Federal Worker Disability Retirement: Agency Self-Interest

Self-interest is an interesting characteristic to observe — one which everyone possesses, but only the obtuse deny.  In preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, be aware that the Agency has its own self-interest.

If the stated interest is couched in terms of the Federal or Postal employee’s “best interests”, it is good to be suspicious, or at least modestly cautious in embracing such a claim.  Such wariness in accepting the stated claim of one’s agency is obviously not a warning which most Federal or Postal employees would receive with any surprise; you have been Federal or Postal employees for many years, and those initial years of idealism and youthful enthusiasm have already been stamped out of you (let not the cynicism of this writer dampen the ardor of youth).

If one follows the advice of the Agency blindly, ask yourself the following question:  If you receive a denial at the First Stage of the process, will the agency respond in a helpful manner, or will they say:  It is not our responsibility — it is the Office of Personnel Management which makes the decision?  Is it a common experience that agencies defer responsibility when something goes wrong?

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The Interests of Each

In assessing and evaluating friends, adversaries or neutral parties, it is important to analyze the self-interest of each, to understand the differing perspectives of the people involved, then to arrive at conclusions concerning the benefits received in the interaction of the process.  

In preparing, formulating and filing for Federal Disability Retirement benefits under FERS or CSRS from the Office of Personnel Management, the parties involved include:  The individual CSRS or FERS Federal or Postal employee who is contemplating initiating and filing for Federal Disability Retirement benefits; the Agency (including coworkers, Supervisors, Managers, etc.) for whom the Federal or Postal worker is employed by; the Human Resources Department of the Agency (which is a separate and distinct entity from the “Agency” for whom the Federal or Postal worker is employed by, precisely because (A) they are often a separate section of the agency and (B) the personnel employees have had no day-to-day contact, for the most part, with the employee but (C) whether the Human Resources Department is “management-friendly” or “employee-driven”, may color the perspective of where their alliances and loyalties lean); the U.S. Office of Personnel Management; the Attorney or Representative of the Federal or Postal employee assisting in the preparation, formulation and filing of a Federal Disability Retirement application.  

Obviously, the first and the last (the potential Federal or Postal employee applicant for Federal Disability Retirement benefits) and his or her attorney, should have a contiguous perspective:  to look out for the best interests of the Federal or Postal employee who is filing for Federal Disability Retirement benefits under FERS or CSRS.  The “others” — no matter how friendly, by all appearances “helpful”, and no matter how much assistance is provided —  have their own self-interests to protect, preserve and advance.  Keep the different perspectives in mind.  Better yet, understand that self-interest is the primary motivating factor of Agencies — and act in the interest of one’s own advancement accordingly.

Sincerely,

Robert R. McGill, Esquire

F

Early Retirement for Disabled Federal Workers: Agency Pressures

Agencies have an inherent, built-in mechanism to pressure the Federal or Postal employee to quickly file for Federal Disability Retirement benefits from the Office of Personnel Management, and indeed, often the Human Resources Department will pressure the Federal employee to prepare, formulate and file the application for Federal Disability Retirement benefits in an expedited manner.  

This can be both a positive thing, as well as contain some negative consequences.  Ultimately, the self-interest of the Agency is in vacating the position presently being held by a non-productive (or so it is viewed and thought) dead-weight, in order to have it filled by someone else for the efficiency of the service.  

This is not to say that there are not some compassionate, empathetic H.R. Personnel, or Supervisors or others in the Agency who are attempting to “fast-track” a Federal Disability Retirement application in order to look out for the best interests of the Federal or Postal Employee.  There are some good people.  But the balance of alternatives must always be weighed between filing something quickly, and doing it properly and thoroughly.  

Pressure from the agency should not be the primary basis of one’s response; obtaining the proper medical documentation, the doctor’s reports, and carefully preparing the Applicant’s Statement of Disability in order to increase the chances of success at the Initial Stage of the Application for Federal Disability Retirement with the Office of Personnel Management, should always be the paramount and first order of consideration.  

Each entity has a self-interest; making sure that one’s own self-interest is properly looked after, is the first order of business in preparing, formulating and filing a Federal Disability Retirement application under either FERS or CSRS, from the Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire

CSRS & FERS Disability Disability Retirement: Interaction with VER, A Continuing Dialogue

I sincerely hope that the proposed VERs which will be issued in the next couple of weeks will be economically viable and rewarding for those who qualify.  I say this because the primary criteria proposed for qualification involves those who are at least 50 years of age with at least 20 years of service, or any age with at least 25 years of service.  Anyone who has dedicated his or her life for a minimum of 20 years deserves something comparable to “full retirement” benefits.  My suspicions are raised, however, only because the motivating factor behind the offer is to target employees in specific locations where reductions in force or restructuring will be taking place — i.e., from the Post Office’s perspective, those places where greater “efficiency” can be obtained, at the cost of a person’s lifetime dedication and service to the Federal Government.  I realize that Adam Smith’s economic truth will always be at play — that self-interest leads to unintended consequences which, in a capitalist system, results in collateral benefits of employment, wide economic impact, etc.  But just make sure that, just as the Post Office is looking after its own interest first, that each Postal employee looks after his or her own interest, similarly — first.  Look at the VER carefully.  Compare it to disability retirement benefits carefully — not only in terms of “today’s” dollar value, but also into the future.

Sincerely,

Robert R. McGill, Esquire