Federal Disability Retirement Application and Process: The Foreign Menu

Certain processes and endeavors in life are tantamount to a foreign menu; one knows that, within the undecipherable and incomprehensible letters and symbols presented before one, amidst the evocative smells and provocative sounds emanating from the kitchen in the back, and behind the sounds and voices formed and learned in another land in distant places beyond the horizon of one’s familiarity, there is a dish of choice which one would, if one could identify it, choose for the occasion before us.  But the menu is in another language; the words and symbols are undecipherable; and the waiters, waitresses, cooks and managers speak not a word of one’s own; and all attempts at describing the wants and desires of the moment have failed, because food is an appetite of desire, and not one which finds its core in the rational basis of words and conceptual constructs.

Can such a scenario occur?  Can one find oneself in a restaurant unable to relate or communicate?

For Federal employees and U.S. Postal workers who find themselves unable to perform one or more of the essential elements of one’s positional duties, and who must therefore engage the process of filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the similarity to the scenario described, and the familiarity of the circumstances conveyed, can be frighteningly reflective of the reality experienced.

Perhaps it should not be such a complicated process.  Considering the circumstances — of an injured or medically debilitated Federal or Postal worker who must concurrently contend with both the complexity of the bureaucratic process as well as the confounding and discomforting issues of the medical conditions themselves — one would think that the gathering of evidentiary sufficiency, the legal pitfalls to be maneuvered, the standard forms to be completed, etc., would all be simplified to fit the onerous circumstances requiring submission of a Federal Disability Retirement application.  But the fact is that Federal Disability Retirement is a complicated and complex administrative process with no “short cuts” to fruition.

It is a bureaucratic procedure which much be endured — much like the untenable situation of the man who walks into a restaurant thinking only of the satisfying meal to be ordered, only to find that the menu set upon the table is in a foreign language, undecipherable and incomprehensible, except to the proprietors and those who prepare the dishes of choice, in a clattering kitchen far in the background where echoes abound but confusion compounds.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Disabled Federal Workers: Identification Recoil

Is it the identification which, if recognized, prompts one to engage in a commensurate reaction?  Does recognition of the identified condition require a societal conditioning, such that fear becomes a learned response as much as a sudden movement or a shrill shriek piercing the midnight hours of darkness?  Does the expansion of knowledge have a parallel and exponential quantification of fear and the list of things we fear?

Or is fear a singular emotion, triggered by multiple sensors and perceptual sensitivities such that variegated pathways may find their way to a single receptor which determines the responsive requirement, as in a shudder, a trembling, flight or uncontrollable screams?

The list of medical diagnoses has expanded over time; whether this means that there are more diseases, conditions and syndromes today than a millennium ago, or the bureaucratization of mere annotative indexing of that which has existed, been parsed and more precisely been categorized, is a question for the “experts” to debate.

Death sentences are rare; but lesser commutations of conclusions regarding one’s mortality and health are often regarded in the starkest of terms. When a Federal or Postal employee learns of a medical condition which impacts the ability and capacity to continue in one’s chosen vocation, the residual consequences which must be considered are indeed serious and life-altering. Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether under FERS or CSRS, is not an easy decision to make. It is considered within the context of a bundle of issues, including medical, legal, financial, family, social — and dealing with the fear of the unknown.

Just as a child may at first identify an object of fear without recognition of the underlying reality of that emotion, and recoil without thought; so the Federal and Postal Worker who first learns of a debilitating medical condition may react in a similar identification recoil. Taking that next step in preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, often requires a pause and an indentation of time, precisely because one must first deal with the cumulative fears crowding out the voice of reason.

Gargoyles come in different shapes and sizes; like a chameleon in the wild, it is often our reaction which impedes our progress, and less so the objectivity of the thing to which we respond.

 

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement for Federal Workers: The Universe of the Possible (Part I of II)

Children are brought into the extensive and unlimited world of the “possible”, precisely because (we believe) it provides for greater expansion of the fertile, creative mind.  But for the adult, the world of the “possible” is conceptually meaningless, and without objective import; for, the statement and belief, “X is possible”, retains no boundaries, and therefore it allows for all manners of fears, frauds and frivolities.

It is interesting to listen to news stories which confuse the concepts between the universe of the “possible”, and that which is “probable”.  When a report is issued beginning with, “Sources say it is possible that X occurred,”, it is of no greater or lesser value than if one declares that it is “possible that aliens from Mars intervened in an event”.  Both are equally possible.  It is only when facts enter an equation that the universe of the “possible” becomes contained to the smaller world of the “probable”.

For Federal and Postal employees who have encountered the “real” world of medical conditions, dealings with unsympathetic agencies, confrontations with supervisors and managers, the world of the “possible” quickly shrinks to the harshness of one’s immediate environment.  Concurrently, however, as fears and thoughts of potential agency actions magnify concerns and ruminating upon the unknown, one often allows for those childish dreams to wander, and to entertain the universe of the possible.

Get the facts; obtain proper counsel and advice; for it is only when facts and advice based upon real-world events are gathered, that one can properly limit the unlimited universe of the possible and deal with the reality of the probable.

For Federal and Postal employees who must make decisions for a real future, where filing for Federal Disability Retirement benefits must be seriously considered, and where an encounter with the bureaucracy and administrative processes circumscribed by the U.S. Office of Personnel Management must be followed, it is important to recognize that the universe of the possible is merely for children and the unbounded imagination of childhood; whereas the world of the probable is what adults must contend with daily.

Sincerely,

Robert R. McGill, Esquire

Disability Retirement for Federal Workers: Unwanted Change

Stability is what we seek; yet, with stability comes habituation and a staid routine of repetitive boredom.  Adventure, excitement and stimulation; these come at a price, and so we revert and remain in the cocoon of safety, daydreaming of that potential, other-worldly experience, but only if it can be attained under certain circumstances within our control.

That is the anomaly; change is often desired, but only with certain prescribed and proscribed stipulations within our control.  Unfettered change is to enter into the unknown, and therefore unwanted.

That is why medical conditions which impact one’s daily life is unwanted; not only did we not ask for it, and not only is it a burdensome change which forces one to rethink the course of one’s future; it is an experience into the abyss of the unknown.  It is an unwanted change precisely because it suddenly, and often irreversibly, mandates an alteration of course.

For the Federal and Postal Worker who suffers from a medical condition such that the medical condition prevents one from performing one or more of the essential elements of one’s positional duties, serious consideration should be given to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.  Whether under FERS or CSRS, Federal Disability Retirement is an employment benefit offered to all Federal and Postal employees.

In the midst of turmoil and change, it allows for a return to the landscape of stability by providing for a base annuity, and a change to engage a second, alternative vocation.  Medical conditions are unwanted changes, and the control which one seeks within the turmoil of life is often found by attaining a further change beyond that unwanted one.

Sincerely,

Robert R. McGill, Esquire

Federal Worker Disability Retirement: The Anxiety of the Unknown

It is a testament to the complexity of human intelligence which brings about unsolvable medical mysteries such as panic-induced physical manifestations and chronic, progressively deteriorating somatic illnesses which reveal no clear organic orientation.

Anxiety is a permanent feature of our culture, now; for, with so much uncertainty pervading our lives, with the growing complexities of changing economic circumstances, greater intrusion of technology and violations of basic privacy issues, the onslaught of stimuli for which Man has had little time to adapt, portends of a response both by one’s psyche as well as the body, to react to the unknown and unknowable.

The contradiction is inherent in our nature; on the one hand, human frailty is the basis for a community’s sympathy and empathy; but as we become more and more removed from our communities and disjointed by the medium of technology and the virtual world, those who can withstand the coldness of the world are “fit” for survival in the new world.

For Federal and Postal employees who suffer from a medical condition such that the illness or chronic, progressively deteriorating disability prevents the Federal and Postal employee from performing all of the essential elements of one’s job, it is often the anxiety of the unknown for one’s future which further exacerbates the medical condition itself.  Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether under FERS or CSRS, is often a first step in attaining a level of stability in one’s life; for, with a Federal Disability Retirement approved, it allows for some semblance of certainty for the future.

Unfortunately, the anxiety of the unknown is a characteristic of our society which will remain, and the Federal and Postal employee who suffers from a medical condition must contend with that feature as best they can, and it is often the benefit of Federal Disability Retirement which is the first positive step in response to the frightful uncertainty of our times.

Sincerely,

Robert R. McGill, Esquire

Immediate Medical Retirement for Disabled Federal Workers: Complex Simplicity

Often enough in life, the most complex of conceptual constructs is constituted by its very simple nature; and, conversely, the seemingly simplest of tasks is characterized by its concealed complexity, only to be revealed upon an attempted unraveling of its internal mechanisms.

Consider the games of basketball or golf; the concept begins with placing a round object into a similarly-shaped chasm.  From a spectator’s perspective, nothing could be simpler; for the one who has practiced the identical motion to succeed, nothing could be more frustrating.  Conversely, witness the passage of a simple law, or of the original amendments to the U.S. Constitution; words of limited complexity; yet, it is the very simplicity of the underlying principles which conceal their complex conceptual underpinnings.

For Federal and Postal employees who first encounter the administrative process of filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, one might be tempted to “go it alone” because of the seemingly simple construct of the necessary nexus: of the connective bridge which must be established between one’s medical condition and the essential elements of one’s job.

But it should become abundantly (and quickly) clear that it is not the foundational precept of the entire process which makes for complexity, but the ancillary issues, including the required medical documentation, the agency’s attempt to accommodate, or the elements which constitute the essential duties of a position and how they are impacted by a medical condition, etc.  No, it is the coordination of all of the arms and legs which go into preparing and formulating an effective Federal Disability Retirement packet, which makes for its very complexity.

Like the boy who is “all arms and legs” when first he attempts to play the game of basketball, so the nascent encounter with a complex administrative process which has been around for many years, will require some trial and error for the Federal or Postal employee who attempts the feat without assistance.

Trials are fine; it is the errors which become of concern.

Sincerely,

Robert R. McGill, Esquire

Federal Employee Medical Retirement: Lives of Trepidation

Most of us live lives of subtle trepidation.  Whether borne of childhood experiences of insecurity or fears, psychologists and mental health professionals can perhaps shed some light upon a theory or proposed paradigm of explanatory adequacy.

In adulthood, it turns to reticence and self-limitations, where avenues are deliberately avoided and potentialities remain consciously unfulfilled.  It is all well and good for others to declare such pithy catchphrases, such as, “There is nothing to fear but fear itself,” and other such banners and choruses intended to lift up one’s spirits; but the reality of the harsh world around us more often than not confirms, magnifies and reinforces the very fears and anxieties which limited us in the first place.

Thus does one begin life with inborn fears, and stumbles about and experiences confirmations by the harsh reality which we encounter on a daily basis.

Medical conditions, whether physical or psychiatric, tend to magnify and delimit those subtle trepidations.  For the Federal and Postal Worker who finds him/herself with a medical condition which impacts one’s ability and capacity to perform the essential elements of one’s job, Federal Disability Retirement benefits, filed through the U.S. Office of Personnel Management, whether under FERS or CSRS, may be the best option and choice to take.

It is perhaps one avenue where a benefit does not confirm one’s subtle trepidations of life, but rather, counters it by allowing for a modicum of security, while pursuing another vocation, and concurrently allowing for that rehabilitative period of quietude in order to recover from one’s medical conditions.

It is well that such a benefit exists for the Federal and Postal employee; for, as a subset of the greater society which has no such availability to the benefit provided by Federal Disability Retirement, the “rest of us” must trudge along with those subtle trepidations and make our way in this harsh reality of our own making.

Sincerely,

Robert R. McGill, Esquire

OPM FERS/CSRS Disability Retirement: That Sense of Doom

It can often be noted in the quivering voice at the other end of the telephone line (or, would it be more accurate to state, in the modern vernacular, at the “other end of the satellite signal”?) — that sense of impending doom that filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management will encompass.

But such a sense of the negative is a misguided view of Federal Disability Retirement.  For, the Federal or Postal Worker who is contemplating such a course of action should recognize and realize that it is essentially a positive endeavor — one which will allow the Federal or Postal worker to start a second vocation or career, and make up to 80% of what one’s former position currently pays.

Federal Disability Retirement is merely an acknowledgement that there is an inconsistency between one’s medical condition and the type of job in which one is currently employed; it does not preclude one from working altogether, unlike the stricter rules and regulations involving Federal Worker’s Compensation benefits (OWCP/Department of Labor) or even SSDI (with a much lower cap in one’s ability to earn additional income).

And that feeling of doom?  It is like what the British Philosopher Bertrand Russell once quipped when asked about the source of one’s anguish when confronted with a metaphysical conundrum:  “It is likely merely an upset stomach”.

OPM Disability Retirement is an avenue which should be seen in a positive light, and that sense of doom one often feels should be set aside, and the reality of one’s situation and the brightness of one’s future should always be emphasized.

Sincerely,

Robert R. McGill, Esquire

Medical Retirement for Federal Workers: Fear and the Masking of Medical Conditions

Fear can exacerbate, and simultaneously hide the underlying cause.  The Western philosophical quest for the essence of a thing never considers whether the human element of fear is part of the problem; instead, the focus has always been to unravel and lift the veil from the world of appearances by either recognizing the imperfection of perceptual engagements, or by acknowledging that the objective world is unreachable and unknowable.

But fear is the penultimate human emotion of irrational masking; and when an individual has a physical or psychiatric condition such that this medical condition begins to deteriorate and debilitate, and impacts upon one’s workplace relationships, social engagements and family security, the exponential magnification of fear can mask the condition itself — or, at the very least, deliberately cover the symptomatologies which trigger alerts daily.  But the underlying motivation prompted by fear can only conceal for a time, until a flash-point occurs where the seriousness of the medical condition exceeds the ability of fear to mask; and when that crisis-point reaches fruition, the condition itself becomes a point of crisis.

Yes, fear can mask for a time; man has the unfathomable capacity to lie not only to one’s self, but to lie to the self which lies.

For Federal and Postal employees who walk with fear because of financial and workplace security, who are beset with a progressively deteriorating medical condition, fear is a factor of which one must contend.  Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether under FERS or CSRS, is a great leap of faith.  But faith should first be reinforced with information; and so the best medicine to treat fear is to initially gather the information on the entire process.

Preparing, formulating and filing for Federal Disability Retirement; understand, reflect, and battle against the fear of ignorance.  That is the proper methodology and approach.

Sincerely,

Robert R. McGill, Esquire

Federal Worker Disability Retirement: The Foreigner

The “foreigner” reflects a dual-edged phenomena:  on the one hand, the individual perceives the strangeness of his or her surroundings; on the other hand, those strangers from the “other” land may similarly view the foreigner with interest, suspicion, hesitation, etc.

It is a mutual encounter of cultural clashes.  The singular traveler into untried waters would welcome a friendly face, and thus is often susceptible to criminals and scammers in foreign parts who prey upon unwary tourists.  Within the context of the tourist industry, the “business” side of the industry wants to appear personal and attending to individualized needs, while at the same time dealing in large volumes through a bureaucracy of efficiency.

But being a “foreigner” can occur in one’s own country, too — as in the context of engaging an unknown entity, or an administrative process which is strange and different.

For the Federal and Postal Worker who has been a productive member of the Federal workforce for many years, it is a strange encounter indeed to have to contemplate filing for Federal Disability Retirement benefits.  The entire administrative and bureaucratic process is like stepping onto a foreign land and trying to navigate the streets, towns and cities within the context of trying to understand a language heretofore unfamiliar.

Filing for OPM Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, is an entrance into a land of peculiar and unknown foods and attractions.  For the foreign traveler, it is often best to seek the guidance of a tour guide.

Sincerely,

Robert R. McGill, Esquire