Filing for Federal Disability Retirement: Damaged goods

Perhaps it is of a fine porcelain statue; or a painting that depicts perfection in a pastoral panorama presenting a private purview of picturesque purity (sorry for the alliteration that cannot be resisted); or a first edition book that is without blemish; or a host of other “goods” that one values, admires, cherishes — and is purchased with anticipation of contentment.

Upon returning home, one notices an imperfection not previously spotted: a small “crack” on the forearm of the porcelain figure; a tear in the upper right portion of the canvas, just below the line where the frame casts a shadow and becomes almost imperceptible; or a crayon marking on page 324, in the middle of the book, unnoticed unless one inspects each and every page.

The item cannot be returned, because of either distance (perhaps it was purchased on international travel in a small shop in a foreign country not known for return policies); policy (the sign clearly stated, “All sales are final and the purchaser bears all responsibility in inspecting the condition of the item prior to buying”) or some other impracticable reason.

The imperfection is so minor that no one else knows, would notice or otherwise cares to comment on such an impurity of the state of the condition, except for one small and irritating fact: You know.  It bothers you.  The fact of the damaged goods betrays something about yourself — not merely that a contrast against a paradigm of perfection has stirred an irrationality that struggles against good judgment, but moreover, that there exists an intolerance for a standard of less than the penultimate apex of an unreachable standard.

What does one do?  You can: Hide and stash away the item (but it yet remains with the knowledge that, hidden or not, the aura of imperfection exists); you can give it as a gift, or sell it to a third party (but what if the potential purchaser recognizes the imperfection and bargains for a better price, leaving you with a loss — will that constantly remind you of your lack of judgment when once you thought that your expertise in such matters was the paradigm of perfection itself?); justify to yourself over and over that, “Yes, it isn’t perfect, but boy is it a great piece regardless!” (perhaps, over time, this approach may work); or, do the most drastic of solutions: destroy the item and trash it.

Medical conditions have a way of impacting individuals in a similar manner as the discovery of imperfection in what one once thought was a paradigm of perfection: somehow, it is even worse, because of the personal manner that medical conditions impact: it touches upon one’s self, one’s self-image and the crumbling sense of self-confidence one possessed when health was taken for granted.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, always try and keep in mind that the diminution of the “product” concerned (i.e., yourself, the Federal or Postal employee) is not discovered by the mere fact of filing for Federal Disability Retirement — rather, the fault is in the system of the Federal Government for not being able to be patient as you struggle to recover from you illness or injury.

Filing for Federal Disability Retirement under FERS, CSRS or CSRS Offset is not a reflection on the “value” of you; it is, instead, the reality of a system that fails to recognize the difference between the relative value of “goods” as opposed to the priceless perfection of a human being and his or her contribution to society.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement under FERS & CSRS: The sparrow

It is a bird that remains unappreciated — that generic entity which, when not identified by the wandering ornithologist, is simply referred to as a “sparrow”.  They are like the “default” bird, unassuming, pervasive, lost in the underbrush of time and history, and are taken for granted in their existence, presence and attraction — sort of like most of humanity.  One doesn’t hear the wandering bird-lover with his or her oversized binoculars strung heavily around a neck that is straining from a disc herniation from the sheer weight of the magnifying mechanism suddenly stop and declare loudly, “Look — a sparrow!”

People walk by throughout the cities of the world without ever noticing the thousands of such generically-forgotten creatures; those brown little blurs that fly about singularly or in large groups; flitting about, searching for sources of food, flooding the air with their chirping and fluttering.  But then, most of humanity is somewhat like the sparrow — in great numbers, never standing out from the rest, and merely trying to break out from the anonymity of life’s toil.

For Federal employees and U.S. Postal workers who suffer from a medical condition where the medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job duties, the sense that can remain as a “sparrow” of sorts becomes less of a possibility — but not because of any unique features that have suddenly been noticed by the plumes of one’s species; rather, you have suddenly been noticed and selectively chosen precisely because of the medical condition itself.

Suddenly, you have become the narrow focus of greater observation:  Leave Restrictions are imposed; your performance is reviewed with greater interest; harassment ensues; the magnifying glass of the Federal Agency or the Postal Service is upon you.

Once upon a time, the sparrow was flying about happily unnoticed, perhaps wishing to be a peacock, not knowing how fortunate it was to remain in the abyss of anonymity.  For the Federal or Postal worker, to be noticed can have some negative effects, and it may be time to begin to prepare, formulate and file an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, lest the sparrow that wished to be a peacock suddenly realizes the looming shadow of a predator overhead, bearing down rapidly to end the anonymity that was lost because of a medical condition.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal Employees: The fallacy of just-ology

It is the manner in which we dismiss the relevant, the attitude of minimizing and the conduct of our nature in modernity; just-ology is the capacity to turn one’s back upon something and dismissively wave a hand and declare, “Oh, it’s just___”.  It’s just a minor set-back; it’s just X being X; it’s just a passing phase; it is just….

The mindset itself is one that can incrementally, insidiously creep beneath the surface of what we actually believe; for, the word itself — ‘just’ – is a peculiarly insignificant word, and one that is surreptitiously inserted amongst other words, concepts, hidden between phrases and carelessly dropped between lines of greater thoughts.  As an adjective, it connotes the moral compass of a person or society; as an adverb, it often implies precision or exactness; but in common, everyday usage, it is that word which minimizes, limits and casts away into the garbage heap of irrelevance.

It is precisely by the exactness of defining something so narrowly that the precision itself makes it irrelevant.  It “puts X into its proper place” by defining it “just” so.  Precision is good; precision for accuracy’s sake is even better; but when precision minimizes to the extent of insignificance, it can be misleading.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition for many years just won’t go way, and just keeps getting worse, and just continues to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, it just may be time to begin preparing, formulating and filing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.  Just in case.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The vacation that wasn’t

When is a vacation no longer one?  Is it when we take work with us, sit upon the sands of timeless recreation — but with a laptop or a pile of papers that are kept weighted down by a crumpled towel and children asking or demanding for immediacy of attention becoming distant noises of irritation and not the gaiety of sharing?

Or, is the intrusion upon our insular universe — you know, the mind’s eye behind the blank stare; the constant rumination of what we expect and anticipate upon our return; the angst over the backup of emails that will await us upon our return; the fear and knowledge that some devious action has been planned for by our boss or coworkers, or perhaps both in conjunction within a conspiratorial scheme no longer veiled with declared foreknowledge and barely hidden beneath the seething tides of backstabbing dominions?

Even that 3-day weekend, or the weekly routine of the 2-day weekend; they are no longer refreshments from the toil and rumination of worry and anxiety, panic-stricken with sleepless nights and dreams that once gave a fading smile but now urging you to wake up in the middle of the night drenched in pools of sweat for nightmares that won’t leave you alone.

The vacation that wasn’t — isn’t — is the one that no longer refreshes and cannot be looked forward to because the anticipation of what will be left behind becomes too overwhelming to bear.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition has begun to prevent the performance of one or more of the essential elements of the Federal or Postal position, when the vacation that cannot be taken is the one that cannot be enjoyed becomes a constancy of regressive acts of futility, then it is time to consider preparing, formulating and filing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Where weekends merely become a refuge to recuperate for the following Monday, but where such rest and attempted refreshment is merely likened to the proverbial struggle of rearranging the chairs upon a sinking ship, then consideration must be given to the quality of one’s life, as opposed to the quantity of life’s misgivings.

The vacation that wasn’t — it is the one that no longer refreshes because one’s medical condition has exceeded any benefits derived from trying to do more than what the body will any longer allow for, and that is the time to then consider preparing, formulating and filing an effective Federal Disability Retirement application, so that you may focus upon the priorities of life: One’s health and future well-being.

Sincerely,

Robert R. McGill, Esquire

 

Lawyer Representation for OPM Disability Claims: Hope’s extinguishment

Hope is the fragile string that first becomes frayed when avenues of discourse become closed and the corner that was once merely a lexicon of intersecting walls becomes a place where no exit can be found, anymore.  Cornered animals and armies without a pathway for escape become desperate in their responses; and as survival is yet an instinct that has not evolved much beyond the stage of an amoeba swimming in its own microscopic universe, so the urge to fight still remains no matter the odds pitted against them.

The extinguishment of hope comes about when the imagination can no longer fathom a future without a hint of progress, a glimmer of some warmth, and a pathway where present circumstances can be altered. One can become steeped in the insularity of one’s problems, and when those problems become magnified through suffering from a medical condition, hope’s extinguishment is sure to follow.

Filing a Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, is often that pathway out of a cornered life, where hope’s extinguishment can be averted, the glimmer of a future yet uncertain can be stabilized, and the preoccupation with tomorrow’s dismal forecast can be rejuvenated.

Is it the solution to all problems large and small?  Hardly.  But it is an employment benefit that is specifically designed to help the Federal or Postal employee who is no longer capable of performing all of the essential elements of one’s Federal or Postal job to begin preparing for a change of career or a modification of one’s future plans.  For, a person who is granted a Federal Disability Retirement can still go out into the private sector and become employed in another capacity (yet utilize the skills acquired while in Federal employment) and earn up to 80% of what one’s former Federal (or Postal) position currently pays, on top of the Federal Disability Retirement annuity.

Hope’s extinguishment is often a result of failing to consider alternatives when imagination is left to the recesses of dark days and sleepless nights; for, in the end, Federal and Postal employees should always consider all benefits available, and preparing, formulating and filing an effective Federal Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, may be the pathway to reignite hope’s extinguishment.

Sincerely,

Robert R. McGill, Esquire

 

OPM Retirement for Medical Incapacity: Tranquility times turmoil equals?

Alliterations often require deliberate disentanglement; for, the focus is often upon the consonant being repeated, as opposed to the coherence of the alliterated sequence of words.  Both can be attained, however – of coherence and of repetition without incomprehensible aggregation, and in this instance, the multiplying effect of the calm of one’s life by events beyond one’s control can easily result in turmoil that was never requested, never desired and remained always unasked and unrequested.

Tranquility x turmoil is the idea that we fail to enjoy the relative calm in our lives because of the anxiousness of knowing that all good things cannot last for long, and must come to an inevitable end, no matter how hard we try to remain the solitary stoic in life, regardless of the hermitage we seek and irrespective of the complications we shed in order to attain a Zen-monk-like livelihood.

That is when, for instance, a medical condition hits us and the complexities of the life we attempted to avoid come to the fore and become all the more magnified, times 10 in an exponential ferocity that we simply cannot ignore.  True tranquility, however, requires the ability and capacity to keep all things in perspective, and to resist the temptation to allow for the turmoil to overwhelm us.  Keeping in mind that the concept itself can never be reduced to a mere mathematical equation, the question then becomes: What is the multiplicand, the multiplier, and finally, the product?

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of the Federal or Postal worker’s job, it is when the monotony of daily living (tranquility) becomes interrupted by the medical condition itself (turmoil), that the product of decision-making is forced upon one’s life.

There are multiple options, and none of them are very satisfying: The Federal or Postal employee may just endure and continue on “as if”; the Federal or Postal employee may get terminated or sanctioned because of excessive usage of leave, whether of Sick Leave, Annual Leave or LWOP, or a combination of all three; the Federal or Postal employee may ultimately believe that resignation from Federal employment is the only option left; or, the Federal or Postal employee may recognize that preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted and considered by the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is the most viable conclusion to a mathematical equation that one never expected to have to calculate.

Sincerely,

Robert R. McGill, Esquire