CSRS & FERS Medical Disability Retirement: Cumulative Impact

In economics, the concept of cumulative growth is important in understanding the progressive and incremental increase, no matter how minimal in the short term, over decades and centuries upon an individual’s and the greater society’s wealth accumulation.  It is based upon the theoretical construct of cumulative growth that fortunes are created and retirement wealth is amassed.

Flat sorting machines at USPS distribution centers

Repetitive type of injuries are common when working with Flat Sorting Machines at USPS distribution centers

As a hypothetical parallelism, what consequence would such incremental but cumulative impact have upon one’s health and well-being?  If repetitive physical stress of a seemingly insignificant quantity were to impact a wrist, a knee, a shoulder, etc., would such de minimis physical pressure acquire a different result years and decades down the road?

Is it not tantamount to radioactive exposure, where the human tissue or organ can have effective resistance to contained amounts, but over time, can begin to deteriorate and cause tumors and mutated cells resulting in cancer? Or like the prisoner who digs his way out of prison with a pen knife — one scrape at a time until a hole large enough to accommodate one’s head and body is created over months and years? Or of stresses resulting in anxiety and panic attacks; perhaps at first a twinge of needle pricks, then after months and years, an overwhelming inability to breathe properly, until reactions of the need to take sudden flight, or paralysis of muscle movements and an inability to speak or move?

Maintaining poor sitting postures for long periods of time

Maintaining poor sitting postures for long periods of time may increase the risk of developing musculoskeletal disorders (MSDs)

For Federal and Postal employees who have had a long and productive career with the Federal Government or the U.S. Postal Service, the mystery of cumulative impact upon one’s health, through repetitive, incremental, and insidious influences withstood over time, often results in self-denial and a sense of failure.  But there is a limit as to what the human body and psyche can take on.

Federal Disability Retirement benefits are simply an employment component offered to all Federal and Postal employees, whether one is under FERS or CSRS, filed ultimately with the U.S. Office of Personnel Management, and is merely an intelligent recognition by the Federal Government that the limitations of human invincibility can be addressed by allowing for a change of careers, by providing for a foundational security to one’s livelihood. Federal Disability Retirement — a viable option in recognition of the age-old concept of cumulative impact, both in economics and in the complex world we occupy.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Medical Retirement: A Wrong Sense of Shame

Having a sense of shame can reveal a heightened level of moral superiority; but as with all things emanating from the Good, those who lack a sensitivity to propriety will take full advantage of a misguided loyalty to ethical conduct.  Work and a duty to one’s vocation is a guiding principle for most Federal and Postal employees.  That is precisely why filing for Federal Disability Retirement benefits, whether one is under FERS or CSRS, is anathema to the Federal and Postal employee.

The committed Federal and Postal employee often has a warped and misguided sense of his ethical duty to work, and will allow for a medical condition to continue to exacerbate and debilitate, at the expense of one’s deteriorating health, all for the sake of commitment, devotion, and high ethical sense of duty to one’s mission for the agency.

Supervisors and managers recognize this, and take full advantage. But the Federal and Postal employee must by necessity understand that Federal Disability Retirement is a benefit accorded to all Federal and Postal employees precisely for the underlying reasons offered: When a medical condition impacts one’s health such that one can no longer perform all of the essential elements of one’s job, the benefit of Federal Disability Retirement is meant to be accessed precisely because it has always been part of the benefits package for all Federal and Postal employees, whether under FERS or CSRS.

Commitment to a mission is indeed commendable; blind devotion at the expense of one’s own health is somewhat less so — unless one counts the sneering approval of agencies who see such sacrifices as mere paths to the slaughterhouse.

Sincerely,

Robert R. McGill, Esquire

 

OPM FERS/CSRS Disability Retirement: The Temptation of More

It is similar to the proverbial truth of the “straw that broke the camel’s back”; or of the wise commoner who saved the king’s daughter from drowning, and who was offered a bounty of rice, to which he proposed the following: on each square of the chessboard, a doubling of the number from the previous square.  The temptation of the exponential factor is almost always unable to be resisted; that is the converse principle by which we live: by adding one (we are told), it will make our lives less complicated (so we believed).

Technology and the addition of each innovation would buy us more leisure time; work and stress would be lessened, because the salesman persuaded us that it would be so.  And so we have become accustomed, attuned, and trained to think in a linear, progressively upward trend; that the more we accumulate, the happier we will become, until one day the economics of aggregation become so burdensome that the weight of all of those additional threads of straw pile upon us with ever-growing pressures of daily living, and the salesman who sold that last gadget has walked away with the sack full of rice, content to have saved our lives (or laughing all the way to the bank with a knowing grin).

It is the conditioning of a cumulative-based society.  And, of course, when the burden is further exacerbated by a medical condition, such that the medical condition impacts one’s ability to remain at the same purchasing power of economic viability, we are willing to sacrifice our health for the sake of more stuff.  For the Federal and Postal Workers who have dedicated their collective lives to furthering the mission of one’s agency, it is often a little more complex and complicated than just the economic issue; it is entangled with a sense of self-sacrifice, and a loyalty tending towards irrational discourse.  Perhaps this is a natural course for things; perhaps it is “the mission” which first tempted and attracted the Federal or Postal Worker to begin with.

In any event, Federal and Postal Workers fight to the end before contemplating filing for OPM Disability Retirement benefits, and often to the detriment of one’s own health.  Federal Disability Retirement benefits are there, however, for the Federal or Postal Worker who suffers from a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s job. Whether under FERS or CSRS, it is ultimately filed with the U.S. Office of Personnel Management.

While it is an annuity which will reduce the purchasing power of the Federal or Postal employee, the question which all Federal or Postal employees must ask is the following: What is the priority of one’s life, and at what point in our lives did we come to believe that acquiring things were more important than life itself?

Sincerely,

Robert R. McGill, Esquire

 

Federal Worker Disability Retirement: Worth and the Sanctified Process

To hold sacred and to consecrate; it is a recognition that a period, an event, an article or symbol is worthy of being set aside for reverential sequestration.  When one once recognizes that the body which one occupies, is being attacked by a medical condition, it is time to care for it.

Life cannot go on as days of yore; as guilt precedes sentencing, so the manner in which we act will determine the length of days for which we must account.  And so the cycle of humanity wrapped in empathy, of souls anguishing over spent days of youth, and whether we wasted our finite activities of superficial social interactions; as we tended to our dying parents, or merely showed concern for a sick relative, the age old question sometimes haunts us:  Are we our brother’s keeper, and to what extent do we owe an obligation?  But it is different with one’s own health; its ownership and obligation cannot be avoided; as health deteriorates, so the days grow longer and require greater exertion and arduous efforts. In the end, how we treat our own bodies reflects the depth and extent of who we are.

For Federal and Postal employees who suffer from a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s job, the avoidance of the issue and the struggle to simply “hold on” to that which is familiar, is a way to delay the penultimate realization that there are priorities in life, and the worth of a life is intricately entangled in the choices we make, and how we treat the process, whether with sanctified reverence, or of a lasting imprint of stigmata.

Federal Disability Retirement is a benefit accorded to all Federal and Postal employees, whether the Federal or Postal employee is under FERS or CSRS.   It is ultimately a process which ends up at the U.S. Office of Personnel Management; and while it is merely a mundane administrative process, it is the accessibility of time, reflection and future alternatives which, if approved, allows for the Federal and Postal employee to tap into, where the worth of tomorrow, and the sanctification of memories once held but lost in the turmoil of daily living, can again be attained through the restorative reflection of time and quietude of life.

Sincerely,

Robert R. McGill, Esquire

Disability Retirement for Federal Government Employees: The Bucket List

The notion itself has gained a level of popularity which defies the dignity of established social norms; somehow, there is underlying a suspicion that generations of staid individuals secretly desire for things they never acquired. A life of quietude is no longer acceptable; one must now traverse the Himalayan mountains and meditate in the far reaches of unexplored valleys in order to achieve a complete life; and as the virtual world of video sensations require an ever-heightened magnitude of excitement and accelerated testosterone levels, growing up and making a mere living in one’s own town constitutes a wasted life.

Bucket lists represent a proportionality of quiet desperation; for, the longer the list, the greater exponential symbolism of one’s failure to have accomplished a desired completion of life.  Aristotle’s contemplative perspective of a worthwhile life is no longer the paradigm; quantity, magnification, and romantic notions of adventure and comic book-like excitements represent the pinnacle of value.  Until, of course, the reality of human frailty and the mortality of finitude brings one back to the starkness of daily living.

Medical conditions have a peculiar way of bringing one back to reality, and humbling one into realizing that, bucket lists aside, there are mundane levels of priorities which override such artificial conceptual constructs of self-fulfilling interests. Being pain-free; having one’s short-term memory remain intact; the mere ability to walk from one’s car to the office, etc.  Medical conditions tend to force upon us the true priorities of one’s life.

For Federal and Postal employees who have come to a point in their careers where a medical condition prevents them from performing one or more of the essential elements of one’s Federal or Postal position, the “bucket list” is satisfied with one item on the list:  How best to attend to one’s medical condition.  OPM Disability Retirement is an option which must always be considered by the Federal or Postal employee, whether one is under FERS or CSRS, in order to satisfy the checkmark. Filed through the U.S. Office of Personnel Management, it is a long, bureaucratic process which must be waded through in order to attain the desired end.

While an arduous administrative process, it is not quite as physically difficult as climbing a mountain, nor as exciting as diving from a cliff’s edge down a ravine into the deep blue of a cavernous lake;no, Federal Disability Retirement is a mundane process which may allow for a time to attend to the needs of one’s medical conditions, and perhaps to go on to engage a second, alternate vocation.

It is perhaps not on the top of most people’s bucket list. But then, such lists were always just another creation of Hollywood, meant to be completed in storybook fashion by those whose teeth are perfectly straight, white beyond nature’s coloring, and viewed in panoramic settings with a cup of steamed latte.

Sincerely,

Robert R. McGill, Esquire