FERS Medical Retirement from OPM: Back to Basics

Aristotle always refers back to foundational principles — back to ‘first principles’, or to the basics of life.   And so we must always keep that in mind too, even in — or especially when — filing a Disability Retirement application under the FERS retirement system with the U.S. Office of Personnel Management.

Yes, there are always a multiplicity of ancillary issues involved — of Agency efforts for accommodating the employee, of the character of a proposed separation of the Federal or Postal employee, and the subsequent invocation of the Bruner Presumption.  But in the end, it goes back to the first principles — the medical condition itself.  What are the symptoms; what is it about the condition itself which makes it inherently incompatible with the essential duties of the position; what is it about the incompatible nature of the condition that OPM fails to appreciate?

The health condition itself — that devastating failure of the body and/or the mind which profoundly alters one’s chosen career, character, and life.  How much more ‘basic’ can it get?

One’s career is often inseparable from one’s self-identity and consumes a greater proportion of time than most any other activity.  Yes, yes, we give lip service, to ‘family-time’ and ‘leisure time’, etc. but the reality is that we expend most of our own energies in pursuing our careers, and that is why when an injury, illness, or disability hits us, it has devastating consequences.  And so it must begin with the foundation of the first principle — of the basic medical condition, and from there — to build from it.

Of course those issues which OPM takes advantage of — the ancillary concepts of Agency accommodations, of applying relevant case law and preemptively addressing those pitfalls which OPM seems to take pleasure in forming the basis of a denial, but that all begins with the basic understanding of those first principles — the originating medical condition itself.

For Federal employees and U.S. Postal Service workers who suffer from a medical condition and need to file for Federal Disability Retirement under FERS with the U.S. Office of Personnel Management, those overlooked first principles must be the originating source in compiling an effective FERS Disability Retirement application.

Contact a FERS Disability Attorney who specializes in Federal Disability Retirement under FERS, and consider whether beginning from the “basics” may be in fact the best way to start.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Early Medical Retirement for Federal Employees with Disabilities: The Contest

Too much of life is seen this way and engaged in that manner — of a contest; like a football game or a game of monopoly.  Perhaps that is the problem; that we bring children up thinking that “play time” is preparation for the real deal — life; but what if the “kinds” of play represent the wrong type of preparatory engagements?

Many conflicts appear merely because of the wrong-headed perspective of the “contestants”, when in fact a given process needs first to be clearly defined, the issues identified, parameters sharpened and roles understood.  Divorces often result from silly arguments ill-conceived as a contest of wills where love is abandoned, needs forgotten and the concept of “marriage” undefined.

For Federal employees and U.S. Postal workers who must deal with the U.S. Office of Personnel Management because of a need to file for FERS Disability Retirement benefits, having the proper perspective at each of the three (3) primary levels or stages of engagement is important.  While it may not be a “contest”, it is certainly a legal conflict of an adversarial nature, and one which requires a FERS Lawyer who specializes in Federal Disability Retirement Law.

Contact an OPM Disability Attorney who specializes in FERS Disability Retirement Law, and recognize that the “contest” involving your legal rights involves “contestants” who must either win the case, or lose it — thus requiring the involvement of the specialist who knows how to “fight” in such a contest.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Peace of Mind

It is a wonder how information is restricted or fails to be disseminated.  Of course, like all insurance policies, one is never interested in the details of an insurance policy unless and until it is needed.  Insurance is often likened to “peace of mind” — and that is how it is packaged and sold.

You purchase insurance not only because it is required (such as auto and home), but because of the fear of the “What if” scenario: What if I die before my children have grown up? (life insurance).  What if someone gets injured on my property? (umbrella insurance).  What if I become disabled and am unable to work? (Disability Insurance).

Yes, there are private policies, as well, but fortunately for Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, there is the added benefit of Federal Disability Retirement.

You may not need to access it for now, and for that, it provides a “peace of mind” until and unless it becomes necessary.

Sincerely,

Robert R. McGill
FERS Disability Attorney

 

OPM Disability Retirement: Between Meaning & Mystery

Much of life is that way; and when we were children, of a naive and curious nature, we remained trapped for a time where mystery was everywhere and meaning nowhere, and who filled in the gaps made all of the difference.  Whether of feeding the imagination with stories told by caring parents and teachers; or, perhaps, by uncaring adults who took neither the time nor the care, and instead dashed all hopes that magic still existed; and over time, normative explanations, logic and the prevailing winds of conformity overtook us, and mystery no longer existed, and only meaning.

Do we create our own meaning?  Does mystery disappear upon reaching adulthood, with all dreams dashed and every nook of hope vanquished?  Or, must it always remain a disjunctive — an either/or, where childhood abounds with mystery and growing up must be filled with meaning.  But what if “meaning” is the mystery of life, then what?

For Federal employees and U.S. Postal workers, who suffer from an injury or illness, and who must contemplate the mystery of Federal Disability Retirement benefits through the U.S. Office of Personnel Management under FERS, consult with a Federal Disability Lawyer who specializes in Federal Disability Retirement Law, and come to understand the meaning behind the mystery before entering the administrative chaos of an OPM Disability Retirement Application, where mystery indeed abounds and where meaninglessness — not meaning — is often the norm.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement: The Venn Diagram of Life

Venn diagrams reveal the logical relationships between a finite collection of different sets.  Unlike concentric circles which all share a common center and thus fail to show their interconnectedness, Venn diagrams unravel both the connected relationships as well as the disjointed and isolated parts.  Thus, while all of X may also share in Y, some of Y may not connect with X or with Z, etc.

It is emblematic of our personal lives — where some part of us may be shared at work, but not all; and the personal side which is “not known” at work may be a private side of us that no one ever knows, and need not know.  Medical conditions are often those sets of conditions which represent a part of Y (personal side) but which are left isolated and private, outside of the reach of knowledge, yet nevertheless a part of X (work side) precisely because we bring to work our medical conditions (because we have no choice about the matter), even though we try and hide them.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition has begun to increasingly impact one’s ability and capacity to perform all of the essential elements of one’s Federal or Postal job, the Venn Diagram of Life is a familiar concept — trying to leave the impact outside of the circle of work becomes increasingly difficult, and the “work-circle” more and more notices the infringing nature of the medical condition itself through greater use and exhaustion of Sick Leave, LWOP and reduced performance efficacy.

The key, then, is to recognize the logical and real relationship between one’s medical conditions and their impact upon one’s ability and capacity to perform the essential elements of one’s job.  Once that relationship has been realized, then you can make the proper decision as to whether it is time to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

As part of that Venn Diagram of Life, you may want to look at the diagram of concentric circles, as well — where the common center of a successful disability retirement application is often in consulting with an attorney who specializes in Federal Disability Retirement Law.

Sincerely,

Robert R.McGill, Esquire

 

Federal Disability Retirement: The Near Side of the Root

Have you ever noticed that the green moss grows abundantly on the near side of the root?  When the trees that gnarl their root system above the ground and down into the soil of rich ferment below, the crevices form a fertile landscape where the moss shines green in brilliance upon the morning sun.

Living entities tend to find spots, wherever and however, in the places where the sun will enliven.  Thus do we watch with wonderment at the near side of the moon and lament the cold indifference at the far side; and in a metaphorical way, we seek the positive and avoid the negative, reach out to sunlight and return to the slumber of our thoughts when nightfall blankets.

Our attitudes, as well, can change and alter depending upon the environment around us.  When we remain in a caustic environment, we ourselves begin to exhibit the poisonous side of our nature.  And so it is with the green moss that grows on the near side of the root; the far side has no life and withers under the darkness of deprivation.

For Federal employees and U.S. Postal workers who suffer from a medical condition and have tried to remain with the Federal Agency or the Postal Service despite realizing one’s inability to perform all of the essential elements of his or her job, the poisonous atmosphere of the workplace begins to exacerbate the medical condition itself.  Often, negativity feeds upon negativity; medical conditions themselves have no chance of improving because of the caustic environment itself and the greater stress it places upon one’s health.

When the vicious cycle of self-destruction continues to ensue, it is time to prepare, formulate and file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.  Consult with an attorney who specializes in Federal Disability Retirement Law to begin the process of recovery, where the near side of the root becomes the metaphor for one’s future beyond the medical conditions that debilitate and decay.

Sincerely,

Robert R. McGill, Esquire

 

Attorney for Federal Disability Retirement Claims: The concise sentence

What is the difference between being concise and performing with precision?  The former is often applied in the universe of words and communication; the latter, in areas where quantitative measuring tools can be determined, such as in science or in mathematical sectors.

We say of a person who speaks voluminously but with little substance that he or she represents the antonym of conciseness; and so a comparison is often made between volume spoken or written and concepts or thoughts conveyed.  Of Literature, most would agree that Hemingway is the representative paradigm of conciseness, whereas Joyce and Faulkner reflect the very opposite, though all three are considered classic and great authors.

Do we excuse such authors as Joyce and Faulkner because, in literature, we tend to focus upon the stylistic brilliance of their writings as opposed to the “meaning” that captures the undercurrent of their works?  In other words, although they may give us “too many” words and thus are, by definition, lacking of conciseness, we nevertheless overlook such imprecision precisely because we do not attribute “amount” as the necessary and sufficient cause of determining the worth of good authorship.

Hemingway used to say that, in writing, he had already formulated each sentence before setting it upon paper, whether in handwriting (a lost art) or at the typewriter (a manual, when those contraptions existed and where the clack-clack of metal keys pounded deep into the twilight of a writer’s life).

Why do we applaud and celebrate the concise sentence?  Does it make a difference whether or not a sentence, say, with 7 words communicates a thought as opposed to a paragraph with a thousand words that conveys the identical conceptual construct?

Take the following 2 examples: 1. Lessening of debt equals wealth. Or, 2: If you have less to owe to others, then it is the same as savings; or, as Benjamin Franklin used to say, a penny saved is a penny earned, and the reality of it all is that we have more to spend and retain wealth, not so much because you have more money, but you have more because less is spent on paying other people your hard-earned dollars.

Now, both sentences convey essentially the same meaning.  The first one, however, is comprised of 5 words. The second one took…many words to communicate the same thought.  Does it matter whether a concise sentence is used, as opposed to one that is not, if the same two convey identically reflective thoughts?

It might make a difference, because of one factor that has not been discussed: Being concise often possesses the added feature of being precise, and precision is important in the accuracy of conveying thought.

For Federal employees and U.S. Postal workers who are thinking about preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, there is a dual-key component to preparing the SF 3112A, Applicant’s Statement of Disability: Be concise, but do not forego length for completeness.

In other words, being concise in order to convey the proper information is important; but, at the same time, do not sacrifice wordiness just because of the limited “boxes” that are provided on SF 3112A.

Sincerely,

Robert R. McGill, Esquire
Postal & Federal Employee Attorney

 

FERS & CSRS Disability Retirement: The Redshirt

In athletic parlance, it refers to an individual and a status, allowing for a fifth year of eligibility when the rules mandate a restriction to a four-year period.  The word itself is quite malleable, and reflects well the technicality involved in avoiding the direct letter of the language.  Being a redshirt (noun), a redshirt freshman (adjective) or redshirted in his first year (verb) reveals to us the capacity of language to jump like grammatical forms of hopscotching that amazes and intrigues; and the cautionary prelude to a wink-and-a-nod is prefaced with, “You are being too literal”.

It only proves the point, doesn’t it — of the age-old adage that rules are created with the intent of being broken; or, at least bent in order to fit?  For, once such rules were imposed in order to allow for “fairness” in collegiate sports, the “legal technicians” (i.e., lawyers) went immediately to work upon coming up with novel interpretations, strategies for avoidance, and advice to extend beyond what the limitations allowed.

“Redshirting” was one of the devised methodologies – of allowing for everything up to the critical line of demarcation:  that of playing in a game itself.  Thus, the redshirt can practice with the team throughout that entire year of eligibility, but such actions do not count; the redshirted freshman can attend classes, be a full-fledged partner in the “college life”, and yet his participation is not marked against him or her; and to be redshirted in that year of eligibility allows for growth, maturity, advancement in development – all without “using up” a year of eligibility by being sacked a hundred times during the season and becoming a shattered soul devoid of self-confidence and losing assurance of one’s talents and skills.

It is, within the athletic community of college consortiums, a brilliant strategy to deftly avoid the burden of rules; for the greater society, it reflects the essence of what is wrong, precisely because it is a deliberate attempt to avoid the literal language of the rules.  Yet, that is true of almost everything in life, is it not?

Careful study; identifying the loopholes; then initiating the strategy to maneuver around landmines and obstacles.  Is it any different than a hunting party tracking a prey, sniffing out the signs of predatory confirmation and taking in information and adapting accordingly?  Rules, regulations and laws may well be designed, initially, at least, to address a specific problem; and, out of the cauldron of an enacted statutes, comes multiple other problems and issues because of the malleability of words and imprecise linguistic pauses.

Preparing an effective Federal Disability Retirement application is no different.  It is a necessary prerequisite to identify the legal language of eligibility; define the issues; identify whether or not the Federal or Postal employee considering such an option “fits into” the legal criteria circumscribed; then to proceed to “redshirt” one’s own situation and devise a methodology for eligibility.

Compiling the evidence, formulating the proper narrative, and presenting an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, can thus be likened to the redshirting of a freshman – in order to extend one’s life beyond the debilitating medical conditions otherwise shortening the career of a promising Federal or Postal employee.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Comfort Zones

For animals, they are often designated as “arc of flight” — that invisible periphery where violation results in immediate retreat or thoughtless stampede.  For humans, it is identified as one’s “space”, or “privacy bubble”, and while self-control and societal norms have curtailed and somewhat dulled the thousands of years of evolutionary refinements to reactive instincts, the palpable discomfort manifested, the shifting unease of taboos violated, and for some, an onset of panic and heightened anxiety are the resulting characteristics of Darwinian antecedents.

Comfort zones apply to the generic aegis of such unseen safety nets.  For most of us, it is comprised of predictability and the security which comes from repetitive monotony.  That is why, even to one’s detriment, one will cling to the known quantity, even if the attraction of the unknown outweighs with obvious benefits and accruals.  Like the frog which sits calmly in a pot of water ever increasingly rising in temperature, the person who walks about within the confines of one’s comfort zone is in danger always of violative harm.

For the Federal employee and the U.S. Postal worker who suffers from a medical condition, such that the medical condition begins to impact one’s ability to perform all of the essential elements of one’s positional duties, the question of the flashpoint — the intersection of continuing in one’s capacity and the harm it inflicts by doing so — is a complex admixture of needs, wants, comfort zones and the desire to persist.

Federal employees and U.S. Postal workers are a hard-working bunch who, in their collective stubbornness, refuse to give up.  Whether under FERS, CSRS or CSRS Offset matters not; it is not the system, the benefits nor the years of service; rather, it is often the career itself and the involvement with the “mission of the agency”.  It is a sense of belonging, of being part of a group of individuals, an agency, a department, and always with a sense of purpose and sometimes with a clarity of future endeavors.

Having gone to work for these many years, the value of daily routine cannot be underestimated, and therein lies the essence of one’s comfort zone:  life and the foreseeable future.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management is a violation of one’s comfort zone.  It is tantamount to entering the arc of flight for a flock of sheep, or the privacy bubble at a social gathering.  But when a medical condition mandates the necessity of a step for self-preservation, any consideration for one’s comfort zone should be set aside, as the road to attaining the purposive end of an OPM Disability Retirement annuity may test the very fabric of invisible characteristics yet to be revealed.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The Stolen Soul

Superstitions often have a grain of truth in them; otherwise, they would not have endured the test of culture, time and governance of actions in ensuring their longevity and pervasive countenance.

Aboriginal tribes and remote communities far removed from the technological modernity of this growing world; pockets of secluded peoples and those who simply shy away from the spotlight of drones like druids of yore; once, there was a belief that having a photograph taken or an image drawn constituted the stealing of a soul.  We don’t believe that.  We no longer believe such nonsense.

Such belief systems constitute an anomaly tantamount to insanity, or at the very least a level of eccentricity bordering upon an unacceptable level of non-conformity.  Indeed, instead, we have gone in the opposite direction of the extreme: many no longer visit ancient and sacred sights with a view by the naked eye, but through the lens of a video camera never to be detached from the “on” button; and we deplete and exhaust the personal “I” within the sanctity of our selves by posting the most personal of information on Facebook and other public forums for full view and entertainment, reserving nothing of a private nature.

For, in the end, the technology of the internet is merely an advanced form of the singular photograph of yore; and as the daguerreotype of yesteryear represented the technological advancement of securing frozen images in a given time, of a place cemented within the historicity of events and contexts of human occurrences, so the voluntary dissemination of information about ourselves is merely a logical extension of that loss of privacy and depletion of the soul.

The soul is not inexhaustible; and is that not why there is so much emptiness and loss of value in the world?  Of the content of information which we consider “personal” and “private”, that which concerns our medical condition tops the list.  Yet, in the context of Federal employees and U.S. Postal workers who suffer from a medical condition, agencies and the U.S. Postal Service will inquire, demand of, and insist upon, release of medical information beyond that which constitutes allowable breach of confidentiality, leaving aside the issue of good taste.

Of course, when the Federal or Postal employee decides to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, then the onus of proof (by the legal standard of “preponderance of the evidence”) is entirely upon the Federal or Postal employee, and in that event, such submission of medical information is voluntary and must be done in order to secure the benefit of Federal Disability Retirement benefits.  But before that, Federal agencies and the U.S. Postal Service will often demand medical information without limits or respecting of privacy.

A response by the Federal employee or the U.S. Postal worker should be carefully considered, lest there be a later conflict when filing for Federal Disability Retirement benefits.  For, often, during a time and circumstance prior to filing for Federal Disability Retirement benefits, the issue is one of wanting to continue to work; and, in any event, unconstrained dissemination of information of the most private nature — that of medical information — should always be carefully guarded.

In the end, releasing of medical information is like that superstitious sense held sacredly by those aboriginal tribes now lost in the deep forests of forgotten time; once, we believed that a single photograph would steal our soul, to be forever tortured in the chasms of an enemy’s grip; today, such a suspicion has been replaced with the foolhardy belief that we can give of ourselves indiscriminately, without the stolen soul suffering the agony of public scorn.

Sincerely,

Robert R. McGill, Esquire