OPM Medical Disability Pensions: The Life We Lead

The life we lead may not be the one we chose; or, more likely, the life we “now” choose to lead — if we even have a choice.  One might argue that we always have a choice; the only real question is:  Are we willing to pay the price for the choices we make?

Often, we fall into things.  Human beings are complex creatures; the person we were years ago rarely is identical to the “now” of that individual.  Perhaps that explains the divorce rate in this country; of commitments encompassing “till death do us part” are rarely embraced, anymore.

And the choices which are out there make for compounding effects when it comes to the life we lead.  Decades ago, society imposed greater structural restrictions:  School teachers who were found to possess any tinge of moral turpitude would be dismissed and disgraced; heads of companies who divorced were summarily terminated; and those thought to hold rather unconventional opinions were shunned and often isolated.  Is this a good thing?

The perfection of a median — a point “in between” the two ends of a spectrum of excesses, or often referred to as the Aristotelian view of a good life — is often the balance to be sought.  The life we lead is, too often, solidified by the youthful indiscretions of excesses embraced in youthful vigor; whereas, in later years, regret tends to soften our extravagant early years.

For Federal employees and U.S. Postal workers who have come to a point in later life, where the Civil Service job which once required extreme energy, daily commitment and a stark challenge to even the healthiest of individuals, but now, in later life, medical conditions have reached a critical juncture where they are no longer compatible with continuation in that job — it is perhaps time to consider preparing, formulating and filing an effective Federal Disability Retirement application through the U.S. Office of Personnel Management under FERS.

Contact a FERS Medical Retirement expert, that is, a U.S.-licensed attorney who specializes in the practice area of Federal Disability Retirement Law, and consider the life you lead and want to lead — now.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement Help: Fear of the Unknown

It is natural to fear that which is not known; for, it is knowledge which makes for comfort, facts that provide the foundation, and recognizable conceptual constructs which ease the conscience.

Swimming in waters previously uninitiated, where murky waters and unknown growths brush against one’s legs; of entering an abandoned home where strange and unfamiliar noises are heard late at night; or of enduring an unending medical condition where the uncertainty of the outcome, an obscured future and the constant symptoms which never seem to abate — yes, it is natural to possess the fear of the unknown.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the known quantity is the very fear of the unknown: What the U.S. Office of Personnel Management will decide; what the future will hold; whether there will be an opportunity for another career despite the medical condition; and many more besides which may not be known now, and may remain unknown for an undetermined time.

Consult with an experienced disability attorney to at least be informed of that which may yet be unknown, but where an attorney who specializes in Federal Disability Retirement Law may unravel some of the mysteries behind FERS Disability Retirement, and shed light upon the darkness comprising the fears underlying the unknown.

Sincerely,
Robert R. McGill, Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement: Turning Over the Proverbial “New Leaf”

It does not have to occur only on New Year’s Eve.  Sometimes, circumstances dictate whether or not a new beginning, an initiation of a different process, or just a required “new scene” is embraced.  At other times, we may merely decided that it is a “want” as opposed to a dictation from circumstances otherwise uncontrollable.

Whatever the reasons, turning over a new leaf — that proverbial changing of one’s behavior, alteration of an attitude, or a different direction in a career or vocational choice — is what is required.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, initiating the process for filing of a Federal Disability Retirement application may be what is needed for the “new leaf”.

Consult with a FERS Disability Attorney who specializes in FERS Disability Retirement Law, and begin the administrative process of turning over that proverbial “New Leaf”.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement under FERS: Further than once thought

Whether the distance was miscalculated, or the area was last visited decades ago as a child, the feeling that the destination is further than once thought — or that one is enmeshed in something that is “above one’s head” — is a disturbing and often distressing feeling.  An underlying sense of panic begins to envelope; then, time becomes of the essence, perhaps because the appointment specified a time or it is simply getting late.

Have you ever had that sense where you believed that you could do it, or you thought you knew — perhaps the direction that you once knew “like the back of your hand” when you were a child, or the ability to build something or repair a broken object?

Whatever the issue at hand, the chasm which is evident between your “thought-of” knowledge of a subject and the actual know-how suddenly becomes a problem.  It is one thing to sit around and talk about a subject; we can all spew our expertise in this or that subject, so long as the actualization of the matter is never tested.

At a party, everyone can be anyone, sort of like people who develop friendships on the Internet in forums like Facebook: On a flat screen, anyone can claim to be such-and-such.  And so the braggart can claim to know how to fly a plane; but would you want that claimant to take you on a ride without first “actualizing” the claimed assertions (i.e., perhaps verifying his license to fly, how many hours of actual flight lessons he or she has taken, etc.)?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, it is a wise “next-step” to consult with an experienced attorney before considering preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management.

If you — as a Federal or Postal employee considering a Federal Disability Retirement application — are hit with a similar sense as that of thinking that the distance between Point A and Destination B is further than once thought in grappling with the process of Federal Disability Retirement, then it is time to consult with an Attorney who specializes in Federal Disability Retirement Law.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: Options Unrealized

Is an option an option if it is unrealized?  “Unrealized”, of course, can have 2 different but subtle meanings — of not being known at all or — in a second sense — of known but just not actualized.  If a person is entirely unaware of an alternative course of action or a pathway delving into a different set of circumstances, can those other avenues be considered “options”?

They are, of course, options in a generic sense, but perhaps not yet individualized.  Take the following hypothetical: buried a foot below the ground is a hidden treasure, a trove of gold coins left behind by Spanish conquistadors many centuries before, now covered by layers of sediment and overgrown grass.

A detectorist (yes, from that cult-like following of a 3-series program) who has gone over the same ground multiple times, suddenly receives a positive signal of a potential find; stops, digs, and — becomes rich and famous.  When asked about it, he replies, “I had gone over the same area many times before and knew that something might be there, but didn’t want to realize my option because, to do so would then take the fun out of it.”  Huh?

Now, that person truly had an option — knowledge of a potential treasure and a choice to exercise the option to find it, but refraining from doing so.  Or, by contrast, the first-time detectorist who stumbles upon the same treasure trove at the first opportunity to cover that same ground — he had no “option”, but simply exercised it upon receiving a positive signal from his metal detector.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the options unrealized are often those that have never been told of, announced or even considered — like preparing, formulating and filing for Federal Disability Retirement benefits under FERS.

Perhaps your agency or the Postal Service never apprised you of the benefit of Federal Disability Retirement; or, perhaps you were once told but completely forgot.  In either case, the options unrealized are the ones that can do you harm, and it is only if you take the necessary steps to realized the unrealized options that it can do a person any good, and the first step towards realizing an option unrealized is to consult with an Attorney who specializes in that option yet to be realized: FERS Disability Retirement Law.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Seriousness in a time of folly

The young are expected to engage in folly; middle age, of some peripheral insight; the old, of wisdom finally gained; and of deathbed conversions, a last gasp of regrets untold.

The imbalances in a world turned topsy-turvy impede upon an ordered universe: Today, the young are idolized and youth is the new god of sunlight; the middle-aged engage in nostalgia before their time, constantly striving to regain that which was lost by a mere filament of grey, and begin telling untruths about one’s age, shaving a year here, getting a botox injection merely to flatten the crease of a smile’s delay; and the aged are shuttered in corners where irrelevance was merely an afterthought, in roomful of arms outstretched in hopes that yoga will prolong the agony of an uncertain afterlife.

This is an age which has been deemed the “Cult of the Youth”, but more than that, where seriousness can scantily be found in this time of folly.  We merely talk a lot.  Our grandfathers once gave us the tidbit of wisdom: Talk is cheap.  Yet, in this age of seriousness lost in a time of folly, we continue to merely talk especially because the price of doing something beyond talk is too great a burden to bear.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition no longer allows the Federal or Postal worker to continue in one’s chosen career with the Federal Agency or the Postal Service, it is time to consider seriousness in a time of folly. The “folly” is the notion that things can continue as they have before; the “seriousness” is the decision to come to the realization that change is necessary and must now come about.  The further question is: What form does the change come in, and how does one go about it?

Federal Disability Retirement is a benefit which should be considered when the folly overtakes and the seriousness must be faced.  It is a long and arduous administrative process, full of bureaucratic pitfalls, and consultation and guidance by an experienced Attorney who specializes in Federal Disability Retirement Law is a first step towards recognizing that seriousness in a time of folly is a consideration to embrace for a future yet uncertain.

Sincerely,

Robert R. McGill, Esquire
OPM Disability Retirement Lawyer

 

Medical Retirement for Federal Employees: The ‘Why’ of life

Why do we do that which we do?  Do other species engage in such reflective self-assessments, or do they just perform the act without positing the query?  Or course, there is the antecedent question of whether the question itself is asked in the linguistic modality which we embrace; or, is there another form of a more subtle nature that other animals correlate and learn from without a long utterance ending with a grammatical interrogative?

Perhaps, in the mere instinctive alteration of actions future-oriented displays the capacity of other species to “learn” from past mistakes and potential dangers allowed by careless indifference, and such changes in behavior itself by fiat already answers the query of ‘why’.  Thus, the question asked in the silence of one’s subtle modification in behavioral psychology constitutes, for other species, that self-assessment, and the mere fact that a public declaration is not made, does not necessarily prove that we are unique because we persistently ask such questions without ever answering them.

Is that why human folly persists through the ages, perennially, without alteration, without revealing any wisdom gained, understanding embraced or comprehension manifested?  Do we think that because we ask the question itself, without ever coming to a consensus of answers, that we are therefore more sophisticated, more intelligent and wiser than our earthly companions as well as our predecessors?  Is a question unanswered of any value if we never gain any knowledge or greater comprehension of the universe within which we occupy, merely because of the asking or the utterance of the interrogative?

Language often becomes the “stopper” – that appearance and semblance of an act which is merely an utterance of inactivity, but because of the significance and relevance which we place upon it, is often and mistakenly thought of as an accomplishing feat.  Misjudging mere words in the interrogative form for substantive sincerity of actions often leads to inertia and being stuck in the mud of life.

For Federal employees and U.S. Postal workers who are suffering from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the question asked will often paralyze, and the ‘Why’ that is never answered can invite one upon the treadmill that never goes anywhere.

It is the step beyond the question that makes all the difference, and preparing, formulating and filing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is the substantive answer that follows upon the perennial question that is never answered, never satisfied, and forever posited:  Why?

Sincerely,

Robert R. McGill, Esquire