Tag Archives: Washington dc federal government medical retirement

FERS Disability Retirement Law: The Gist of Life

The gist of life is similar to the grist of life: They both stem from the same question — what is the “essence” of X?

So, when a person comes in late to a conference, he or she asks the natural question, “So, give me the gist of what has been discussed before I arrived.”  Meaning, thereby, that a short synopsis of the “essence” of what has been discussed — i.e., the meat, the substance, the main points, etc., of the meeting.

Often, when watching a movie, reading a novel, coming into the middle of a conversation, and many other forms and formats, besides, a person can quickly get the gist of what is being discussed, what the movie is about, how the novel is progressing, etc.  Most people have a need and desire to comprehend the gist of what has been encountered.  While peripheral details are often important, unless one has understood the gist of whatever is being viewed, there is a sense of unease which develops.

That’s why husbands turn to their wives in exasperation with the pointed question, “But what is the point of it?”  For children, however, it is often the peripheral things which are most important — not whether the story has any central meaning, but the funny way in which Dad reads it; not in whether you come out clean from a bathtub, but whether there are enough soapsuds with colorful reflections; and not whether you have perfectly picked up after yourself, but to be praised for how you tried your best, etc.

We often forget that.  For, the gist of life when we grow older has more to do with how we conducted ourselves, and less with how successfully others view us.  Then, when a medical condition hits us, we realize truly what the gist of life is all about — not how many hours we worked, but which meals we missed with our kids.

For Federal employees and U.S. Postal workers who suffer from a medical condition and where the medical condition impacts the careers of the Federal or Postal worker, contemplation of initiating an effective Federal Disability Retirement application under the FERS system becomes the gist of what needs to be done.  The gist of life, suddenly, is that which was always taken for granted and never thought about — one’s health.

Contact a FERS Disability Lawyer who specializes in Federal Disability Retirement Law, and consider the gist of life — of one’s health, to begin with.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Medical Disability Retirement under FERS: Where We Are

Ships moored at any dock must by necessity face three questions: Where they are; What their next destination is; Why they are there and why they are going to their next destination point.

Life in general is like that — that indefatigable question always on the tip of a child’s tongue: The “where” question, which also always contains the subtext of the “why” question.  Ever been on a car trip with a young child?  How much longer; where are we; why is…?  As adults, we become too engrossed in the busy-ness of our daily lives, and abandon the curiosity we once had.  Exhausted, often feeling defeated, we are too tired to even care about where we are, let alone how we got there.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s job, the question of where we are may suddenly take on a prominence heretofore abandoned.  Where we are — in terms of one’s ability to continue in the chosen career; in terms of one’s medical condition and its impact upon one’s essential job duties.

Contact a retirement lawyer who specializes in Federal Disability Retirement Law and consider the options available when prompted by the question, Where are we? — so that you can affirmatively know where we are.

Sincerely,

Robert R. McGill, Lawyer

 

OPM Disability Retirement Benefits: Sitting alone

Sitting alone can be dangerous.  Whether early in the morning or late at night, when one’s thoughts are the only neighbor within, and the soliloquy of voices have been shuttered into basement echoes where the drip-drip of a broken faucet reverberates amidst the endless thoughts of tumult and disaster.  The disconnect between reality and thought, betwixt action and mind, become exponentially exaggerated when sitting alone.

Rarely do tectonic shifts in the objective world result in major disasters where entire civilizations crumble and become destroyed; for, each and every day, subterranean movements occur imperceptibly without notice of bystanders who walk from cafe to office; but within the shifts which occur while sitting alone, the tumults of a mind fearful of one’s future become endless nightmares that cannot be contained.

The subtlety of fear unrecognized; the voice within that panders to irrationality; or of the dread that overwhelms — it can all come about through sitting alone.  The cacophony of voices around; the television blaring to drown out silence; friends and acquaintances invited in order to keep out the squeezing quietude of being alone: these are temporary ways of blunting the danger of sitting alone.

It is like having a medical condition and trying desperately to ignore it; at some point, we are all alone in the world, just as the womb that once protected within a catacomb of warmth and security became lost upon the expelling into the cold and heartless universe, and so we remain sitting alone with fear and loathing for a future yet undecided.

For Federal employees and U.S. Postal workers who are sitting alone, unsure of what do to because a medical condition has begun to prevent the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it is time to consult with an attorney and begin the process of initiating an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, and to stop avoiding the prospect of sitting alone by becoming lost in the day-to-day struggle of endless points of procrastination.

For, sitting alone is the pathway to realizing the disasters that loom within one’s thinking; it is a consultation with an experienced OPM Disability Retirement attorney that will open upon the doors for a future yet untold.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Disability: The constant fight against the negative

There are different ages in different times, designated by the dominance of one entity over another. Thus do we refer to the “Age of Dinosaurs”, or the “Ice Age”; the Age of Feudal Lords; the Age of Man, of course, is a general aegis under which everything falls, once the four-peddling quadrant of living beings became dominated by the bi-pedaling progenitor of carnivorous over-consumption that prevails from time immemorial to the present “age”.

Modernity had now become the “age of therapy”, where somehow psychiatry and therapeutic intervention has come to dominate the basic necessities of life.  Perhaps that is appropriate, as the daily stresses that govern the requirements of survival have mandated a vicious cycle of inestimable pain, both in terms of physical deterioration and cognitive dissonance, by placing an intolerable level of stresses upon daily living.

It is this constant fight against the negative that we are told, holds the key to a “happier” life.  Can change in perspective, of outlook and viewpoint, simply by inserting “positive” language games into the daily soliloquy of internal voices make such a difference?  If language were non-existent, and we became a species of grunts and grumbling noises (which, if you pause and listen around you, comprises much of what passes off as “conversation”, anyway), would we be anymore “positive” than what we are today?

What if the human vocabulary were to be reduced to only positive declaratives and adjectives that only revealed “good” things – would such expunging of negative concepts result in the net effect of everyone “feeling good”?  Or, does “feeling” precede language, such that one can be negative in one’s essence before expression of that negativity, such that thoughts are merely the natural consequence of a state of negativity, anyway?

Medical conditions tend to make liars of us all; for, we can go through life imagining that we are somehow the “exception”, and those “others” who are beset with medical conditions did something “wrong” to have been hit with a medical condition – until it happens to us, as well.  Suddenly, with the reality of pain, suffering, and the general human condition of illness, sickness and debilitating injury, we realize our mortality, our susceptibility to a viral plague, and our fragile existence.  How others view us also changes.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the constant fight against the negative become a daily struggle that often takes its toll, preparing an effective Federal Disability Retirement application through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, may become a necessary next step in such a daily struggle.

The constant fight against the negative, itself, will have its impact, and it may be that the combination of the medical condition, the adversity shown by the Federal agency or Postal facility, and the negative internal thoughts that insidiously devalue and destroy, will come to a coalescence of intolerable stress.  When that happens, it is time to consider filing for Federal Disability Retirement benefits, to be filed with the U.S. Office of Personnel Management, as another step in the constant fight against the negative.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Employment: If not X, then at least Y

Many such contingent annotations are in the form of:  If not illegal, then at least unethical; or, if not unethical, then at least lacking of propriety, etc.  It is the pathway to a lesser acceptance, where the focus of one’s aspiration is lowered because of the inevitability of discovering that evidence insufficient will be uncovered.  Thus can one go on ad infinitum in various but similar forms:  If not happiness, then at least some semblance of contentment; if not a soul mate, then at least someone to share my experiences with, etc.

But what if that “replacement” standard turns out to be less than acceptable over time, through duration of toleration, and during cold nights when boredom no longer excites in playing pinochle while the kids are asleep?  Or, if the infractions and constant infringements persist with no end in sight, and no appropriate definition of a violation such that there are penalties to be ascribed and consequences to be felt?  Do we then accept an even lesser paradigm, and if so, how do we know that such diminution and diminishment of acceptance won’t again be averted and avoided?  Thus, do we assert:  If not X, then at least Y; but if Y doesn’t work out, then at least Z; and so on?  When first one submits to the acceptance of a lesser standard, the proverbial horserace has already been lost.

In negotiations, in contractual disputes, in attempting to come to terms, etc., the sign first evidenced of conceding the lesser standard is the first indicator that the slippery-slope has just begun.   There are instances, of course, where the opposite is true, as well, except that we can rarely discern beneath the surface appearances.  That is what Federal and Postal workers who suffer from a medical condition, such that the medical condition impacts the Federal or Postal employee’s ability and capacity to perform the essential elements of the Federal or Postal employee’s positional duties, must face and accept daily – the conflict between an aspirational paradigm of hope, and the reality of daily pain and anguish.

Thus, for the Federal or Postal employee, we have:  If there is lesser pain today, perhaps I can last through the day; If I show that I am productive this week, then maybe the supervisor will just leave me alone, etc.  As if, “lasting through the day”, or just “being left alone” for a week, a day, an hour, etc., are acceptable standards for living life?  That is why abandonment of all prior paradigms must often be employed in the journey of life, career and fortitude of endurance; we tend to cling on to categories of an “ought” no longer applicable.

For the Federal employee and U.S. Postal worker who can no longer endure the acceptance of the lesser standard when there is an alternative to the constant suffering and persistent harassment at the Federal agency or the U.S. Postal Service, fortunately, there is the ongoing benefit of a Federal Disability Retirement annuity.  Even for that, the road is still difficult and arduous, for the U.S. Office of Personnel Management, the agency that determines all disability retirement applications, does not merely “hand out” the benefit.  Like everything else in life, it must be fought for.

But, then, the Federal or Postal worker who fights for a Federal Disability Retirement benefit can retrospectively declare:  “If not the constant and daily struggle, then at least an annuity to secure my future” – the “exception” to the rule, where the lesser is in fact the greater, but is not always apparently so.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Employment: Epochal Dawns

There are those momentous events in life which we mark and memorialize; and, in the end, whether the cumulative bag of goodies amounts to a positive aggregate, or a negation of sorrows, we determine in the quietude of private thoughts.  Avoidance of future uncertainty is a talent wrought only by humans; for animals of other species, they cannot afford such luxuries, as survival in the here and now constitutes reality of future causality.

For us, there is today; tomorrow will take care of itself within the constructs of fear, angst and uncertainty; and as Heidegger would have it, the projects we savor are the ones which delay thoughts of tomorrow, death, and the certainty of extinction.

What are those epochal dawns?  For Federal employees and U.S. Postal Workers, whether under FERS, CSRS or CSRS Offset, it can include the advent of a medical condition.  In the beginning, in retrospect, perhaps it was of minor consequence; left as merely an afterthought, a nagging pain, or perhaps a singular moment of sudden urgency.  But the chronicity of life often parallels the longevity of a condition, and what was once a mere quibble may have turned into that momentous event.

Medical conditions belong in the bag of goodies set aside as “negatives”; and it may well lead to the necessity of considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

Avoidance of the issue will not switch the bag of goodies from the negative to the positive; but once that decision is made to file an effective Federal Disability Retirement application, it is up to each Federal and Postal employee to determine whether the future course of events — that “hereafter” and “post-disability retirement life” — will mean that there is yet a future of positives, and not merely a reverberation of past negatives.

And what of that “epochal dawn”?  It remains so only if the event itself stays in a motionless rut of stagnation, like those old films of a dying carcass stuck in the mud of a scorching desert sky, where the vultures of a future abyss fly above, waiting for their pick of tenderloin.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement from Federal Employment: Far-Flung Universes

Each generation tells a generic story reflective of the times; and thus did the Great Depression era produce movies and epics with undertones of escapism from the harsh realities of life; of the 60s, the fear of nuclear holocaust and the confrontation of the Cold War; of the following decade revealing the hesitation for  technology and its pervasive intrusion into the privacy of our lives; and so on, so the anxiety, fear and loathing goes.

Throughout, people escape in their own private ways, through daydreaming, imaginative time-travels as in the classic short story by James Thurber depicted in, “The Secret Life of Walter Mitty”; and other times in nightmares and dreams controlled only through the breaches in our subconscious.  It often seems as if the far-flung dimensions and dominions of hope save us only through living in those other-world universes, if only for a moment, a period, a time and a day.

Vacations and weekends only delay the inevitable, and then the harshness of who we are, what we have become, and where we are going, all come crashing back, like the rolling waves of thunderous whitecaps which bellow in the echoing chambers of the far recesses of our minds.

For the Federal employee or the U.S. Postal worker who suffers from a medical condition, such that the medical condition begins to threaten one’s livelihood, resulting in the Federal agency or the U.S. Postal Service beginning subtle (or not so) noises of increasing pressures through adverse actions, like unpleasant abdominal groans which should remain private but echo out into the public domain, it may be time to escape the escapism of the alternate universe and become “real” by considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Other and far-flung universes offer hope beyond dreams, but when the dream is shattered by the progressively deteriorating forces of a present-day reality, it is time to travel back to the origins of reality, and face a full-frontal confrontation of what the pragmatic steps of day-to-day concerns must by necessity bring, and begin to prepare, formulate and file for OPM Disability Retirement benefits.

Alternate dimensions indeed reflect the times one lives in, and may even represent a pleasant moment in time, a respite away from the harshness of today’s reality; but when the awakening occurs, one must shake away the cobwebs of fantasy, and face the serious concerns of one’s angst-filled day, as the medical condition will not go away, the Federal agency and the U.S. Postal Service will not fade, and the fight to survive will remain as real today as it will be tomorrow.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: The Blank Canvas

For a painter, it is either the sight of uncontrollable delight, or a subtle sense of foreboding into depths of despondency; for the blank canvas represents two sides of a single coin:  an opportunity to do what one can, or the beginning of that which may be rejected by an unappreciative public eye.  But that is the inherent anomaly of every opportunity presented:  potential success, or possible failure.

That is why we carry around within us quips of self-appeasement, in order to lessen the weight of expected shortcomings:  “Nothing gained, nothing lost”; “It is better to have loved and lost than to never have loved at all”; the list of 100 successful people who failed at first; and other proverbial self-motivators.  Within such realms of fear and loathing for the future, however, is the truth of living:  Nothing ventured, nothing gained.

Until one brushes the first dab of color upon a blank canvas, one will never experience the beauty of art, and while failure may never be the end product if one never begins, so success and the potential for human fulfillment can never be realized.  Unexpected circumstances in life often provide a basis for people to just “give up” in despair.

Medical conditions tend to be a foundational basis for such surrender to life’s inequities, and Federal employees and U.S. Postal workers who suffer from an unexpected medical condition, know better than most how unfair life can be.  Suddenly, the gush of accolades stops; the golden boy or girl of yesteryear is considered merely with a disdainful passing glance; and coworkers shun as if beset with a disease of contagion.  But Federal Disability Retirement is a benefit which is tantamount to a fresh and blank canvas:  it is an opportunity of sorts, and should be approached with the same rashness and expectation of delight as when once youth feigned ignorance of future forebodings.

Federal Disability Retirement allows for the Federal or Postal worker to have a fresh beginning, a new start, in painting a picture filled with bright colors and scenes of unanticipated opportunities.  While it may pay a base annuity of 60% of the average of one’s highest 3 consecutive years of Federal Service for the first year, then 40% every year thereafter, it is that financial bridge for future endeavors which must be considered.

It is a benefit accorded to all Federal and Postal employees who find that a medical condition now prevents them from performing one or more of the essential elements of the Federal or Postal job; but beyond the monetary benefits, it is also like the blank canvas which allows for a fresh start in a life often filled with gloom and despair, but where the plenitude of colors may yet be chosen with a steady hand for the future.

Sincerely,

Robert R. McGill, Esquire