OPM FERS/CSRS Disability Retirement: The Time is Now

Waiting for the perfect storm is always the most persuasive grounds for procrastination; that time where coalescence of all necessary factors come together to provide the optimal moment to do something, but which never arrives; and so there is always one issue still to point to, where one can say, “X has not occurred, yet,” in order to delay the inevitable.

The problem with allowing for perfection to prevent action, is that in the meantime it allows for the deterioration of surrounding circumstances and conditions to occur, thereby further exacerbating the allowance for any such perfection to appear.  Grounds always exist to excuse an action; and when the seriousness of contemplating a change of vocation or stoppage of a career is at stake, such grounds are normally reasonable and real.  But at some point, especially when contemplating filing for Federal Disability Retirement from the U.S. Office of Personnel Management, whether under FERS or CSRS, the Federal or Postal employee must simply acknowledge the fact that one’s present circumstance itself is less-than-a-perfect situation, and with that admission, to weigh the factors in deciding whether filing for FERS or CSRS Disability Retirement is the only viable option left.

In a fantasy-filled virtual world, it may well be that one can wait for the coming-together of perfect circumstances; in the “real” world, one must face and decide upon options which may not always present themselves as the best of all possible worlds.

The problem with today is that many of us live in the virtual world of videos; but there is a Kantian world of objectivity out there, and the coldness of that world is often reflected in the very agencies for which Federal and Postal Workers work.

Sincerely,

Robert R. McGill, Esquire

Federal and Postal Disability Retirement: The Best Indicator

When is the right time to file for Federal Disability Retirement benefits under FERS or CSRS?  Because the process can be a rather lengthy one (6- 8 months minimum from the beginning of the process of gathering the necessary medical documentation, etc., to receipt of an approval letter from the Office of Personnel Management in Washington, D.C.), the question of when to begin the preparation, formulation, and filing of a Federal Disability Retirement application may depend upon several factors.  Obviously, a frank discussion with one’s treating doctor is a good starting point.  

As for indicators, only the Federal or Postal employee who is suffering from the particular medical condition can know — either explicitly because of something that happened in the workplace or because of a medical emergency, or implicitly/intuitively.  As for the latter, if a Federal or Postal employee is exhausting his or her Sick Leave and Annual Leave, and is taking LWOP; has filed for FMLA; has been placed on a PIP; or, as is more often the case, is using the evenings and weekends as mere “recovery times” in order to drag one’s self to work, only to continue and perpetuate the vicious cycle of work, deteriorating condition, exhaustion, sleep, work, deteriorating condition … ad nauseum and ad infinitum (or so it would appear), then such an unacceptable condition of existence may be an indicator that it is time to consider formulating, preparing, and filing a Federal Disability Retirement application under either FERS or CSRS.

Sincerely,

Robert R. McGill, Esquire