Disability Retirement for Federal Government Employees: The rate of return

At what point does the rate of return diminish to the extent that it is “no longer worth it.”?  And, what is the “it” referring to?  Is it the effort expended in contrast to the compensation received?  Is it the dividends paid upon an investment ignored?

Often, in all of the contexts just described, the focus is upon the wrong point; it is not the “end product” or the final sum that should determine the worthwhile aspect of the “rate of return”, but rather, the key term overlooked — not the “return”, but the “rate”.  One might argue that the two essentially are the same, inasmuch as the “return” (the sum received) is determined by the “rate” (the calculus that determines).  But are they?  Doesn’t it depend upon what context it is being applied to?

Certainly, when conceived of in a traditional investment category, the final sum received can be backtracked to the rate that has been applied; but what about other, more non-traditional contexts, such as friendships, work — even marriage?  Or does one never apply such cold-hearted calculations when discoursing upon the arena of human relationships?  Can we so easily drop friendships and end marriages based upon the same criteria applied in changing investment firms?

Come to think of it, our own lack of active interest is probably the single biggest reason that marriages and friendships last — because, like those investments that we allow to remain because we are too lazy to take an active interest in, many remain in marriages and friendships well beyond the love that has been lost long ago, or the affection that has waned all too subtly; for, in the end, it is our own laziness and lack of motivation that allows the fallowed pastures to let life slowly die in the uncaring tenements of thoughtless stupor.

For Federal employees and U.S. Postal workers that suffer from a medical condition, such that the medical condition begins to prevent the full performance of one’s positional duties and the essential elements of the job, the conceptual paradigm of the “rate of return” should be applied in contemplating whether or not to file for Federal Disability Retirement benefits.

Surely, the Federal Agency or the Postmaster is thinking along the same lines — is he/she getting the job done?  Can I get more out of someone else?

That is the Agency’s perspective; but what about yours?  Such questions as: Is my health going to improve by remaining?  What will the future options be: remain, resign or file for Federal Disability Retirement benefits?

If the first and second choices are no longer real options, then the third one is a necessity, as it becomes clear that the rate of return is no longer a worthwhile investment to remain in a job that clearly is destroying any semblance of one’s quality of life — and that, in the end, is what the purpose of the investment was all about to begin with.

Sincerely,

Robert R. McGill, Esquire

 

Attorney Representation OPM Disability: Analogies and life

Life is lived by analogies.  It is how we understand, comprehend and make sense of a world in turmoil.  By identifying a resemblance between two or more particulars while perhaps remaining somewhat different in other aspects, we are able to relate things, understand them, comprehend the isolation of differentiation between X and Y and yet embrace those differences despite the lack of commonality in all other respects.

Without the tool and transporting impact of an analogy, most of the objective world would remain isolated, irrelevant and separated from the subjective coherence that we bring to the world.  Explanations and argumentation would often lack any comprehensible understanding; scientists would simply speak in technical languages that non-scientists (i.e., laymen like most of us) would fail to appreciate; and life would continually remain a series of isolated islands of conceptual conundrums that would be separated from civilization as a whole.

That is essentially why the administrative laws governing Federal Disability Retirement must by necessity be spoken of in analogic terms – precisely because, in order to make sense in the greater context of life, everything in particular can only be “explained” and “made sense of” through analogies that we can relate to.  Without relational contexts and reference points, life’s various complexities would remain in isolation from one another.

Thus, analogies, life and Federal Disability Retirement benefits all share a common perspective – that of human beings who suffer from a medical condition, such that the medical condition begins to prevent the Federal or Postal employee from performing one or more of the essential elements of the Federal or Postal positional duties, and that a particular “condition” or life shares with all other conditions of life the reference points that we can all understand: Law, Complexity, Human suffering, Pain, The fear of change, The need for change; Confusion; Trauma; Medical conditions, etc.

Analogies allow for understanding; life, left in isolation, is confusing as it is, and even after a lifetime of trying to understand and simplify, still remains a mystery.

And for the Federal or Postal employee who is at a point in one’s career where a medical condition impacts the ability to continue in that career, the reference point that needs to be kept in mind is that there are lawyers who specialize in getting Federal Disability Retirement benefits through the U.S. Office of Personnel Management, and we are here to help.

Sincerely,

Robert R. McGill, Esquire

 

Lawyer for OPM Disability Claims: The interrupted signature

The signature is the great identifier of a person.  It is, in some countries and cultures more than others, and even here in the United States, a feature that distinguishes, a type of rite of passage into adulthood, and in many ways a revealing characteristic.

It allows for the voluntary identification of a feature emanating from one’s own free will; an act which seals a compact; a stamp that distinguishes the person who completes the signature, from that of another; and declares to the world that this act, the signature stamp, with all of its unique swirls, crosses, dots and turnabouts, like some spinning basketball move that tells everyone else that you have arrived, is different, distinctive and peculiar to only the very individual who has picked up the pen at that moment in time and inked the singular characteristic upon a piece of paper.

Consistency in the written signature is important in establishing the uniqueness and distinctive feature; that, in and of itself, is a kind of oxymoron, is it not, when one pauses to reflect upon it?  For, to be “unique” and “singular” is to be a “one-time” event and a distinguishing peculiarity that cannot be reenacted or copied beyond the soliloquy of the act itself; and yet, for a signature to be effective, one must be able to repeat the same curves, the mimic again and again of the lines, crosses, dots, etc. of the signature hundreds of times over and thousands over a lifetime of signing one’s signature.

And then, once one has mastered the ability to sign one’s name in a unique, singular form, and be able to repeat it over and over again – have you ever notice how difficult it is to complete the interrupted signature?  It is as if the body itself is separated from the mind, and it is the hand and fingers that hold the pen that “remembers”, and not the eyes that guide or the brain that follows.  When once the flow of the signature has been interrupted, the uniqueness remember is suddenly forgotten.

It is likened to a Federal employee or U.S. Postal worker who suffers from a medical condition, such that the medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job.  The medical condition intervenes and begins to interrupt, “preventing” one from performing one or more of the essential elements of the Federal or Postal position that the person has been so uniquely qualified to do for so many years.

That is the insidiousness of a medical condition.  Such an interruption, however, is much more serious – for it doesn’t merely interrupt or impede the completion of a signature, but of a career, of goals, of family financial support, and every other aspect of a person’s life.

Preparing, formulating and filing a Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is an important next step in taking up the proverbial pen and completing one’s signature.  And like the signature itself, the Federal or Postal employee need not fret about the uniqueness lost; you are still the same person, singular in every respect, whether your health has forced you to move on in life, no less than the signature that distinguishes you from all others.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Law: The face in the mirror

Some avoid it; others run to it like an obsession that cannot be abandoned; and for most, it is merely a daily habit that must be tolerated.

The face in the mirror that we view in order to “present” ourselves to the world is the one we are born with, attempt to alter in multiple ways throughout different stages of life – perhaps by artificial means ranging in spectral thunders of surgical alterations, color-dying, parting the hair on the left side instead of the right; trying to cover that growing bald plate that shines like a heavenly orb not needing the assistance of the Hubbell Telescope from afar in galaxies far and wide; of make-up, lipstick colors and hair-style alterations; and yet, somehow, it is those eyes that stare back that seem to pierce within.

And what of that image we hold; was it the imprint from our youth that forever became frozen in the timeless synergies of our inner consciousness?  Does the reflection in the mirror last, for some, for only a second, such that we have to run back to it – whether by the closely-held compact in the purse, the reflection in the store window, or even that oblong shape of a car’s side contraptions – and reassure ourselves that it has not changed much since the last encounter?

Or is it the image we continue to hold onto as that innocent child of long ago who forever swore that neither time, old age nor ravages of bygone years would ever defeat the compliments received and which we hold so dearly?

It is, in the end, the eyes – what Plato described as the windows to one’s soul – that tell the tale of a person’s past.  Does it haunt?  Does it enliven?  Will it glitter and sparkle like the moon’s reflection upon a summer’s pond in its tranquility of calm?  Or does life bring such sorrow within the chasms in between, where the haggard look befalls and betrays the unhappiness residing within?

We need not look in the mirror to gather much that we already know, and yet we keep going back and speaking to that ghostly appearance reversed in proportionality as the negative photograph that smiles when we smile, cries when we cry, but feels not the inner pain that grows with each day.

For Federal employees and U.S. Postal workers who are at a point in their lives that filing for Federal Disability Retirement must be considered, it is a critical point to consider when you look at the face in the mirror – for, the reflection seen is often not the “real” person that stands in front of the mirror, and the “appearance” is never the essence of the inner soul concealed.  That is the sad truth when dealing with the Federal agency or the Postal facility; they all see “you” as “that person who has a medical condition and is no longer as productive as he/she used to be”.

That is why filing for Federal Disability Retirement benefits often becomes a necessity, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset – because the face in the mirror is just that – a reflection of unreality – that doesn’t ever reveal the truth of one’s potentiality in a universe that barely cares beyond the appearance of reality.

Sincerely,

Robert R. McGill, Esquire

 

Postal & Federal Employee Disability Retirement: Of venal and venial injustice

That a single vowel can radically alter the meaning of a word is not surprising; rather, it is the simplicity of the reduction – from one constituting an onerous sense of the corrupt, to a mere insignificance of action – that demarcates the chasm of definitional differences between the two.  Both are adjectives; but of the former,  often associated with corruption involving bribery and characterized by a mercenary motive, while the latter is of a pardonable offense, minor on a scale of wrongdoings, and merely bordering on the barely noticeable spectrum of sins acknowledged – it is the difference of the singular vowel – the “i” which constitutes the reflection back upon the personal “I” who acts upon the violation that determines whether the offense is minor or major, that divides the two.

The originating context of a venal act almost always involved corruption relating to an exchange of consideration – and, for whatever reason, it was that underlying motive of engaging in an act of illegality for the sake of money, that exhibited a greater evil by the participant.  Perhaps such an origin of retreating repulsiveness is Biblical – of that treachery committed in exchange for the thirty pieces of silver.  Translated into English, the personal pronoun inserted in lower caps in the middle of the word, stuck between two consonants, evinces a guilty conscience inflamed deep within the troubled recesses of a soul’s agony.  And what of the noun which the adjective modifies – does it add, amend, enhance or otherwise alter?

Injustice is a malleable concept.  Words were once confined by strict adherence to meanings; no more, as society has allowed for the gymnasts of linguistic pole-vaulting to tinker unabatedly.  As the negation of the root term “justice”, it has become recognized as any feeling of unfairness encountered, as opposed to the more concrete embodiment of society’s clear mandate in a process of upholding a morally superior stance, confirmed by age-old rules and procedures, inviolate as reflected in the symbolism of a blindfolded lady impervious to the winds of bias, prejudice or venal means.

For the Federal employee or the U.S. Postal Service worker who is daily being bombarded with harassing conduct by the agency or the U.S. Postal Service, both forms of injustices are encountered:  Venal injustice, at the hands of an agency which may be plotting to dismiss and terminate; and venial injustice, at the daily toil of enduring slights and demeaning whispers by coworkers, supervisors and others unnamed.

Medical conditions occur through no fault of the Federal or Postal worker suffering from them; yet, Federal agencies and U.S. Postal Service employees treat such Federal and Postal workers as mere fodder for committing injustices otherwise unaccounted for.  Perhaps there is a heaven where ultimate justice prevails and where venal sins and venial acts are sifted between to determine who is issued a valid passport for migration through those pearly gates; but, until then, there is the option of filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, and where obtaining an approval from the U.S. Office of Personnel Management is neither a venal act, nor a mere venial outcome, but an injustice turned around for the Federal or Postal worker who cannot otherwise perform all of the essential elements of one’s Federal or Postal job.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: Leaving without a Blip

Remember those old films, of silence, submarines and sonars (an acronym we have forgotten from the combination of terms, SOund, Navigation And Radar)?

There were those tense moments of complete silence, where heartbeats and perspiration could be palpably heard when life and death depended upon it, and the moment when someone coughed or dropped an object at the crucial moment; then, the sudden entrance of old Navy footage of depth charges being flung like spitballs from a rubber band, splashing into the ocean, then the angst of awaiting the slow sinking until the violent detonation of that camera-shaking explosion.

Was it close enough to have caused damage?  Can the heavy metal doors be shut in time to prevent deadly flooding?  Can the engineer fix the dent in the tin can just enough to chug along to the nearest base for further repair?  In the end, it all depended upon the blip on the screen, as the clockwork motion of the round screen revealed the positioning of the enemy vessel as the ghostly residue of existence left behind one’s presence, if only for a brief moment in time.

It is, in many ways, a metaphor for all lives; as merely a blip on a screen, and whether we are noticed, to what extent, by whom, and if one’s location deserves the catapult of a depth charge, or to be ignored as not warranting an adversarial response.

That is often how Federal employees and U.S. Postal workers contend with a medical or health condition which threatens to cut short one’s career with the Federal agency or the U.S. Postal Service:  Has enough of a blip been made?  Will a greater blip, or a longer presence of that ghostly residue on the clock-like screen, make up for the difference of extinguishment of existence?

There are those who enter a room quietly, and leave without notice; others, who must make a splash with each entrance, and falter in the exit because they have extended their welcome beyond polite niceties; and still others, who refuse to leave until formal recognition has been wrought from gated societies of diminished returns.  Which is preferable —  a blip which returns with a detonating device, or barely a yawn with the resulting quietude of an unnoticed exit?

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition necessitates a filing with the U.S. Office of Personnel Management, whether the Federal employee or U.S. Postal Worker is under FERS, CSRS or CSRS Offset, a OPM Disability Retirement application — the question of being noticed or leaving a lasting mark is often a subconscious pull which unknowingly damages or delays.

But like the submarine in those old films, it is always the capacity and ability to control that moment of anxiety and fear which propels the successful endeavor of formulating an effective Federal Disability Retirement application with OPM; and lest we forget, avoidance of the depth charge is just an indicator of how much of a blip we really were, and not a precursor of what ghostly residues the Federal or Postal worker may become on the clockwork screen for the future.

Sincerely,

Robert R. McGill, Esquire