OPM Disability Retirement under FERS: Flavor’s Envy

Modernity is typified by envy, although no one will admit it.  Envy is aroused when people discover that others possess and enjoy multiple flavors as opposed to the limited ones left for the common element.  Life’s flavors were once quite limited; you worked, ate, possessed a few items and hoped to marry, have children and live a somewhat rewarding life.

Today, with so many reality television shows displaying the extravagance of celebrities, the super-wealthy and those who own half of Hawaii and other exotic locations, flavor’s envy has become widespread.  The antonymic corollary to envy, of course, is discontent — which is likely more prevalent than envy itself.

Envy and discontent go hand in hand, which is precisely why it is never a good idea to go to high school reunions, or any reunions, for that matter.  For, flavor’s envy is always enhanced when one compares one’s past circumstances to the present and current status, and then with it the infringing thoughts of discontent prevail upon us: What could have been; the downtrodden sense of loss and envy.

Flavor’s envy has diffusely spread throughout every corner of society, and the dystopian narrative that many wealthy view as a coming reality — that there will be a world crisis and properties must be protected against the collapse of society — has resulted in private security firms being hired in anticipation of disasters foretold.

Society’s thread is thin and flimsy; it doesn’t take much for a flashpoint to ignite, these days, and flavor’s envy continues to spread in an invisible, microbial manner.  The great “equalizer”, if there is one, is that we are all mortal, and health becomes a reality check for everyone.  When one’s health becomes threatened, flavor’s envy becomes an irrelevancy because, without the former, the latter loses its meaning.

For Federal employees and U.S. Postal workers who suffer from an illness or disability such that the illness or disability prevents the Federal employee or Postal worker from performing one or more of the basic elements of one’s Federal or Postal job, flavor’s envy fails to have any essential meaning, precisely because the most important element of one’s life has become threatened: Health.

Contact a FERS Disability Attorney who specializes in FERS Disability Retirement Law and consider that Flavor’s Envy is merely a figment and chimera when compared to the importance of focusing upon one’s health.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement Law: Going It Alone

There is precedence in this country for doing that: of High Noon and the one who goes it alone; of the maverick entrepreneur; of the first Pilgrims; and one might argue that most settlers who gave up everything, came to this country and transformed the character of this country have a past of going it alone.  It can still be done.  Is it still wise to do so?

The world has become technocratic; specialization has become the mainstay of almost every discipline, and one rarely encounters a “jack of all trades”, precisely because it is an antiquated notion.  There is too much knowledge, too much information, too many technical details for one person to learn and comprehend in order to be good at more than one thing.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition no longer allows the Federal or Postal employee to perform one or more of the essential elements of one’s Federal or Postal job, filing an effective Federal Disability Retirement application under FERS may become a necessity.

Should you go it alone?  Likely not — unless you are familiar with the process; understand the specialized area of law; and recognize the pitfalls in preparing a Federal Disability Retirement case.

Contact a FERS Attorney who specializes in OPM Disability Retirement Law and forego the notion, at least in this particular area of law, of going it alone.  For, in the end, there is no great virtue in going it alone, especially when it comes to going up against the Goliath called The U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal & Postal Disability Retirement: The Simulated Life

We all engage in it, to some extent; it is all in the “extent”, however, that matters.  The manufacturing of something which approaches the original; of pretending “as if”; they all constitute a simulation of sorts.  Whether of an expensive handbag that is made in another country where labor is cheap and copy-catting is the norm; or merely a smile when you actually want to cry; or of the rote response to, “Hi. How are you doing?” — where we reflexively declare, “Fine, and how about you?” — when in fact you are not doing “fine” but instead are forced to simulate the required rhythm of normalcy.

Society requires the simulated life until life itself becomes too real such that it must crawl out from the cocoon of artificial existence.  It is as if the metamorphosis from one form of existence into another must by force erupt, and that is the point when reality must by necessity force its being into existence.

For Federal employees and U.S. Postal workers who suffer from a medical condition where, each day, a simulated existence must be lived because to do otherwise might mean that you may lose your job, consideration should be given to possibly filing for Federal Disability Retirement benefits under FERS, especially when the real life being lived — the pain and anguish from a medical condition — can no longer remain contained within the cocoon of a simulated life.

Federal Disability Retirement allows for a lifetime annuity that lets you focus upon your health, and thus circumvents the simulated life and instead allows you to be the “real” you, and not some manufactured form of a fake smile, a forced joy or an artificial existence.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Expertise

What constitutes it, and who determines the status of when it is achieved?  We hear about people who are “experts” in this or that, referring to either experience, association or credentials, and based upon that, we accept their status of being an “expert” in the field.  Can that be undermined by personal experience?

Say a person has a Ph.D. in a given field, has worked in the capacity of that field for 30 years, and everyone in the field refers to him as the “resident expert” or “the best of the best” in the field; and yet, in a given situation calling for his or her expertise, he or she fails, is wrong, or otherwise falls short of having provided any competent input.  Does that undermine the expert’s status as an expert, or does one shrug one’s shoulders and say, “Well, you can’t be right all of the time”?  Say a “non-expert”, during the gathering of expertise and amassing of various opinions in making a critical decision, suddenly pipes up and says something contrary to what Dr. X – with-the-Ph.D-with-30-years-of-experience believes and has stated, but in the end he turns out to be right — does that make him or her the new resident expert?

There are, of course, the various logical fallacies — like the fallacy of “association by reputation” or of presumed certitude based upon past experiences (refer to David Hume, for example); but the ultimate question may come down to a simple grammatical one: is the concept used as a noun, an adjective or an adverb?  How does one “gain” expertise, or attain the status of an “expert”, and can it be by experience alone, a credential earned, or by reputation gained — or a combination of all three?

How did Bernie Madoff swindle so many people for so many years?  Was he considered an “expert” in financial matters, and what combination of the tripartite status-making byline (i.e., reputation, experience and credentialing) did he possess to persuade so many to be drawn to him?  Or, is it sometimes merely greed and a proclivity of vulnerability to a good storyteller enough to persuade one that a certain-X is an “expert”?

For Federal employees and U.S. Postal workers who have come to a point in their lives and careers where a medical condition has begun to impact one’s ability and capacity to perform one or more of the critical or “essential” elements of one’s Federal or Postal job, a certain level of expertise may be necessary before preparing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Ultimately, it is not “expertise” or some prior reputation that is important, but the accuracy of information received and the truth of the knowledge relied upon — and for that, one should do due diligence in researching not merely the “credentials” of those who declare some “expertise” in the area of Federal Disability Retirement Law, and not even self-puffery of self-promoting success, but in addition, an instinct as to the truth of what is stated.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement for Federal Government Employees: “Starting”

It is always “new beginnings”, “new births”, “turning over a new leaf” and so many other faddish starts, stops, putters and “reset buttons”.  The “New Year” brings about a calendric initiation based upon geometrical calculations as to what constitutes the inception of a repetition we fail to understand.

Does nature care whether or not we impose upon it the cycle of restarting from the first day of the year, or does the natural world simply move on, year after year, impervious to the artifice of counting by a calendar that says that it is now a “new” year?  What does it mean to start something, to initiate, to begin to formulate and to prepare?  What is it about human beings the world over that beginning something “new”, of initiating based upon a calendar that tells us that the cycle of days will now repeat itself from the first square of life – why do we find that attractive?  Why is it considered “noble” and befitting of good character?

Resolutions to improve; changes for the new year; modifications to things previously performed “just because” it has “always been done that way” – starting something new, initiating a different approach, etc. – are they not an indicator that we can recognize mistakes and shortcomings and to realize the need for change?

Starting a Federal Disability Retirement application is like formulating a New Year’s resolution: It is first and foremost a recognition that change is warranted, and second, that unless the change comes about, the future will only deteriorate based upon the medical condition that progressively worsens.

Preparing, formulating and filing a Federal Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is the first step in a realization that there is an incommensurate anomaly between the ongoing medical condition experienced and the type of work required by one’s Federal or Postal position, and it is therefore time to start considering a change in one’s present circumstances so that the future will accommodate the deteriorating medical condition.

“Starting” – that is what is needed, and the prompt of a “new year” based upon the reset button of health concerns is certainly as good a reason as any other to begin to prepare, formulate and file an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement under FERS & CSRS: What we have to do

In once sense of the phrase, it denotes a duty or obligation; in another, the foundational basis of a practical, pragmatic nature – of that which we do, simply because it needs to be done in order to survive, to maintain a certain standard of living, or because we believe it is the “right” thing to do.  Each individual must decide for him or herself, of course, as to the criteria by which to determine that which we have to do, and the “what” will often be placed on a wide spectrum of moral ends that are meant to justify the means by which to proceed.

What we have to do – it is also a phrase that is said when shaking one’s head, as in the whispering to one’s self in gritting one’s teeth or biting our tongue and engaging in a soliloquy of thoughtful silence, saying, “What we have to do.”

For Federal employees and U.S. Postal workers who suffer from a medical condition, despite the medical condition beginning to prevent the Federal or Postal worker from performing one or more of the essential elements of the Federal or Postal position, it is a familiar refrain – of working through the pain, of trying to endure the paralyzing panic attacks or the heightened anxiety and depression that pervades, and to try and hide the medical condition and do what we have to do in order to economically survive – until it reaches that crisis point where the medical condition cannot be controlled, cannot be hidden, and comes bursting out like NFL players running through the tunnel from the locker rooms of one’s mind and body.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is just one of those other things that can be characterized as what we have to do.  For Federal employees and U.S. Postal workers who have a medical condition that begins to impede and prevent the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the filing itself of an effective Federal Disability Retirement application is what we have to do, especially if the alternative is to stay at the job or walk away with nothing, which are actually no choices at all.

What we have to do – a familiar refrain for the Federal or Postal employee, and a necessary next step if you suffer from a medical condition that impedes or prevents you from performing one or more of essential elements of your job.  After all, you’ve been doing what you have to do all of your life, and this is just one more instance of it.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Law: Greener pastures

We all engage that game of the “other” side of things, don’t we?  Greener pastures; the pristine lawn on the other side; the “why-is-it-that” game, as in, Why is it that the ‘other guy’ has a better life than I?  Is it merely because of the age-old problem that Plato pointed out – that appearances are deceptive?

The problem is that one will never truly know the circumstances of another unless one has an “insider” perspective on the matter.  The neighborhood that you drive through that always seems like a friendly conglomerate of families laughing, having picnics together, presenting with a coherence not known in your own neighborhood; or the “perfect family” that seems to always get along and shows such support and love for one another; do these entities of inviolable perfection really exist?  Likely, not.

That is why an interview with an “insider” always turns one’s ear and contains revelations of salacious details of internal discord, concealed disharmony and bitterness untold.  Thus do the halls of the Vatican scream with priests who committed unforgivably abusive acts towards children – yet, to the “outsider” for all of those years, the men in flowing robes appeared upstanding and caring; and what about the actor and actress with the perfect marriage – how many times have they appeared since on the cover of multiple tabloids once the crack of separation and divorce occurred?  But for the publicist who wanted to control the exposure, no one would be the wiser.

Greener pastures are always attractive nuisances; they attract precisely because they do not reflect the reality of one’s own situation, and they are nuisances because we know inside that it cannot possibly be real, but the appearance of perfection is oh-so salivating by invitation of concealment.

For Federal or Postal workers who suffer from a medical condition, such that the medical condition necessitates the filing of an effective Federal Disability Retirement application through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the greener pasture may be a Federal Disability Retirement benefit.  However, before one goes down that road, the Federal or Postal employee contemplating such a move should get an “insider” perspective on the matter, and this is done by simply getting the facts.

Obtaining a Federal Disability Retirement annuity may not be the answer to every problem, but it can certainly resolve some of them.  The Federal Disability Retirement annuity itself will be a pay cut of sorts, but the focus upon one’s medical condition and its treatment, as opposed to continuing on in the turmoil of a hostile work environment, may be green enough to consider those “greener pastures”.

Whatever the appearance, it is obtaining the facts that is most important, and consulting with an experienced Federal Disability Retirement attorney is the first important step in getting an “insider’s viewpoint” on the matter.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Medical Retirement: The Negative Interest Rate

In periods of economic stagnation, where mass hoarding by depositors results in a slow-down of commercial activity, rising unemployment and deflationary returns on value-for purchase in all sectors, the idea that depositors must not only deposit, but further, pay regularly to keep their money with the bank, would at first glimpse appear counterintuitive.

Perhaps that was initially the brain-child of some half-crazed Economist — that one with the frizzy hair appearing on Sunday Shows who had won the Nobel Prize for Economics many decades ago because no one quite understood what he was talking about, and believed that such insanity was either too brilliant to bypass or, more likely, to fail to appear as if one understood it would be to reveal one’s own ignorance and mediocrity (remember Schopenhauer’s adage:  “Talent hits a target no one else can hit, while genius hits a target no one else can see”).  And so it goes.

The problem with unworkable theoretical constructs, however, is that the rest of us have to live with the consequences.  In reality, the concept of “negative interest rate” is one which most people have to live with, anyway.  For Federal employees and U.S. Postal workers, this is a daily occurrence — especially for those who have a medical condition, such that the medical condition impacts the Federal or Postal employee’s ability and capacity to perform all of the essential elements of one’s Federal or Postal positional duties.

For, like the concept of the negative rate of return, the Federal and Postal worker must not only go to work, but continue to pay for it with their deteriorating health.  Additionally, the increasing harassment, adverse actions and diminishing joy in working with hostile coworkers, managers and supervisors, must be borne with a smile and silent acquiescence, as if the feudal backdrops of self-flagellation must be enjoyed within the caverns of psychosis in suffering.

The negative interest rate for Federal and Postal employees is thus nothing new; it is a theoretical model for all Federal and Postal employees who suffer under the suffocating malaise of a deteriorating medical condition.  The real question is:  At what rate of negative returns does the Federal or Postal employee withdraw the deposit?  For, in pursuing this analogy, it is precisely that critical point where money-kept and money-lost reach a pinnacle of insufferable choices, when the Federal or Postal employee with a medical condition must consider filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

For, when the interest charged begins to eat away at the very principal which is invested, and the rate of return negates the benefit of remaining, then it is indeed time to withdraw the deposit, and begin to prepare, formulate and file for Federal Disability Retirement benefits through OPM, lest the negative interest rate which once, long ago, began as a theoretical construct in the basement of a mad economist, but which now pervades the ivory towers of polite academia with echoes of reverberating laughter once resounding from the insane asylum next door, begins to infect the four corners of a civilization which has lost its way.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Law: Fool’s Gold

Pyrite is often the element mistaken for gold, with its bright yellow appearance and shiny, reflective compound.  Why a given mineral is determined of greater value than another of similar appearance is a complicated affair, encapsulating economic principles of supply and demand, the fungibility and replacement feature of one over the other, and the plain fact that the elemental differentiation itself constitutes “real” versus “fake”.

It is, in history books, novels and plays, a metaphor for greed, corruption, ill-fated endeavors, and motives which propel obsessions of determined failure and futility.  For that which we seek with a blind eye, we end up becoming blinded to.  During the course of a career, one can often lose sight of why we were working towards a goal, the values which we once cherished, and the reasons for our very essence and being.

For the Federal employee and the U.S. Postal worker who suddenly finds himself or herself with a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s positional duties, the metaphor of the fool’s gold is an instructive one.  For, to pursue one’s career at any cost, is ultimately a fool’s errand; and when the price to pay is one’s own health, such a continuing act of futility can result in greater calamity than necessitated by one’s progressively deteriorating circumstances.

Priorities in life always have to be readjusted, in order to accommodate the unexpected vicissitudes of life’s challenges.

For Federal employees and U.S. Postal Workers, the work is important for most, and is a “high priority” in order to accomplish the mission of the agency or the Postal Service; but when one’s health contraindicates the priority of one’s Federal or Postal career, a change of venue should be considered, and filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is an important first step in making sure that the proverbial pot of gold one once sought, has not been replaced by the mirage of fool’s gold, lest the leprechaun who mended your shoes is caught during the process, in which case the three wishes granted may override the need to reshuffle one’s priorities.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Compartmentalizing

It may well be another evolutionary vestige to have the capacity to divide, separate, pigeonhole and compartmentalize; otherwise, the extreme bombardment of visual and auditory stimuli would be overwhelming, and perhaps untenable to one’s ability to process the volume and extent of the information needed to receive, analyze and comprehend.

What is relevant; what must be immediately attended and responded to; which sets can be procrastinated; where does this bit of data go to?  In this world of information technology, perhaps the human animal is best suited to amass and bifurcate into seamless paradigms of perceptual pinholes for proper processing.  But, of course, as with all things advantageous, there are elements of negative consequences.

For those who have limited capacity to effectively engage in such endeavors; and for those who suffer from medical conditions which limit and reduce such capacity.  Medical conditions tend to lower the tolerance for stress; and in this world of fast-paced technology, there is little room for empathy for those who cannot maintain the maddening spectrum of timeless busy-ness.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to impact one’s ability and capacity to perform the essential elements of one’s job, the inability to withstand the level of stress is often the turning point of making the proper decision in preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal worker is under FERS, CSRS or CSRS Offset.

Some may whisper that he or she is no longer able to “hack it” in the real world; others may simply sneer or snicker with purposeless pride of pernicious penchant for punishing pointedness.  But the reality is that there is almost always an intimate connection between stress, the capacity to tolerate stress, and health.

Health involves man’s ability to compartmentalize; and whether through the evolutionary mechanism of survival of the fittest, where those who became best at separating the relevant from the unimportant; or just because those who are able to bifurcate and comprehend happen to parallel the course of history in developing the complexities of the information age; whatever the reasons, the time of ultimate compartmentalizing comes in the self-recognition that it may be necessary to identify the source of one’s deteriorating health, and to allow that to be the impetus and compelling reason to begin the process of preparing, formulating and filing for Federal Disability Retirement benefits through OPM.

Sincerely,

Robert R. McGill, Esquire