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    • Accommodation and Light Duty (40)
    • Advantages of Federal Disability Retirement (27)
    • Agency’s and/or Supervisor’s Actions (44)
    • Application, Appeals, and Other Medical Documentation Submitted To the OPM (44)
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    • Evaluation Of Your OPM Disability Claim – How Do I Know If I Have A Strong Case? (18)
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      • OPM Disability Actors – The MSPB Administrative Judge (6)
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      • OPM Disability Actors – The Others (9)
      • OPM Disability Actors – The Supervisor (13)
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      • OPM Disability Application – SF 3112 Disability Retirement Application Package (29)
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      • OPM Disability Application – SF 3112C Physician's Statement for CSRS and FERS (15)
      • OPM Disability Application – SF 3112D Agency Certification of Reassignment and Accommodation Efforts for CSRS and FERS (7)
    • OPM Disability Process (160)
      • OPM Disability Process – 1st Stage: OPM Disability Application (36)
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      • OPM Disability Process – 3rd Stage: MSPB Stage (17)
      • OPM Disability Process – 4th Stage: Petition for Full Review at the MSPB (4)
      • OPM Disability Process – 5th Stage: Federal Circuit Court of Appeals (2)
    • OPM Disability Retirement & EEOC Complaints (4)
    • OPM Medical Questionnaire (8)
    • Post-Application Issues (19)
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    • Professional & Expert Witnesses (5)
    • Reasonable Medical Treatment and Compliance Issues (6)
    • Reflections of an OPM Disability Retirement Lawyer (2,062)
    • Resigning or Being Separated From a Federal Agency for Medical Problems or Other Reasons (34)
    • SF 3112 Forms (11)
    • Specific Medical Conditions (29)
    • The Job of a Federal Disability Attorney (80)
    • Theory and Practice: Tips and Strategies for a Successful Application (204)
    • U.S. Merit Systems Protection Board (MSPB) (21)
    • U.S. Office of Personnel Management (OPM) (80)
    • U.S. Postal Service (USPS) Disability Retirement (36)
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    • When the OPM Application Is Approved (14)
    • When the OPM Application Is Denied (94)

FERS Medical Disability Retirement Law: Stupid Mistakes

Posted on May 7, 2022 by FERS Disability Retirement Lawyer

Some would argue that it is a tautology, as in the statement, “They came one after the other in succession.”  For, as “one after the other” is saying the same as “in succession”, there is an unnecessary redundancy at play.

Now, the reason why it is perfectly acceptable to make the latter statement “unnecessary redundancy” as opposed to merely using “redundancy” to describe the tautology (for one might argue that all redundancies are by definition unnecessary and therefore we have again used a form of tautology by stating, “unnecessary redundancies”), it is undeniably the case that certain redundancies, while perhaps not “necessary” in the strict sense, may be chosen for optimizing a magnification of attention.

For example, one might want to double-emphasize a child’s accomplishment and exclaim, “What a great job!  That was very good!”  Now, for a grownup, the single exclamation may have been adequate; but for a child, the attentive second exclamation may be felt to be necessary to emphasize to the child the enormity of the small accomplishment.

As for the tautology at hand, which has been circuitously avoided as a result of going off on a tangent (for, a tangent itself is the unnecessary sidebar, but one which is engaged in for pure delight).  Of course, “going off” and “tangent” might also be considered a tautology of sorts, because a “tangent” by definition is likened to “going off”.

Are all mistakes by definition “stupid”?  If so, it is a tautology; but one might counter, many scientific experiments are “mistakes”, but not necessarily “stupid”.  Yet, it is a commonplace theme to describe most mistakes as such, but perhaps it is because we normally want to avoid adding insult to injury that we describe most mistakes as merely “mistakes” without adding the salt of stupidity to the mix.

For Federal employees and U.S. Postal workers who suffer from a health condition such that the health condition prevents the Federal or Postal worker from performing all of the basic elements of his or her Federal or Postal job, it may be time to prepare, formulate and file an effective Federal Disability Retirement application under the current Federal Employees Retirement System (FERS), through the U.S. Office of Personnel Management.

But in doing so, don’t make a stupid mistake by thinking that you can be your own lawyer and represent yourself; but, in such instances, while the mistakes you may make may not necessarily be stupid, they may nevertheless end up with a synonym close to it, as in — “avoidable”.

Contact a Federal Attorney who specializes in Federal Disability Retirement Law, lest “stupid” become the tautology which defeats an avoidable mistake.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

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Office of Personnel Management (OPM) Disability Law: The Evolution

Posted on November 16, 2021 by Federal Disability Retirement Attorney

Some still doubt it; the Roman Catholic Church has never made a big deal about it, and accepted it as merely another mystery to be avoided; and over the course of many decades, the “theory” itself has evolved.

Various conservative religious groups have tried to counter the idea by maintaining that:  A. Only the literal translation of scriptural texts is acceptable and  B. Engaging in contorted mathematical calculations to limit the age of the universe and attacking scientific methodologies of “dating” the age of the earth, etc., constitutes a valid rebuttal.

Aside from all of this, however, the current pandemic and the ease with which viruses can adapt and change, only reinforces the view that evolution does, in fact, occur, whether in the form of adaptive viruses or in the law.  Of course, evolution “in the law” is somewhat different in form, in that such changes do not alter the features of a species — but it does, analogously to species-centered evolution — occur in incremental stages, over a long period of time, and over many years.

The Laws governing Federal Disability Retirement have changed over many years, where judges have issued opinions interpreting the statutes and regulations, thereby “changing” the appearance of the original entity.  Whether you agree with Darwin or the current laws governing Federal Disability Retirement, you must adapt to such changes — which, again, reinforces the very idea of evolution itself.

Contact an OPM Disability Retirement Attorney who specializes in Federal Disability Retirement Law, lest you fail to evolve along with the evolution of disability retirement laws which govern OPM Disability Retirement Law.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

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Federal Disability Retirement Claims: Between Commas, Clauses and Quotations

Posted on July 30, 2021 by FERS Disability Retirement Lawyer

Between the grammatical constructs appear the sentence which contains the meaning intended.  Many see such normative standards as necessary for the orderly creation of cogent writing; others, as constraining devices which are unnecessary and debilitating to the creative process of unfettered communication.

Do we even teach “grammar” anymore, especially given the technological tools and software devices of corrective enhancements, beginning with ‘spell check’?

Commas prevent run-on sentences; clauses constrain the wandering tangent; quotations indicate the dialogue, a title or magnification of a singular word, etc.  Our thought processes are better organized within the confines of social constructs, and when we have a commonality of grammatical rules, it constrains the anarchy which language is susceptible to befalling.

Society in large requires that similar constraint — by laws and regulations which constrain arbitrary authoritarianism.

Think about it — for Federal and Postal workers who suffer from a medical condition such that a Federal or Postal employee needs to file for Federal Disability Retirement benefits: Would you want the U.S. Office of Personnel Management to be able to act unfettered and unconstrained?

Or, are we relieved that there exists Federal Disability Retirement laws and case-law precedents which constrain the arbitrariness of the bureaucratic process?  For, between commas, clauses and quotations exist the constraints of thought, just as laws direct and constrain a governmental entity like OPM.

Contact a FERS Attorney who specializes in Federal Disability Retirement Law and make sure that the commas, clauses and quotations are applied in their proper context, as well as the laws which govern Federal Disability Retirement benefits from OPM.

Sincerely,

Robert R. McGill, Lawyer

 

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Federal Disability Retirement: Parable for Our Times

Posted on May 5, 2020 by Federal Disability Retirement Attorney

Perhaps we no longer listen to parables; each culture, every era, almost all generations possess representative parables for the times we live in.  Whether of a religious origin or of folklores and generational transfers of wisdom, the parables for our times represent the collective fears, desires and hopes for a future generation yet to be seen, but as lessons for the current lot of lives who need direction.

If we abandon normative ethics, do we not need stories to guide us by?  If all that we must abide by are the laws and rules dictated by society, must we not have parables which enlighten us as teaching tools for our personal lives?

The parables for our times cannot simply be to follow what celebrities say or do; or by what “reality television” allegedly teaches us.  Or by the countless “self-help” gurus that line the bookshelves purporting to provide wisdom and sageness of advice.  The characteristics which represent a moral universe — of kindness, charity, love and empathy, are conveyed by the generational transfer through the parables of our times, and when such parables begin to fade, so do the foundations of a moral society built upon the stories which represent the soul of a society.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition no longer allows one to continue in one’s chosen Federal or Postal career, the parable for our times may be: Seek guidance first before trying to file a FERS Disability Retirement application.

Consult with a FERS Attorney who specializes in Federal Disability Retirement Law, lest the parable for our times turns out to be about an emperor who wore no clothes.

Sincerely,

Robert R. McGill, Esquire

 

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FERS Disability Application Assistance: Intermediate causes

Posted on December 4, 2018 by Federal Disability Retirement Attorney

Reading Aristotle, we realize that most of us search for the “final” cause of things, quickly overlooking and ignoring those intermediate causes that make for the engines that transport, the accomplishments that matter, and sustain the requisite constancy of life.

It is like the individual on the team who takes credit for the completion of a project; yes, he gives some acknowledgment to various contributors by giving lip-service with the traditional, “And I would like to thank Mitch, Susan and Bill for being instrumental in our endeavor”, but in the end, it is the “finalist” in every causal conclusion that everyone recognizes and applauds.

Yet, it is the intermediate, sometime imperceptible causes which make for the foundation of a life’s work.  We always want to know what the final outcome is, and when we have predetermined the conclusion, we quickly lose interest and move on.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it is important to realize that this “stage of life” is merely an intermediate cause, and not the final conclusion.

There is “life after Federal or Postal employment,” and preparing an effective Federal Disability Retirement application and surviving the complex administrative process is not the final chapter in this enduring story for those Federal employees who suffer from a medical condition and have no choice but to prepare, formulate and file an effective Federal Disability Retirement application, whether you are under FERS, CSRS or CSRS Offset.

The “final chapter” is yet to be written, just as the “final cause” is still to be encountered; this is, after all, merely one of those Aristotelian intermediate causes.

Sincerely,

Robert R. McGill, Esquire

 

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Lawyer Representation for OPM Disability Claims: The price paid

Posted on July 12, 2018 by Federal Disability Retirement Attorney

That is the question, isn’t it?  In this monetary-based system of thought, we always ask that one, and the follow-up:  What was the price paid, and was it worth it? Are the two questions and issues divisible, or are they inseparably linked like Siamese twins sharing a vital organ?

As to the first, the question can encompass an entanglement of intricate complexities that flow from the second — when, in fact, it is a simple question requiring merely a fundamental answer.  We ask first, What is the price paid?

We begin to hem and haw and hesitate:  Well, it was really beautiful and I’ve always wanted it and it was worth it because it brought back the warmth of childhood memories and….  Once such explanations and justifying delineations occur, you have conflated the second issue into the first; for, the first requires a simple and straightforward answer:  the dollar-amount; a monetarily-objective response; a unit from a designated numerical set, etc.  Thus: “I bought X”.  “How much did you pay for it?”  “It was priced at X-dollars, and I purchased it for Y-amount”.

Then, the inevitable follow-up:  “Was it worth it?”  It is this second question that evokes a conflation with the first; for, such a query is not so simple inasmuch as it involves psychology, emotion, rational and irrational underpinnings, and the subjective encompassment of often-unexplainable attachments.

The worth of a thing may not parallel the price of it; for, what what paid for it can spread throughout a spectrum of differentiating circumstances:  Perhaps one got a bargain; maybe the seller didn’t realize the true market value and vastly underpriced it; or, it may be that a person needed to do a “quick sale” because he needed the cash, and was willing to part with it at a basement-bargain price, etc.

Take the following hypothetical:  At an auction, a painting is bid upon.  It is a rather unassuming piece that depicts a woman, fully clothed, with a slight smile.  It is not an exceptional painting, and is expected to be auctioned off for about a thousand dollars.  The bidding begins, and very quickly, it becomes clear that primarily 2 individuals are vying for the painting — one, a very wealthy individual; the other, a middle-class bloke barely able to meet his monthly debts.  The bidding exceeds the expected price to be gained by the auctioneer, which makes him happy beyond description.

This is the cake that dreams are made of for the auction house that expects very little:  Two or more individuals who are willing to pay a price exceeding the monetary worth of the item.  After a series of back-and-forth bids, the middle-class bloke wins the bid — at $20,000.00.  When later asked about it, he replies: “The painting reminds me of my mother.”  Bankrupt and considered a fool by everyone in the neighborhood, he nevertheless feels for the rest of his life that it “was worth it”.

Now, turn the hypothetical around and let’s say that the wealthy man won the bidding.  When asked about it, he simply stated: “Oh, I was just bored.  I plan on trashing the painting when I get home, but it was exciting to just rob someone else of his desire and pleasure.”  In either case, was the price paid “worth” it?

That is the question that Federal and Postal workers have to answer when determining whether or not to file for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset — the price of one’s health; whether it is worth continuing in a job or career that persists upon a track to demoralize, deteriorate and destroy one’s health; or, whether a reduced income at the price of being able to focus upon one’s health may be “worth” it.

Preparing, formulating and filing for Federal Disability Retirement benefits through OPM itself has a price — of the long wait, the complex administrative process and the stress of waiting; but like the painting being bid upon at the auction house, it is always the balancing of the price paid and the worth of the gain that must be considered when preparing, formulating and filing for OPM Disability Retirement benefits.

Sincerely,

Robert R. McGill, Esquire

 

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Attorney for Federal Disability Retirement claims: Impediments

Posted on February 23, 2018 by Federal Disability Retirement Attorney

There is always something in the way, isn’t there?  That’s one of life’s paramount rules, a presumptive nuisance, an annoyance that hinders and obstructs.  It is one of those “laws” that we all laugh about, whether Murphy’s or some uncle who visits and has the talent to always put a damper on things; or maybe it is just a trite truism of life that cannot ever be avoided.

You can come up with the greatest idea in the universe, and best of dreams that are about to come true — and then the “it” comes upon the scene.  Impediments represent the spoiler that dampens the soul, treads upon the glory of an anticipated morning’s future, and follows us with the proverbial dark clouds or like pig-pen’s constant swirl of dirt and grime.

You excitedly share your dreams and hopes, speaking quickly and with urgency of youth, enthusiasm or an admixture of both; and you get the tepid response of, “Aw, it’ll never work.”  Or, you believe you have uncovered the key to life’s success, come running home — to parents who have endured a lifetime of disappointments or to a spouse who has just been taking care of 3 boisterous children — open the door with a stupid smile, start to relate your great insight, and you are told: “Great. Now, will you please take out the garbage?”

Impediments are the lifeline to reality’s check upon our own foolhardiness; or, for the eternal optimist, they reflect the greater challenge that tests our skills in gauging our sincerity, endurance, integrity and reliability.

Medical conditions constitute such an impediment.  We take such things as health and the daily ability to get up in the morning, take a shower and go to work — those ordinary things in life that we all presume everyone the world over does in a similar fashion — for granted.  But then that horrid and feared “medical condition” creeps up on us, and suddenly we cannot do those things we once never even thought about, and it is that impediment that begins to gnaw away at one’s soul.

For the Federal employee or U.S. Postal worker who has experienced not only the impediment of the medical condition itself, but the greater hindrance from the manner in which the Federal agency or the U.S. Postal Service has begun in their campaign of harassment and intimidation, preparing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is often the best pathway around the impediment.

No, it may not be a brilliant idea, and nor even a greater insight than what the ordinary ho-hum person may come up with when confronted with the same or similar situation.  But maybe it was never meant to be — and that those brilliant ideas can come about after the approval received from the U.S. Office of Personnel Management, when the Federal or Postal employee has less worries about one’s future, and then you can expend your energies coming up with ideas to save the planet, become the next Einstein, or just plainly have the time to take out the garbage.

Sincerely,

Robert R. McGill, Esquire

 

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OPM Disability Retirement: Mood, weather, medical conditions

Posted on October 16, 2017 by Federal Disability Retirement Attorney

The Age of Science is upon us.  No longer do we believe that the moon is a god in the orb of heavenly spheres; that incantations will solve problems of health or bad vibes; and one’s mood is not a matter of environment or upbringing, but can be resolved with a pill or an electric shock wave.

The weather is confined to discussions about carbon emissions and global warming by man-made intransigence, and never about gods controlling the destiny of ill-temper because they became angry with an individual; and medical conditions cannot be exorcised by mere religious fervor, anymore, and to do so when a child is involved may end one up in jail for abuse and neglect.  One’s mood can still be influenced by one’s upbringing; the weather can sometimes impact moods, dog’s howling and animals acting skittishly; and medical conditions – well, they have became the sole province of science.

There is no room left for hobbits, goblins or fairytales left to the imagination; perhaps that is what is deemed “progress” and the expunging of antiquated horrors.  One need only to review the medical procedures of yesteryear to thank whoever for the advances made in modernity – of painful procedures and implements now banished; of even simple theories that used “blood-letting” in order to balance the humors that went out of kilter.

For Federal employees and U.S. Postal workers who – regardless of what “science” says about mood, weather and medical conditions – have been impacted by all three: one’s mood still seems impacted by the weather on various days; and the weather seems to exacerbate medical conditions, whether psychological or physical; and in a cycle of effects, the medical conditions seem to impact upon one’s moods, it never seems to be the whole solution that the surgical knife or the doctor’s pill resolves everything.  Somehow, there always is a suspicion that there is “more to it”.

Looking at filing a Federal Disability Retirement is somewhat like the interaction between mood, weather and medical conditions; it is not the “only” or even the “ultimate” solution to life’s problems, but is merely a vehicle and component in a complex set of life’s “issues” that may need to be accessed.  In order to do that, it is necessary to prepare, formulate and file an effective Federal Disability Retirement application, and it may well be that such a filing is ultimately impacted or influenced by one’s mood, the weather and certainly the extent of one’s medical condition and one’s inability to perform all of the essential elements of one’s job. Go figure.

Sincerely,

Robert R. McGill, Esquire

 

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OPM Medical Retirement under FERS & CSRS: Admission

Posted on May 25, 2017 by Federal Disability Retirement Attorney

It is a noun of peculiar variability, perhaps all interconnected upon reflection.  It can refer to the permission to enter, whether by right, payment or removal of obstacles; or, denoting the price of such entrance; or even yet, a confession or acknowledgment of a point taken; and in other contexts, of being accepted into a fraternity of sorts, as in “admission to a university” or “to the legal bar” – meaning, not an actual, physical movement through gates now open, but a conceptual membership into a community of selective individuals.

Is there a linguistic relationship between that sequestered sense of the word – of an acknowledgment or confession – in contradistinction to the other forms, all of the remainder of which encompasses an entrance, movement or acceptance to a desired destination upon the removal of an obstruction, whether by a physical gate or a nod of consent?

How about this:  An admission denoting a confessional standard or conceding a point of conflict can be likened as a release, where pent-up resistance is suddenly or finally torn down, and the voluntary pouring out of one’s previously-withheld desire to “tell all” has been replaced with the emptying sensation of a satisfied conscience.  You are now allowed into the community of guiltless souls, or at least of having the feeling of being released from the cage of deception in falsehood.

Admission in this sense is a freeing of one’s inner soul, and it is normally insufficient to bring that narrative of expiation in a silent soliloquy to one’s self; thus, there are confessionals and penitent individuals, bowing with genuflective subservience and unmasking one’s soul to someone cloaked in authoritative garments, and somehow the externalization of one’s guilty conscience has an antiseptic, cleansing effect.

Admission into a fraternity of brotherhood is always a welcoming act; admission of one’s mistakes, wrongs committed and sins adorned, has never been an easy undertaking, and less so in this day and age where moral equivalency is the prevailing rule of life.

For Federal employees and U.S. Postal workers who are considering filing a Federal Disability Retirement application through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the issue of admission is always twofold:  First, the entire purpose of preparing an effective Federal Disability Retirement application is to gain admission into the class of former Federal and Postal employees who are now Federal Disability Retirement annuitants; and, secondly, it is important to allow for the difficult admission that the entire administrative and bureaucratic process is a complicated one, and therefore may require the assistance of legal counsel in order to successfully maneuver one’s way through the maze of complexities.

An admission in the first sense is thus the goal; an admission in the latter sense is merely a reflection of wisdom in progress for the Federal or Postal employee who, by necessity of a medical condition, needs to file a Federal Disability Retirement application with the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire

 

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Federal and Postal Disability Retirement: Persuasive Impact

Posted on February 17, 2016 by Federal Disability Retirement Attorney

In preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, it is important not to confuse the difference between that which is central in proving one’s Federal Disability Retirement application, from that which is merely of persuasive import.

In some cases, there may be a necessity, for very pragmatic reasons, to deliberately switch the two; but as a general rule, the argument for persuasive documentation should be used as secondary sources of proof.

Often, the choices are limited for the Federal or Postal employee:  either one continues to work at a job where it is clear that performance, attendance, or capability to continue is steadily and progressively deteriorating; or one can simply quit and walk away from the Federal or Postal job without doing anything (not an advisable option); or, one can file for Federal Disability Retirement benefits from the U.S. Office of Personnel Management.  That being said, if the Federal or Postal employee takes the third option of Filing for Federal Disability Retirement benefits, then one must necessarily prove one’s case.

In order to prove one’s case, one must have a supportive doctor.

While VA ratings, OWCP Second Opinion doctors’ reports, etc., constitute examples of evidence which may be persuasive, the centrality of one’s case is represented by a narrative report from one’s own treating doctor.  In some cases, when one’s own doctor will not support such a case, one may use the persuasive evidence as the key to proving one’s case, but as a general rule, they should remain as collateral sources of proof.

Remember that “what” is used is important, but sometimes, “how” it is used can be just as important, if not more so.

Sincerely,

Robert R. McGill, Esquire

 

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Next Page »
  • More on CSRS & FERS Disability Retirement

    • eZineArticles.com Article: The 1 Year Statute of Limitations
    • Federal Disability Retirement Laws, Medical Conditions, and the Intersecting Complications with OWCP, Social Security and FERS & CSRS
    • Federal Disability Retirement: The Full Arsenal of Weapons
    • FedSmith.com Article: Revisiting "Accommodation"
    • FedSmith.com Article: Sometimes the Process is just as important as the Substance of an Argument
    • Latest PostalReporter.com Article: Causation in a Federal Disability Retirement Case
    • Understanding the Complexities of the Law
    • USPS Disability Blog: The National Reassessment Program, the Agency and the Worker
  • Other Resources for Federal and Postal Employees

    • Articles Published in the Postal Reporter
    • FAQs on OPM Disability Retirement
    • FERS Disability Attorney Profile at Lawyers.com
    • Main Website on Federal Disability Retirement
    • OPM Disability Blog
    • The Postal Service Disability Retirement Blog
  • Seven False Myths about OPM Disability Retirement

    1) I have to be totally disabled to get Postal or Federal disability retirement.
    False: You are eligible for disability retirement so long as you are unable to perform one or more of the essential elements of your job.  Thus, it is a much lower standard of disability. 

    2) My injury or illness has to be job-related.
    False: You can get disability even if your condition is not work related.  If your medical condition impacts your ability to perform any of the core elements of your job, you are eligible, regardless of how or where your condition occurred.

    3) I have to quit my federal job first to get disability.
    False: In most cases, you can apply while continuing to work at your present job, to the extent you are able.  

    4) I can't get disability if I suffer from a mental or nervous condition.
    False: If your condition affects your job performance, you can still qualify. Psychiatric conditions are treated no differently from physical conditions.

    5) Disability retirement is approved by DOL Workers Comp.
    False: It's the Office of Personnel Management (OPM) the federal agency that administers and approves disability for employees at the US Postal Service or other federal agencies.

    6) I can wait for OPM disability retirement for many years after separation.
    False: You only have one year from the date of separation from service - otherwise, you lose your right forever.

    7) If I get disability retirement, I won't be able to apply for Scheduled Award (SA).
    False: You can get a Scheduled Award under the rules of OWCP even after you get approved for OPM disability retirement.
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