It is the state of safety, when the natural guards for self-preservation are let down because the security of prior successes allow for the sense of disregard to develop. Complacency is the self-satisfaction that not a greater effort needs to be expended, that the pinnacle of energy required has been surpassed and the competitive structure of struggling no longer exists.
Then, a problem arises; a new challenge has arisen; some crippling interruption has occurred and suddenly the competitive arena has been enlivened. Complacency is replaced with a renewed vigor to meet the challenge, and the cycle begins all over again. Companies and corporate giants experience regularly such a cycle; individuals, as well.
For Federal employees and U.S. Postal workers who were able to “get by” with an acceptable level of complacency, but then became disabled because of a medical condition, an illness or an accident, the challenge is to get back to where you once were — where once complacency could see you through.
If that is not possible, however, and the challenge of the medical condition no longer allows you to get by, consult with a FERS Attorney who specializes in FERS Disability Retirement benefits and consider preparing, formulating and filing an effective Federal Employee FERS Disability Retirement application, lest complacency no longer allows you to continue in your career of choice.
Sincerely,
Robert R. McGill, Esquire
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OPM Disability Retirement 
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