OPM Disability Retirement under FERS: Is It Enough?

That is always the question, isn’t it?  Especially, these days, when there are so many options, so many avenues, so many ways to get off of the proverbial path and become a wayward nonconformist.

Is love enough to last a lifetime?  Is a sense of obligation enough to be committed for the agreed-upon enmeshment?  Is religious fervor enough to maintain one’s faith even in the face of secularism’s hedonistic pull?  Is pleasure enough to sustain one’s sense of wanting to exist?  Is duty enough to compel a soldier to sacrifice for his country?  Is life enough to sustain?

That was the ultimate question for French existentialism, especially as delineated in Camus’ set of essays, beginning with the Myth of Sisyphus.  What is “enough”?  How can it be quantified?  Underlying it all, isn’t the ultimate question beyond whether something is “enough”, actually an irrelevant question?

For, as Aristotle would put it (and in this Post-Factual World, where Aristotle and Plato are no longer read, and thus, no longer relevant), we must go back to the basics, to the “foundational principles” underlying our belief systems: What is meaningful in our lives?

When there is a void in meaningfulness, hedonism fills that emptiness.  That is why teenagers turn to drugs; that is why adults succumb to alcohol; and that is why, when ISIS came into existence, and when the war in Ukraine began, thousands of Americans flocked to join in the “cause” — because, when the void of meaninglessness pervades, people jump to join anything and everything which becomes the cult of relevance.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition no longer allows you to continue in that career of choice — the work which gave “meaning” to your life — it is important to recognize that, indeed, there is “life after a Federal career”.  Likely, you may be somewhat saddened by the fact that your Federal or Postal career is over.  However, beyond your career, there is no meaning to life without your health.

And yes, there actually is “life after getting a Federal Disability Retirement” — and there abounds countless testimonials which attest to the fact that it is, indeed, “enough” to get a FERS Disability Retirement annuity, focus upon your health, then go into some other line of work in the private or state sector.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement Help: Formality of Speech

What is the purpose of language?  Is it merely to be able to maneuver within and through this world — to be able to point to Object-X and declare, “I want that”; to issue commands; to engage in conversation; to argue a point?  Does it matter “how” one speaks, so long as the message is adequately conveyed or, is the formality of speech important?  Are there circumstances where formality is significant, even important, as opposed to the informal languages games which are bantered about among friends and intimate partners?

Does the language game of “Law”, for example, lend itself naturally, or even by necessity, to a semblance of formality, as opposed to the linguistic informality observed when a group of friends watch a football game?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, you must understand that Law as Formality of Speech lends itself to a seriousness of tone — of application of the legal rulings; the mandate of “must” in statutory language; and the logical argumentation which expresses a tenor of authoritative commandments within a specific language apparatus.

It is the job of a FERS Disability Attorney to convey the formality of speech as a lawyer, and it is in the very content and context of such formality which often wins the day in a Federal Disability Retirement application under FERS, before the U.S. Office of Personnel Management.

Sincerely,
Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Disability Retirement: The Inevitable Constancy of Change

Change is a constant.  If you have lived long enough, the slow and incremental changes all around us — in the political sphere; employment; personal lives; the inevitability becomes palpable, and sometimes of concern.

Seasons change (unless, perhaps, you are in Florida); but the cyclical rhythm of returning to warmth after a long spell of Winter’s dread is a welcomed change.  When change becomes a forethought to dread, there is an inkling that something is wrong.

There are obviously changes for the good: Of new friends or family members (excepting the visiting uncle who arrives unannounced and expects to stay for a few weeks which turns into months); a child or a grandchild; of newfound wealth; of good luck suddenly encountered, etc.  Then, of course, the changes which undermine and impact with negative results: Loss of any kind; a sudden death; a medical condition.

For Federal employees and U.S. Postal workers who suffer from a medical condition as a result of the inevitable constancy of change, contact a FERS Attorney who specializes in Federal Disability Retirement Law, and consider whether or not the change to becoming a retiree might not be the best response to the change resulting from a medical condition.

For, if change is an inevitable constancy, why not turn the bad into a good, and render unto the inevitability the rhythmic cycle of a season yet to be, of a greater preference than the static state of now?

Sincerely,

Robert R. McGill,
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Postal & Federal Disability Retirement: The Invisible Barrier

The visible ones come in all shapes and sizes, and it is the challenge of “how” to overcome them, get around them, climb over them, dig under them, etc., that presents the unique problem.  It is always the “invisible” ones which are the most difficult to overcome and challenging to prepare for.

We can sometimes identify the invisible barrier; at other times, we know not what prevents us from moving forward.  The psychology of inner turmoil; traumatic events which paralyze us; loss of motivation, cessation of interest, fears that freeze and ruminations that distract; whatever the invisible barrier, it prevents an individual from moving forward in life.

For Federal employees and U.S. Postal workers who suffer from a medical condition that prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, it is often that unknown, unidentifiable and unrecognized invisible barrier that stops you from moving forward.

Consult with a FERS Attorney who specializes in FERS Disability Retirement benefits, and let the legal representative move you forward on the chessboard of life’s refrain.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement: The Difficult Road Ahead

It is not different for much of life; it is always a “difficult road ahead”.  Whether viewed in a poetic pentameter or in long, Faulkner-like narratives, the troubles, traumas, upheavals and disappointments felt, experienced and injured by most, is simply the cost of living an ordinary life.  There may well be lives out there which are untouched by troubles or tragedies; but as every family has a closet full of skeletons, so the “perfect family” as portrayed on social media is likely a mere facade concealing secrets of unstated hurts.

If given an opportunity, what 3 wishes would be asked for to blunt the difficult road ahead?  Wealth?  Yet, having unlimited financial resources will not necessarily make you “happy”.  Fame?  Will adulation and recognition bring about lasting contentment?  How about good health?  Yes, but if everyone around you is susceptible to the scars of illness, what good would it be if you are the only one left and all of your loved ones become debilitated?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition begins to prevent you from performing one or more of the essential elements of your job, the difficult road ahead is not merely the deterioration of your health, but the long process of trying to become approved by OPM for a Federal Disability Retirement application.  Perhaps neither wealth nor fame were ever a goal for you; perhaps good health was always hoped for; but in the end, the loss of our health makes the other two rather insignificant, and the difficult road ahead magnifies even more the value of good health.

Consult with a FERS Attorney who specializes in Federal Disability Retirement Law and consider that the difficult road ahead may require someone who not only knows what direction to take, but which road will lead you back to fulfilling the wishes of your dreams.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal and Postal Employees: Stupid Mistakes

Our first reaction may be that such a phrase is in fact a tautology; for, to make a “mistake” is by definition to do something “stupid”, and so it is merely a redundancy to use and place both terms together.  But surely we can conceive of circumstances in which “making a mistake” turns out to be the very opposite of having done something “stupid”?

Perhaps some earth-shattering mistake in science resulted in a new discovery — of having made a mistake in combining two or more elements but resulting in a new, composite element beneficial to society?  Or of having made an accounting error which accrued to one’s personal financial benefit?  But even then, one may argue that the mistake itself was a stupid one; the consequences merely turned out to be beneficial, but that doesn’t necessarily impact the character of the mistake itself.

And what of follies in our youth?  Does age and greater experience, retrospectively reflecting back into the series of life’s mistakes and actions thoughtlessly taken, lead us to conclude that we have made multiple “stupid mistakes”?  What, then, constitutes a “mistake” such that it was stupid?

Often, a glimpse into what we did in the past — of having forged ahead without a plan, thoughtlessly, and without due diligence in considering all of the factors; these, and many more actions taken without an inkling of preparatory counsel, constitute what most people consider as a “stupid mistake”.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it may be necessary to consider filing for Federal Disability Retirement benefits under FERS.  In doing so, it is necessary to have a full and comprehensive understanding of the laws which govern FERS Disability Retirement and the administrative process and procedures abounding.

Consult with a FERS Attorney who specializes in OPM Disability Retirement Law, lest you come to regret it as one more “stupid mistake” that was made — as one of many that we all make throughout our lifetimes.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal Workers: Traps and landmines

They are not just set on the roadsides of war zones or in public squares where the greatest damage can be projected; for, by analogy, they are in existence as metaphors of human deviancy and evil intents. Traps are deliberately set with motives and intentions to capture; landmines and other devices are put in place to maim, injure or kill.

Then, of course, there are analogies used and metaphors employed — of legal traps and linguistic landmines; of contracts that “hide” language in miniature fonts that are designed by clever lawyers to mislead and draw into a cobweb of entanglements meant to enclose, corner and — like traps and landmines — either to capture or to destroy.  Linguistic landmines and traps are the ones we encounter more often than the ones in war zones.

In other countries, in far away places where we see reporters “embedded” and whispering in hushed tones of urgency to give us a sense of danger and exotic misadventures, we get a sense of what real traps and landmines are all about.  But in this country, within our universe of relative calm and peace but for the periodic tumults of tragedies in the next city, the farther town or that “big city” out there — in such relative calm, it is usually just a casual trap of language or a landmine of a metaphorical sort.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the applicant for Federal Disability Retirement must be cautious and wary of the legal and linguistic landmines and traps in the very preparation, formulation and filing of a Federal Disability Retirement Application.

Those innocent-looking forms, such as SF 3112A, Applicant’s Statement of Disability — while they do not pose the same danger as a mousetrap to a mouse or a landmine to a wandering child on foreign soil — nevertheless, they can become problematic unless you are aware of the dangers posed, much like those traps and landmines we hopefully will never encounter in war zones and conflicts afar, in a metaphorical sense.

Sincerely,

Robert R. McGill, Esquire

 

OPM Retirement for Psychiatric or Physical Incapacity: One among many

Does it tell us anything that we recognize that we are merely one among many?  Does such an awareness actually add anything to one’s conscious life, or is it just another one of those pithy egotistical “self-realization” statements that purports to sound profound but adds little, if anything, to any existential intuition beyond the words themselves?

Does a lone dog pampered by its owner have a similar awareness when it is taken for a walk, encounters other dogs or sees rabbits scurrying across the suburban landscape?  Does it pause and reflect: I am merely one among many?  Is language a prerequisite to conscious awareness of one’s place in the universe, or is the mere fact of existence enough to bring about an instinctive realization of the same relevance?

To be “one among many” certainly brings about a certain perspective, does it not — perhaps of one’s significance or irrelevance; that each has a burden or part to play, but is not necessarily responsible for the entirety of the problems encountered; and perhaps even of a sense of community or sharing-ness, that one is merely one cog in a complex multitude of wheels spinning about in a universe that is often impervious and uncaring?

Medical conditions, however, have a way of destroying even that perspective, in that it makes loners of us all.  When a medical condition hits, it leaves one with a profound sense of isolation, where one begins to think and believe that no one else in the universe experiences the pain, tumult, angst and loss of joy, and that the one suffering from the medical condition is all alone in the universe.  To that extent, the statement that one is “one among many” helps to remind one that, No, others too have gone through similar trials and circumstances, and such suffering is not unique in this world.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it is important to recognize that while each person’s condition is unique, it is also shared by many others.

Federal Disability Retirement itself is a recognition that the frailty of the human condition must sometimes allow for an end to a career, but that further, productivity in some other career or vocation is still possible.

Federal employees and Postal workers are one among many, and preparing, formulating and filing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, is to share the burden of self-realization that while your medical condition may indeed be unique to you, you are not alone in the need to change direction and move on into another and more promising future where the one among many may be many more than you first thought.

Sincerely,

Robert R. McGill, Esquire

 

Attorney for Federal Disability Retirement claims: The price of loyalty

It is the negation of that very concept which we fear; not of loyalty, but of disloyalty.  The positive of it is what we are taught to abide by; of “honesty”, “integrity”, “faithfulness”, “reliability”, and so many other such reputation-bearing ascriptions that one may carry about within the essence of one’s being, like so many medals pinned upon the flesh and blood that constitutes the entirety of a human being, his or her life, the soul of who one is, and how others view and perceive an individual.

How many of us, however, before we cling to and so desperately fight in order to resist the loss of any one of those concepts, have carefully understood, studied and evaluated the value of each?  And thus the question: What is the price of loyalty?  When is the debt satisfied, and to what extent must we travel in order to establish the worth of it, and when does it become too costly such that we decide we can no longer afford the price?

Of course, the mixing of metaphors and analogies can confuse and befuddle, and that is often the problem with interspersing common, everyday-used “practical” realities with those that involve emotional attachments, historical assignations and prescriptions for “good living” or “successful lives”. To conflate concepts involving the “practical” world with the inner sanctum of culturally relative ideas – of “price” (as in, what is the price of a bushel of apples?) and of “loyalty” (i.e., knights in shining armor, band of brothers, filial attachments, etc.) can often lead to a confused state of inactivity, precisely because one cannot distinguish the applicability of one with the other.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to prevent the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the question involving the price of loyalty – and its negation – comes at the critical juncture where the suffering from the medical condition exceeds the ability and capacity to continue working in the Federal or Postal job one is positioned in.

Many Federal and Postal employees continue to cling to a false sense of loyalty – that the commitment to one’s career, at any and all costs, is simply the price that one must pay.  But the price to be paid should depend upon the indebtedness owed, and in considering one’s health, such a price should never have to exceed the cost of one’s own health.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is merely the satisfaction of the debt owed – not by you, but by the terms of one’s employment contract with the Federal agency or the Postal Service, and the price of loyalty, whether real, false or imagined, was long ago satisfied and paid in full the moment you met the minimum eligibility criteria of 18 months of Federal Service under FERS.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement for Federal Workers: The lost ball in the field

We come upon it, and it sits gleaming with partial concealment in the tall grass beyond the river’s edge.  Whose was it?  Was it a child who threw it, or a parent, grandparent, or maybe even a sibling?  Did the child search for it, or was it forgotten soon after a futile search in directions otherwise unaccounted for?

Was there a party gathered, a picnic prepared and a blanket covered upon the grassy knoll; and were gloves included in the melee?  Was there laughter rumbling through the forest beyond, slowly dissipating in voices joyfully warmth in the sunlight of mumblings incomprehensible and lost among the groves of wildlife hidden behind and beyond?  Was the chatter of children full in the morning air, or lost in the heat of a midsummer’s dream?  From a lost ball in the field, can reality be reconstructed, or are the imaginations of dreams forgotten and hopes still hinting of a future unfulfilled, forever to be a wistful memory of what could have been, was, or even might have been?

Perhaps, some over-exuberant father threw the ball and it sailed over the head of the child; the child, watching as it travels overhead, then behind, then beyond where the periphery of limits placed in a universe that has been foretold of dangers and mysteries, watches as it bounces a few times, then disappears.  Perhaps there is a shout – something like, “Sorry, Tommy…let’s go find it!”  Then, a rush and rustling of footsteps, and a made-up race to the finish line: “First one that finds it is the winner!”

Gleeful shouts and joyful shivers, even in the sunlight of warmth and happiness, because for this moment, in this slice of time, a lost ball is bound to yet be discovered, and it is merely a temporary delay in yet an incomplete day’s fun.  But the search reveals nothing; the world conceals and refuses to cough up and unravel the mysteries of hidden meanings; and after a time, further voices calling for the consumption of picnics prepared and sandwiches to be unwrapped, and the sagging shoulders of a disappointed child must needs be the focal point of a universe otherwise uncaring and impervious.

Is this what happened, or did an old codger have a ball in his back pocket, was taking a walk with his dog, and it dropped silently out and rolled into the field, leaving behind any such creative imaginings to another page, an unfinished chapter, or a novel unpublished?

Things can be created out of whole cloth, or not at all.  What we include in the narrative of our meanderings is a choice, of sorts.  The child that walked away that mid-summer day’s loss – of what sorrow did he carry, and what tales did he tell tomorrow to his friends at school?  We all carry around narratives; what we choose to relate is up to us.

For Federal employees and U.S. Postal workers who are preparing SF 3112A, Applicant’s Statement of Disability, in formulating a Federal Disability Retirement application to be submitted to the U.S. Office of Personnel Management – remember that, like the boy’s experience of the lost ball, the content of the narrative is important, and the delineation of the tonal quality of the facts is significant; choose with discretion the substance of the responses, lest the lost ball becomes found again, and it turns out that it was the old codger, after all, and not by the wonderment of a child’s unbelieving eyes.

Sincerely,

Robert R. McGill, Esquire