OPM Disability Retirement under FERS: Is It Enough?

That is always the question, isn’t it?  Especially, these days, when there are so many options, so many avenues, so many ways to get off of the proverbial path and become a wayward nonconformist.

Is love enough to last a lifetime?  Is a sense of obligation enough to be committed for the agreed-upon enmeshment?  Is religious fervor enough to maintain one’s faith even in the face of secularism’s hedonistic pull?  Is pleasure enough to sustain one’s sense of wanting to exist?  Is duty enough to compel a soldier to sacrifice for his country?  Is life enough to sustain?

That was the ultimate question for French existentialism, especially as delineated in Camus’ set of essays, beginning with the Myth of Sisyphus.  What is “enough”?  How can it be quantified?  Underlying it all, isn’t the ultimate question beyond whether something is “enough”, actually an irrelevant question?

For, as Aristotle would put it (and in this Post-Factual World, where Aristotle and Plato are no longer read, and thus, no longer relevant), we must go back to the basics, to the “foundational principles” underlying our belief systems: What is meaningful in our lives?

When there is a void in meaningfulness, hedonism fills that emptiness.  That is why teenagers turn to drugs; that is why adults succumb to alcohol; and that is why, when ISIS came into existence, and when the war in Ukraine began, thousands of Americans flocked to join in the “cause” — because, when the void of meaninglessness pervades, people jump to join anything and everything which becomes the cult of relevance.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition no longer allows you to continue in that career of choice — the work which gave “meaning” to your life — it is important to recognize that, indeed, there is “life after a Federal career”.  Likely, you may be somewhat saddened by the fact that your Federal or Postal career is over.  However, beyond your career, there is no meaning to life without your health.

And yes, there actually is “life after getting a Federal Disability Retirement” — and there abounds countless testimonials which attest to the fact that it is, indeed, “enough” to get a FERS Disability Retirement annuity, focus upon your health, then go into some other line of work in the private or state sector.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Employee Medical and Disability Retirement: Changing Course

Much of life is on autopilot.  It is merely a stated fact.  If we were always in control; if we had to manually drive the engine of life without pause, cessation or temporary alleviation; if we could never take a break away from the daily chaos of responsibilities, obligations, needs and purposes — then, either the asylum of our own creations or the dictates of a dystopian universe would come crashing down upon us.

Those few moments when we believe that destiny and fate are within our grasp and control — that is the time when we may manage to “change course”.  The opportunity comes rarely in this life.  Sometimes, the outside forces necessitate it.  At other times, for those very few, a self-motivated act of the will allows for it.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the time to change course is necessitated by the medical condition itself.

It is not something which you wanted to do, but is mandated by those uncontrollable, outside forces.  Contact a FERS Disability Attorney who specializes in Federal Disability Retirement Law and begin the process of changing course.

Sincerely,

Robert R. McGill, Esquire
Federal Disability Retirement Attorney

 

Federal Employee Disability Retirement: Serendipity

It is a chance or accidental event which turns out to be a momentous, joyful one; and while its occurrence may have been unexpected, it is not unwelcome after the event takes place or reveals itself, precisely because of the joy it brings.  Thus does a serendipitous event surprise us; for, one’s daily experience is that the opposite is true: chance occurrences, accidental events and unexpected moments normally result in negative consequences we want to avoid.

A sudden windfall; an unexpected visit from an old and dear friend; a surprise party held by everyone you actually like; these are all serendipitous events; but of their opposite, we come to expect: bad news about our kids; friends who disappoint; a career that doesn’t turn out to be what it promised; a life that didn’t fulfill the potentiality which others had expected.

So, is it the expectations left unfulfilled or the accidental nature of an occurrence which makes the difference?  For the former — how does one come to assess and judge expectations, of others or from ourselves?  Were they realistic, within reachable goals and planned with achievable milestones?  As to the latter — is it because of the “surprise” nature of a serendipitous event in combination with the joyous outcome that makes it “special”?  For, if it was accidental, but nevertheless expected, would it detract from the momentousness of the event?

Life is full of mundaneness and repetitive monotony, and a serendipitous event is something to hold with special smiles and hearty laughters precisely because of their accidental and unexpected natures; for, its very opposite — of a calamity which may also be accidental or unexpected — occurs often enough.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition turns into the opposite of a serendipitous event by preventing the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management should be carefully considered.

It is a long and complex administrative process, with many and varied bureaucratic pitfalls.  But in the end, when an approval from OPM is obtained, it may be declared a moment of serendipity — of that rare exception to the general rule of life, where misgivings are plentiful and momentous ones a rarity.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: Necessary changes

Is it a redundancy to state it in this manner?  Is change by definition necessary, or are some alterations merely voluntary, unnecessary, or modifications that are not required but are desired by sheer want of replacing boredom with ineptitude of lackluster metamorphosis?

Evolution surely resists it; for, the incrementalism and subtle refinement favors an unchanging universe, and we see that in the natural world, where an anomaly or mutation is disfavored, shunned by others and excluded instinctively.  The albino giraffe may be a fascinating phenomena to witness, but in the wilds where blending in with the landscape in order to go unnoticed by predators lurking about is the key to the survival of not just the “fittest” — but the one who is passed by unnoticed by more powerful forces ready to pounce and devour.

Change can take on many and variegated forms — from a spectrum dividing a wide chasm of consequences, whether intended or otherwise thoughtlessly expounded — from the minor adjustment to the tumultuous overhaul of upheaval and irreversible impact.  Some changes are merely insularly internal and go unnoticed, such as a “new perspective” or taking on a different way of seeing things.

Religious conversions can take that cloak of alteration.  We may know a friend, a neighbor or a family member who lives at the same address, speaks the same way, dresses in the identical manner, but one day blurts out, “I have become X!”  Perhaps there are some residual modifications made, and some we notice, others go with a ripple, like the many pitter-patter of rain drops that fall upon the midnight ocean and no one ever notices.

Other changes come from without — imposing its impact and causal effect without any choice or say in the matter — earthquakes; deaths; wars that no one asked for; events that unfold with untold consequences that no one thought through very well.

Medical conditions are akin to the latter — of a vicissitude that occurs without the asking, with impact upon lives both minor and consequential.  It is not only a change, but necessitates changes in the lifestyle, manner and approach of the one to whom it impacts.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, it will often become apparent that the unnecessary (or unwanted) change to one’s health begets a necessary change that must accommodate the former.

A Federal Disability Retirement application may be a necessary change, if only to follow upon the change that has imposed itself by the very medical condition itself.

Changes — necessary or otherwise — require an adaptation, both mentally and often physically, and preparing, formulating and filing an effective Federal Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is often the penultimate necessary change that must be contemplated in a universe replete with necessary and sufficient causes beyond one’s control.

Sincerely,

Robert R. McGill, Esquire

 

Lawyer Representation Federal Disability Retirement: Biding time

Inmates in correctional facilities do it; criminals in wait; patients in doctor’s offices who have been informed that there will be a short delay because of an emergency procedure that the physician had to attend to; and most of us in general who live life anticipating disasters, tomorrow’s unfortunate events or the next day’s calamity to come.

We all bide our time in living our lives, and it is the time of biding that is wasted away until, near our deathbed, the expected outcome of disaster never came, the calamity never developed and the corrosion of life never materialized.  It is one thing to wait on another person; another altogether to engage in the patient virtue of sitting motionless or passing the time away in anticipation of something beyond; it is quite another, and perhaps unique, that human beings actually actively engage in the activity of “biding time” in order to start a process.

Vengeance often takes biding of time; planning for a future definitely requires biding time; and old men and women in nursing homes have nothing better to do than to bide one’s time.  To live life biding time, even at the horizon of one’s twilight in elder states of despair, is no way to exist.

For Federal employees and U.S. Postal workers who are beginning the process of, have already begun the procedural steps to, or otherwise are in the middle of the administrative process of preparing, formulating or filing a Federal Disability Retirement application with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the key to “biding time” during this complex administrative process is to have “a plan”.

It is a long, arduous, difficult and time-consuming process.  Even after it is successfully filed, the time waiting upon a decision just at the First Stage of the administrative process can now take a very, very long time, and how one plans to bide one’s time during this long process is something one needs to consider.

Will you remain on LWOP during this time?  Will you resign, get terminated, and will you work at a private-sector job while waiting for OPM’s decision?  Will temporary loss of health insurance be a consideration?  If it is denied at the Initial Stage of the Federal Disability Retirement process, will that mean that you can endure the lengthy second Stage, the Reconsideration Stage?  And if you have to go and have a Telephonic Hearing before an Administrative Judge at the U.S. Merit Systems Protection Board, which will take a minimum of 120 days beyond, will that still be within the plan of attack in biding time?

Hopefully, one’s Federal Disability Retirement filing with OPM will go smoothly; but in the event that all of the proverbial bumps on the road are encountered in your particular journey, it is important to consider the extent of biding time during the process.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The dead, the dying and youth

Have you ever seen a flower arrangement that weaves together deadwood with bright and colorful summer explosions?  They tell us of that which reflects modernity:  The dead are forgotten in the background; the sick and dying are mere echoes fading quickly into a distant past; and it is only the vigorous who dominate and forcefully remain in the forefront.

How a society coordinates the interaction between the triad of life’s complex ingredients reveals the extent of its inner soul and character.  For, how many of us truly want to live in a pure State of Nature, where only the brute strength of predatory behavior would rule?  How many of us would survive in such a dystopian world, and for how long?

How we treat the remains, vestiges and memories of those gone; what we do with the ones still alive but deteriorating, suffering and lonely in their abandoned abodes; and whatever is left for the youth, what value of transference is imparted from the traditions longstanding, the obligations imparted, and the core values embraced – these determine the viability of a society in turmoil.

For, the dead reveal in constancy as to who we are by giving us a past; the dying, what we are made of by the example of how we treat the least of our community; and the value of youth is inherent in the lineage existent for the future continuation of a viable and vibrant tradition; and it is always the interrelationships between the tripartite worlds that determine whether and how.

We tend to want to compartmentalize, then to isolate each into their individual components such that one never interrelates with another.  But reality often will force a society to reflect upon such an artificial manner of conceptual isolationism, and sometimes it is by mere change of perspective that can lead to a paradigm shift of sorts.

Thus does this happen when we see a flower arrangement that artfully weaves the deadwood of winter with the vibrant colors of spring, and allow for even the panorama of fall leaves to still reveal beauty and breathtaking insights, and allow for the youth of summer blossoms to radiate, while at the same time giving deference to the others in the haiku of life.  It is often through a metaphor like this on a macro-scale that we can then glean a reflective outlook upon the microcosm of our own lives.

For the Federal employee and U.S. Postal worker who sees him or herself as “less than worthy” – somewhat like the dying twigs in a flower arrangement otherwise filled with vibrancy and youth – all because a medical condition is becoming chronic and debilitating, one needs only look upon a flower arrangement that encompasses the triad of life’s natural flow.

Perhaps the agency is like those exploding blossoms of summer; and, more likely, the Federal Agency and the Postal Service will relegate the deadwood into the trash heap of corner offices and ignore those who are less productive.  But that is not a reflection upon the Federal or Postal employee who suffers from a medical condition and can no longer perform all of the essential elements of one’s Federal or Postal position; rather, that is an indictment upon the Federal Agency and the Postal Service itself.

Filing a Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is merely another way to maintain the constancy of society’s unstated promise – much like the flower arrangement that intersperses the dead, the dying and youth – by asserting that legal rights still matter, and a medical condition does not necessarily mean that one’s career is just more deadwood at the back of the arrangement, but can still reveal a promising future for greater productivity in the private sector of life.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: The Complexity to Defeat

Simplicity of former times is what we all seek; in the end, it is never as “good” as we all like to make-believe it was, and never as “bad” as we may feel at the moment.  But within a world which sees technology advancing not in incremental, thoughtful stages of periodic progress, but in exponential warp-speed unseen in the epochal movements of past generations, it is difficult to keep pace with the dizzying speed of innovation.  And that’s just in trying to choose a lightbulb at the local grocery store.

For must of us, the complexity which confronts and challenges are those within.  The viewpoints we bring; the skewed thought-processes from the baggages of childhood; and the enmity we harbor in secret compartments of resentment and shame.  Further, what exacerbates and complicates, is a medical condition, whether physical or psychiatric, and too often an intersection of both feeding one upon another.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to impact one’s livelihood, the ability to even go into work, and prevents the Federal or Postal employee from performing one or more of the essential elements of one’s positional duties, the complexity to defeat is the very same one that haunts and hinders from the residues of self-doubt:  making wrong choices when the right ones will save.  Hesitation; fear; anxiety and angst from not seeing clearly an unknown future; these will all continue to magnify beyond the panic of sleepless nights.

Preparing, formulating and filing an effective OPM Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is never an “easy” engagement; in fact, it is merely one more complexity of life.  But the bureaucracy will always be there; the procedures, methodologies and sheer volume of substantive and procedural hurdles will always remain like an obstacle unmovable likened to Aristotle’s proverbial Unmoved Mover.

In the end, taking that significant step in preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management will be determined not by fate or misfortune, but in recognizing that the complexity to defeat remains hidden within our very souls, to be identified, tackled and wrestled with, in order to move on with our lives.

Sincerely,

Robert R. McGill, Esquire

 

OPM Accepted Disabling Conditions: Suicidal Ideations

It is perhaps the final vestige of societal taboo; for, at what point the human animal realized that self-destruction became an option is open for debate.  In the Animal Kingdom, it is rare to find species openly seeking to end life; the struggle to survive and the Darwinian inherency for self-preservation and survival remains as vibrant as ever.

Being diagnosed with “suicidal ideation” is normally associated with psychiatric conditions of Major Depression and Generalized Anxiety, where the acceptable level of stress-tolerance exceeds the capacity to withstand.  Each individual is a unique creature; in this cookie-cutting mold of society where people get lost in the importance of position, fame, accolades and a false sense of admiration, it becomes commonplace to question one’s sense of worth and value.

Psychiatry has never been a perfect science; some even question the validity of its approach, as it has now become overwhelmingly a pharmacological event, with some semblance of therapeutic intervention thrown in as an afterthought.

For Federal employees and U.S. Postal Service workers who are contemplating filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or even CSRS Offset, the existence of suicidal ideations (or otherwise simply known as “having suicidal thoughts”) is often lost in the compendium of diagnosed psychiatric conditions, including Post Traumatic Stress Disorder (PTSD), where a significant event has intervened which has resulted in traumatic reverberations in one’s life; Anxiety (or more officially identified as Generalized Anxiety Disorder); Major Depression; Bipolar Disorder, with spectrum symptoms of manic phases and depressive states; as well as schizophrenia and paranoia.

For relevance to filing for Federal Disability Retirement benefits through OPM, the existence of suicidal ideations is often one more indicia of the seriousness of the diagnosed psychiatric conditions, but should never be determinative in whether one’s psychiatric condition is “serious enough” in order to be eligible for Federal Disability Retirement benefits.  Indeed, there are many, many Federal and Postal employees who file for OPM Disability Retirement benefits, who suffer from Major Depression, Anxiety, PTSD and other forms of psychiatric conditions, without ever suffering from suicidal ideations, and yet are fully qualified for, and become entitled to, Federal Disability Retirement benefits.

Further, as Federal Disability Retirement is based upon the algorithm of showing the nexus between one’s medical condition and the positional requirements of one’s Federal or Postal job, the impeding aspect of suicidal ideations may be negligible.  Rather, from a medical standpoint, it is one more factor of concern and consternation within a long list of diagnoses and symptoms which cumulatively form the basis for an effective Federal Disability Retirement application.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: Cherishing those small pleasures of life

Perhaps it is reading quietly by a crackling fireside; or playing fetch with the dog; or that moment of peaceful quietude just before sleep overwhelms; those moments, where worries of the world and daily living expenses intrude not, and time remains frozen just long enough to allow for an interlude of soundless music.

There have always been pleasures in life; we often overlook them, take them for granted, or merely avoid recognition, lest an identification of it as such would mark them for extinguishment by those imaginary goblins of demonic demolition set out to destroy all remaining vestiges and residues of joy and comfort.

There is a catch, however, which is more real than we realize:  beyond the daily problems of modernity, where the tripartite concerns of relationships, money and career consume us with daily worries, the consideration of one’s medical condition is something never regarded until it hits home.

Being pain-free; unable to escape the progressive debilitation and deterioration of one’s body and acuity of mind; the exhausting, consuming nature of medical conditions — they destroy the capacity to cherish those small pleasures of life.  For, the irony of impediment disrupting the reserves of things which cost nothing, cannot be overlooked.

For Federal employees and U.S. Postal workers who suffer from a medical condition, where the impeding medical conditions prevent the Federal and Postal worker from performing the essential elements of one’s Federal or Postal positional duties, the exponential magnification of those minor reserves of pleasurable moments becomes all the greater in proportionality with the deterioration of one’s health.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, becomes all the more important in order to reverse course and retain that small pool of lost ground.

We often dismiss those small pleasures of life because they cost nothing, and regard with greater focus the things which are unattainable because of their higher monetary value — until that day when pain and purposeless debilitation takes away even those priceless and valueless pleasures.

Filing for OPM Disability Retirement benefits secures the foundational necessities of life, and returns to us far more than a mere annuity; it allows for the Federal and Postal employee to cherish those small pleasures of life, by returning to the Land of Oz where fantasies abounded, and imagination enjoyed, like the fading laughter of the child within who lost his or her way down the winding corridors of a past unfulfilled.

Sincerely,

Robert R. McGill, Esquire