Tag Archives: usps disability insurance

FERS Early Medical Retirement: Integrity

What is it?  One definition states: A. The adherence to moral and ethical principlessoundness of moral character; honesty, and B. The state of being whole, entire, or undiminished.  Yes, the first one is what one expects; it is the second definition, however, which is the more relevant, and perhaps needs to be fleshed out.  For, isn’t that the true basis for the meaning of the word?

That there is a “wholeness” between the words one speaks and the actions one takes.

Take the following hypothetical: A former president (who will remain unidentified) who was almost kicked out of office for an indiscretion committed in the oval office (yes, yes, it is hard to guess who that might be, these days — but here is another hint: There were, in the salacious context of the entire affair [sic], multiple “Speakers of the House” who took the post, then subsequently resigned because they, too, were outed in retaliation by the White House) goes around the country lecturing at high schools and colleges on the following subject: “The importance of Fidelity in a marriage.”

Would you go to such a lecture?  Would you allow your son or daughter to listen to the ex-president?  Why, or why not?  Does it matter who the speaker is?  Why does it matter?  Isn’t the truth of what he says, true — regardless of who delivers the lecture?  Would it make a difference if someone else gave the lecture — say, some old geezer who has been married to his wife for 75 years?  If so, why?

Perhaps because the penumbras of integrity still haunt our society, where words and actions still require “wholeness”.

Certainly, that is the case (allegedly) in a Federal Disability Retirement case, where your Statement of Disability (SF 3112A) should match the Physician’s Statement (SF 3112C), where the coordination and connection results in a “wholeness” which will then turn into an approval from the U.S. Office of Personnel Management, when a Federal or Postal Disability Retirement application is put together in the effective manner in which it should — based upon the concept of integrity.

Contact a Federal Attorney who specializes in Federal Disability Retirement Law, and make sure that the entire packet is prepared, formulated and filed with the concept of “integrity” — “wholeness” — in mind.

Sincerely,

Robert R. McGill, Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement Application: In the Modern Age

Are there greater problems today than there were before?  Are there more bad people; is there a greater number of sexual predators; do people on the whole act with greater aberrance than in times past?

Of course, much of such questions depends upon what you define as “before” — as in, what historical time period, which civilization as the comparative reference point, and are we applying the same acts committed (i.e., apples-to-apples), etc.

In the modern age, is there more stress in the workplace?  Are psychiatric conditions worse and more prevalent because of the increase in workplace hostility and stressful conditions?  Is there a better way to keep and retain productive members of the workforce — i.e., to accommodate them — than to provide them with a disability annuity?

In the modern age, the level of workplace stress has, indeed, seemingly increased, to a rate and frequency where devastation of lives occurs in greater numbers than before.  Before — as in, when?  Such a question is an irrelevancy.  The modern age has no equivalence, and therefore no comparative analysis can be wrought.  Instead, the proper focus is to fight for one’s rights and one’s benefits.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal position, contact a qualified OPM Lawyer who specializes in Federal Disability Retirement Law.

For, in the modern age, there exist laws which provide for alleviation from the medical devastation wrought by society’s undue workplace stresses, and asserting one’s disability rights is fortunately a benefit available in the modern age.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement for Federal Government Employees: Lost

Is it a feeling; an emotion; a state of being; or merely a fact?  Or, can it be “all of the above”?  Can one say, for example, “I feel lost” — but yet be in one’s home or in other familiar surroundings?  Is it an emotion — like sadness or joy, but instead having the emotion of “lostness”?

It can certainly be a state of being; and there is no question that the statement, “I am lost”, can be a factual assertion where one is wandering through an unfamiliar city and you stop and say to a bystander, “Excuse, but I am new to this city and I am lost.  Can you help me?”

The latter of these examples, of course, is the more uninteresting; the first or second in this series, a conundrum that makes one pause.  When we experience the feeling or emotion, however, it is far from anything obscure or nebulous; we actually can, and do, experience a sensation of “being lost” — just not in a geographical or “factual” manner.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it is natural to feel “lost” when confronted with the prospect of preparing, formulating and filing an effective Federal Disability Retirement application with OPM (the acronym standing for The U.S. Office of Personnel Management).

Consult with a Federal Disability Retirement Attorney, who can guide you through the maze of confusion, whether “being lost” is an emotion, a feeling, a state of being — or merely a fact.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Keeping it together

Living in modernity is a complex juggling act that never ends.  Simplicity recollected in former times often harken towards an idealization that perhaps never existed, where toil, labor and survival were a coalescence of a person’s life, and meaning was never divorced from what one was engaged in, the acts of striving, the struggle to earn a living.

Modernity magnifies Marx’s observation that human discontent is a result of separating man’s labor from the self-esteem of accomplishment, where the factory worker sees merely a microcosm of monotony but never possesses the self-satisfaction of any meaningful end to the assembly-line of life.

Instead, today we are a fractured sort, running like the proverbial chicken with its head cut off (and we don’t even quite understand what that means, anymore, as no one lives on a farm to understand that when a predatory owl comes swooshing down and severs the upper portion of a cock-a-doodling bird, the feet continue to pedal forward even after the headless horseman is taken away), awakening, rushing, being dazed and in a trance to view the multiple screens of a Smartphone, the laptop, the desktop and being directed by electronic voices of commandeering vehicles, parking barometers and driverless vehicles to merely observe as bystanders in a world gone mad.

Credit crunch, debt overload, children brought into the world without direction or means, and droughts, famine and wars and rumors of wars beyond; it is a burden just to try keeping it together, these days.

Promises have been made for decades plus of technology granting a reprieve both in time, effort and human toil, and the time for leisure which the totalitarianism of oppressive modernization has detailed has somehow never come to fruition.  Work, and more work; overtime; the juggling of family time, work, filial commitments and more work; and we can “have it all”, or so they keep telling us.

Email was supposed to undercut the need for the snail’s pace of the Postal Service, but now we are bombarded with an exponential quantification of that which we used to open with a mail opener, inserting carefully into the edge of the fold and slicing gently so as not to spoil the contents within; and somehow that very act of ancient and tactile connection between the eye, the hands, the metal implement and the organic material of an unopened letter gave it a personal bond of sorts, even in a mechanized office setting.  Today, it is merely one more click of a computer button to open up the electronic mail.

“Keeping it all together” – is it possible, anymore?

Then, when you consider an unwanted intruder – a medical condition both unexpected and unforeseen – is it any wonder that things quickly fall apart.  For Federal employees and U.S. Postal workers who find it difficult to continue in one’s chosen Federal or Postal career, when the medical condition no longer allows the Federal or Postal employee to perform all of the essential elements of one’s Federal or Postal position, it may well be time to recognize that the fundamental basis of keeping it all together rests upon the ability to prepare, formulate and file an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement Law: The Steps to Take

Life is often overwhelming enough.  Then, when a medical condition make its initial entrance, remains for more than a fortnight and begins to impede, curtail and prevent one from doing the things one has taken for granted –  the problem becomes more than just a nuisance, but a magnification and exponential exaggeration beyond that which was a burden to begin with:  another problem adding to a host of problems.  In life, we often know what needs to be done, and sometimes even the “how” in going about solving problems.  But the capacity to prioritize and organize, to sort a jumble into a linear coherency, and to gather the necessary components into a cogent whole, is often the problem that prevents one from moving forward.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the condition (or multiple medical conditions) begin to prevent the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal position, the normal sequence of events often take on the following incoherent pathway:  An inquiry is made with the Human Resource Department; two sets of Standard Forms are presented to the Federal or Postal employee (SF 3107 series; SF 3112 series); the Federal or Postal employee is told to read through them and “fill them out” and bring the entire sets back to the H.R. Office.  They will be there “to help”.

When such a development occurs, 2 issues immediately come to one’s attention, or should.  First, is there a sequence and methodology one should follow, that is better and more effective?  Second, if the Federal Disability Retirement application is submitted and denied at the initial stage of the process, will that same Human Resource Office or person be held accountable, and continue to “help” for the second and subsequent stages of the process?

The answer to the first question is an unequivocal “yes”; the answer to the second question is a bit more complex.  There are, indeed, many helpful H.R. offices and personnel.  The point of creating an H.R. Office is to guide, help and assist the employees of the agency or organization.  But filing a Federal Disability Retirement application is a different “animal” from most other processes.  Think about it; it is not like setting up an allotment from one’s pay, or changing the number of deductions for tax purposes.  No, it is a complex administrative process that, once out of the hands of the agency’s H.R. Office, is under the direct control of a separate agency – the U.S. Office of Personnel Management.

Further, filing a Federal Disability Retirement application, whether under FERS, CSRS or CSRS Offset, can become a contentious issue – once a denial is issued by OPM, and even a second denial at the Reconsideration Stage, then an appeal will need to be filed with the U.S. Merit Systems Protection Board within 30 days.  Then what?  Will the Human Resource Office that was so helpful, represent you there?

Every future holds a pathway for successful maneuvering, and yes, there are sequential steps to take in preparing, formulating and filing an effective Federal Disability Retirement application.  For that, a knowledgeable FERS Disability Lawyer who is experienced in Federal Disability Retirement law can be helpful in guiding the Federal or Postal employee onto that pathway.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: The expected party

It is the emptiness and void of what could have been, or even should have been; of regrets untold and remorse unuttered.

Whether for a special celebration marking a person’s birthday or an event of magnified relevance; or a turning point in a person’s life – of a 10th anniversary, exceeding expectations of mortality, in waiting, or perhaps a common achievement by others in everyday living but for handicaps and disabilities that make it challenging to meet; whatever the event, the party never thrown for it magnifies a negation of recognition, and like a pinprick into the heart and soul of a person’s life, it deflates the very essence of joy.

“Oh, it would have been nice to—” but the person is gone, and hears not the sudden want and desire of recognition.  “It’s too bad we didn’t get together and—” except that the inaction following the time of relevance has long passed, and it is such actions which derive the sincerity of words spoken, otherwise mere empty vessels of utterances without meaning or purpose.

Most can justify and minimize, and instead replace such statements of regretful remorse with offensive parries, as in:  “Oh, she wouldn’t have appreciated it, anyway”, or the kicker – “He didn’t like those things.”  But that is not the point.  The party never thrown is not merely a negation of recognition earned, but a window into the heart of those who never truly cared in the first place.

Words are cheap and can be bandied about and flaunted endlessly without consequence of actions; but the negation of that which should have been, and could have been initiated but for want of selfless endeavor, is a missing slice of life that can never be replaced.  That is, unfortunately, what is often left behind during the process of preparing, formulating and filing a Federal Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

The recognition of past contributions is suddenly no more; that party which “might” have been considered, is no longer; and suddenly the ‘golden boy or girl’ who could do no wrong, is the pariah, the dead-weight in the office, and the continuing drag upon the agency’s mission.

Whether the agency or the U.S. Postal Service will ‘support’ the Federal or Postal worker’s Federal Disability Retirement application, and the unstated or concealed reasons for such support – to ‘get rid’ of the dead-weight, as opposed to showing some empathy; or to have that position filled by someone ‘more productive‘, is beside the point.

It matters not the why or even the ‘if’; for, whatever the underlying reasoning, don’t expect to received that recognition you once never sought but always seemed to get.  For, in the end, the Federal or Postal employee filing for Federal Disability Retirement benefits, to be submitted through one’s agency, then on to the U.S. Office of Personnel Management, will know one’s ‘true friends’ and sincere coworkers, by the party never thrown.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: The party never thrown

It is the emptiness and void of what could have been, or even should have been; of regrets untold and remorse unuttered.

Whether for a special celebration marking a person’s birthday or an event of magnified relevance; or a turning point in a person’s life – of a 10th anniversary, exceeding expectations of mortality, in waiting, or perhaps a common achievement by others in everyday living but for handicaps and disabilities that make it challenging to meet; whatever the event, the party never thrown for it magnifies a negation of recognition, and like a pinprick into the heart and soul of a person’s life, it deflates the very essence of joy.

“Oh, it would have been nice to—” but the person is gone, and hears not the sudden want and desire of recognition.  “It’s too bad we didn’t get together and—” except that the inaction following the time of relevance has long passed, and it is such actions which derive the sincerity of words spoken, otherwise mere empty vessels of utterances without meaning or purpose.

Most can justify and minimize, and instead replace such statements of regretful remorse with offensive parries, as in:  “Oh, she wouldn’t have appreciated it, anyway”, or the kicker – “He didn’t like those things.”  But that is not the point.  The party never thrown is not merely a negation of recognition earned, but a window into the heart of those who never truly cared in the first place.

Words are cheap and can be bandied about and flaunted endlessly without consequence of actions; but the negation of that which should have been, and could have been initiated but for want of selfless endeavor, is a missing slice of life that can never be replaced.  That is, unfortunately, what is often left behind during the process of preparing, formulating and filing a Federal Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

The recognition of past contributions is suddenly no more; that party which “might” have been considered, is no longer; and suddenly the ‘golden boy or girl’ who could do no wrong, is the pariah, the dead-weight in the office, and the continuing drag upon the agency’s mission.

Whether the agency or the U.S. Postal Service will ‘support’ the Federal or Postal worker’s Federal Disability Retirement application, and the unstated or concealed reasons for such support – to ‘get rid’ of the dead-weight, as opposed to showing some empathy; or to have that position filled by someone ‘more productive‘, is beside the point.

It matters not the why or even the ‘if’; for, whatever the underlying reasoning, don’t expect to received that recognition you once never sought but always seemed to get.  For, in the end, the Federal or Postal employee filing for Federal Disability Retirement benefits, to be submitted through one’s agency, then on to the U.S. Office of Personnel Management, will know one’s ‘true friends’ and sincere coworkers, by the party never thrown.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The Holiday Season

We are entering into that period of respite; of the contradictory clashes of duality in purpose, paradigms and expectations:  to “be happy” during a season where one is forced to conform to a standard no one quite remembers was ever met in the history of mankind; of rushing to “get everything done”, while supposedly being reflective, meditative and contemplative upon the season of new birth and magical fantasies; of responding to cheerful salutations contrary to one’s nature, reflex and possible genetic disposition so ingrained that the forced smiles hurt the resistant flesh around one’s mouth; and, all the while, to act “as if.”

“As if” the religiosity of the event still matters while we stand in line to follow the incessant promptings of the commercialization of that which we are admonished to recognize as a “sacred” time of sacraments and benedictions; “as if” kids can still believe in something when throughout the rest of the year the cynicism of hopeless trope pervades and dominates; and “as if” the heart is really where the mind should be, when rationality is overwhelmed by the emotional turmoil of one’s life experiences, the present hope gone and replaced by tomorrow’s sorrowful cries for yonder residue of ashen dust as the angels of lost years flew by in a whirlwind of timeless escape.

Yet, as we were once young and the trials of childhood memories forbade but a glint of hope, we remember trying to stay awake and listening, with but hopeful ears and fleeting dreams, of the footsteps of Santa upon the roof above, knowing that the tears suffered in years long gone could be embraced by a singular touch of a hopeful tomorrow.

The Holiday Season is upon us – with all of its inherent stresses, the clash of psychology between hope and expectations, and the further problems now upon those who actually believe that someone else’s Instagram truly represents the reality of life’s perfection, where there is none.  Yes, yes – everyone will be given that trope of wisdom:  Slow down and enjoy the season; it is not as important to receive, but to give; if everything doesn’t seem perfect, relax and enjoy the company surrounding; if you are getting too “stressed out”, then – what?

Often, it is actions beyond words which result in the first steps toward a “feeling” of accomplishing something, and for Federal employees and U.S. Postal workers who need to take the next step towards getting beyond the medical condition that has become chronic, and away from the constant harassment and condescending remarks about not “carrying your weight” at the workplace, preparing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is often the necessary first and next step in reaching a goal known but not yet materialized.

It is somewhat like the “Holiday Season” itself:  we are “supposed” to be cheerful, but what cheer can be found in rushing about to buy trinkets from sweat factories made in foreign lands?  The key is to find the quality of life in the small steps we take, and as with both the Holiday Season and filing for Federal Disability Retirement benefits, it is those first and foremost necessary steps – baby-like though they may appear – that will result in the accomplishment of a lifetime.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: The anomaly of insularity

Society’s steady progression towards greater insularity has been accepted as a mere inevitability that must be tolerated, resigned to, and ultimately embraced with little resistance and no objectionable diatribes, except by those madmen and social commentators who defy and decry and parade and parody of innovation as the essence of civilization’s manifest destiny, replacing the previous paradigm that engaged in the systematic genocide of the civilizations encompassing the plenitude of American Indians in a past century or so – but let us not digress and focus too much upon such a path (i.e., a small hint:  read the tragic but necessary work recently released, by Peter Cozzens entitled, The Earth is Weeping, if you want to understand the true heritage of our past “westward progress”).

Insularity goes against every grain of Darwinian truths:  Look around you (if you are not already distracted by your own Smartphone, laptop or other electronic device); who among you and surrounding you are looking at a screen of one sort or another?  Are heads pasted between eyes glazed and a few inches or feet beyond, to a fluorescent screen of inestimable attraction?

Concurrently, what is occurring in that “real world” that we so decry – of a reality that includes “others” in true flesh; of nature’s blossoming or closing, depending upon the season we are in; of planetary alignments and weather changes; and, in the end, of actual people reaching out in a world where virtual reality has replaced humanity’s quest for love.

Man has always had a differentiating and unique feature – of the Shakespearean aside in uttering a poetic soliloquy; of reflecting upon inner thoughts and seeing no further beyond than the mind’s eye as one wanders through an impervious universe; of reminiscing about a past already lost, calculating for a future which may never arrive, and foregoing present pleasures for delayed contentment.  But modernity has changed all of that.

The past is no longer relevant as old men and wisdom of what once occurred as generational transfer of lessons learned are shuttled into nursing homes where dementia prevails upon wasting souls; where future predictions of dystopian fantasies dominate through electronic entertainment and virtual realities that have replaced that singular tree that grows in Brooklyn; and how the world of the Internet, Skype, Instagram and Facebook constitute the entirety of one’s insular world.

Yet, insularity has its consequences.  For Federal employees and U.S. Postal workers contemplating filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the reality of the medical condition still maintains that anomaly of insularity, in that the world of pain, anguish or anxiety-stricken psychiatric conditions reflect back upon the individual suffering, and the “outer” world cares not a twit about the individual circumstances.

But reach out, one must – for, in order to escape that anomaly of insularity, the Federal or Postal employee must step outside of him or herself, and begin to prepare an effective Federal Disability Retirement application, and that is precisely the “key” to breaking that vicious circularity that encompasses and engulfs one in the very anomaly of insularity, within a conundrum of an uncaring universe, amidst a sea of unsympathetic drones within the Federal agency or the U.S. Postal Service.

Sincerely,

Robert R. McGill, Esquire
Postal & Federal Employee Retirement Attorney

  

OPM Medical Retirement Attorney: Formulating the Effective Case

Is it inherently presupposed that a case to be formulated is one which should be “effective”?  By the insertion of that term, of course, it immediately implies a retrospective vantage point — an “ends” to “means” view of an outcome-based approach.

If a Federal or Postal employee who files for Federal Disability Retirement benefits, whether under FERS, CSRS or CSRS Offset, receives a denial from the U.S. Office of Personnel Management, one assumes that the case was not “effectively” formulated.  On the other hand, if an approval is received from OPM, one need not consider any such issue, but merely moves on to the “when” phase — as in, “When am I going to get paid“?

Outcome-based formulation of a case is never an unwise approach; but the mere fact that a denial is issued by OPM after reviewing a given Federal Disability Retirement application, does not mean that the case itself was not originally “effective” in the formulation and submission.

There are OPM “administrative specialists” who systematically deny cases; certain others who require a higher standard of proof beyond what the law mandates; and even those who extrapolate clear evidence in a denial which establishes eligibility for Federal Disability Retirement, but nevertheless concludes with a disapproval.  Such arbitrary outcomes may seem unfair and unwarranted, but it is a reality which must be faced.

In light of this, the positive outlook to embrace is the fact that Federal OPM Disability Retirement is an administrative process with multiple stages for appeals and additional bites at the proverbial apple.

From the outset, it is always a good idea to carefully prepare, formulate and file an “effective” case; but the mere fact that the first attempt fails to achieve the outcome desired, does not diminish or extinguish the positive assessment reached at the outset when first the OPM Disability Retirement packet was submitted; rather, it just means that additional proof and evidentiary addendum must be forthcoming to satisfy the bureaucratic process of further effectuating the efficacy of an already-effective case.

Sincerely,

Robert R. McGill, Esquire