Medical Retirement for Federal Workers: Traps and landmines

They are not just set on the roadsides of war zones or in public squares where the greatest damage can be projected; for, by analogy, they are in existence as metaphors of human deviancy and evil intents. Traps are deliberately set with motives and intentions to capture; landmines and other devices are put in place to maim, injure or kill.

Then, of course, there are analogies used and metaphors employed — of legal traps and linguistic landmines; of contracts that “hide” language in miniature fonts that are designed by clever lawyers to mislead and draw into a cobweb of entanglements meant to enclose, corner and — like traps and landmines — either to capture or to destroy.  Linguistic landmines and traps are the ones we encounter more often than the ones in war zones.

In other countries, in far away places where we see reporters “embedded” and whispering in hushed tones of urgency to give us a sense of danger and exotic misadventures, we get a sense of what real traps and landmines are all about.  But in this country, within our universe of relative calm and peace but for the periodic tumults of tragedies in the next city, the farther town or that “big city” out there — in such relative calm, it is usually just a casual trap of language or a landmine of a metaphorical sort.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the applicant for Federal Disability Retirement must be cautious and wary of the legal and linguistic landmines and traps in the very preparation, formulation and filing of a Federal Disability Retirement Application.

Those innocent-looking forms, such as SF 3112A, Applicant’s Statement of Disability — while they do not pose the same danger as a mousetrap to a mouse or a landmine to a wandering child on foreign soil — nevertheless, they can become problematic unless you are aware of the dangers posed, much like those traps and landmines we hopefully will never encounter in war zones and conflicts afar, in a metaphorical sense.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement: Ideas come in bunches

Like wildflowers, there is something about ideas that have a tendency towards coming in bunches.  And, like wildflowers and ideas, we have a further notion that misfortune, likewise, comes in droves and groupings.

Is that a Law of Nature, or merely an observation that has no logical foundation or factual basis?  Didn’t that neighbor down the street get hit by a car, and at the same time — within a week of such a tragic event — lose his wife and 3 kids?  Wasn’t it Uncle Billy who stepped on a nail, and with a few days had his house burglarized and his dog shot in the process?  And surely we recall that movie star who drank himself silly one night and then mistook a shadow for a stranger when it turned out to be his girlfriend’s best friend who shot him in the arm and then took her own life?

These we all recall; and like Hume’s dictum that causality is nothing more than mere combinations of repetitive occurrences, we fail to recognize the silent workings of events unfolding which quietly and subtly fester in the unknown universe of our own ignorance; and yet, when they come to the fore, we relate one to the other.  But ideas are different; they do, indeed, come in bunches, perhaps because the creative energy lagging behind suddenly realizes that potentiality can be actualized when for all those years they remained as stagnant molecules lost in a world of microscopic insignificance.

So, that being said, here are a bunch of ideas: For Federal and Postal workers who believe that the medical condition suffered cannot be accommodated, why not file for Federal Disability Retirement benefits?  What if you weren’t even aware of such a benefit?  What if the benefit is not widely circulated, never trumpeted and rarely announced?

You have 1 year from the date of separation from service to file, and as it takes a significant amount of time to properly prepare, formulate and file an effective Federal Disability Retirement application, if might be a good idea to consult with an attorney who specializes in Federal Disability Retirement Law — lest the ideas that come in bunches turn out to be bad luck that arrive in groupings; for, in that case, it is certainly time to consider that one’s destiny depends entirely upon actions taken, and not upon ignoring the signs of misfortune that do, indeed, come in bunches.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: The daunting process

Many Federal and Postal employees call an attorney for an initial legal consultation because of the “daunting process” involved in filing for Federal Disability Retirement.  And, indeed, the complex administrative process involved in preparing, formulating and filing a Federal Disability Retirement application is a confounding, confusing and complicated process.

From the “how” of responding to the multiple questions on SF 3112A, Applicant’s Statement of Disability, to the quantity, volume and substance of “what” to include; to the issues surrounding what constitutes a viable and legal “accommodation” that may determine the truthfulness of a Supervisor’s Statement (SF 3112B) and Agency’s Efforts for Reassignment and Accommodation (SF 3112D); as well as peripheral issues that often intersect but may not necessarily impact or influence a Federal Disability Retirement application, to include (but not be limited to) EEO filings, a Performance Improvement Plan (PIP) implementation, “Fitness for Duty” evaluations, OWCP/Department of Labor filings that may be concurrently initiated, as well as the reason, rationale and impact of a Social Security Disability filing, etc. — they are all relevant, significant and consequential issues that, in their aggregate compendium of concerns involved, both ancillary and some central to the primary concern of Federal Disability Retirement, should be analyzed, evaluated and considered carefully.

For any Federal employee or U.S. Postal worker who is considering preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted (ultimately) to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the question of what to do with this “daunting process” can be allayed by first consulting with an attorney who is experienced in Federal Disability Retirement Law, and allowing the “daunting” part of the process to become nothing more than the squeaky mouse hidden in the corner that, before discovering the facts, once sounded like a burglar attempting to break in.

Sincerely,

Robert R. McGill, Esquire

 

Attorney for Federal Disability Retirement claims: The price of loyalty

It is the negation of that very concept which we fear; not of loyalty, but of disloyalty.  The positive of it is what we are taught to abide by; of “honesty”, “integrity”, “faithfulness”, “reliability”, and so many other such reputation-bearing ascriptions that one may carry about within the essence of one’s being, like so many medals pinned upon the flesh and blood that constitutes the entirety of a human being, his or her life, the soul of who one is, and how others view and perceive an individual.

How many of us, however, before we cling to and so desperately fight in order to resist the loss of any one of those concepts, have carefully understood, studied and evaluated the value of each?  And thus the question: What is the price of loyalty?  When is the debt satisfied, and to what extent must we travel in order to establish the worth of it, and when does it become too costly such that we decide we can no longer afford the price?

Of course, the mixing of metaphors and analogies can confuse and befuddle, and that is often the problem with interspersing common, everyday-used “practical” realities with those that involve emotional attachments, historical assignations and prescriptions for “good living” or “successful lives”. To conflate concepts involving the “practical” world with the inner sanctum of culturally relative ideas – of “price” (as in, what is the price of a bushel of apples?) and of “loyalty” (i.e., knights in shining armor, band of brothers, filial attachments, etc.) can often lead to a confused state of inactivity, precisely because one cannot distinguish the applicability of one with the other.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to prevent the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the question involving the price of loyalty – and its negation – comes at the critical juncture where the suffering from the medical condition exceeds the ability and capacity to continue working in the Federal or Postal job one is positioned in.

Many Federal and Postal employees continue to cling to a false sense of loyalty – that the commitment to one’s career, at any and all costs, is simply the price that one must pay.  But the price to be paid should depend upon the indebtedness owed, and in considering one’s health, such a price should never have to exceed the cost of one’s own health.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is merely the satisfaction of the debt owed – not by you, but by the terms of one’s employment contract with the Federal agency or the Postal Service, and the price of loyalty, whether real, false or imagined, was long ago satisfied and paid in full the moment you met the minimum eligibility criteria of 18 months of Federal Service under FERS.

Sincerely,

Robert R. McGill, Esquire

 

Lawyer Representation for OPM Disability Claims: Unheralded individuals

Most of us fall into that category; rarely is there a person of “outstanding” qualities where a string of superlatives is deservedly ascribed.  This, despite a generation or so of children in schools being told that “every child is special” and that if you put your mind to it, you, too, can accomplish great things.

No, one may not be the star athlete, or even a starting one; or be talented in music such that one is accepted into some named consortium, or even be recognized for work in everyday, common settings. Yet, we all agree that it is “important” to give compliments, assign praise and shower accolades upon others, if only to ensure the healthy developmental aspects of the human ego.

Then, of course, there are those who “act up” for various reasons, and psychologists will speak about the yearning for an identification, the need for an outward showing of love, and how a person “acted out” of a need for expression, from frustration or sought-out recognition.  Is that what we all mean when that sudden terrorist act occurs and we hear the constancy of the next-door neighbor: “He (or she) was such a quiet, good neighbor.  Who would have thought?”

Is there really such a person?  What if an individual grows up and wanders throughout life never receiving any recognition of any sort – would that person end up being a healthy, well-adjusted, well-rounded and contributing individual?  Like unnamed tombs left for the weeds to overshadow in abandoned backyards of churches left to rot, can a person become a “person” and fulfill his or her “personhood” even if no one ever recognizes or otherwise points out such a person for some individualized, focus variant of an accomplishment seen?

Yet, such people are what are grouped into a faceless amalgamation as the “backbone” of a country, are we not?  Of those quiet, unassuming individuals who just work quietly, go about their business and work out the daily problems of the day, while those “heralded” individuals take the credit, appear on television and get their 15 seconds of fame in the world.

In this Kardashian-based universe where appearance trumps reality, the old philosophical arguments of Platonic Forms as opposed to the irrelevance of surface-realities, no longer applies.  The world has become a format (or, more appropriately, a floor-mat) of topsy-turvy indulgences.

For the Federal or Postal employee who suffers from a medical condition, where the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the whole issue about being an “unheralded individual” is probably nothing new.  For, once the Federal agency or Postal facility sees an individual as “that one with a medical condition”, the entire outlook changes and the person with the medical condition suddenly becomes the proverbial persona non grata, the one relegated to the corner desk facing a wall, or otherwise shunned by the agency, the Postal facility and all coworkers besides.

Somehow, that is the “true” accommodation – to shun and ignore a “problem child”.  Well, you certainly are, at least, getting your fair share of recognition, now.  However, recognition of that sort can be dispensed with, and the best way to do that is to prepare, formulate and file an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset. That way, you can fulfill your fullest potential by becoming one of millions of unheralded individuals.  Welcome to the club.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Employment: The din of distant darkness

There are often foreboding signs which we conveniently ignore.  In retrospect, how often do we hear of the lament of disregard?  “I never thought…”; “I heard the sound, but –“; “There were some indications, but I just assumed…”  Yet, later, we recognize those telltale footprints, and wonder why the creaking floorboards or the muffled murmur did not raise the cautionary instincts repressed by urge of avoidance.  If we were paid a dollar for every instance where…

Like Jim Croce’s remorseful song, if time could be saved in a bottle from every occurrence of wasteful distraction spent trying to figure out things which could otherwise be discerned through careful analysis, the extent of cumulative superciliousness in trying to act offended or incensed by charges of ineptitude might be reasonably contained.  There is so much noise, these days, that a fresh uptick in the volume of an additional din is barely noticeable.  And when then sound of emitted discordance strums a beat in the distance, who but the expectant and anxious parent recognizes the unique cry of a child’s shrill scream of alarm?

And if the sound is merely likened to darkness, where light no longer creeps between the door left ajar, or the seam between the floor and the locked metal gate, then how are we to recognize the silence of strangled light left abandoned in the loneliness of a world uncaring?

The din of distant darkness is precisely that foreboding sense of what may happen, but based upon “something”, as opposed to a baseless muttering of convictions unfounded when we suddenly “lose it” and cannot extricate ourselves from the frenzy of our own lies.  Much of life is about lying – not necessarily to others (although, we do that often enough, as well), but more to ourselves in order to shield our own fragile psyche from the fears we want to avoid.  But even darkness seen in the distant horizon comes creeping towards us, whether we want it to, or not.

How we nestle in the fears of our own making, or struggle against the timeless reverberations of anxieties unstated and never confessed, is the foundation of what makes for successful living, or failed attempts to conceal the cacophony of numbing onslaughts of life.  Yes, the din of distant darkness is yet merely a warning some months, years or decades away; but for Federal and Postal employees who already have a sense of what is coming, and the inevitability of life’s misgivings, the indicators are probably already there:  a medical condition that will not go away; the intersecting impact between the medical condition and the ability to perform the essential elements of the Federal or Postal position; and the question:  How long can I last?

For Federal employees and U.S. Postal workers who need to start considering the process of preparing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the din of distant darkness should never be avoided; for, in the end, it will come upon you like a thief in the night, stealthily, and without regard, just as your agency and closest coworkers and supervisors will turn the other eye even when the oncoming rush is about to hit you in a sudden fit of uncaring actions.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: The Trauma of Change

There is comfort and security in the monotony of routine; for many, even a slight alteration in the identity of daily action presents a threat to the coherence of a world created and maintained.  Old men and women who suffer from the destructive forces of dementia rely upon it; homes which house the aging population, abandoned by obligation and freed from trust of children now grown, lean upon the crutch of sameness, as if sanity depended upon a universe determined to defy detour of deference.

But such clinging to the security blanket of daily recurrence is not relegated to the old; for most of us, reliance upon the monotony of unchanging sameness is what provides for reliability and dependability; alteration of environment is for the youth to encounter, as excitement of differentiation can only be relished by those who can accommodate change.

For Federal employees and U.S. Postal workers who begin to suffer from a medical condition, and where the symptoms and ravages of the diagnosed medical conditions begin to impact one’s ability and capacity to perform all of the essential elements of one’s Federal or Postal positional duties, the winds of change present a formidable challenge to one’s sense of equilibrium, perspective of stability, and calm feelings for a secure future.

Change is traumatic; and, moreover, unexpected and uninvited alteration of circumstances by force of unwanted imposition, is like being hit over the head by the proverbial hammer of life, and we kick and cry in protest as we are dragged down the avenues of change.  And, like the addict who must undergo the steps towards rehabilitation, there is a recognition of stages:  Of having a medical condition; acceptance of the medical condition; realization that the medical condition results in an unavoidable impact upon one’s Federal or Postal career; then, to undertake the pragmatic and practical steps in preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

It is this last step which is often the most difficult — to actually take those “real life” steps in applying for OPM Disability Retirement; and why is this?  Because, so long as we only “talk about” things, there is still stability and sameness in the objective world; but once we reach out and connect “talk” with “action”, the trauma of change becomes real, and the recognition that the world we left behind as a child — of gnomes, fairies, and the knight in shining armor — were really mere pictures in a storybook stored in the lost memories of innocence and warmth of a mother’s womb.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: Cherishing those small pleasures of life

Perhaps it is reading quietly by a crackling fireside; or playing fetch with the dog; or that moment of peaceful quietude just before sleep overwhelms; those moments, where worries of the world and daily living expenses intrude not, and time remains frozen just long enough to allow for an interlude of soundless music.

There have always been pleasures in life; we often overlook them, take them for granted, or merely avoid recognition, lest an identification of it as such would mark them for extinguishment by those imaginary goblins of demonic demolition set out to destroy all remaining vestiges and residues of joy and comfort.

There is a catch, however, which is more real than we realize:  beyond the daily problems of modernity, where the tripartite concerns of relationships, money and career consume us with daily worries, the consideration of one’s medical condition is something never regarded until it hits home.

Being pain-free; unable to escape the progressive debilitation and deterioration of one’s body and acuity of mind; the exhausting, consuming nature of medical conditions — they destroy the capacity to cherish those small pleasures of life.  For, the irony of impediment disrupting the reserves of things which cost nothing, cannot be overlooked.

For Federal employees and U.S. Postal workers who suffer from a medical condition, where the impeding medical conditions prevent the Federal and Postal worker from performing the essential elements of one’s Federal or Postal positional duties, the exponential magnification of those minor reserves of pleasurable moments becomes all the greater in proportionality with the deterioration of one’s health.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, becomes all the more important in order to reverse course and retain that small pool of lost ground.

We often dismiss those small pleasures of life because they cost nothing, and regard with greater focus the things which are unattainable because of their higher monetary value — until that day when pain and purposeless debilitation takes away even those priceless and valueless pleasures.

Filing for OPM Disability Retirement benefits secures the foundational necessities of life, and returns to us far more than a mere annuity; it allows for the Federal and Postal employee to cherish those small pleasures of life, by returning to the Land of Oz where fantasies abounded, and imagination enjoyed, like the fading laughter of the child within who lost his or her way down the winding corridors of a past unfulfilled.

Sincerely,

Robert R. McGill, Esquire