FERS Medical Retirement: The Hard Acceptance Beyond

When an expectation of a day or an event comes and goes, and suddenly the mundaneness of daily toil comes back with a vengeance of regularity, the hard acceptance beyond is suddenly what we must face.

It is similar to that ”Aha!” Moment of realization — where a gestalt explosion of awareness occurs.  But even at the highest level of enlightenment or realization, such a moment is merely a minor point in time — the hard work comes about afterward when we have to apply the realized moment to our everyday lives.

The excitement, uniqueness, or even eccentricity of a given point in time always follows with the boredom of regularity where old problems are merely replaced with different ones; that is why, whether it is a Holiday, an affair of infidelity, or some unexpected windfall, or merely a unique insight, the hard acceptance beyond is the difficult part.

Yet, the best work in life comes about during the daily grind of disciplined work, and not at the arbitrary moment of some enlightened flashpoint.  And it is the hard acceptance that life comes roaring back with a vengeance of mundaneness after that flashpoint of excitement when the adrenaline wanes and the uniqueness fades, that one either accepts with resigned submission or with renewed vigor.

Is it then seen as either a challenge or an Impossible obstacle that cannot be overcome?  How the question is framed and answered will determine the rest of your life.

Medical conditions present a similar life-altering challenge.  Whether by an accident or disabling medical event, that moment in time passes, and then we must face the remainder of life’s linear gift.  It is the hard acceptance beyond the event which must be faced.

For Federal employees and U.S. Postal workers, that hard acceptance beyond may include the need to prepare, formulate and file an effective FERS Disability Retirement application through the U.S. Office of Personnel Management — and it will surely be a fight, but one worth engaging.

Contact a FERS Disability Attorney who specializes in Federal Disability Retirement Law, and get the help needed to help you get the hard acceptance beyond.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Medical Disability Retirement: The Domino Theory

It was a theory adopted during the Cold War — embraced by those brilliant Harvard-educated policy wonks in the Kennedy Administration and beyond — believing that if one nation succumbed to the evils of communism, others would quickly fall like a perfectly aligned row of dominos.

A theory is perfectly fine to have; once applied in practice, however, it can have devastating consequences.  It was based upon such a theory that Vietnam was fought for — a backward country full of jungles and malaria, of which few Americans were even aware of its existence until thousands — then, tens of thousands — of young men began to die there.

Like other theories which once were embraced by intellectuals and “experts” whom everyone accepted as smarter than everyone else, such beliefs and those who once held them are now merely leftover vestiges of historical follies.  Once Vietnam fell, the rest of the world did not fall like the dominos they were supposed to represent.

We tend to forget that a theory is merely a thought put together in an antiseptic setting divorced from reality and, even if applied to the real world, may remain as nothing more than an academic exercise.  It may be nothing more than the “flat-earth theory”; one can believe in it, but it doesn’t make it true.

In other areas of life and practice, however, real-world consequences force people to actually respond in more practical ways.  There are “theories”, and then there are applications which have real-world consequences.  Vietnam was a prime example.  Having a theory that you are invincible and indestructible is one thing; walking in front of an oncoming bus to test such a theory — well, that is quite another matter.

For Federal employees and U.S. Postal workers who need to file for Federal Disability Retirement benefits from the U.S. Office of Personnel Management because of a medical condition, one may well have a “theory” that getting an OPM Disability Retirement is merely a matter of gathering one’s medical records and filling out those incomprehensible OPM Disability Standard Forms (SF 3107 Series and SF 3112 Series); but if you actually test out that theory, it is likely that you will end up with a denial from OPM.

Before testing out such a theory, however, you may want to contact a FERS Attorney who specializes in Federal Disability Retirement Law, lest your theory concerning the ease of getting a Federal or Postal Employee Disability annuity ends up like those other theories, like the Domino Theory of the forgotten past.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Medical Retirement: Eager Wishes and Little Thoughts

We all have them both, don’t we?  Of eager wishes: We wish for wealth; we wish for fame; we wish for friendship; we wish for love.  Wishes project us; they compel us; they motivate, even though such wishful thinking may never become fulfilled.  And so they remain little thoughts — “little” in the sense that they remain mere thoughts, mere wishes, with little chance for fulfillment.

It is often the little thoughts which loom large, if only because they reflect the fundamental needs and desires of most everyone.  Perhaps it is those little thoughts combined with eagerness which results in unfulfilled dreams and hopes, when the imagination expands beyond the monotony of our lives and we become sustained by the little thoughts, prompted by those eager wishes.

Much of life is a negation; of not having, of never fulfilling, of rarely achieving; and yet, when it comes to children, we fill their heads with grand dreams of illusory abstentions.  We tell them, “You can be whatever you want to be” or “live out your dreams”.  No wonder that cynicism easily and readily dominates in early life; and so the eager wishes and little thoughts replace the fairytales we tell our children, if merely to sustain their lives within the containment of reality.

For Federal employees and U.S. Postal workers who suffer from a health condition such that the health condition necessitates preparing, formulating and filing an effective Federal Disability Retirement application under the Federal Employees’ Retirement System (FERS) through the U.S. Office of Personnel Management, it may well be that the eager wish is to cease the madness encircling you between the disabling medical condition and your inability to perform all of the basic elements of your job.

It may seem like a “little thought” to file for Federal Disability Retirement benefits under FERS, and your eagerness may be restricted by the daunting task of engaging a monster of a bureaucracy like the U.S. Office of Personnel Management.  But do not despair; such an eager wish upon a little thought may be attained through the assistance of a lawyer who specializes in Federal Disability Retirement Law.

Contact a disability attorney who exclusively does Federal Disability Retirement Law and begin to advance your eager wishes of the little thoughts which make for life’s sustenance.

Sincerely,

Robert R. McGill,
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement Law: Of Future Events

Are we the only species which imagines, worries, obsesses over — of future events as yet unfulfilled?  Do we create scenarios from “whole cloth” of events which might occur but which often never come to fruition?

Of course, the past is a good indicator of future events — a harbinger and foreboding of storms to come; the present, of predictors based upon current trends; and of the future, whether seen in the coiling bundles of anxious imaginations or steeped within solid predicates that cannot be ignored; and in the end, it is this species called “human beings” who engage in such folly.  But for such insanities, we would not have stock markets and commodities “futures” to bet upon.

For Federal employees and U.S. Postal workers who worry about their futures because of a health crisis which prevents the Federal or Postal employee from performing one or more of the essential elements of his or her job, worries and anxieties about the future can be daunting, overwhelming, and obsessively of concern.

The future must be planned for; the present circumstances need to be dealt with in order to plan for that future; and the past actions of your agency are probably a good indicator of future events.

Contact an OPM Attorney who specializes in Federal Disability Retirement Law and begin planning for your future by preparing, formulating and filing an effective Federal Disability Retirement application through the U.S. Office of Personnel Management under FERS; for, in the end, it is up to the greater predictor of future events to embrace the inevitabilities of life’s misfortunes, taking the past into account, facing the present circumstances with a direct and serious assessment, and thus correlating the past and present to prepare for future eventualities.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Medical Retirement from OPM: The Altered Life

We tend to think that, at some point in our lives, there is a problem of the static — of lacking any action, movement or change.  Perhaps that is why some people engage in a life of crisis, of a second puberty or what was once termed “going through a phase” — of needing to suddenly change in an effort to grasp and hold onto one’s youth, whether misspent or not.

We see it today more and more — of old people trying to act like the foolish young; and so, why would there be any respect for age or wisdom, since everyone seems to be acting like every other young person?

There is, of course, some comfort found in the static life — as reliance and dependence upon a static world is the foundation of calm and peace.  The altered life — one of change, of new challenges and movement towards a different direction — often seems like a threatening and foreboding circumstance to avoid.

Medical conditions are like that — of an altered life, whether because one must face chronic pain, change the way one accepts a certain quality of life, or if it involves psychiatric conditions, a level of acceptance in one’s cognitive capacity.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the altered life is consumed by the medical condition itself, and the way to counter the alteration is to combat it with another change — in the case of Federal and Postal employees, of considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management under FERS.

Contact a FERS Disability Lawyer who specializes in Federal Disability Retirement Law, and consider that the altered life need not remain static within an alteration you do not want to accept, but that there can be an altered life after the initial onset of the medical condition which altered your life to begin with.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal & Postal Disability Retirement: The Imperfect Storm

We hear often about its opposite: The “perfect” storm.  For, it is the combination of coincidences which coalesce that result in that greater calamity which we all allegedly want to witness: Of winds howling at destructive speeds; of the tides reaching their pinnacle; of other natural forces bringing to fore the ferocity of supernatural strength — and all together, the aggregation of beauty within fear.

But what about the imperfect storm?  The one that merely is ordinary and without much fanfare?  That is what most of us represent — of nothing exceptional; where history did not note, nor did it grab the attention of the front pages.

Most lives are ordinary, in that sense, where we represent an imperfect storm, not worthy of even a mention in a footnote.  A birth; a life; somewhat of a career; a sickness; an illness, then death.  But within that spectrum of ordinariness is the tale of human triumph and suffering; it’s just that we don’t notice it, and barely give it a second glance, precisely because it was never advertised as the “perfect” storm.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, perhaps your case fails to merit a mention as a “perfect storm”; although, from your perspective, the calamity of a career-ending illness or injury will likely be seen by you as such.

Consult with an attorney who specializes in Federal Disability Retirement Law, and begin the process of preparing an effective Federal Disability Retirement application, lest your imperfect storm become one of greater imperfection by receiving a denial from the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement under FERS: The Missing Details

We often know generally about a person’s life — of this person’s promotion in a career or that person’s recent tragedy; or perhaps we read about someone’s travels or another’s triumphs; but it is often the details that we are never given.

How important are the details?  It all depends.  Whether it is from that antiquated show entitled, “The Rest of the Story” or from the rote telling around the dinner table from Grandpa’s memories, the narrative told often leaves out important details, or fills us with too many irrelevancies as to detract from the main point of the story.

Sometimes, details are deliberately omitted — as in veterans of foreign wars who generalize about the fear and mayhem experienced, but leave out crucial details, whether for fear of reliving them or to spare the listener uninvited descriptions of horrors encountered.  Other times, too many details are given, and like the storyteller who knows not how it will all end, so the fact of bringing up the minutiae of irrelevancies may provoke a yawn of boredom when peppered with ingredients that will not bring out the taste and flavor of the main course for dinner.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the missing details in one’s narrative may be crucial — or an irrelevant distraction.  The “story teller” of one’s story concerning a medical condition may not be the most “objective” person to tell that needed story, precisely because a sense of objectivity is often lost when the Federal Disability Retirement applicant is both the “patient” as well as the main character in this narrative journey of trying to become a disability retiree under FERS.

Consult with a FERS Attorney who specializes in Federal Disability Retirement law, and find out what the missing details are, what details are necessary and where the details fit into the greater picture of life’s misgivings before an audience of bureaucrats at the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire

 

FERS Medical Retirement from the OPM: For better or for…

Do we consider what follows the ellipses when making such a vow?

In youth, when the days of summer are endless and the rainfalls are merely seen as sweetness in dancing folly, do we ever consider the meaning, the phrase, the serious connotation of the “worse”, or do we just focus upon the “better” as in, “This is good, tomorrow is better, and the day after will only get better than better”?

Perhaps it is a genetic advantage inherent for survival’s sake that youth never considers the dark side of the moon; for, to be young and innocent of thoughts forsaking a future yet to become is to move forward with bold forthrightness, and only the fittest would survive such folly of thoughtless advancement.

Would armies have defeated the odds if trepidation of thought were to dominate?  Would the genetic pool of the daring be muddled if not for the foolish stumbling into a future unknown?  What fool thinks about the “worse” when the “better” is right before your eyes?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the thought of “worse” never came to mind until the medical condition first appeared, then remained, then worsened, then became a chronic condition like an uninvited guest who overstays the welcome of niceties left unstated.

Filing for OPM Disability Retirement benefits takes into account both perspectives of the vow that was once stated but never thought of: It is because of the “worse” but it is for the “better”.

The “worse” is the ongoing medical condition that has deteriorated such that it necessitates filing for Federal Disability Retirement benefits under FERS through the U.S. Office of Personnel Management; and the “better” is that, once your Federal Disability Retirement application is approved, you can focus upon your health, the tomorrow of a future yet uncertain, and the commitment to another vow left unstated: To take care of yourself.

Sincerely,

Robert R. McGill
OPM Disability Attorney

 

OPM Retirement for Psychiatric or Physical Incapacity: One among many

Does it tell us anything that we recognize that we are merely one among many?  Does such an awareness actually add anything to one’s conscious life, or is it just another one of those pithy egotistical “self-realization” statements that purports to sound profound but adds little, if anything, to any existential intuition beyond the words themselves?

Does a lone dog pampered by its owner have a similar awareness when it is taken for a walk, encounters other dogs or sees rabbits scurrying across the suburban landscape?  Does it pause and reflect: I am merely one among many?  Is language a prerequisite to conscious awareness of one’s place in the universe, or is the mere fact of existence enough to bring about an instinctive realization of the same relevance?

To be “one among many” certainly brings about a certain perspective, does it not — perhaps of one’s significance or irrelevance; that each has a burden or part to play, but is not necessarily responsible for the entirety of the problems encountered; and perhaps even of a sense of community or sharing-ness, that one is merely one cog in a complex multitude of wheels spinning about in a universe that is often impervious and uncaring?

Medical conditions, however, have a way of destroying even that perspective, in that it makes loners of us all.  When a medical condition hits, it leaves one with a profound sense of isolation, where one begins to think and believe that no one else in the universe experiences the pain, tumult, angst and loss of joy, and that the one suffering from the medical condition is all alone in the universe.  To that extent, the statement that one is “one among many” helps to remind one that, No, others too have gone through similar trials and circumstances, and such suffering is not unique in this world.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it is important to recognize that while each person’s condition is unique, it is also shared by many others.

Federal Disability Retirement itself is a recognition that the frailty of the human condition must sometimes allow for an end to a career, but that further, productivity in some other career or vocation is still possible.

Federal employees and Postal workers are one among many, and preparing, formulating and filing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, is to share the burden of self-realization that while your medical condition may indeed be unique to you, you are not alone in the need to change direction and move on into another and more promising future where the one among many may be many more than you first thought.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement Legal Representation: The waiting room

We have all experienced the psychology of the cursed “waiting room” — that place which is assigned as the “intermediate” lull, like purgatory for the virtuous-to-be, where they think that by making you believe that you have now been chosen to wait in a separately sequestered area, your patience will become refreshed and you will allow for another lengthy wait.  The psychologists have it all figured out, don’t they?

First, you are left to wait with the “rest of them”; then, your name is called, and you leave those who have been waiting just as long, or some even longer, with a smug smile, thinking to yourself, “Whew, finally!”  But that sense of relief is short-lived, for it becomes clear that the room you have been lead into is merely another surreal suspension of reality’s cruel viciousness — for, this is merely an intermediate form of torture: The Waiting Room, where the real wait begins.

Somehow, the psychologists have figured out through studies conducted that patients, clients, potential customers, etc., will tolerate quite a bit of waiting so long as there is an “interlude” between waiting periods.  So, say you are at first forced into a queue with a group of others — the studies have revealed that 20 – 30 minutes is the maximum before agitation begins to manifest itself, unless you are “selected” and sequestered into a separate queue where your tolerance for a further waiting period can begin anew.

Of course, in reality, nothing has changed — it is simply that your waiting has been transferred from one area to another.  Can this occur multiple times?

Apparently, the studies have shown that, yes, so long as the logistics of the waiting period have been altered — as in, say, after 20 minutes for the 2nd waiting queue, a nurse walks in, looks at you and places a folder into the filing basket attached to the door.  Somehow, that momentary interruption focuses the waiting individual that your time is approaching, that we have not forgotten about you, and you will soon be seen.

The psychology of intermediate contacts increases one’s hope for the end of the waiting period, despite the fact that the same waiting period continues — it is just that the hour’s wait is broken up into segments of three 20 minute slices, and that, according to all of the psychological studies, makes all the difference.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, one of the frustrating aspects of filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS offset, is the long and arduous wait that must be anticipated before a decision is made.

Expect the worst; hope for the best.  There are multiple stages to the process — of the Initial Stage; of the Reconsideration Stage; of an Appeal to the Merit Systems Protection Board; and even of a Petition for Full Review before the MSPB.

Thus, if you took all of the multiple stages, the “wait time” is tantamount to the slicing up of that very “wait time”, and the best way to give yourself the benefit of a higher percentage of success is to make sure that you increase your chances of getting it approved at the Initial Stage by consulting with an attorney who specializes in Federal Disability Retirement Law, lest you remain fuming in the Waiting Room where everyone else taps his or her foot while the collective blood pressures continue to rise.

Sincerely,

Robert R. McGill, Esquire