who suffers from a medical condition where the medical condition prevents one from performing one or more of the essential elements of one’s positional duties with the U.S. Postal Service or the Federal agency, two problems begin to surface:  First, dealing with the medical condition itself; and Second, dealing with management, supervisors, and even fellow coworkers.

It is an unfortunate truism that pandering not only works, but works too well; and if, in the course of one’s career, one has been parsimonious in the arena of pandering to others, the price to be paid is often the harshness of refusing to join and pay the membership of the panderer’s club.

But, then, the price for possessing integrity has always been the wounded pride of the lying predator, and when the parsimonious panderer awakens the abyss of human conscience by having a need for sympathy or empathy, the herd mentality of the world around will surely respond in ways predictable, by devouring the likes of a wounded prey such as the Federal or Postal employee who needs to prepare, formulate and file for Federal Disability Retirement benefits through OPM.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Selling one’s soul

During the Holiday Season, there are always thoughts pervading concerning redemption, salvation, the “true meaning” of X, and whether we are living by the principles of which we espouse.  It is a natural phenomena, precisely because the rush and exhilaration of preparatory work suddenly subsides, and in a flash, the day of reckoning dawns upon us, and the quietude reverberates, resulting in untenable moments of reflective profundity.

The narrative of the kindly old man who drops presents for souls yearning for something more; or of redemptive confessions and regenerative promises declared on faith; these all make up the essence of Western Civilization’s essence of pride, prosperity and the progressive paucity of philosophical punditry.  They are the historical metaphors of past meanings, present meanderings and future outpourings.  Throughout, it is the essence of one’s soul which we are avoiding, and the vestibules of our reaching out to the future promises we have kept hidden.

Can a person sell his or her soul?  There are ways beyond mere transactions which transfer money for goods and services; there is compromise, submission, the word not spoken, and the moment forsaken.

For Federal employees and U.S. Postal workers who feel lost in such a downtrodden negation of heart, it is often understandable when a medical condition interrupts the delicate flow of life and living.  Federal and Postal employees who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal positional duties, will often feel that their life has been put on pause, and that others are progressing forward while theirs is but a lapse in time.

To file for Federal Disability Retirement (they feel, or are implicitly told) through the U.S. Office of Personnel Management is likened to “selling one’s soul” because, by doing so, one is abandoning one’s duty and fealty to the idea of the “good of the mission”.

Beware, however, to always clarify whose soul one is speaking about.  For, filing for Federal Disability Retirement benefits through OPM, for the Federal or Postal worker who is under FERS or CSRS, is to merely govern one’s own life, and to look out for the best interests of one’s own future.  It may be that when agencies, coworkers, or even one’s own family talks persuasively about how having that “good” job is more important than one’s health and well-being, that the soul that is being compromised is for the sake of another, and not your own.

Sincerely,

Robert R. McGill, Esquire