Federal Employees Retirement System (FERS) Disability Law: The Arbitrary Discount

When it is to one’s favor, of course, the arbitrary discount is a welcome benefit.  Every now and again, it happens — more often in an independent store, where the owner will say, “Well, you’ve been a great customer; I am going to give you a 10% discount just because…”.  Just because what?  No reason — just because it is Saturday; just because you are pleasant; just because I wanted to, etc.

That is the nature of an arbitrary discount.  However, what about an arbitrary discount when it is not in your favor?

In a Federal Disability Retirement case, the OPM “Medical Specialist” may deny a Federal Disability Retirement application with the following reasoning: “Your treating doctor is not a specialist in treating X.  The restrictions placed on you are therefore invalid and you have not shown that you are disabled.”  WHAT?  And yet — it is just another arbitrary discount — the discounting of your treating doctor as a valid person to make reasonable medical decisions; it just so happens that such an arbitrary discount is not in your favor.

Even though, of course, the law supports you in every way and even though OPM’s opinion should be discounted entirely.  But hey — OPM is the independent owner of the “store”, and they can do what they want, right?

Contact an OPM Disability Retirement Attorney who can and will fight against such arbitrary discounts.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Disability Retirement Benefits: The Future Unknown

It is a question replete with unknowns; for, of the future, we can only surmise, predict, look at past trends and then make the best decision possible in preparing for it.  Perhaps you have a family history of dementia or Alzheimer’s; of longevity with a full set of teeth and your hair held intact; or of bad health, failing eyesight and other traceable deterioration.

Are they certainties, or mere indicators of what may become?  We can drive ourselves crazy by thinking the worst, or fool ourselves into relative calm by painting that “rosy picture” where all crossroads are taken in favor of the positive viewpoint.  Likely, there will be some breaks in your favor, and some not.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal career — NOW — the future unknown likely already encompasses part of the “known”.

Known is the current situation which involves an inability to perform some of the essential elements of your job.  Known is the fact that your medical condition will likely not get any better.  Known is the likelihood that your medical condition will worsen.  Unknown is often whether you have a doctor who will fully support your Federal or Postal Disability Retirement application.  Unknown is — at least to some extent — how your Agency or the Postal Service will respond.

The future unknown may have some unknowns, but based upon past knowns, it is time to file for Federal Disability Retirement benefits under FERS.

Contact an OPM Disability Lawyer who specializes in in the legal field you will need to deal with in this case, Federal Disability Retirement, also known as FERS Disability Retirement, and begin to piece together the knowns so that the unknowns become less forbidding.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement Application: In the Modern Age

Are there greater problems today than there were before?  Are there more bad people; is there a greater number of sexual predators; do people on the whole act with greater aberrance than in times past?

Of course, much of such questions depends upon what you define as “before” — as in, what historical time period, which civilization as the comparative reference point, and are we applying the same acts committed (i.e., apples-to-apples), etc.

In the modern age, is there more stress in the workplace?  Are psychiatric conditions worse and more prevalent because of the increase in workplace hostility and stressful conditions?  Is there a better way to keep and retain productive members of the workforce — i.e., to accommodate them — than to provide them with a disability annuity?

In the modern age, the level of workplace stress has, indeed, seemingly increased, to a rate and frequency where devastation of lives occurs in greater numbers than before.  Before — as in, when?  Such a question is an irrelevancy.  The modern age has no equivalence, and therefore no comparative analysis can be wrought.  Instead, the proper focus is to fight for one’s rights and one’s benefits.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal position, contact a qualified OPM Lawyer who specializes in Federal Disability Retirement Law.

For, in the modern age, there exist laws which provide for alleviation from the medical devastation wrought by society’s undue workplace stresses, and asserting one’s disability rights is fortunately a benefit available in the modern age.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Postal and Federal Employee Disability Retirement: A Sense of Unease

It comes upon us at various moments and at unsettling times.  The problem, however, is that we all believe in our own “intuition” — that mysterious “sixth sense” that 4 a.m. radio programs like to talk about, about the eerie phenomenon of strange happenings, haunted houses and voices heard from another world.

Why we focus upon old Uncle Ben from the netherworld when there are enough unsettling events occurring right before our eyes, is a question we never ask and fail to answer.  The answer is: What is mysterious as a 3rd-party distraction is more interesting than the events unfolding before our very eyes.

The reality is that this time — the very times we live in now — has enough to give us a sense of unease.  A government which is not working; a country that appears fractured into 2 parties constantly fighting; a “gig” economy that appears to be in constant flux; wars, endings of wars, mass evacuations; no wonder there is a sense of unease.

Then, when a Federal or Postal employee suffers from a medical condition such that the medical condition impacts one’s ability and capacity to work in the chosen field of one’s career — that, in and of itself, can bring about a greater sense of unease.

Time to consult with a disability attorney who specializes in Federal and Postal Disability Retirement Law.

Preparing an effective Federal Disability Retirement application under FERS will not necessarily alleviate the sense of unease twirling about in the greater universe, but it will at least address the turmoil within your personal and professional life.  And that, of course, is the first step towards ameliorating the sense of unease.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal & Postal Worker Disability Retirement Benefits: Time Spent

We have all had that experience — of time spent, perhaps on a project, a hobby, a career goal or some other pursuit — but which resulted in a dead end.  Time spent on something which fails to produce the fruit desired is often considered “wasted time”; or, perhaps something is salvageable, like some lesson learned which can then be transferred to the next pursuance of something worthwhile.

But time spent on something which has no possibility of a positive outcome — like a medical condition which is becoming a chronic, intractable fact of life — becomes a self-defeating pursuit.  For, what is the purpose of such time which is spent?  It is merely to obsess upon a condition of one’s life, to deplore its effects and become despondent over the future.

Time spent upon dead-end thought-processes is merely to waste and whittle the time away for no good reason.

Better to put one’s energies into securing one’s future by preparing, formulating and filing an effective Federal Disability Retirement application under FERS, then to turn one’s energy and time upon another career beyond the federal government.  Contact an OPM Attorney who specializes in Federal Disability Retirement, and begin the process of reevaluating the time spent on what you can no longer do, as opposed to spending time on what you might be able to do in the future.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Employees Medical Retirement from the OPM: The Insatiable Appetite

This is a world which possesses it; each species is driven by it; the human experience confirms it.  The insatiable appetite is one which wants more, craves more, and is never satisfied.  Technology hints at it; and when Plato discusses the need for a balanced soul, whereby the rational part must govern the appetitive, he understood the nature of the extreme.

We may give lip service to our desire to live a more contemplative, laid-back life, but the plain fact is that the combination of unfettered capitalism and loss of societal boundaries naturally results in the insatiable appetite — of greater stimulation in video formats; of wealth beyond what a single person can consume; of a national debt which cannot have a ceiling; of brutality in war that has no humanity, etc.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition “slows down” the pace of life — by necessity, because there is a natural limit as to what the human body and mind can take — filing for Federal Disability Retirement benefits under FERS is an acknowledgment that there is a cost to the insatiable appetite.

We cannot go on forever at the frenetic pace which life attempts to force upon us, and instead, we are left with making certain critical decisions: Is the cost of my health worth the job I have?

Contact a disability attorney to discuss the possibility of filing an effective OPM Disability Retirement application under FERS, and begin considering whether the insatiable appetite can at least be confined to the cages of medieval moats and dungeons of the past.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Office of Personnel Management (OPM) Disability Retirement Benefits: Other Languages

Learning another language is an interesting phenomena — one requiring difficult dedication, a capacity for memorization (even with access to Google and the easy tools of translation, vocabulary, etc.) and a requirement of patience.  Perhaps you studied the language in college, or grew up in a foreign country where, as a child, speaking it was a natural way of life, somewhat like the process of osmosis.

Each language, of course, has its subtleties; some are more foreign than others.  French uses many words similar to English; Japanese or Chinese, on the other hand, are languages which do not share a common origin, and thus are often considered more difficult to learn.

Pronunciation of any foreign language is another matter altogether.  In some ways, the process of learning a foreign language is akin to learning a new “language game” — to understanding and comprehending terms and concepts in a different field or discipline.

Filing for Federal Disability Retirement benefits under FERS is somewhat like learning a new language, and the fluency with which one masters the concepts and legal strategies will often determine the pathway of success or failure.  Contact an OPM/MSPB Attorney who specializes in Federal Disability Retirement Law, and leave the learning of this “language” to an expert who speaks it fluently.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Postal and Federal Employee Disability Retirement: Progressive Deterioration

We witness it in others — in our parents; in ourselves, we “feel” it more than see it, as we don’t visually view ourselves in the mirror or observe our own reflections as a third party; and in a community, sometimes we are witness to either ends of the spectrum — of the slow crumbling and abandonment or the “gentrification” of a neighborhood; and in the greater society, the progressive deterioration, of a loss of commonality and retraction of civil behavior, etc.

Progressive deterioration is also how a medical condition “works” — of an incremental, almost imperceptible loss of function, lessening of efficacy, regression of capacity.  Then, there comes a point where such loss no longer allows a person to perform in the same manner as he or she once was capable of.  People compensate in various ways to overcome such deterioration, almost always, however, at a further cost to one’s body or mind.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition has reached a point where the progressive deterioration no longer allows you to perform one or more of the essential functions of your position, contact a disability attorney who specializes in Federal Disability Retirement and consider the option of leaving that phase of your career behind, and moving forward to apply those other functions in a different capacity.

Progressive deterioration is rarely one of complete devastation; not of totality, but of partial loss and lessening.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement Application: Worth in Our Day

Worth has become a meaningless concept; inflation, the valueless dollar, the expansion from millionaire to billionaire, and now to the next level — the first “trillionaire” — who will it be?

There was a time not long ago when aspiring to make or save a million dollars was within sight; that, once achieved, it was a level of monetary achievement which would allow for a fairly comfortable living.  These days, purchasing a home in a relatively middle class neighborhood ranges in the $600,000 – $700,000 range and beyond, rendering a million dollars to be viewed as somewhat of a pittance.

And what of human worth?  As money becomes meaningless because the decimal point continues to move to the right, leaving unfathomable zeros multiplying to the left, do we treat workers with any greater dignity, with any greater value in parallel conjunction with the exponential multiplication of those zeros?  Doubtful.

At least, however, the Federal Government does recognize that a person who is disabled from performing his or job elements should be eligible and entitled to disability retirement benefits.  To that extent, worth in our day has improved from the middle ages where the disabled were merely discarded as beggars on the streets of London and Paris, as well as in middle America.

Contact an OPM Disability Lawyer who specializes in Federal Disability Retirement Law and consider the option of going out early with a Federal Disability Retirement benefit.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Employees Medical Retirement from the OPM: In a Vacuum

We often try and look at a thing “in a vacuum” — meaning, by viewing it without relation to other things, we believe that we can approach the viewpoint in a more “objective” manner.  But objectivity itself takes on many forms, and often objects, words, concepts, etc., possess their meaning and identity precisely because of the relationships established, and when you strip away the nexus between A and B, the loss of meaningfulness is profound.

Such is the case with Federal Disability Retirement Law.  While Social Security requires a higher standard of “total disability”, and thus will view a medical condition within categories of differentiated severities, a medical condition in a Federal Disability Retirement case cannot be viewed in a vacuum but, rather, in relationship with the type of duties the Federal or Postal worker must perform.

When a Federal Disability Retirement application is being reviewed by the U.S. Office of Personnel Management, they will often try and argue the case in a vacuum — for, that is to their advantage, in order to deny a claim.  But it is the job of the attorney representing a Federal or Postal worker to point out the statutes and case-law, and to always bring OPM back to the reality of their legal obligations — that a medical condition can never be viewed in a vacuum, but only in its relationship to the positional requirements of the job.

Contact an OPM Attorney who specializes in Federal Disability Retirement Law, and don’t look at your situation in a vacuum — but always in relationship to the laws which protect you.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.