FERS Medical Retirement from OPM: Better Days Ahead

If you have had the worst of days, then looking forward to better days becomes an undeniable fact of predictable certainty.

Good and bad days occur for all of us, whether determined by some objective standard, or by the whims of altering moods.  Like weather patterns and tempestuous personalities, the accounting of days and their qualities alter by minutes and lesser fractions thereof.

Human beings possess an excellent capacity for self-determination and defiance of fate and karma, both of which are influenced by the attitudes we display.  Can we always count on better days ahead?  And more to the point, how can we contain and circumscribe the bad days?

It has been variously pointed out that frustration is produced by the broader gap between expectation and achievement, where one’s unrealistic anticipation of goals to achieve falls far short of realistic ends annotated.  Thus, it is always essential to identify items which will come to fruition no matter what.

In other words, always include in any “to-do list” items that you are bound to be accomplished, anyway.  More importantly, circumscribe the boundaries of the current “day” and do not include more than an identifiably limited time quantification.  Stated differently, there should be a beginning time and an end point as to what constitutes a particular day.

Finally, it is always a given that we should discount Mondays — for, the day following a weekend will almost always be disastrous, no matter how we attempt to decorate it with outward appearances of successful annotations.

Are some of these tactics mere attempts at self-delusion?  Perhaps, but if we are to avoid the fates of mischievous gods who playfully attempt to throw lightning bolts in the paths of our daily lives, we must anticipate them and adjust our actions accordingly.

And for Federal employees and U.S. Post Workers who are engaged in the frustrating bureaucratic process of applying for Federal Disability Retirement benefits under FERS, any and every mechanism employed in order to sustain a sense of humor will help you survive the maddening administrative process and help you survive to a successful end.

For, sometimes, the gods who play with our lives are not those mystical creatures watchful among the clouds above, but mere mortals walking to and fro amidst the bureaucratic halls of government offices.

And to maintain your sanity, you may want to consult with a FERS Disability Lawyer who specializes in Federal Disability Retirement Law to see what legal shields may be effective against OPM’s random and capricious lightening bolts of denied applications.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement: Voglio vivere una favola

“I want to live a fable” — A quote at the front of Annie Ernaux’s novel, “Getting Lost”, apparently from an anonymous inscription on the steps of the Basilica of Santa Croce, Florence.  Ernaux was just awarded the Nobel Prize for Literature this year — 2022.  No doubt Bibliophiles around the world have focused their attention upon this little-know French author; but that she would choose such an inscription to begin her novel, says much.  For — do we not, all?  Do we not all want to live a fable?

The fox and the grapes — the fable which is the origin of the phrase “sour grapes.”  A fox spies a bunch of grapes high up on a branch and wants them badly.  The lion and the mouse — A lion catches a mouse, who begs to be let go.  The tortoise and the hare — who wins, in the end, and what does it teach us?  And many others — of fables we learned as children, and the one’s we have learned from the lesson of hard knocks.

If not a fable, then at least a fairytale.  We read fables and fairytales, and expect that life must — or should — reflect the life we are about to lead.  How about — the fable about the ants and the grasshopper?  The former, busy about getting ready for the winter; the latter, playing the violin and living a riotous life; and in the end, what is the lesson?

For Federal Government employees and U.S. Postal Service workers who suffer from a medical condition and need to file for OPM Disability Retirement benefits through the U.S. Office of Personnel Management under FERS, you have no doubt been like those busy ants, and that is why your health has deteriorated.  Contact a FERS Retirement Attorney who specializes in Federal Disability Retirement Law, and make sure that the fable you want to live is the one with the ending you desire.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Medical Retirement for Federal & Postal Employees: Isolation

It is a state which many declare to be desired; but, in reality, human beings are social and political animals (the latter term applied in an Aristotelian sense), and a true state of it becomes an insular havoc of desperate insanity.

Isolation is used in penal institutions as a means of punishment.  Whether it has a rehabilitative effect is questionable, but the policy is generally to impart upon the prisoner a stripping and depriving of a needed human experience — that of contact with others — and by punishing the individual, to allegedly “motivate” the offending party into behaving in an orderly manner in the future.  However, human beings possess great forces of creativity.  Stories from the Guantanamo facilities reveal a wide range of ingenuities in communication methods employed when “solitary confinement” is imposed upon multiple individuals.

In the end, the policy of isolation is often ineffective, and merely serves as an extreme measure of punishment which motivates not the human appetitive sense of behavioral modification, but cuts deeply into a profound sense of resentment and hatred.

In the general population, we have come to fool ourselves into believing that a blinking screen can replace actual human contact.  The worldwide pandemic has revealed the fissures of such thinking, and has tested the extremes of isolation.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job under FERS, the sense of isolation can be felt from not being able to engage in the multiple essential elements of the position — of participating in conferences; of engaging with other coworkers; of missing time from work because of doctor’s appointments, etc.

Further, actual isolation is often exaggerated in the mind, where the mental isolation becomes disproportionately viewed and exponentially harmful to a person’s self-image.

Contact a retirement attorney who specializes in Federal Disability Retirement Law and consider the option of filing a FERS Disability Retirement application.  As isolation is the harbinger of a future yet uncertain, FERS Disability Retirement may be the ray of hope which opens the jailhouse door to a mind which is willing to be motivated.

Sincerely,

Robert R. McGill, Lawyer

 

OPM Disability Retirement Law: The Door Ajar

It might be the security entrance to an apartment complex, but for some reason the door had failed to swing back completely, leaving it slightly ajar; or you pass by a door where voices are heard, of warm music soothing to the soul, perhaps some distant laughter, and you look upon the door ajar and pause, thinking, “In life, how often do you hear such pleasantries; should I just open the door and look inside to see from whence the happiness emanates?”

Or the teenage child’s bedroom door left ajar — it is at a critical point in the growth of a person; does the door left ajar indicate an invitation for the parent to come in and say hello, or is it mostly closed in order to deny entrance, exhibiting the rebelliousness and defiant independence of the age of such youth — or, perhaps a little of both?

The door ajar is the anomaly of life — of half closed and half opened; of an invitation or a denial of entrance; of a midway point indicating contradictory messages.

For the Federal employee and U.S. Postal Worker who suffers from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the career one has chosen is akin to a door left ajar — you are caught in between and left standing, isolated and unable to determine what to do next.

You can’t do your job but your agency or the Postal Service is just keeping you in limbo.

Open that door ajar wide, and contact an OPM Disability Retirement Attorney who specializes in obtaining from the U.S. Office of Personnel Management (OPM) this work benefit called “Federal Disability Retirement”, that is, allow the lawyer who specializes in that area of law to guide you through the morass of a complex bureaucratic process where the door is never left ajar, but opened with greater information.

Sincerely,

Robert R. McGill, Lawyer

 

Federal Disability Retirement: This is Happiness

It is the title of Niall Williams’ recent novel; a story about a young man’s coming of age; and yet, beyond a story about a small town and the movement of progress, electrification and the defining moments of what constitutes “happiness” in the small sense of the word, human trials and miseries, as every story must include both happiness as well as sadness, and no story can be believed without the inclusion of either.

It is, ultimately, not in the accumulation of wealth or fame (for, in the small town where the story is set, neither can even be conceived as to the extreme nature that modernity has embraced), but in friendship and human interaction, of love and admiration.  It is set in a time before electricity was known; when innocent love was from afar; and where death was accepted as part of a natural process.

The undersigned rarely recommends a novel to others, but Niall Williams’ work, “This is Happiness”, is well worth a slow and enjoyable read.  It is like an Irish Ballad written in prose, and you can almost hear the melody within the pages of the novel.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal Job, what “happiness” is comprised of is often — like Niall Williams’ novel — in the smaller things of life: Of acceptance; of being treated with dignity in the workplace; of being able to obtain an annuity because of one’s medical condition when the need arises and the circumstances warrant.

Consult with an OPM Disability Attorney who specializes in Federal Disability Retirement Law and begin the process of early retirement so that you can focus upon the smaller things in life, and declare that yes, This is Happiness.

Sincerely,

Robert R. McGill, Esquire
OPM Disability Retirement Attorney

 

Federal Disability Retirement: The Hunt for Nirvana

The initial question is: Is there even such a state?  That would, of course, preemptively undermine the very “hunt” for it, precisely because it would be an act of futility.  On the other hand, don’t most of us chase after chimeras of various sorts — whether of fame, wealth, lost loves or repressed daydreams?  So, why not hunt after the paradigm of paragon-like virtues — a state of release, of a transcendent experience devoid of self, suffering and selfish self-centeredness; or, as some might say, of a death-like state in living form.  Many would not even have a desire for such a state.

The amalgamation of we “think” is the state of Nirvana is probably quite different from the actual concept as attained or sought after by those who profess a belief in it.  It is the complete loss of self; of a state where one’s ego no longer exists, and with its disappearance, both sides of the human “coin” are also transcended: pleasure and pain.  One cannot go through life without its opposite and corollary: If you are capable of experiencing pleasure, then you are open to feeling pain, just as the person who can have happiness must by necessity tolerate sadness.  It is, unfortunately, part of being what it means to be “human”, and it is an act of futility if you try and expunge one while attempting to retain the other.  It is simply not possible.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it is likely time to consult with a FERS Attorney who specializes in Federal Disability Retirement Law.  Preparing an effective Federal Disability Retirement application under FERS is not a hunt for Nirvana; no, not even close.  In fact, it is another bureaucratic morass which can be a pain in the proverbial behind, and is a long and complex administrative process which makes the hunt for Nirvana like a pleasurable vacation in comparison.

Consult with an experienced attorney who specializes and knows about Federal Disability Retirement Law, and leave the hunt for Nirvana to those who like to trek through the Himalayan mountains.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The Pathway of Choice

Pathways are peculiar entities; pre-Google Map times, they were a maze of forbidden routes, romanticized by a generation who were familiar with the television series, Route 66, and about hitchhiking, wrong turns, Robert Frost’s famous poem and Rand McNally road maps.

Now, of course, Google guides, directs, and (sometimes) allows for avoidance of unnecessary delays.  But is it the pathway of choice, and even more importantly, is the pathway chosen the best one for each one of us, the most advantageous for us, and the one which ultimately is in our best interests?  If the pathway that is chosen is simply so because all others are never known, or merely because that is the Robert-Frost-look-alike, when in fact it is delimited because of our lack of knowledge, is it really out of choice or of necessity?

Perhaps the career chosen is not turning out to be the realization of one’s dreams; or, as sometimes happens, an unfortunate set of circumstances has intervened — like a medical condition — and suddenly the pathway of choice that we thought would fulfill our hopes and dreams no longer seems possible; then what?

For Federal employees and U.S. Postal Service workers who suffer from a medical condition such that the medical condition no longer allows us to perform all of the essential elements of the Federal or Postal positional duties, the pathway of choice for the immediate future may seem constricted:  Stay put and suffer; walk away with nothing; or, prepare, formulate and file an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management.

That is the tripartite fork in the immediate road on the way to one’s pathway of choice; but then, there are other “forks in the road” beyond, such as being able to work at another job after one has been approved for Federal Disability Retirement benefits, whether in the private sector or in a state, county or municipal employment scenario.

Don’t be restricted to the immediacy of one’s pathway of choice, for there are many forks beyond, and the pathway of choice as dictated by Google maps only tells you which turn to make in the next quarter mile, and not about what may be chosen in future lives yet unforeseen.

Sincerely,

Robert R. McGill, Esquire

 

Lawyer Representation for OPM Disability Claims: The price paid

That is the question, isn’t it?  In this monetary-based system of thought, we always ask that one, and the follow-up:  What was the price paid, and was it worth it? Are the two questions and issues divisible, or are they inseparably linked like Siamese twins sharing a vital organ?

As to the first, the question can encompass an entanglement of intricate complexities that flow from the second — when, in fact, it is a simple question requiring merely a fundamental answer.  We ask first, What is the price paid?

We begin to hem and haw and hesitate:  Well, it was really beautiful and I’ve always wanted it and it was worth it because it brought back the warmth of childhood memories and….  Once such explanations and justifying delineations occur, you have conflated the second issue into the first; for, the first requires a simple and straightforward answer:  the dollar-amount; a monetarily-objective response; a unit from a designated numerical set, etc.  Thus: “I bought X”.  “How much did you pay for it?”  “It was priced at X-dollars, and I purchased it for Y-amount”.

Then, the inevitable follow-up:  “Was it worth it?”  It is this second question that evokes a conflation with the first; for, such a query is not so simple inasmuch as it involves psychology, emotion, rational and irrational underpinnings, and the subjective encompassment of often-unexplainable attachments.

The worth of a thing may not parallel the price of it; for, what what paid for it can spread throughout a spectrum of differentiating circumstances:  Perhaps one got a bargain; maybe the seller didn’t realize the true market value and vastly underpriced it; or, it may be that a person needed to do a “quick sale” because he needed the cash, and was willing to part with it at a basement-bargain price, etc.

Take the following hypothetical:  At an auction, a painting is bid upon.  It is a rather unassuming piece that depicts a woman, fully clothed, with a slight smile.  It is not an exceptional painting, and is expected to be auctioned off for about a thousand dollars.  The bidding begins, and very quickly, it becomes clear that primarily 2 individuals are vying for the painting — one, a very wealthy individual; the other, a middle-class bloke barely able to meet his monthly debts.  The bidding exceeds the expected price to be gained by the auctioneer, which makes him happy beyond description.

This is the cake that dreams are made of for the auction house that expects very little:  Two or more individuals who are willing to pay a price exceeding the monetary worth of the item.  After a series of back-and-forth bids, the middle-class bloke wins the bid — at $20,000.00.  When later asked about it, he replies: “The painting reminds me of my mother.”  Bankrupt and considered a fool by everyone in the neighborhood, he nevertheless feels for the rest of his life that it “was worth it”.

Now, turn the hypothetical around and let’s say that the wealthy man won the bidding.  When asked about it, he simply stated: “Oh, I was just bored.  I plan on trashing the painting when I get home, but it was exciting to just rob someone else of his desire and pleasure.”  In either case, was the price paid “worth” it?

That is the question that Federal and Postal workers have to answer when determining whether or not to file for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset — the price of one’s health; whether it is worth continuing in a job or career that persists upon a track to demoralize, deteriorate and destroy one’s health; or, whether a reduced income at the price of being able to focus upon one’s health may be “worth” it.

Preparing, formulating and filing for Federal Disability Retirement benefits through OPM itself has a price — of the long wait, the complex administrative process and the stress of waiting; but like the painting being bid upon at the auction house, it is always the balancing of the price paid and the worth of the gain that must be considered when preparing, formulating and filing for OPM Disability Retirement benefits.

Sincerely,

Robert R. McGill, Esquire

 

Postal and Federal Employee Medical Retirement: Preponderance of the Evidence

It is the legal standard by which civil (non-criminal) adjudications are based upon, and whether or not it can be rationally demarcated as against other standards – i.e., “Clear and convincing evidence” or “Proof beyond a reasonable doubt” is a question for legal theorists and the schools rendered under the general aegis of, “The Philosophy of Law” – is a valid question in and of itself.

For, we can dress prettily and puff up the definition of what it all means, and bifurcate and explain how the three standards are distinct and differentiated by the increasing severity of the criteria to be applied, but in the end, the juror who goes back into the room to consider the guilt or innocence, the fault or apportioned negligence, is entirely subjective.

For, is there a clear demarcation as to what “reasonable” is?  Can one delineate what is “clear” to one and “convincing” to another?  If a witness has perfect recall and a persuasive manner of telling a “story”, if one juror blurts out, “Oh, but his eye twitched and he was clearly lying through his teeth!” – what then?  And the concept that one side has a “preponderance of the evidence”, or to put it in different but equally confusing terms like “more likely than not” or “the greater weight of truth” – what do all of these analogies and metaphors mean, in the end?

Surely, there are the “easy” cases – an entire football stadium who saw a man shoot another, and the assailant who confesses to the murder; these, we can say are “beyond a reasonable doubt”, but even then, a single juror who has a beef against societal constrains can “nullify” a verdict by holding out.  So, what is the answer (or, for some who are still confused, “what is the question”)?

For Federal employees and U.S. Postal workers who are entering the legal arena of preparing a Federal Disability Retirement application through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the expectation, of course, is that the OPM Medical Retirement application will be approved at the first or second stages of the process – i.e., at the Initial Stage of filing a Federal Disability Retirement application with OPM, or at the “Reconsideration Stage” of the process after an initial denial.

That being said, the Federal or Postal employee must – and should – consider the Third Stage of the Federal Disability Retirement process, which involves an Administrative Judge before the U.S. Merit Systems Protection Board.  That is when the legal standard of “Preponderance of the Evidence” will ultimately become relevant and operative, and where the evidence gathered and the amalgamation of arguments proffered becomes a basis for testing the validity of legal standards and the meaningful application of the law, evidence, and statutory interpretations.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: The Little Engine that Couldn’t

It is an educational tool utilized to impart upon children the value of hard work and unfettered optimism, but one wonders, At what point should the harsh realities of the world be included?  How, sometimes there are situations where the obstacles are so great and the conspiratorial caverns so deep that the graph of upward mobility is but a mere mirage in life’s cycle of certitude. The balance between the benefit of maintaining optimism in the face of adversity, and tempering unrealistic expectations, is a scale of justice which is delicately configured throughout life.

While the tale of the Little Engine that Could represents the cultural and societal impetus for encouraging work, fair play, persistence and a positive attitude, some of life’s obstacles serve to cut short the capacity and ability to achieve stated first goals.  Medical conditions tend to do that.  Whether primarily physical or secondarily psychiatric, or inversely impacted, a progressively debilitating medical condition saps the self-confidence of the individual, and eats away at the abilities of the patient.

For Federal employees and U.S. Postal Service workers, when a medical condition begins to prevent the Federal or Postal worker from performing all of the essential elements of the positional duties of the Federal or Postal employee, consideration must be given to one’s future, and that future planning should include filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

Eligibility for OPM Disability Retirement benefits encompasses all Federal and Postal employees, whether one is under FERS or CSRS, so long as the Federal or Postal employee has met the minimum eligibility requirements: 18 months of Federal Service for those under FERS, and 5 years for those under CSRS (which is essentially assumed that anyone under CSRS already has at least 5 years of Federal Service).

Further, if the Federal or Postal employee is still on the rolls of the agency or the U.S. Postal Service, or has not been separated for more than 31 days, then the Federal Disability Retirement application must be routed first through one’s Human Resource Office of one’s Federal agency or the U.S. Postal Service (for the latter, the central processing point for all Federal Disability Retirement applications for Postal Workers is located in Greensboro, N.C.), then to the U.S. Office of Personnel Management in Boyers, PA.

Implicit in this requirement, of course, is that there is a “Statute of Limitations” as to filing a Federal Disability Retirement application.  All Federal Disability Retirement applications must be filed within 1 year from the date of separation from Federal Service.  Thus, if a Federal or Postal employee is terminated, or has resigned, and a Federal Disability Retirement application is filed, the (now former) Federal or Postal employee must file within 1 year of the date of separation — but if separated for less than 31 days, then through one’s former agency or U.S. Postal Service, and if over 31 days, then directly to Boyers, PA, which is the “intake” processing office for OPM for all Federal Disability Retirement applications.

Whether the Federal or Postal employee ever read or heard tell of the tale of the Little Engine that Could, the time for filing for FERS Disability Retirement benefits is when that proverbial engine gives out, and when life’s harsh realities turns the story of optimism and hope into a pragmatic approach in order to secure one’s future; for, sometimes, life accords engines which need fine-tuning, and medical conditions represent just that sort of mechanical need, for the Little Engine that once Could which turned into the Little Engine that Couldn’t.

Sincerely,

Robert R. McGill, Esquire