Ultimately, whether or not this is an optimum time for an individual to file for Federal Disability Retirement under FERS or CSRS is a decision each individual must make, depending upon the specific circumstances. From a medical standpoint, of course, most individuals have no choice because he/she must file for disability retirement. From an economic standpoint, as private companies cut back and begin relying upon a part-time workforce without needing to pay for a worker’s health insurance benefits and other benefits, a Federal Disability Retirement Annuitant is a very attractive potential worker, indeed, because most such annuitants retain their own health insurance benefits. Such an annuitant can go out and find a job making up to 80% of what his/her former job currently pays, and still continue to receive the disability annuity. Further, while each individual must make a decision concerning hiring an attorney to help secure disability retirement benefits, it should always be looked upon as a long-term investment. Disability annuitants may be chosen randomly every two years to answer a Medical Questionnaire, and it is equally important to retain the benefits, as it is to initially secure it. These are all issues which must be considered carefully, as an investment for the future.
Sincerely,
Robert R. McGill, Esquire
Filed under: Advantages of Federal Disability Retirement | Tagged: a difficult decision an ill federal worker must make: filing for disability, difficulty in deciding to apply for fers disability, earned income concept in OPM disability, eighty percent rule, federal disability attorney, federal employee attorney, federal worker disability retirement as an investment for your future, filing for OPM disability retirement, Financial Security for Disabled Federal and Postal Workers, health insurance benefits, if a federal worker can keep health insurance after medical retirement, injured federal employee, medical decision is more important than economic decision, Medical Questionnaire, mental wall to overcome, OPM disability in a tough economy, pragmatic methodology, preserving one's deteriorating health, restoring your health with a job you can do, taking the opm medical questionnaire seriously, The 80% OPM Disability Rule, the economy and federal disability retirement, the most difficult step in opm disability is making your mind to file, the potential for getting a Medical Questionnaire, why a federal disability annuitant can be a potentially attractive employee?, you don’t have to resign to apply for medical disability, your future financial health may depend on the opm questionnaire | 1 Comment »
OPM Disability Retirement 