Tag Archives: what should I say in narrative?

FERS Disability: Formulating the Reconsideration Rebuttal

It is a frustrating process when the U.S. Office of Personnel Management (OPM) issues a denial and the Federal employee or Postal Service worker must respond effectively within a limited prescribed time.  OPM has all the time in the world to prepare the denial letter, and will often take as long as they want in preparing a lengthy denial letter.

Once received, the denied Federal applicant has 30 days from the date of the denial to “Request Reconsideration” and will be granted 30 additional days beyond the time requested in order to submit any legal response and additional documentary evidence in support of your case.  Then, within that prescribed time period, a response must be prepared and submitted.

It is this formulation of substantive responsiveness that will determine the future course of the next steps — whether a subsequent denial will require a further appeal to the U.S. Merit Systems Protection Board, or with approval of the application, the end of the bureaucratic process has occurred and the next frustrating phase of waiting for the payment department to begin issuing annuity payments will ensue.

As with all things with unlimited time on one’s hands, OPM will extract every word and phrase from doctor’s notes and office visits, take them out of context and interpret everything in favor of denial.

It is often an overwhelming process of a “shotgun approach” where OPM attempts to make it appear as though (A) You were ridiculous in even trying to file for Federal Disability Retirement benefits and/or (B) what you had submitted previously was entirely insufficient and need not even be considered any further.

The net effect of the denial letter is to leave you with the impression that you should forget about the whole thing and just give up.  Don’t be fooled by this tactic, because that is all that it is — a ploy to just convince you to give up.

Instead, break down OPM’s arguments into manageable categories, of which the two primary ones are: (1) lack of showing of a deficiency in performance, conduct, or attendance and/or (2) insufficient medical documentation.  Then, attempt to gather any further documentation to reinforce those weak links and argue how the caselaw or statute is met with the additional supportive documents.

One other reminder: So long as you have met the timeframe of requesting reconsideration  within that 30-day period, you have a chance at winning your case —so, make sure you file the request in a timely fashion.  And, furthermore, you may want to contact an OPM Disability Lawyer who specializes in Federal Disability Retirement Law to help you formulate an effective response.

Sincerely,

Robert R. McGill,

Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement under FERS: The Why and How

Science can only ever tell us “The how”, but never the “Why”.  The latter can only be answered by an appeal to a transcendence of Being, going beyond the physical universe.

The human species possesses an inherent need for the “Why” of this world — one needs only to look at a young child who keeps asking, “Why does…” in an endless, repetitive way to realize that satisfaction of the query cannot be accommodated by mechanical explanations, but must always return to first principles, and often intrude into a spiritual realm.

Without that aspect of life, we are reduced to clusters of molecules and cellular blobs. Shakespeare disappears and love dissolves, and we devolve into evolutionary structures of pointless existence.

Logical arguments attempting to reduce everything to scientific explanations miss the point:  For, it fails to consider how the “why” came about.  Why do we even need the rules of logic?    How we come into being is always the minor premise of life; it is the “Why” which forever remains the major premise, which we all must ask and answer in seeking to live a meaningful existence.

For Federal and Postal employees suffering from a medical condition which necessitates filing for FERS Disability Retirement through the U.S. Office of Personnel Management, being befuddled as to the “How” of the process is understandable.

You likely have already answered the “Why” of the process, as in “Why has this happened”, or “Why do I need to file?”— but it is the “How” in this case —the minor premise of the process which still requires the explanation.  And that is understandable, precisely because we live in a physical universe, and more importantly, a bureaucratic world.

Contact today a FERS Disability Attorney who specializes in Federal Disability Retirement Law, and get the answers to the “How” of the retirement process, while leaving aside the “Why” of the process for the individual Federal and Postal employee to answer.

Sincerely,

Robert R. McGill
FERS Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits from the U.S. Office of Personnel Management.

 

Federal Disability Retirement Legal Assistance: Arrangements

We do it to flowers and files; to desks and decor; to books and bad hair days.  We make arrangements.  Our lives may have begun in disarray, but we have the rest of it to arrange.  In our own minds, we reposition various memories; we selectively choose which ones to tell those whom we encounter; the rest, we stash away.

Sometimes such arrangements work; at other times, they come back to haunt us.  PTSD is like that.  Depression and Anxiety, panic attacks which paralyze — they are like the poisonous snake which we thought we had securely locked away in some glass casing, but somehow it had found a way to escape.

Memories of childhood traumas; of terrible events which once happened, had imprinted an indelible memory, but which we thought we could “handle” by arrangements later in our lives.  But like flowers and files which need constant tending to; of desks and decor that require further personal touches; and books which catalogue things and lives or bad hair days requiring a long comb, the arrangements of our lives constitute a forever-struggle, especially when new challenges crop up.

For Federal employees and U.S. Postal employees who suffer from a medical condition, whether of a psychiatric nature or of a debilitating physical kind, preparing an effective Federal Disability Retirement application under the Federal Employees’ Retirement System (FERS), to be submitted to the U.S. Office of Personnel Management, may be the arrangement required in order to move to the next productive phase of your life.

Contact a FERS Attorney who specializes in Federal Disability Retirement Law, and begin the arrangement which will allow you to focus upon the highest priority in any arrangement — your health.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Postal & Federal Disability Retirement: The Invisible Barrier

The visible ones come in all shapes and sizes, and it is the challenge of “how” to overcome them, get around them, climb over them, dig under them, etc., that presents the unique problem.  It is always the “invisible” ones which are the most difficult to overcome and challenging to prepare for.

We can sometimes identify the invisible barrier; at other times, we know not what prevents us from moving forward.  The psychology of inner turmoil; traumatic events which paralyze us; loss of motivation, cessation of interest, fears that freeze and ruminations that distract; whatever the invisible barrier, it prevents an individual from moving forward in life.

For Federal employees and U.S. Postal workers who suffer from a medical condition that prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, it is often that unknown, unidentifiable and unrecognized invisible barrier that stops you from moving forward.

Consult with a FERS Attorney who specializes in FERS Disability Retirement benefits, and let the legal representative move you forward on the chessboard of life’s refrain.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal and Postal Employees: Stupid Mistakes

Our first reaction may be that such a phrase is in fact a tautology; for, to make a “mistake” is by definition to do something “stupid”, and so it is merely a redundancy to use and place both terms together.  But surely we can conceive of circumstances in which “making a mistake” turns out to be the very opposite of having done something “stupid”?

Perhaps some earth-shattering mistake in science resulted in a new discovery — of having made a mistake in combining two or more elements but resulting in a new, composite element beneficial to society?  Or of having made an accounting error which accrued to one’s personal financial benefit?  But even then, one may argue that the mistake itself was a stupid one; the consequences merely turned out to be beneficial, but that doesn’t necessarily impact the character of the mistake itself.

And what of follies in our youth?  Does age and greater experience, retrospectively reflecting back into the series of life’s mistakes and actions thoughtlessly taken, lead us to conclude that we have made multiple “stupid mistakes”?  What, then, constitutes a “mistake” such that it was stupid?

Often, a glimpse into what we did in the past — of having forged ahead without a plan, thoughtlessly, and without due diligence in considering all of the factors; these, and many more actions taken without an inkling of preparatory counsel, constitute what most people consider as a “stupid mistake”.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it may be necessary to consider filing for Federal Disability Retirement benefits under FERS.  In doing so, it is necessary to have a full and comprehensive understanding of the laws which govern FERS Disability Retirement and the administrative process and procedures abounding.

Consult with a FERS Attorney who specializes in OPM Disability Retirement Law, lest you come to regret it as one more “stupid mistake” that was made — as one of many that we all make throughout our lifetimes.

Sincerely,

Robert R. McGill, Esquire

 

FERS Medical Retirement: Memories of a contented summer

Why is it that the metaphor always applies — where the winter months represent discontent, and the joys of summer evoke memories of pleasure and contentment?  Is it merely in the shift of daylight — of shorter days and longer periods of cold and desolate feelings?  Does the cycle of life’s hibernation, the curling away of leaves and the deadening of quiet where skeletal forms of trees and bundling up in heavy garb, the growth of winter coats and huddling around fireplaces; does this all lead to a feeling of discontent?

By contrast, the shedding of multiple layers; the joy of a crashing wave’s spray upon one’s back; of diving into the cool of a lake’s refreshment of depths; and of walking barefoot across a stream where moss makes the rocks into a slippery slither of shrieking laughter; are the memories of a contented summer a metaphor for our lives in general?

Does winter make the human condition dismal because it is nature’s way of forcing us to slow down?  Is there a message — a lesson — to be learned from the rhythms of nature’s call, or is it just bosh and poetry that can be discarded and forgotten?

Medical conditions, as well, are subtle messages; whether we follow the advice of nature or not, nature seems always to have the last word.  For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prompts the confusion that there is now an inconsistency — an incommensurability — between the medical condition and continuation in one’s job, it is then time to harken the traces of hints, and consider preparing, formulating and filing for Federal Disability Retirement.

Warnings and triggers; reminders and rejoinders; these are the indicators which must prompt a change of course; and while memories of a contented summer are what we all seek, it is the winter of discontent when the medical condition can no longer be ignored, when it is time to seek the counsel and advice of a lawyer who specializes in Federal Disability Retirement Law, in order to prepare, formulate and file an effective OPM Disability Retirement application, to be submitted to the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: Necessary changes

Is it a redundancy to state it in this manner?  Is change by definition necessary, or are some alterations merely voluntary, unnecessary, or modifications that are not required but are desired by sheer want of replacing boredom with ineptitude of lackluster metamorphosis?

Evolution surely resists it; for, the incrementalism and subtle refinement favors an unchanging universe, and we see that in the natural world, where an anomaly or mutation is disfavored, shunned by others and excluded instinctively.  The albino giraffe may be a fascinating phenomena to witness, but in the wilds where blending in with the landscape in order to go unnoticed by predators lurking about is the key to the survival of not just the “fittest” — but the one who is passed by unnoticed by more powerful forces ready to pounce and devour.

Change can take on many and variegated forms — from a spectrum dividing a wide chasm of consequences, whether intended or otherwise thoughtlessly expounded — from the minor adjustment to the tumultuous overhaul of upheaval and irreversible impact.  Some changes are merely insularly internal and go unnoticed, such as a “new perspective” or taking on a different way of seeing things.

Religious conversions can take that cloak of alteration.  We may know a friend, a neighbor or a family member who lives at the same address, speaks the same way, dresses in the identical manner, but one day blurts out, “I have become X!”  Perhaps there are some residual modifications made, and some we notice, others go with a ripple, like the many pitter-patter of rain drops that fall upon the midnight ocean and no one ever notices.

Other changes come from without — imposing its impact and causal effect without any choice or say in the matter — earthquakes; deaths; wars that no one asked for; events that unfold with untold consequences that no one thought through very well.

Medical conditions are akin to the latter — of a vicissitude that occurs without the asking, with impact upon lives both minor and consequential.  It is not only a change, but necessitates changes in the lifestyle, manner and approach of the one to whom it impacts.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, it will often become apparent that the unnecessary (or unwanted) change to one’s health begets a necessary change that must accommodate the former.

A Federal Disability Retirement application may be a necessary change, if only to follow upon the change that has imposed itself by the very medical condition itself.

Changes — necessary or otherwise — require an adaptation, both mentally and often physically, and preparing, formulating and filing an effective Federal Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is often the penultimate necessary change that must be contemplated in a universe replete with necessary and sufficient causes beyond one’s control.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: A remnant of bygone memories

Memories are funny animals; they travel and traverse endless miles of countless eternities, over fences artificially constructed and through tunnels built within the deep caverns of one’s mind; and in the end, they represent only a slice of accuracy in the whole of what really happened.

Sometimes, even after decades of being together with a “significant other”, a remnant of bygone memories erupts.  Perhaps some scent, or something someone said, or a picture that jarred and shook one’s cobwebs from the recesses of the brain occurred without a deliberative consciousness to do so; and we say, “Oh, yes, when I was six years old, I remember…”  And a remnant of bygone memories surfaces, like a corpse buried with a tombstone long forgotten behind the churchyard overgrown with weeds, and a flood rushes in and ravages the soil by erosion of natural forces and digs up the caskets rotted by time, whispers and hidden secrets.

Were they ever forgotten, and did we simply allow them to remain in a corner of closeted images? Does a truly forgotten memory ever resurface by accident, or is it by fate, destiny, karma and coincidence that at a given place in time, we are suddenly forced to relive a time period buried deep within the unconscious triggers of a soul haunted?  Do we bury memories like we do to the dead, because to not do it would mean to allow the stench of decay to fester within the sensitivities of our inner health?

Encounters with reality and the problems of the day often provoke a remnant of bygone memories; it is, in the end, the present that we must face, within a context of past wrongs committed and previous difficulties perhaps too easily avoided, that come back to haunt us.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job duties, a remnant of bygone memories can include serious medical conditions that trigger PTSD, depressive symptoms, anxiety and panic attacks.

Are they a valid basis for filing a Federal Disability Retirement application?  Yes.

Do they need validation from a medical doctor to affirm the foundation of a valid case?  Yes.

For, a remnant of bygone memories can impede and prevent the Federal or Postal employee from performing the essential elements of one’s Federal or Postal job, and it is that medical nexus between human memory, job elements and psychiatric capacity that in the end creates the foundational paradigm of an effective Federal Disability Retirement application, based upon a remnant of bygone memories.

Sincerely,

Robert R. McGill, Esquire