OPM Medical Retirement Help: Luck and Chance

Is everything determined by it?  Has Darwinian evolution “proven” that when luck and chance happen to coalesce into the “perfect storm” of elements combining at just the opportune moment, that life can suddenly germinate and appear from nothingness?  Or, must there always be an efficient cause in order for even luck and chance to generate the first murmurings of movement’s chords?

In our lives, what encounters have occurred where, looking back, one must admit that “but for” that chance encounter, the very course of your life would never have taken the path untold?  Or of the lottery winner — was it meant to be?  Was there a purpose that the numbers chosen predestined the good fortune for this individual as opposed to someone else?

Does luck and chance favor the unfortunate soul, the one who prays more fervently, or even that person who “needs” it more?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of his or her job and positional duties, leaving the filing of a Federal Disability Retirement application to luck and chance is the wrong approach to take.

At the very least, you must “enhance” your chances and “front-load” your luck by preparing, formulating and filing an effective Federal Disability Retirement application under the  Federal Employees’ Retirement System (FERS) — and the best way to do that is by contacting a Federal Disability Attorney who specializes in OPM Disability Retirement Law.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Medical Retirement for Federal Employees: Life’s Muddle

We like to think that we are competent; but much of life is a muddle, where we try and plod along acting “as if”, when the truth is that we are winging it.  For the most part, that works; and the reason why it works is because the rest of the world, as well, is simply plodding along in the same manner and fashion.  Life is a muddle, and when a significant intervening event comes into play, the muddle becomes even murkier and the division between those who are truly competent, and those who have simply been “faking it”, come to the fore and become ever more focused.

Medical conditions, likewise, tend to do that: They bring out the best of people, as well as the worst.  They sharpen the divide between people who are empathetic and those who care not a twit except for times when it might be to their advantage.  And, as Federal agencies and Postal facilities are mere microcosms of people in general, the extent of an Agency’s efforts to accommodate a Federal employee’s medical conditions reveals the underlying character of the people involved.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the time to continue to muddle through the complex bureaucratic process of filing a Federal Disability Retirement application should be left to the “experts”.  There are times to muddle, and times not to muddle, and the latter is one of those times when filing for FERS Disability Retirement benefits with OPM.

Consult with an OPM Attorney who specializes in Federal Disability Retirement Law, and stop trying to muddle through life’s muddle.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement under FERS: Is There Enough of Me?

Whether consciously or not, that is the question we ask of ourselves.  Is there enough of me?  Meaning: Is life worthwhile such that the “me” exists substantially to reach a level of happiness, contentment and joy?

The worker, the parent, the friend, the husband or wife — they are certainly part of every person’s role within society, but there is a separate, private “me” that is defined by the uniqueness of each individual.  Perhaps the “me” part of one’s personhood is in the joy of reading; or of other hobbies and leisure activities, like hunting or fishing, or playing a game of cards, writing a short story, playing basketball, breeding dogs or just sitting in front of a fireplace with one’s dog.

These, and many other activities comprise a list of “me-things” which make for living in a society worthwhile.  Is there enough of me?  What balance within life’s daily grind and busy-ness would satisfy that question?

When the balance between work, obligations, responsibilities, mundane chores and sleep is disrupted such that there is not enough of “me” to be had, there is often the untold consequences of despair and depressive despondency.  In Japan, there is a term for this — Karoshi.  It literally means, “death by overwork”.  It is a state of being where there is clearly not enough of “me” within the daily living and routine of a person.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s job, the overwhelming nature of trying to balance work, personal life and the medical condition itself will present the ultimate dilemma: If work cannot be accomplished, how will there be enough of me?

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management is a way of attempting to restore some balance in one’s life.  Consult with an Attorney who specializes in FERS Disability Retirement Law; for, in the end, a life where one’s medical condition consumes every aspect of daily living because work itself becomes a constant struggle, is one where, clearly, there is not enough of “me”.

Sincerely,

Robert R. McGill, Esquire
FERS Disability Retirement Attorney

 

Postal & Federal Disability Retirement: Meaning & work

A book of very recent vintage, written by an anthropologist, uses an 8-letter epithet in its title.  While it is always dangerous to refer to something without having read it, the various book reviewers have provided enough insights to recognize that it involves a judgment upon employment, work and the meaninglessness of many jobs held by the population at large.

There would be, of course, some criticism as to the validity of such a judgment, given the nature of being an “outsider” as opposed to an “insider” — i.e., from the “outside” (e.g., the author/anthropologist himself who makes a living by selling books criticizing certain subjects) perspective, it may seem like certain types of work retain no inherent meaning, but from the “inside” perspective (i.e., those whose jobs it is to perform such tasks, and the companies, corporations and entities that require that such tasks be maintained), elements of employment that outsiders may deem meaningless may contain elaborate foundations of meaningfulness.

That was, of course, one of the criticisms thrown by Marx — of the separation of labor from the value of existence, arising coincidentally from the industrial revolution where mass production and assembly lines in factories that exploited labor resulted in a disillusioning effect because people no longer saw the fruits of one’s own labor (an aside: Does that explain why so many people think that the original source of beef, poultry and dairy products come from the storeroom of Safeway?).

How does one work, make a living and concurrently retain “meaning” in all, if not most, of the tasks performed?  Anyone who has been employed for any significant length of time comes to recognize that the three are distinct and separable: work is different from “making a living”, in that you can work for endless and tireless hours and yet not make enough wages to pay all of the bills; and whether you work long hours or not, and whether you can pay all of the debts incurred or have extra spending money at the end of each pay period, the “meaning” one derives from the work engaged is not necessarily attached to either the hours expended or the money earned.

For some, perhaps, meaning is never derived from the work itself, but merely from a recognition that the work is merely a means to an end — of performing tasks in order to earn enough wages to own a home, start a family and provide for a retirement, etc.  Or, for others, perhaps a deep-seated recognition is acceptable, that life itself is like the task that Sisyphus engaged in, and the toil of work is as the meaninglessness of rolling the boulder up another hill, only to see it roll back down again, and thus repetition allows for the futility of all tasks great or small.

One’s resolve and the will to impose meaningfulness in the face of alienation is a testament to man’s capacity to seek greater good.

For the Federal employee and U.S. Postal worker who suffers from a medical condition such that the medical condition begins to impact one’s ability and capacity to perform all of the essential elements of one’s Federal or Postal job, the need to continue to find “meaning” in striving often is closely tied to the progressively deteriorating aspect of one’s health.  When one’s health is at issue, “meaningfulness” of one’s work may come into question, precisely because one’s capacity to view employment as a means to another end itself becomes a struggle.

Filing for Federal Disability Retirement benefits with the U.S. Office of Personnel Management, whether one is under FERS, CSRS or CSRS Offset, allows for one to reorient the priorities in life that should not be confused: Health, family, a sense of accomplishment, and somewhere in that mix, a career that may need to be changed, abandoned or otherwise modified because of one’s deteriorating health and the impact upon the meaningfulness of carrying on where to do so sacrifices one or more of the mixed priorities.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: Fear of one’s shadow

What does that metaphor mean?  Perhaps to different people, different and varying things — of constantly being on edge despite nothing objectively to be anxious about; of fearing the worst around every bend and corner; of imagining impending doom despite the best of times; of never being able to enjoy that which has been attained or accomplished; and a multitude of similar circumstances that evoke an image of a person who remains in a perpetual flux of emotional turmoil.

Does this describe you?  Perhaps there is a reason — some Freudian abscess deep within the damaged psyche of an individual, unidentified and undetected, originating from a trauma experienced in childhood; or, he’s just a “nervous sort of fellow”.  Fear of one’s shadow is that person who expects the worst even within circumstances that highlight the best.  It is not just a lack of confidence, nor a pessimism that pervades against the reality of the illuminated world; rather, it is the expectation of disaster when reality fails to coincide with shadows that fail to appear even when all around you darkness dominates.

Perhaps we have done a disservice to this newest generation, and the one before, by always encouraging them with hope, never criticizing them, and allowing them to always think “positively” about themselves, their expectations and their future.  Then, when reality abuts against the expectation of anticipated success, this young generation falls apart and is inadequately prepared to handle failure.

Fear of one’s shadow is often the byproduct of an upbringing unprepared and unfortunately ill-prepared to become responsive to failures in life’s cycle of successes and failures.  It is, in many ways, a protective mechanism, where fear is the dominant factor in order to shield one from the reality of the world around.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the fear of one’s shadow may not be so unrealistic — especially as it concerns how the agency or the Postal Service will act, react, respond to or otherwise initiate sanctions, actions and administrative proposals if you fail to return to a previous level of productivity and attendance regularity.  For, in the end, the Federal Agency and the Postal Service are not in a protective role; rather, they are often the adversary that needs to be constantly reminded of “the laws” that protect and preserve human dignity and contractual responsibilities.

For Federal employees and Postal workers who need to file for Federal Disability Retirement benefits, remember always that it is not one’s own shadow that needs to be feared, but rather, the looming figure behind your own shadow that may come unexpectedly to attack you, and that is why you need to consult with an experienced attorney in preparing, formulating and filing for Federal Disability Retirement benefits, whether you are under FERS, CSRS or CSRS Offset.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirements: Focus away from ‘self’

The heightened problems emanating from a chronic medical condition cannot be quantified; as the medical issues themselves become exacerbated while attempting to work and engage in other “major life activities”, the pain, psychiatric debilitation and interruption of things once taken for granted, become all the more magnified and exponentially exaggerated in significance, relevance and focus of daily contention.  Or, to put it in more common parlance, it makes us grouchier as the day goes.

Federal Disability Retirement is a benefit offered for all FERS employees (and any in the older CSRS system who may still be around – a rarity, like dinosaurs and gnomes of past ages), and is meant as a progressive paradigm of inestimable worth.  Unlike other systems of compensation, it encourages the (former) Federal or Postal employee to seek employment in the private sector, because the generous allowance that the former Federal or Postal employee can make up to 80% of what one’s former salary currently pays, on top of the annuity itself, allows for “the system” to be a self-paying entity, because such individuals then pay taxes and contribute “back into” the very system which is being accessed.

The fact that it is such a thoughtful, progressive system is rare – for, government bureaucracies tend not to embrace an insightful program of wider application, but this is a case in point where the system “works”.

That being said, the Federal or Postal employee who continues to try and extend one’s career in the Federal sector or the U.S. Postal Service by “hoping” – and, do not misunderstand, for hope as an element of human focus for events yet to occur, is a good thing – that the medical condition will get better, and thus to delay initiating the complex process of preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, does so at the peril of self-focusing immolation.

The point of getting Federal Disability Retirement benefits is just that – to be able to attend to the medical condition itself; to attain restorative sleep; to not be embroiled in the vicious cycle of having to work at a job where one or more of the essential elements of one’s positional duties cannot be met because of the medical condition itself, and therefore a stark reminder, on a daily and sustained basis, upon one’s self, the limiting aspects of the medical condition, and the inability to escape the constant gravitational dissection of “me, myself and I”.  That’s the rub, isn’t it?

As you try and get better, those around you – supervisors, coworkers, etc. – begin to harass, criticize and compound the problem by redirecting your shortcomings resulting from the very medical conditions from which you are trying to get better.  Federal Disability Retirement is the next step in that process – where, once attained, the stress of focusing upon one’s self is relieved by being able to actually focus upon what is important:  one’s health, and the pathway to a secure future through getting approved for Federal Disability Retirement benefits.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Employment: Life is rarely ‘Just’

Is it just?  And of the query, what meaning do we ascribe to it?  Of one formulation, an implied addendum unspoken – as in, “Is life just about going through the motions, or is there more to it than that?”  In another manner of meaning, it can encapsulate the greater paradigms of fairness, balance and equality of opportunity:  the ‘just’ is merely an abbreviation of the greater concept of ‘Justice‘ with a capital J.

Or, perhaps the duality of meanings is intended – for, in the former manner of speaking, is there not an implicit denotation that the wider connotation is inferred – as in, “Is life just about going through the motions, having some pleasure in life, or is there more to it than that, like trying to achieve a sense of Justice in this world?”  Are there multiple meanings in such a simple word, merely derived from the emitted utterance, whether or not intended, sought or even realized?  And, indeed, there is truth in the statement, isn’t there?

Life is rarely ‘just’; it is much more than that, and often implicitly encompasses the wider capitalization even if you don’t mean it as such.  The ‘just’ is an attempt to minimize and marginalize; it fails to recognize the complexity of the greater issues involved, unless, of course, the further query is invoked:  If it is not just about X, then what does it encapsulate?

No, life is rarely ‘just’ about this or that; it may involve them, but in addition, much more, unless containing and avoiding the concerns outside of the carefully-demarcated divides crafted in order to simplify, preserve and ignore that which falls outside of the arbitrary boundaries created, becomes an achievable goal of choice.  Some are able to insulate and ignore, while most others cannot ignore the injustices prevailing.

For Federal employees and U.S. Postal workers who are contemplating filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the question is often posed:  Oh, is it just filling out those forms?

Well – not quite.  Yes, it does involve filling out the applicable forms, but in order to prepare an effective Federal Disability Retirement application, it will likely involve much more than that – of obtaining relevant and compelling medical documentation that meets the legal criteria of Federal Disability Retirement laws, statutes and regulations; and then there is the wider question which was originally posed, involved the ‘Just’ as the abbreviated form of ‘Justice’ – that, in order to achieve it, the relevant legal argumentation must be made.

No, life is rarely ‘just’ about this or that; it almost always just involves much more.

Sincerely,

Robert R. McGill, Esquire

 

FERS CSRS Disability Retirement from OPM: Fatal Flaws

Nature is harsher than the artifices created by man; egalitarianism or empathy for the less fortunate, are not found as traces of widespread encapsulation of the essence of the wild; instead, the opposite is true:  of indifference, abandonment in the face of a wounded comrade, and flight as opposed to commonality of surrender.  It is only in the antiseptic universe of human civilization that we discover character, trust and fortitude in the face of threat.

Is this a fatal flaw in the humanity of the species?  Perhaps.  Time will tell, as civilizations rise and fall, as to whether the inherent weakness of totalitarianism will succumb to the overt unsteadiness of democratic institutions, and whether kindness wins out over betrayal, truth over falsity, and cruelty above warmth of favor.  Malignancy is considered nature’s retribution against the unsettling forces of dominance and survival; but as history shows, the linear nature of our thought processes rarely reflects the reality of how man proceeds.  There are fatal flaws in every aspect of life’s misgivings; but most are merely defects correctible by substitution of lack with that of an addendum to afterthought.

In a Federal Disability Retirement application, there will be times when the U.S. Office of Personnel Management requests additional information because of an obvious lack; while a response does not necessarily guarantee an approval of one’s Federal Disability Retirement application, attending to the request will often appease the desire for more evidence.  If a Federal Disability Retirement application submitted to OPM has been denied at the Initial Stage of the process, are any errors or mistakes ever fatal flaws?  Rarely.  It depends.  Likely not.

Qualification: Undoing something is often more difficult than its opposite cousin in the affirmative; blinders cannot be placed upon OPM once they have reviewed something, and we cannot pretend that they haven’t already formed an “impression” of a case.  But corrections, supplemental information and addendum to deficiency; these are all the tools available for the Second Stage of the process — the Reconsideration Stage.

Then, of course, there is the avenue of the Third Stage, if such corrections have been unpersuasive or ineffective; and that would be an appeal to the U.S. Merits Systems Protection Board, where an Administrative Judge would decide the case.  There is even a “Fourth” Stage — a petition before the full board of the U.S. Merit Systems Protection Board.  Beyond that, an appeal to the Federal Circuit Court of Appeals is also available, though the systemic losses in all of the previous forums identified, makes for a near-impossibility to reverse course at that level unless there are onerous legal grounds to argue.

As we pointed out at the begin of this parade of verbosity, natural law is lock-step in tune with the marching harshness (to remain true to the metaphor of parades, marching, bands, etc.) reflected by genetic deficiencies manifested as fatal flaws; but in the bureaucratic universe of administrative processes such as filing for Federal Disability Retirement benefits, the safeguards allowing for a multitude of due process steps rarely follows the trumpets and trombones (there again, that metaphor overplayed) of nature’s unforgiving ways.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: Purgatory Reverie

The state of the intermediate, the surreal loss of traction in suspended animation; of trying to jog on ice, or to reach a destination traveling on a treadmill; this is a sense one is left with in dealing with a juggernaut of a bureaucratic morass.

In this day of immediacy, where the instant satisfaction of wants and the now of gratifications is met and reinforced by the push of a key, the click of a mouse, and touch of a sensor; and as virtue is no longer looked upon as a necessary ingredient of character, but rather an irritating obstacle to a material goal, so patience cannot be wanting where fissures have widened to such an extent that chasms have created chaos.  Planning ahead is always the key to the timely confluence of achieving the stated goal.  And then some. And perhaps even to multiply the waiting time by a factor of 2.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal and Postal worker from performing one or more of the essential elements of one’s job, it is precisely that inherent self-contradiction of the constancy of being forever suspended, which gives rise to frustration and turmoil.

Much of it is in anticipation of what the Agency, or the U.S. Postal Service, will or will not do.  Will they initiate an adverse action during the process?  Will they approve the discretionary LWOP request?  Will they “support” the Federal Disability Retirement application, or attempt to undermine the procedural march towards OPM’s approval?

Waiting upon an agency is never a good idea; neither in deciding to move forward on a Federal Disability Retirement application, nor in trying to make an educated guess as to what the agency’s reaction would be (or, in dealing with one’s agency, is it an oxymoron to concurrently use the terms “educated” and “guess”?).  Agencies move at their own pace, and do what they want, when they want, as fiefdoms and totalitarian republics are decidedly meant to provoke.

It is never a good idea to make one’s decision concerning preparing, formulating and filing for Federal Disability Retirement benefits, whether one is under FERS, CSRS or CSRS Offset, by waiting upon an agency’s actions; for, the immediacy of ignorance may never come about, or suddenly be initiated yesterday; and as purgatory is in and of itself a reverie of angels suspended in timeless harpsichords of orchestrated serenity, so the ill Federal or injured Postal employee who thinks that it is a good idea to wait upon the Federal agency or the U.S. Postal Service before initiating a Federal Disability Retirement application, will of course remain lost in the long and winding road leading to the pearly gates of tomorrow.

Sincerely,

Robert R. McGill, Esquire