CSRS & FERS Medical Disability Retirement: Cognitive Dissonance

In psychology, it is the state of self-contradiction, of holding onto a belief while simultaneously acting in a manner contrary to that belief.  If such a contradiction between belief-and-action impacts upon a core, foundational essence, of one which constitutes a defining centrality of a person’s character and personality of that which makes a person who he or she identifies him/herself to be, then the greater proportionality of discomfort and stress, often resulting in an alteration of either the belief, or the action intended to be engaged.

For the Federal and Postal Worker who experiences a medical condition such that the medical condition prevents one from performing one or more of the essential elements of one’s job, such cognitive dissonance is an everyday, common occurrence. You already know that continuation in the position as a Federal or Postal Worker cannot continue; you do not need a medical doctor to tell you that; your body, mind or soul has already screamed that dissonance out at you multiple times, at varying degrees of decibels countlessly and in monotonously repetitive occurrences throughout each day over many months, and sometimes enduring over several years.

But the belief-system of the Federal or Postal Worker is to silently “take it”, and to continue on, with a self-destructive sense of blind loyalty in an effort to “accomplish the mission”; but the question always is, At what price?

Filing for Federal Disability Retirement benefits, whether the Federal or Postal Worker is under FERS or CSRS, is an option which must be seriously considered when the extent of cognitive dissonance comes to a crisis point. It is the point of reference where one finally comes to recognize that the problem requires a solution — of abandoning the senseless embracing of blind loyalty and seeking a period of reclamation of one’s physical and mental health; or of continuing on the path of self-immolation in the Federal or Postal position of one’s chosen career.

Federal Disability Retirement: it is the bridge which one must pass upon to close the chasm between what one’s health screams out for, and the daily toil of one’s occupational duties.

Sincerely,

Robert R. McGill, Esquire

CSRS & FERS Disability Retirement: The Right Questions

Often, a person who is contemplating filing for Federal Disability Retirement benefits under FERS or CSRS doesn’t know the “right question” to ask in order to make a proper decision.  Because a medical condition often leaves a person with daily and profound fatigue  (both physical and cognitive), it is enough just to get through the day, come home and attempt to recuperate and regain enough strength to try and make it back to work the next day.  Then, of course, there are the financial worries — whether or not the disability annuity will be enough to support a family; whether a person will be able to supplement his or her income with a part-time job in this tough economy; or whether Social Security Disability benefits can be approved and, even with the offset, allow for enough income for some semblence of financial security. 

All of these questions — or concerns — are clearly legitimate ones, and provide a good foundation for determining the viability for filing for Federal Disability Retirement benefits under FERS or CSRS.  But there are others, also:  What will happen if you don’t file for disability retirement benefits?  Will you be placed on a PIP?  Will you receive an unsatisfactory performance rating?  Will you last until retirement age?  If you last until retirement age, will you have the health necessary to enjoy your retirement?  Is it time to start a small business venture in this tough economy, and if so, when the economy begins to recover, will your small business grow with a growing economy?  Will your supervisor support your extended absences or over-use of sick leave for much longer?  Is the work that is getting backed up placing more pressure on you, such that it is exacerbating your medical condition further?  Think through the questions seriously.  It may be time to file for Federal Disability Retirement benefits under FERS or CSRS.

Sincerely,

Robert R. McGill, Esquire