FERS Medical Retirement: Universes turned upside down

There are certain events that occur in life where the consequential results make it seem as if one’s universe has been turned upside down.  Even “positive ones” such as finding new employment, getting married, having a newborn — and not least of which, having a sudden, debilitating medical condition that impacts one’s ability and capacity to continue in one’s chosen career.

When such a catastrophic event occurs fortunately for Federal Gov. employees and U.S. Postal workers under FERS — Federal Disability Retirement is an option to be considered.

The benefits of a FERS Disability Retirement are numerous: It’s portability; the fact that you can make additional income on top of the annuity itself (thus allowing for a “second career”) — up to 80% of what your former position currently pays (in addition to the annuity payment which is calculated at 60% of the average of your highest-3 consecutive years of service for the first year, then 40-% every year thereafter until age 62, at which point the disability annuity gets recalculated as “regular retirement” based upon the total number of years accumulated, including the years on disability retirement – and so, you are actually building up a retirement system while you are on disability retirement).

It is a benefit which thus allows for some semblance of security to provide a cushion against that event which turns one’s universe upside down.  However, as with all such benefits, you must fight to secure it, and thus should contact a FERS Disability Attorney who specializes in Federal/Postal Disability Retirement Law.

The Law Offices of Robert R. McGill has been fighting on behalf of Federal and Postal employees for many years, and we have successfully secured that needed “cushion” for countless numbers of Federal and Postal workers.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Medical Retirement: The Subtlety of Minimalism

In modernity, it is an art which has been lost.  The flower arrangement which focuses upon a barren branch and a single blossom; a painting reduced to a simplicity uncomplicated; a life without many possessions; a quietude within the bustle of tremendous activity.

The clutter of modern living compels stresses; and yet, is the human body capable of subsuming such high velocity of stresses?  Did evolution allow for enough time to pass so as to develop the resistance to modern stresses?

Anxiety abounds; panic attacks paralyze; depression sets in; the human mind yearns for the subtlety of minimalism, but modern living refuses to submit to such imbalance of desires.

Excess is what modern living requires; and stress is the residual component, the natural but dire consequences.  For, how can the subtlety of minimalism be accepted when all around us the scream of greater expansion yells in a tirade of demanding sponsorship?

We have lost the subtlety of minimalism, its power of quietude, it’s reluctance of dominance.  The “subtle”, by definition, is too delicate to naturally resist the dominance of excess; and “minimalism” is the starvation of gluttony; and together, they face a daunting task against the tide of greed.

Federal employees and U.S. Postal Service Workers who suffer from a medical condition must face that choice; for, the compounding effect both from the disabling medical condition itself and the stresses of needing to work, results in allowing for the dominance of excess.

We choose to replenish the vicious cycle of mental and physical deterioration in a persistent, debilitating way, by choosing modernity’s definition of the “happy life” — of excess.  If it is indeed a choice, then we can also choose to attain the subtlety of minimalism.

Contact a FERS Disability Attorney who specializes in Federal or Postal Disability Retirement Law, and begin the process of turning towards the subtlety of minimalism and away from the bustle of modernity.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Disability Retirement Law: The Ill-Fitted Life

Have you ever worn a shirt which is ill-fitting?  When you first put it on, you have a sense that something is not right — whether it is too tight at the shoulders, or perhaps the stomach (at which point you pull that extended belly inward, fooling yourself that the contraction is actually your natural way of walking about, despite the uncomfortable manner of breathing); or, perhaps the collar leaves too much space and tightening the tie only folds and creases the gap, making your neck appear as though you are climbing out from a sewer drain.

You say to yourself, “Well, maybe it just needs to be worn throughout the day and will resolve itself”, and so you go out the door against your better judgment, ignoring the cautionary voice which keeps getting louder with each step away from the opportunity to go back and change.  So, you wear it throughout the day, and you are self-conscious.  You avoid people; you turn sideways when speaking to others, hoping that by making any visual perspective somewhat indirect, no one will notice that which you can plainly feel.  You go into the bathroom more than usual to view yourself in the mirror, and each time, you convince yourself that it looks fine; nothing out of the ordinary; no one will notice.

Such is the metaphor for the ill-fitted life.  You know it; you can feel it; and throughout, deep down, it is with you always.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of your Federal or Postal job, you know in your heart of hearts that continuing in that job constitutes the very definition of the ill-fitted life.

Contact an attorney who specializes in Federal Disability Retirement Law and begin the process of turning back so that you can change out of that ill-fitting shirt, and initiate the process of preparing, formulating and filing an effective Federal Disability Retirement application under FERS, through the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Employees with Disabilities: Making the Decision

There are always multiple factors which must be considered — of a career invested; financial viability; of a self-image still lingering of a more vibrant self from a mere few years ago; of not being able to let go of the daily routine despite the added stresses, the suspicious looks from coworkers, the fear of your agency’s initiation of further restrictions and potentially adverse actions, including a Performance Improvement Plan (a “PIP”), or leave restrictions, proposed removal, etc.

For Federal employees and U.S. Postal workers who suffer from a medical condition where the medical condition impacts your ability and capacity to perform your job duties, making the decision to file for Federal Disability Retirement benefits under FERS with the U.S. Office of Personnel Management is a difficult decision which must take into consideration multiple factors. Of all of the factors to consider, however, the first one which should be understood is whether or not you may or may not be eligible for Federal Disability Retirement benefits.

Contact and consult with an attorney who specializes in Federal Disability Retirement benefits and call a FERS Attorney who specializes in Federal Disability Retirement Law.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement for FERS Employees: Future Planning

Planning itself, of course, by definition necessarily involves the future, but fails to delineate the span or the nature.  A life involving strictly the present and nothing of the future is considered reactionary.  Animals appear to live in this manner: of sleeping when tired; eating when the food appears magically in a bowl and placed upon the floor; and going outside when either the need arises or the master begins to bounce a ball for no other reason than to throw it afar with an expectation that the dog will go and chase it.

An unplanned meal is often disastrous and the option availed will normally be the default position: a carry-out.  One cannot without thoughtfulness go through the day until, sometime around 6 or 7 in the evening, suddenly perk up and say, “Well, what shall we have for dinner” — and expect a three-course meal to suddenly appear, unless you are of the wealthy-class and pay for a chef somewhere in the south wing of your mansion.  Or, again, the default position for an unplanned future is to engage the convenient route: to access the services of others.  Thus: if you don’t have a butler or a chef, then a carry-out from a nearby restaurant may be the best next thing.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, future planning beyond the next hour may be a necessary mindset in order to successfully maneuver through the bureaucratic morass of the administrative procedures encapsulating and controlling the multiple stages of the process.

Part of that planning should involve a consultation with an Federal Disability Attorney who specializes in FERS Law.  Future planning involves actual planning; and it is the “planning” part that secures the stability of one’s future.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement under FERS & CSRS: Excellence and mediocrity

Are the two identified only by comparative existence?  Can one abide in pure mediocrity throughout a lifetime, only to be fooled into thinking that excellence has been achieved, but on the day before extinguishment from this universe, be visited by pure excellence that suddenly compels one to realize that all along, only a ho-hum level of mediocrity had been attained?

Conversely, can one maintain a level of excellence without a comparative standard against which one may know what “mediocrity” consists of?

It is like the grammatical elevation learned in former school days, of “Good”, “Better”, and finally, “Best” — how does one identify the last in the tripartite series unless there is a comparison against that which is lesser, and how does one ever realize the progressive nature of one’s endeavor unless there is improvement to realize?

One may argue that excellence cannot exist except and “but without” the coexistence of mediocrity, and thus the corollary must also be true.  Isn’t that the problem with everything in life — excellence, once achieved or realized as a goal, becomes a hollow voice of regret when once mediocrity is the standard to which one is reduced?

For Federal employees and U.S. Postal workers who suffer from a medical condition, where the medical condition has reduced one’s ability and capacity to perform one’s Federal or Postal position and duties to a level of mediocrity and struggle just to maintain a lesser standard below what one has become accustomed to — of excellence in all arenas, including health, personal life and professional goals — the reduction resulting from one’s deteriorating health is often accompanied by a sense of having become a “lesser” person precisely because one has known the “better” and the “best”.

“Good” is not enough, anymore, because “better” and “best” have once been tasted.

Filing for Federal Disability Retirement benefits may not be the “best” answer to all of one’s problems, but it is the better solution to the Federal employee or Postal worker who can no longer perform one or more of the essential elements of one’s Federal or Postal job, especially when the “good” is merely an exercise in mediocrity where once stood excellence.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement under FERS & CSRS: Technically correct

What does a person mean when it is said, “Yes, that is technically correct”?  Does it matter where the inflection resides, or which part of the statement is emphasized?  If greater syllabic magnification is placed on the word itself, whilst the remainder of the sentence is left in a monotone of boredom, is something else being conveyed beyond the mere words declared?

What if the hesitation on the first word is elongated, as in, “Ye-e-e-s, you are technically correct.”?  Or, how about this one:  “Y-e-e-e-s…you ARE technically correct.”?  Further, why do we always expect a conjunction to follow, as in, “Yes, you are technically correct, but…”?  Does such a sentence imply that a person can also be un-technically correct?  If so, what would that mean and what factors would be included in coming to such a conclusion?

What practical or real-life consequences are inherent in the truth of such a statement, such that it might alter or modify our approach to a given subject?  If an engineer is building a skyscraper and turns to the architect and says,” Yes, you may be technically correct, but the entire building could nonetheless collapse” — how is it possible that the architect could be “technically correct” yet mistake the un-technical side of things such that it could result in a life-threatening disaster?

Or, in law, if a lawyer is “technically correct” but might nevertheless lose a case before a jury, does that mean that the “technical” argument in the law may not carry the day because the jury might take into consideration factors other than the law itself in rendering its collective decision?  Yet, isn’t “the law” nothing more than an aggregate of technicalities to begin with, and therefore, does it even make sense to speak of being “technically correct” within the purview of the legal arena?

For Federal employees and U.S. Postal workers who are contemplating preparing, formulating and filing an effective Federal Disability Retirement application, to be technically filed with the U.S. Office of Personnel Management, whether technically under FERS, CSRS or CSRS Offset, it may be technically correct that certain legal criteria must be technically met; however, when putting together a Federal Disability Retirement application, just remember that the technically sufficient Federal Disability Retirement application should always, technically speaking, contain an aggregation of medical documentation, legal argumentation and personal narrative combined to make an effective presentation, better guided by a legal technician otherwise known as a counselor, attorney or lawyer in this technically empowered universe — technically speaking, of course.

Sincerely,

Robert R. McGill, Esquire

 

Early Medical Retirement for Federal and Postal Employees: Like the Wind-Up Toys of Childhood Yore

They were innovative creations, precursors of the digital age and battery-powered contraptions.  The disadvantage, of course, was in the limitations imposed by the length of the coils allowing for winding, releasing, then causing the movement; and so the appearance of independent animation lasted merely for the duration of the internal mechanisms and the capacity allowed by delimited space, time and mechanical release.  Like the belief in the invisible thread gently pulled by gods and angels designated to protect, the mechanism of innovation in propelling wind-up toys lasted in limited form.

For Federal employees and U.S. Postal workers who feel as if they are mere pawns and wind-up toys, the sense of limitation is self-imposed through continuing in an environment which fails to foster or  remain intrigued.  The child who spent hours winding up the fascination of one’s imagination, watched the toy engage in its repetitive movements, but never lost the focus and concentration and ongoing relishing of delight in a simple contraption, is like the agency who once catered with loyalty and encouragement to the needs of the Federal or Postal employee.  But the medical condition which begins to prevent the Federal or Postal employee from performing all of the essential elements of one’s positional duties, or requires greater time and effort, is like the reaction of that same child who loses interest because of the broken toy which fails to provide the pleasurable interests engendered and fails to give thought of repair or redemption, but merely of replacement.

When the commonality of childhood dismay and adulthood crisis converge as parallel universes of clashing calamities, then it is time to consider preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Filing for FERS or CSRS disability benefits, for the Federal or Postal employee, is a time of reckoning; of understanding what one’s medical condition has portended; how it has impacted one’s place in the Federal agency or the U.S. Postal Service; and where events and circumstances have lead one to.  And the time to file for Federal and Postal Disability Retirement benefits is not when the coils of the wind-up toy gives out, but long before, when the fascination of childhood innocence still tickles the glory of inventive interest in the world around, lest the spark of humanity be stamped out forever like the brokenness experienced with the stoppage of inner workings of the wind-up toy of childhood yore.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement Law Blog: The Mannequin

The garment may alter, but the pose remains stilted; and no matter what angle the inertia of fashion may be looked at, the expression remains impassive and impenetrable.  Mannequins pose for the public, display the wears without complaint, and fill spaces without disturbances or complaints.  They simply “are”.  Such an existence — of an uncomplaining coexistence with eyes meant to attract upon the changing appearances intended to detract — is often the very definition of a Federal employee or a U.S. Postal worker.

Like mannequins stilted in front of a display window, the Federal and Postal worker is often “there” for years and decades, quietly performing the work that is assigned, accomplishing without accolades but for internal performance reviews and peer ratings, expected to remain silent but for the wears which are displayed.  But then an illness, a medical condition, a disability suddenly enlivens, and the once quietude of existence becomes a focal point of harassment, workplace hostility and trends of gossip.

That mannequin was a person, after all, and interest is remarkably shown when ignoring and repetitive superficiality of meaningless salutations once pervaded the office or work environment.

For Federal or Postal employees, filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal employee or the U.S. Postal worker is under FERS, CSRS or CSRS Offset, is often the best option remaining.

The eyes which merely looked beyond the stilted figure but are now upon the live entity, need to again be diverted, such that life can go on again.  To get beyond an environment of poison is to sometimes exit quietly and without fanfare; filing for Federal Disability Retirement is a way for Federal and Postal employees to step outside of the self-destructive hostility, and to rebuild the life once dreamed of by attending to one’s medical condition, first, while securing a future or a second vocation.

Once attained, perhaps those who surround with love and concern will look upon the mannequin beyond the mere appearances, and instead to the substance of the person beneath.

Sincerely,

Robert R. McGill, Esquire

 

Legal Representation on Federal Disability Retirement Claims: The Bionic Future

Futuristic novels and foretelling of inventive creativity reveal an aspect of humankind in multiple forms:  imagination transcending time, but coupled with fear and angst which is often the fodder for science fiction and impending technological anxieties. They constitute, of course, the flip side of a singular coin:  fear on the one hand, and imagination fed by the fear, on the other.

From Alvin Toffler’s works, to George Orwell’s expressed concerns about technology and totalitarianism, the genre of future-telling is not limited to prophets and self-described preachers of doom.  During the 70s, with a concluded war having brought back innovative ways of replacing limbs and disfigured personalities, the idea of bionic components melded with human flesh gained popularity with a television series accounting for the cost of such creativity, with a follow-up series starring a woman who engaged in feats which occurred not only in slow motion, but within an irritating background noise reminding us of the obvious of what was happening before our very eyes.

But the future is always slightly behind us; what we think foretells of our angst and fears is often within our midst, already.  From shoulder replacement surgeries, to new hips, new knees and transplants of organs throughout our bodies, the old prosthetic devices which Captain Hook once wore have become sophisticated models of human form. If only Steve Jobs was still alive and the CEO of such creations, we would all be living and talking Apples.

For Federal employees, and especially U.S. Postal employees who engage in repetitive work of self-harming overuse of limbs and other extremities, there comes a point when the need for bionic technology is suggested for transference of pain and growing debilitation.  Federal Disability Retirement benefits will normally allow for continuation of health insurance coverage, once the Federal or Postal employee becomes a Disability Retiree or annuitant, which is an important component of the benefit.

Federal Disability Retirement, or otherwise known as OPM Medical Retirement, or sometimes as FERS & CSRS Disability Retirement, is a benefit available for all Federal and Postal employees who meet minimum Federal Service requirements, and is filed through the U.S. Office of Personnel Management.

Often, through work which further deteriorates a physical condition, the repetition and overuse of man’s anatomy requires replacement and bionic transplantation.  Such bionic melding, however, normally does not allow for continuation in the same line of work, and that is where Federal Disability Retirement is often the answer to the loss of one’s ability to perform all of the essential elements of one’s positional duties.

For, in the end, the Six Million Dollar Man and the Bionic Woman were not merely television shows for entertainment purposes; they were the future, told with angst and fear, of a time transcending the present and foretelling of a society where technology and human flesh would meld to become a new man for a bold age — an age which has now come to fruition.

Sincerely,

Robert R. McGill, Esquire