Tag Archives: federal medical retirement vs regular

OPM Disability Retirement Law: Ease of Life

There are many.  Some which come immediately to mind: Dogs (or any pets who can engage beyond food and water); lifetime partners (formerly referred to as husbands and wives) — at least, sometimes; a good book; snowflakes viewed from the inside while sitting beside a roaring fire; chocolates; gardening, when you want to.

Antonyms, or things which make life more difficult: Death (obviously); a toothache; poor health; economic hardships; kids who disappoint; and a list which can go on forever.  It is when the ease of life turns into a difficulty previously unexpected, when we relied upon it so heavily or taken it for granted, that we come to realize and recognize how hard life really is.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the ease of life which was once so central — health which allowed you to pursue your career of choice — has now become the negative, the detriment, the diminishing factor.

Filing for Federal Disability Retirement is meant to return you to that ease of life, where a retirement annuity can allow you to focus upon regaining that which you once had, had relied upon, and had taken for granted — your health, the  pinnacle and apex of the ease of life.

Contact a Federal Attorney who specializes in Federal Disability Retirement Law and see whether or not preparing, formulating and filing an effective Federal Disability Retirement application under FERS, to be submitted to the U.S. Office of Personnel Management, may return you to the ease of life which most of us were born with, and took for granted, until it was no longer.

Sincerely,

Robert R. McGill,
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal and Postal Employee Disability Retirement Law: At Its Worst

We can all be at our best — so long as we are never tested.  We can talk, and talk some more, about what we “would have done” had we been in such-and-such situation.  And since we relegate our military to men and women who are the economically-disadvantaged — instead of a draft which would impact all sectors of society — we can talk endlessly about what we “would have done” if we were in this situation or that.

We can say we will never do X — until we are actually confronted with the circumstances which constitute X; and a person can give a vow, have children based upon that vow, and years later renounce the vow without blinking an eye.  “Well, we drifted apart”; “The circumstances changed”; “He/she didn’t want to be married anymore” — and on and on.  But what about the vow?  Silence.

The test of virtue is not mere words; rather, it is the actions which result from actual circumstances encountered.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, you may have seen your Agency or the Postal Service at its best — because nothing has tested its response to what you are going through.

Unfortunately, experience has taught that Federal Agencies and the Postal Service reveal their true character when confronted with an issue at its worst — such as treating an individual who needs to file for Federal Disability Retirement benefits under FERS.

Don’t be foolish and assume your Agency or the Postal Facility will respond and treat you the same as when things were going smoothly and everyone was at their best, for such is not the test of character; it is when things are at its worst when the true test is applied.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Postal & Federal Employee Disability Retirement: Firewalls

We all have them.  The original intent was to build a structure that would impede or prevent a fire from reaching a particular building or home, but in modern usage, it refers to the technological security device which prevents intrusion, hacking, vulnerability of sensitive information, etc.

In real life, we have personal firewalls — through our behavior, the stories we tell, of not responding, not picking up the telephone, of not being “real”.  They are the personality devices we have developed in order to protect the inner vulnerabilities we all have.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the firewall you need is a Federal Disability Retirement annuity.  It will protect you against future insecurity and financial disaster by providing a set annuity.

Contact a Federal Disability Lawyer who specializes in Federal Disability Retirement Law, lest the firewalls that you have created in trying to extend your career fails to protect you from an eventual termination because you can no longer perform all of the essential elements of your job.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: This fast-paced world

Even 2 – 3 year olds are seen with Smartphones maneuvering their way through Facebook; and while the old industrial towns where blue collar jobs were once thriving become ghost towns from closure, shut-downs and transference to foreign parts for cheaper wages and greater corporate profits, the once-idyllic panorama of life lived in still-shots of single frames, painted with a single flower wilting in a child’s hands is forever fading into the pastoral beauty of past lives no longer remembered.

This is a fast-paced world; unrelenting; unforgiving; unable to provide a modicum of sympathy.  Those in the thick of it pass everyone by; and while we give lip-service for the need to “reduce stress” and live a more “contemplative” life, the reality is that we have created a machine where no one knows how to turn the switch off, leaving aside trying to slow down the mechanism of this juggernaut called “society”.

Some few thrive on it; most dread the Mondays that follow; and the rest of us merely walk through like zombies and the living dead, mindlessly winding our way through this maze called “life”.  Some few of us are able to laugh it off; fend against the daily stresses; somehow survive the burdens that this fast-paced world places upon us.  We, all of us, are mere beasts of burden, now, caught in the trap of our own making, walking as Camus’ Sisyphus in the unrelenting struggle to push the boulder up the hill only to see it roll back down, and to begin each day anew to push it back up.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, this fast-paced world may oftentimes appear to have changed gears into hyper-drive.  For, the medical condition merely slows down the individual; the rest of the world, including the Federal Agency or the Postal facility, merely continues on.

No one has time for illness or injury; that is why we must rely upon the available laws that favor one’s particular situation, and filing for OPM Disability Retirement benefits is a pathway towards countering this fast-paced world which leaves so many behind.  Begin by consulting with an attorney who possesses the knowledge to apply the mechanisms already in place to obtain what is by legal right yours — and by doing so, to answer the perennial question of how one slows down in this fast-paced world where even the sick and injured are no longer cared for?

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Identifying the time for change

At what point does a person finally realize that it is time for a change?  That things cannot go on “as is” much longer, and certain modifications, “accommodations” (there’s that fearful word, again) and alterations must occur, or else you feel that your head will explode or something dire will suddenly befall.  Inside, daily, your thoughts turn to the knowledge that “this cannot go on forever”, and that something must occur.  But what?

Then, the voice of hope keeps whispering that, well, perhaps circumstances will change, alterations to the objective universe may come about in the morning thereafter, and the world will somehow shift and things will get better.

We have been fed upon from infancy until the cold winds of adulthood that folklore and fairytales occur, but the reality is that unless we initiate the pathways of change, they rarely occur except in fables of miracles and mythologies told in dusty old books.

First, it should be clear that the need for change has already been identified when one recognizes that it is time for change.  That identification, however, is often not enough.  For, it is the further sub-identification in recognizing what it is that needs change, and more importantly, why?

If the reasons underlying the need are within the purview of one’s control and destiny of choices being made, then the second step in the process can be initiated by the need identified.  That is the critical juncture in the decision-making process: Of identification, the reason, the underlying need, and then the steps taken to initiate the change in order to satisfy the need identified.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the need for change often comes about incrementally, insidiously and without great fanfare.

The “need for change” can often come at a critical juncture where frustration of a sense of impending doom collide, and necessity arises because no other alternative pathways appear to exist.  Moreover, it is the identification of the time for change that is often overlooked — that point in life where one is scrambling about desperately not quite knowing the “why” of the need, but only that it must come about.

Speaking to an experienced attorney who specializes in Federal Disability Retirement law may be the first step in sorting it all out.  For the Federal or Postal employee who must by necessity consider filing a Federal Disability Retirement application , the need for change is likely now; identifying the time for change may only require the time it takes to have an initial consultation with a lawyer who has guided many Federal and Postal employees through this process before.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: A remnant of bygone memories

Memories are funny animals; they travel and traverse endless miles of countless eternities, over fences artificially constructed and through tunnels built within the deep caverns of one’s mind; and in the end, they represent only a slice of accuracy in the whole of what really happened.

Sometimes, even after decades of being together with a “significant other”, a remnant of bygone memories erupts.  Perhaps some scent, or something someone said, or a picture that jarred and shook one’s cobwebs from the recesses of the brain occurred without a deliberative consciousness to do so; and we say, “Oh, yes, when I was six years old, I remember…”  And a remnant of bygone memories surfaces, like a corpse buried with a tombstone long forgotten behind the churchyard overgrown with weeds, and a flood rushes in and ravages the soil by erosion of natural forces and digs up the caskets rotted by time, whispers and hidden secrets.

Were they ever forgotten, and did we simply allow them to remain in a corner of closeted images? Does a truly forgotten memory ever resurface by accident, or is it by fate, destiny, karma and coincidence that at a given place in time, we are suddenly forced to relive a time period buried deep within the unconscious triggers of a soul haunted?  Do we bury memories like we do to the dead, because to not do it would mean to allow the stench of decay to fester within the sensitivities of our inner health?

Encounters with reality and the problems of the day often provoke a remnant of bygone memories; it is, in the end, the present that we must face, within a context of past wrongs committed and previous difficulties perhaps too easily avoided, that come back to haunt us.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job duties, a remnant of bygone memories can include serious medical conditions that trigger PTSD, depressive symptoms, anxiety and panic attacks.

Are they a valid basis for filing a Federal Disability Retirement application?  Yes.

Do they need validation from a medical doctor to affirm the foundation of a valid case?  Yes.

For, a remnant of bygone memories can impede and prevent the Federal or Postal employee from performing the essential elements of one’s Federal or Postal job, and it is that medical nexus between human memory, job elements and psychiatric capacity that in the end creates the foundational paradigm of an effective Federal Disability Retirement application, based upon a remnant of bygone memories.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: Identifying the Substantive Significance

We all know people who meander; whether aimlessly, or with thoughtful purpose, but in a circuitous manner belying of deliberate direction.  Instead of focusing upon the subject matter discussed, perhaps the creative impulse within constantly distracts, and so the splatter and spew of words and sentences are never formulated into a singular track from Point A to Point B, but rather, like the dow jones graph of recent phenomena, directionless outputs traversing the entire spectrum of possible ideas to touch upon.

Such creative constituents of unconventional thought processes make for interesting lives; if everyone spoke in formulations of straight methodological contents, science would rule the universe, and statistical boredom would control the monotony of the daily drone.  But recognizing the substantive core of a subject can be necessary, at crucial moments; identification, formulation and focus upon that which is significant, as opposed to peripheral matters which may be of importance in a personal manner, but irrelevant in the context of the business world or technical endeavors, cannot always be overlooked or dismissed merely for the sake of upholding creativity or charm.

The bomb expert attempting to deactivate the explosive mechanism cannot wander in thought from the task at hand; identification of that which is substantively significant must always be the primary focus of the detail, and wavering from that course of thought-process may have more than mere theoretical consequences and repercussions.

For the Federal employee and the U.S. Postal worker who suffers from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s positional duties in the Federal agency or the U.S. Postal Service, the need to file for a Federal Disability Retirement application with the U.S. Office of Personnel Management, whether the Federal employee is under FERS, CSRS or CSRS Offset, requires a level of focus, concentration, and capacity to identify the core issues to be discussed, and to create the proper legal nexus which satisfies the multiple criteria required in order to meet the eligibility mandates delineated by OPM regulations and laws.

As with every endeavor of life, preparing, formulating and filing for Federal and Postal Disability Retirement benefits through OPM is never merely a logical algorithm of mathematical precision; yes, it involves a level of creativity, especially because it must inform the OPM specialist of the narrative of the medical condition and its impact upon one’s professional and personal life.  But in the end, the Federal employee and U.S. Postal worker must be able to identify the substantive significance of the facts, the law, and the coexisting intersection and interplay between the two, in formulating an effective Statement of Disability as prepared on SF 3112A.

Sincerely,

Robert R. McGill, Esquire
OPM Disability Retirement Lawyer

  

Medical Retirement from Federal Employment: Living beyond chance

Perhaps we engaged in it as children: making sure to skip over the jagged cracks in the sidewalk; turning suddenly in the opposite direction, believing that fate and determinism would be defied if an unexpected act were to be embraced; and later, the purchase of a lottery ticket, or to become more seriously addicted to gambling.

Chance provides the thrill of the unknown; but it need not rise to the level of daily obsessions in order to be caught in the delicate web of its enchantments; indeed, in fantasizing daily for circumstances to alter, becoming lost in daydreams of living a different life, or imagining subconsciously of occupying another, we surrender ourselves to the nirvana of chance and the enticement of make-believe, leaving us forever in the neutral rut of illicit anticipations never to be realized.

But problems rarely just go away on their own; and no matter what the chances are that fate and karma coincide to provide alternate universes of better circumstances, it is ultimately the affirmative will of the individual which makes the difference before the now and the moment thereafter.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s Federal or Postal job, the intransigent situation of waiting for the Federal agency or the U.S. Postal Service to “act” in either accommodating the Federal or Postal employee’s medical condition, or to otherwise do something positive to resolve a hostile work environment ongoing because of the medical condition and the deterioration of one’s health, is to leave one’s circumstances to the winds of chance.

It must be by the affirmative steps taken by the Federal or Postal employee, to force the issue, and begin the process of preparing, formulating and filing an effective Federal OPM Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, that “things” actually happen.

The fickleness of chance should be left behind, like childhood notions of gnomes hiding behind green hamlets of dream-filled universes; for the ugliness of the adult’s world requires us to live beyond chance, and the future depends upon awakening from that warm and cozy slumber of fate determined by avoidance.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: Cherishing those small pleasures of life

Perhaps it is reading quietly by a crackling fireside; or playing fetch with the dog; or that moment of peaceful quietude just before sleep overwhelms; those moments, where worries of the world and daily living expenses intrude not, and time remains frozen just long enough to allow for an interlude of soundless music.

There have always been pleasures in life; we often overlook them, take them for granted, or merely avoid recognition, lest an identification of it as such would mark them for extinguishment by those imaginary goblins of demonic demolition set out to destroy all remaining vestiges and residues of joy and comfort.

There is a catch, however, which is more real than we realize:  beyond the daily problems of modernity, where the tripartite concerns of relationships, money and career consume us with daily worries, the consideration of one’s medical condition is something never regarded until it hits home.

Being pain-free; unable to escape the progressive debilitation and deterioration of one’s body and acuity of mind; the exhausting, consuming nature of medical conditions — they destroy the capacity to cherish those small pleasures of life.  For, the irony of impediment disrupting the reserves of things which cost nothing, cannot be overlooked.

For Federal employees and U.S. Postal workers who suffer from a medical condition, where the impeding medical conditions prevent the Federal and Postal worker from performing the essential elements of one’s Federal or Postal positional duties, the exponential magnification of those minor reserves of pleasurable moments becomes all the greater in proportionality with the deterioration of one’s health.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, becomes all the more important in order to reverse course and retain that small pool of lost ground.

We often dismiss those small pleasures of life because they cost nothing, and regard with greater focus the things which are unattainable because of their higher monetary value — until that day when pain and purposeless debilitation takes away even those priceless and valueless pleasures.

Filing for OPM Disability Retirement benefits secures the foundational necessities of life, and returns to us far more than a mere annuity; it allows for the Federal and Postal employee to cherish those small pleasures of life, by returning to the Land of Oz where fantasies abounded, and imagination enjoyed, like the fading laughter of the child within who lost his or her way down the winding corridors of a past unfulfilled.

Sincerely,

Robert R. McGill, Esquire