FERS Medical Retirement: The Hard Acceptance Beyond

When an expectation of a day or an event comes and goes, and suddenly the mundaneness of daily toil comes back with a vengeance of regularity, the hard acceptance beyond is suddenly what we must face.

It is similar to that ”Aha!” Moment of realization — where a gestalt explosion of awareness occurs.  But even at the highest level of enlightenment or realization, such a moment is merely a minor point in time — the hard work comes about afterward when we have to apply the realized moment to our everyday lives.

The excitement, uniqueness, or even eccentricity of a given point in time always follows with the boredom of regularity where old problems are merely replaced with different ones; that is why, whether it is a Holiday, an affair of infidelity, or some unexpected windfall, or merely a unique insight, the hard acceptance beyond is the difficult part.

Yet, the best work in life comes about during the daily grind of disciplined work, and not at the arbitrary moment of some enlightened flashpoint.  And it is the hard acceptance that life comes roaring back with a vengeance of mundaneness after that flashpoint of excitement when the adrenaline wanes and the uniqueness fades, that one either accepts with resigned submission or with renewed vigor.

Is it then seen as either a challenge or an Impossible obstacle that cannot be overcome?  How the question is framed and answered will determine the rest of your life.

Medical conditions present a similar life-altering challenge.  Whether by an accident or disabling medical event, that moment in time passes, and then we must face the remainder of life’s linear gift.  It is the hard acceptance beyond the event which must be faced.

For Federal employees and U.S. Postal workers, that hard acceptance beyond may include the need to prepare, formulate and file an effective FERS Disability Retirement application through the U.S. Office of Personnel Management — and it will surely be a fight, but one worth engaging.

Contact a FERS Disability Attorney who specializes in Federal Disability Retirement Law, and get the help needed to help you get the hard acceptance beyond.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

U.S. Merit Systems Protection Board & Disability Retirement: The Quiet Case

There are a significant amount — of the one’s without a fanfare, no formal MSPB opinion, but nevertheless, a “win”.

Many Federal and Postal employees get to that Stage — Stage 3 — an appeal to the U.S. Merit Systems Protection Board.  At this Stage, all reasonable attempts to persuade the medical specialists at the U.S. Office of Personnel Management have failed.

At the First Stage of the process, you filed your best shot and provided the utmost of medical documentation, but they denied you, anyway.  Perhaps it was because your previous year’s performance ratings were excellent, and you may have even received a cash award.  Or, maybe the medical opinions of your doctors were not sufficient.  Maybe OPM wasn’t persuaded that your condition would last at least 12 months.

Whatever the reasons, you had to go through the Second Stage of the process — the Reconsideration Stage.  You gathered whatever else you could, and submitted it within the timeframe allotted.  You hoped for the best.  When the denial came — the Second Denial — you knew you were in trouble.  The MSPB?  How are you going to maneuver through that complex maze before an Administrative Judge?

And this is essentially the “last stop” — for, if you don’t win it here, you will likely not prevail at a Petition for Review, and going to the Federal Circuit Court of Appeals is prohibitively expensive, and likely not winnable.  Yet, the MSPB opens up a great opportunity — for, what most people don’t realize, is that it is an opportunity for “the Quiet Win”.

Before you ever go to a Hearing on the case; before you have to prepare your Pre-Hearing Submissions — it is an opportunity to listen carefully to the OPM Representative assigned to your case.  If you listen carefully, you will have the opportunity to quietly and behind the scenes, submit additional evidence which could result in that 2.5 Stage of the process — between the Denial of the Reconsideration Stage and the Hearing before an Administrative Judge at the MSPB.

Of course, it will help if you also have an experienced FERS Disability Retirement Attorney involved, who can help you through the “Quiet Case.”

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Medical Retirement Law: Of Better Times Before

We like to think that; of filtered memories downstream where the pond is pristine and pure.  But the question remains:  Were they?

Romanticization of “before” is a capacity uniquely human.  Today, we even think of better wars before — of World War II, and even of that “Great War to end all wars” — WWI.  To have endured and survived The Great Depression was to have experienced some grand period of American history;  for, of better times before is of a time where communities were intact, children didn’t have the traumas of modernity, and life didn’t have the complexities of Smartphones, Facebook, Instagram and computerized conundrums.

Of better times before — before what?  Before when?

For Federal employees and U.S. Postal workers who suffer from a health condition, the “before when” is answered quite easily:  Before the onset of the medical condition.  And the “before what” is also discernible:  Of that time before when the medical condition was manageable, and it did not interfere with the ability and capacity to perform all of the essential elements of one’s Federal or Postal Service job.

Is it true — of better times before?

It depends upon the time period; but certainly, when health was thoughtlessly taken for granted, there were better times before, and in the comparative “now”, the way forward is to consider preparing an effective FERS Disability Retirement application, and have the time to attend to one’s health in order to reach that dreamland of better times before.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal & Postal Employee Disability Retirement: The Non-Existent Door

It is the door which should exist, but doesn’t.

The Non-Existent door includes: The one with the sign on it which says, “Office of Reputation Restoration Once the Truth Comes Out” — you know, the place where your reputation is restored after it turns out that things people said about you weren’t true, after all.  Or, how about: “Office of Refunds — A Dollar for Each Day Your Kids were Ungrateful”.  This is the office where you suddenly become extraordinarily wealthy for all of the effort you put into raising your kids, but where you never received any thanks.  Or, the door with the sign which reads: “Office of Body Parts and Replacements” — where you can trade in a bad back or a bum knee for a brand new one.

Well, such an office door does “somewhat” exist, in that a doctor can do their best to try and repair certain medical conditions.  Unfortunately, the science of medicine has not yet been perfected, and until it has, we have to continue to live lives which must take into account various medical conditions which are not ultimately curable, and have become chronic and restrictive.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, filing an effective Federal Disability Retirement application with the U.S. Office of Personnel Management is often the only available response to the Non-Existent Door — the one which says, “Office Where You can Keep your Job despite your Medical Conditions”.

Contact a retirement attorney who specializes in Federal Employee Disability Retirement Law, and enter the door not of Non-Existence, but of an existence entitled, “Federal Disability Retirement annuitant”.

Sincerely,

Robert R. McGill, Lawyer

 

FERS Disability Retirement Benefits: Parting the Waters

It is a Biblical reference which was part of a common culture, at one time.  Perhaps the reference is no longer understood by many, or even by most.  It is in the Book of Exodus, Chapter 14 — and whether taken literally or metaphorically, it is meant to convey the story of a journey which meets an obstacle — as all journeys of life must by necessity engage in some form of conflict.

That is the crucial and inevitable symbole of life: Of how we meet the challenge of obstacles which are sure to arise.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the obstacles are essentially twofold: The medical condition itself (which the Federal or Postal employee will likely have to contend with for the rest of his or her life), and getting an approval of a Federal Disability Retirement application under FERS from the U.S. Office of Personnel Management.

The treating doctors are hopefully capable of attending to the first obstacle.  For the second obstacle, contact a Disability Attorney who specializes in Federal Disability Retirement Law, and begin the process of healing and overcoming the obstacles tantamount to Moses’ parting the waters.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement under FERS: Covid-19 Impact

The residual impact of this global pandemic is yet to be seen.  More facts; more scientific evidence; more tracing studies will have to be engaged.

Yet, for many Federal employees and U.S. Postal workers, the direct impact of the Corona Virus has already been felt.  Whether having contracted the virus and been hospitalized; whether deemed a “high risk” individual because of other underlying medical conditions or because of a suppressed and compromised immune system; these and other factors may result in a Federal or Postal employee being prevented from continuing in his or her career.

In that event, filing a Federal Disability Retirement application through the U.S. Office of Personnel Management may be the appropriate course of action.

Consult with an attorney to discuss whether or not Federal Disability Retirement is the right next step during this Pandemic that has wreaked havoc over so many lives, and which will continue to do so for years and years to come.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Unique Circumstances

They arise when the isolation becomes all the more magnified; and they close upon you and make you believe that you are alone in the world.  Each circumstance, by definition, is a unique one: Unique because all previous such circumstances never involved you; unique because the time and place never encompassed you; unique because it has happened to you, as opposed to someone else.

When a medical condition is involved, you somehow know that others have also suffered from similarly illnesses, disabilities or diseases (unless it is the Corona Virus — which, again, is not so much “unique” as it is a different strain from other viruses which has infected the greater universe), and yet the isolation it imposes, the sense of “separateness” it necessitates, makes it profoundly unique.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, just remember that —yes, your condition is unique; but that no, the process of filing for Federal Disability Retirement benefits under FERS is not unique to your particular circumstances; rather, it needs the guidance and advice of a Federal Disability Lawyer who is experienced in taking your unique circumstances and applying it to the complex administrative process of obtain a Federal Disability Retirement.

Consult with an attorney who specializes in Federal Disability Retirement Law, and begin to conform your unique circumstances to the particularity of Federal Disability Retirement Law that governs the unique circumstances and turns it into an ordinary annuity to protect your important future.

Sincerely,

Robert R. McGill, Esquire

 

Lawyer Representation for OPM Disability Claims: The price paid

That is the question, isn’t it?  In this monetary-based system of thought, we always ask that one, and the follow-up:  What was the price paid, and was it worth it? Are the two questions and issues divisible, or are they inseparably linked like Siamese twins sharing a vital organ?

As to the first, the question can encompass an entanglement of intricate complexities that flow from the second — when, in fact, it is a simple question requiring merely a fundamental answer.  We ask first, What is the price paid?

We begin to hem and haw and hesitate:  Well, it was really beautiful and I’ve always wanted it and it was worth it because it brought back the warmth of childhood memories and….  Once such explanations and justifying delineations occur, you have conflated the second issue into the first; for, the first requires a simple and straightforward answer:  the dollar-amount; a monetarily-objective response; a unit from a designated numerical set, etc.  Thus: “I bought X”.  “How much did you pay for it?”  “It was priced at X-dollars, and I purchased it for Y-amount”.

Then, the inevitable follow-up:  “Was it worth it?”  It is this second question that evokes a conflation with the first; for, such a query is not so simple inasmuch as it involves psychology, emotion, rational and irrational underpinnings, and the subjective encompassment of often-unexplainable attachments.

The worth of a thing may not parallel the price of it; for, what what paid for it can spread throughout a spectrum of differentiating circumstances:  Perhaps one got a bargain; maybe the seller didn’t realize the true market value and vastly underpriced it; or, it may be that a person needed to do a “quick sale” because he needed the cash, and was willing to part with it at a basement-bargain price, etc.

Take the following hypothetical:  At an auction, a painting is bid upon.  It is a rather unassuming piece that depicts a woman, fully clothed, with a slight smile.  It is not an exceptional painting, and is expected to be auctioned off for about a thousand dollars.  The bidding begins, and very quickly, it becomes clear that primarily 2 individuals are vying for the painting — one, a very wealthy individual; the other, a middle-class bloke barely able to meet his monthly debts.  The bidding exceeds the expected price to be gained by the auctioneer, which makes him happy beyond description.

This is the cake that dreams are made of for the auction house that expects very little:  Two or more individuals who are willing to pay a price exceeding the monetary worth of the item.  After a series of back-and-forth bids, the middle-class bloke wins the bid — at $20,000.00.  When later asked about it, he replies: “The painting reminds me of my mother.”  Bankrupt and considered a fool by everyone in the neighborhood, he nevertheless feels for the rest of his life that it “was worth it”.

Now, turn the hypothetical around and let’s say that the wealthy man won the bidding.  When asked about it, he simply stated: “Oh, I was just bored.  I plan on trashing the painting when I get home, but it was exciting to just rob someone else of his desire and pleasure.”  In either case, was the price paid “worth” it?

That is the question that Federal and Postal workers have to answer when determining whether or not to file for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset — the price of one’s health; whether it is worth continuing in a job or career that persists upon a track to demoralize, deteriorate and destroy one’s health; or, whether a reduced income at the price of being able to focus upon one’s health may be “worth” it.

Preparing, formulating and filing for Federal Disability Retirement benefits through OPM itself has a price — of the long wait, the complex administrative process and the stress of waiting; but like the painting being bid upon at the auction house, it is always the balancing of the price paid and the worth of the gain that must be considered when preparing, formulating and filing for OPM Disability Retirement benefits.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Suffering

It is something that cannot be avoided; it is part of life, of living, of engaging.  The history of it existence is palpable; the tactile images throughout can be experienced in images painted and words described; and the various religions embrace it – some as a foundation that allows for forgiveness to alleviate that felt by others; many, as a foundation to explain it away; and still others, to train a disciplined life in order to avoid it, or at least to contain it.

Whether by meditation or medication; through enduring or embracing; or perhaps even by enjoying some form of it in a masochistic manner; it is there because the body, mind and soul are sensitized in the evolutionary process of advancement to remain heightened for survival’s sake.

Suffering is part of living; without it, we imagine that life would be a constant cauldron of endless merriment, when in fact its absence would spell the very definition of misery and decay.

Throughout history, sickness, death and suffering encapsulated an apt description of life, whether human or otherwise.  Thus did Thomas Hobbes admonish the world in his seminal work, Leviathan, where the famous passage describes the natural state all human beings find themselves in until the rescue by political community or social contract, that the life of man is “solitary, poor, nasty, brutish and short.”

But whether by social contract elevating the aggregation of humans into defensive communities envisioning civilization and cultivation beyond the penury of life’s misgivings, or some utopian belief that can result in avoidance of that which is inherent to us all, the fact is that suffering can at best be contained and limited, but never extinguished or eradicated.  Life famine, viruses, cats, weeds, moles, droughts and diseases – we can inoculate against and quarantine as best we can, but they keep coming back and rearing their heads up even after exhausting their nine lives and filling in the holes they have dug.

Suffering is, in the end, that which is there for a purpose – of allowing for feelings; of contrasting the opposite of ecstasy and joy, without which there would be no comprehension nor appreciation, as “being” cannot be understood without its flip-side, “nothingness”.  Thus, the question must always come down to:  Not “whether” it must be, but to what “extent” it needs be.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal positional duties, it may well be that you have reached a pinnacle point of suffering such that preparing, formulating and filing an effective Federal Disability Retirement application, submitted to the U.S. Office of Personnel Management, becomes a necessity.

Every Federal or Postal employee, whether under FERS, CSRS or CSRS Offset, must make the “right” decision for him or her self, as to the timing, the substantive event and the future securitization for livelihood’s sake.  It is, in the end, suffering itself and the medical condition that overwhelms, that often determines such a course of action, and that is a very personal decision that each individual must decide in the most appropriate of circumstances.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Disability: When reality exceeds the nightmare

At what point do we describe a dream as merely a dream, and not a nightmare, and does the contrast between the two as set in comparative standing against one’s daily reality change the equation at all? Are some people more able to tolerate greater tumult of images ensconced within the framework of the “inner eye” that receives the moving reels of dreams, nightmares and memories? Is there a connection between reality and dreams, reality and nightmares, and dreams and nightmares?

If one can maneuver with greater functionality in the reality of the objective world, does it manifest an indicator of greater capacity to withstand and travel through the detours of subjective consciousness depicting dreams and nightmares? Does the ability to remember dreams or nightmares make a difference, as well? Is rumination, obsessive recollection, screaming nights from images perpetrated by past experiences – i.e., war-time images diagnosed as PTSD or other traumatic events that cannot be compartmentalized or otherwise set aside – a symptom of a fragile ego too sensitive to tolerate for some?

Is a nightmare an expiation of the unworkable problems of daily life, such that the subconscious mind is attempting to sort and sift so that greater survivability can be achieved upon awakening from the slumber of sleepless sleep? Is a person who experiences constant and relentless nightmares, who wakes up just as exhausted because of the reliving of the experiences of prior trauma, actually asleep, or does the conceptual paradigm of “being asleep” necessarily include attaining a restorative plateau of rest?

It is, indeed, a complex interaction between the tripartite components of our daily experiences, both subjective and objective.

For Federal employees and U.S. Postal workers who suffer from a reality which exceeds the nightmare, but more importantly, that dashes the dreams – both in the real sense of a dream while asleep, as well as the figurative dream in the sense of hope for the future – that paves the pathway for future anticipation, it is always important to balance the spectrum and pendulum between the deteriorating medical condition one suffers from, against the dreams one experiences, and contrast them against the nightmare of daily agony and the sleepless nightmares that awaken one with sweats and pools of angst.

Preparing an effective Federal Disability Retirement application, to be submitted and waited upon with the U.S. Office of Personnel Management, can sometimes appear to be in the “nightmare” category; but for those Federal and Postal employees who have to file such an animal, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the objective reality is that the medical conditions themselves already constitute a tumultuous reality that exceeds any nightmare conceived, and that is precisely why it becomes time for the Federal or Postal employee to prepare, formulate and file an effective OPM Disability Retirement application because, when reality exceeds the nightmare, it is time to wake up and tackle the monster of reality in order to be able to return to a restful slumber where dreams bring a smile upon the grimacing lips that shy away from nightmares.

Sincerely,

Robert R. McGill, Esquire