OPM Medical Retirement under FERS: Consider the Alternatives

In making any decision, it is always important that one consider the alternatives available.  It is the decision made in isolation — of contending with thoughts, fears and misinformation within a vacuum of not knowing — that often results in disastrous decisions made without consulting and considering the alternatives available.

For Federal employees and U.S. Postal workers who suffer from a medical condition where that medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the choices are often stark and clear: Stay at a job or career which is no longer sustainable, and where the Agency will increasingly harass and punitively initiate actions in an effort to remove you; resign and walk away with nothing; or, in the best alternative available, file for Federal Disability Retirement benefits under FERS.

Sometimes, of course, the “unexpected” alternative can occur: For example, a person who has filed for FERS Disability Retirement benefits is offered a reassignment that is both acceptable and accommodating to one’s medical condition, and continuation in the Federal Workforce is thus possible.  In most instances, however, filing for Federal Disability Retirement benefits is “The” alternative, and the only viable one available, but even such an alternative must be considered carefully in light of the existing laws, the potentiality for problems to be encountered, and the resistance met by the U.S. Office of Personnel Management for the multiple and varied reasons that OPM bases its denials upon.

Considering the alternatives is not just a matter of whether and when to file, but to be cognizant of the difficulties ahead in preparing, formulating and filing an effective Federal Disability Retirement application with OPM; and in order to do that, you should consult with an attorney who specializes in Federal Disability Retirement Law under FERS, through the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire

 

Federal OPM Disability Retirement: Hope for tomorrow

Tomorrow”, as a word written today, pointing to a dimension beyond; to a vantage and perspective not yet realized, and forever to be referenced by a future date yet unknown.  When read tomorrow, it leads to the next day; and when looked upon the next day, to the following day again; and in this eternal sequence of tomorrows, whether written today, tomorrow or the next day, it forever reminds us that hope lies not in the morass of today’s problems, but in the change of things yet to be realized.

Yes, yes — we all recognize the scoffing that often surrounded the political banner of that famous phrase, “hope and change” — but that is merely because the potency of words, concepts and formulated paradigms lose their efficacy once they are used within a public arena that turns into a campaign slogan. Hope is always for tomorrow; for, without tomorrow, hope remains fallow as the desert that once promised a fertile reserve but never realized the rivers that had dried up because of the changes of the subterranean shifts in tectonic quakes that others failed to predict.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the hope for tomorrow will often include the preparation, formulation and filing of an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS and CSRS Offset.

Today is already filled with the overwhelming problems that beset any Federal or Postal employee with a medical condition; it is for tomorrow that an application for Federal Disability Retirement must be considered, and that is the ray of hope that includes tomorrow, and the day after, in preparing and formulating an effective Federal Disability Retirement application — today.

Sincerely,

Robert R. McGill, Esquire

 

Attorney Representation Federal Disability Retirement: The running of days

How does it happen?  Where did it all go?

One day, you are a young man or woman, full of promises and hopes, dreams that defy any limitation or restriction of potentiality yet to be unleashed; and the next, an old man or woman, rocking back and forth, awaiting the grim reaper with its scythe and faceless chasm of darkness and despair.  In between, of course, there is a memory – of a blur, a constant rush from this activity to that, of emergencies, turmoil and tumults, of the proverbial peaks and valleys; in short, it is called “living life”.

It is the running of days, one upon the other, one mixed into the two, then weeks, months and years, and finally decades that turn into a half-century.  Was it all worth it?  Did we stop and perform that salient act that became so popular during the 60s – of stopping to “smell the roses”?  And if we did not, what wisdom was gleaned from the lack thereof, the absence of pause, the semicolon of interludes?

Or, did we follow upon the admonishment stated in that 1974 folk song by Harry Chapin, “Cat’s in the Cradle”, where all we did was to teach our kids to be “just like me” and roam the universe in search of meaningless trope and allowing for the running of days to overtake us?

Or is it simply that our memories fail to serve us, and there were many days and some months where enjoyment, relationships and meaningful engagements were in fact embraced, but that the living of life often erases, smears and obscures such that our recollection is so cluttered with valuable connections and so consumed with overflowing “moments” that we just cannot even contain them anymore?

The running of days is ultimately just a metaphor, like running water and leaks that just keep on; but it is one that sometimes needs fixing, and it is the repair work that often cannot be performed within a lifetime of such disrepair.  Regrets hit us all, but the greatest one that never seems to close the wounds of time is that one where time was wasted upon frivolous acts of unrepentant entanglements.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the other proverbial saying is that one which refers to “spinning one’s wheels”, and yet knowing that no good will come out of staying put.

Preparing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, may be the only solution left to a career that has come to a standstill.

Medical conditions tend to trigger a running of days – where the chronic pain or the illness extended seems to make no difference or distinction whether it’s a weekday or a weekend, and the only way out of such a mirage of misgivings is to “move on”; and as filing an OPM Disability Retirement is often the best and only option that can accomplish that, given the timeframe that it now takes to get an approval at any stage of the bureaucratic process, it is probably a good idea to file sooner than later in order to get ahead of the running of days.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement Benefits: Sunshine, briefly

Life is mostly dark clouds, with a ray of sunshine briefly upon a small patch of wet grass.  Yes, yes – such a perspective is a mirror reflection of the conflict between the “half-full” versus “half-empty” outlook; but is it helpful for young people to posit a world view, a paradigm or, in the philosophical realm of ivory towers, that king of all royalties in linguistic sophistication that is dropped nonchalantly to impress and raise eyebrows –  Weltanschauung (since when did a German word rise to the level and replace Latin phrases, when one can barely clear one’s throat in enunciating such concepts?) – when reality doesn’t quite parallel such a fairytale ga-ga-land of fantasy reserved for bedtime stories and dream-filled comforts?

Do we not restrain children from engaging strangers?  Do we not warn of criminals, conmen and conspirators and step cautiously into dark alleys and isolated parks in twilight’s eyesight because the world lurks with malevolent intentions and evil thoughts?

There is no questions, of course, that there are periods of respite; of sunshine, briefly, by rays of telescopic precision warming for a time, before the inevitable clouds rub out the finite orientation of a limited gap emitting brightness of hope.  Is balance the stain of righteousness, and if so, where on the spectrum of both extremes does one draw the line of correctness, and is there a singularly myopic perspective where no other can claim moral equivalency?

Cynicism is attributable to the extreme of the “dark clouds” perspective, and naïve idealism to the other end of limitless sunshine; and somewhere in the middle is where reality protrudes into the conceptual realms of unease:  daily living, the encounters with meanness, harassment and unmitigated callousness that must endure the diminishing dereliction of youth’s untarnished cavity of hope.

It is, in the end, that ray of sunshine, however brief, that we live for, even if it only comes about once in a proverbial blue moon.  It is likened to the 80/20 rule:  Eighty percent of people you meet are not worthy of your time; it is the other 20% that you hope to encounter and engage; the identical proportion applies with work – much of it is monotonous and mindless repetition; it is for that remaining sliver that you do the treadmill stuff in order to apply the relishing technicality of challenging concerns.

For Federal employees and U.S. Postal workers who need to file for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the idea of life’s sunshine, however briefly, is precisely the point, isn’t it?

The medical condition that shortens one’s promising career is but the dark clouds which have gathered and overcast upon your life, career and ability and capacity to enjoy; Federal Disability Retirement – thought as “negative” in the sense that it replaces that which you worked so hard to attain – is that sunshine, briefly, so that you can go out with an annuity, a semblance of security, and focus upon the priorities of life:  Health, family, friends and tranquility.

Now, if that is not sunshine, however briefly, no one can fathom what is.

Sincerely,

Robert R. McGill, Esquire