Federal & Postal Employee Disability Retirement: The Stress of a Medical Condition

It may well be that the stress of modern life is the cause and origin of many medical conditions — although one may never be able to “prove” a direct causal link between the two.  Yet, we all know intuitively that the way in which we live is unhealthy and contributes, exacerbates and — if not “causes” — certainly impacts upon our health in negative ways.

Then, of course, when a person is beset with a medical condition, the stress of the medical condition itself further debilitates us: The stress of not being able to work; the stress that is placed on our finances; the stress that is placed by further worries and heightened anxieties.

It is the classic “vicious circle” and the catch-22: We need the time to allow the body and mind to heal, but cannot afford such time, and so we aggravate the medical condition and allow the stress of a medical condition to make things worse — into a never-ceasing struggle of stress and debilitating existence.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing the essential elements of one’s Federal or Postal job, contact an OPM Disability Attorney who specializes in Federal Disability Retirement Law, and consider stepping outside of the vicious cycle of allowing for the stress of a medical condition to create a circular anomaly of self-destructive inevitability.

Sincerely,

Robert R. McGill, Lawyer

 

Disability Retirement for Federal Gov. Employees: Something Less

This is a country that has preached abundance for multiple decades, a couple of centuries, and certainly for a lengthy run on the concept: Expect more, not something less.  It has been touted as the flagship of opportunity, a place where dreams come true and hope abounds.  There has never been a view towards something less, for something less is an unacceptable concept to endure.

Commercials and television ads tout that we can “have it all”; that with a pill, things will be better; that if you buy a certain product, magic occurs; and if you whiten your teeth, everyone will like you better.  But what if life occurs where something less must be accepted?

Federal Disability Retirement pays 60% of the average of one’s highest 3 consecutive years of service for the first year, then 40% every year thereafter.  It is something less than what a Federal or Postal employee makes, but certainly something more than “nothing”.  It then actually does allow you to make something more — for, on top of the 60% the first year and 40% every year thereafter, you are allowed to go out into the private sector and make up to 80% of what your former Federal or Postal position currently pays.

Of course, your medical condition has already made you realize that life has to be adapted to with something less — something less than your full health; but Federal Disability Retirement does allow for something more, as well: Of a career beyond the Federal government.

Consult with an attorney who specializes in Federal Disability Retirement Law, and obtain the counsel and guidance of something more in dealing with a medical condition which has already resulted in something less — in terms of health and your ability to perform all of the essential elements of your Federal or Postal job.

Sincerely,

Robert R. McGill, Esquire

Legal Representation on Federal Disability Retirement Claims: The Privy

As a verb, it allows for sharing in information secretive within confidences kept closely held; as a noun, an antonym of sorts — of a most public facility where privacy is needed, but which everyone uses for the most common of needs — of a place where we relieve ourselves and perform bodily functions that redden our cheeks with shame when spoken about.

Are we privy to the intimate thoughts of friends and loved ones?  Do we ask where the privy is when in London, Tokyo or Idaho?  Of the last of the tripartite places so identified, the response might be: “What’s that, hon?”  Of the middle, it could likely be: “Nan desu-ka?”  Of the first, with a neat British accent or the melody of a cockney dialect: “My good chap, just around the corner over there!”

Confidential information or the toilet; how many words in the English language allows for such duality of meanings depending upon where the word is inserted into a sentence?

That is how Federal and Postal employees who suffer from a medical condition often feel about their situation when a medical condition begins to prevent the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job: For years, like the noun because he or she was a “valuable asset” to the Federal Agency or the Postal Service, where all confidential details were passes by you and you were always “in the loop” of everything important going on within the agency; then, when the medical condition hit and you began to take some Sick Leave and perhaps even a spate of LWOP, you were relegated to being a “noun” — no longer privy to the inner workings of the Agency or the Postal Service, but merely a privy on the outskirts of town.

When that happens — when you are no longer a verb, but an outcast noun — then you know that it is time to prepare, formulate and file an effective Federal Disability Retirement application, whether you are under FERS, CSRS or CSRS Offset, so that your place in the sentence of life will once again become an active verb, and not merely an outcast noun to be abandoned and forgotten in the grammar of vital living.

Sincerely,

Robert R. McGill, Esquire

 

OPM Retirement for Mental or Physical Incapacity: Of mice and things

In the early morning hours or in the late twilight of night when everyone else is fast asleep, of mice and things scurrying about tells of a world beyond the days where we awaken and watch.  We all have a tendency to anthropomorphize upon a world we otherwise would fail to understand, and projecting our own characteristics upon another species has always been what we cannot resist.

Of mice — do they run about when everyone else is away because of fear, or because they, too, love the quietude of a period when all except the insomniacs and burglars tiptoe in shadows of darkness where the innocent dare not trample upon?

Sometimes, in the rush from hiding place to food source, the mouse will pause, lift up on its hind legs, look about, nibble a bit, then off again; and when they become bold enough to actually stare and look directly at the master of the house, you know that it is time to bring out the cheese and the traps, for they have exceeded their welcome and are likely becoming too comfortable in a home that they are unwelcome.

And what of the “things”?  Well, there are mice, and then of course, centipedes and spiders, and cousins of mice, and other things.  They are the ones who go “bump” in the night.  Are we like them?  If a greater master were to look upon us like we do of mice and things, would that Grand Wizard think similar thoughts?  That if we scurry about in fear and try and remain anonymous and unobtrusive, we would be left alone; but if we became bold in our unwelcomed status, a trap would be set for us and we would be cast aside into the oblivion outside of the walls of our own making?

Isn’t that how the injured Federal or Postal worker feels when a medical condition continues to prevent the Federal or Postal worker from performing all of the essential elements of the Federal or Postal worker’s position?  Such a Federal or Postal worker begins to feel like the mouse that scurries about trying to survive, but once he or she gets noticed, the Federal Agency or the Postal Service begins to set traps, to put the pressure on and proceed to ostracize and get rid of the pesky things.

Fortunately, Federal and Postal workers who suffer from a medical condition have somewhat more protections than those accorded to creatures small and large, of mice and things.

Preparing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is one such “protection” that allows the Federal or Postal employee to move beyond the workplace harassment and attempts to remove and terminate, thereby ending a career where one has invested one’s life to prolong.

What the Federal or Postal employee does not want to do, is to end up like those creatures that go bump-in-the-night — of mice and things — by failing for access all available benefits, and especially a Federal Disability Retirement annuity that can secure one’s future and allow for one to focus upon the important things in life, like one’s health.

Sincerely,

Robert R. McGill, Esquire

 

OPM Retirement for Medical Incapacity: Tranquility times turmoil equals?

Alliterations often require deliberate disentanglement; for, the focus is often upon the consonant being repeated, as opposed to the coherence of the alliterated sequence of words.  Both can be attained, however – of coherence and of repetition without incomprehensible aggregation, and in this instance, the multiplying effect of the calm of one’s life by events beyond one’s control can easily result in turmoil that was never requested, never desired and remained always unasked and unrequested.

Tranquility x turmoil is the idea that we fail to enjoy the relative calm in our lives because of the anxiousness of knowing that all good things cannot last for long, and must come to an inevitable end, no matter how hard we try to remain the solitary stoic in life, regardless of the hermitage we seek and irrespective of the complications we shed in order to attain a Zen-monk-like livelihood.

That is when, for instance, a medical condition hits us and the complexities of the life we attempted to avoid come to the fore and become all the more magnified, times 10 in an exponential ferocity that we simply cannot ignore.  True tranquility, however, requires the ability and capacity to keep all things in perspective, and to resist the temptation to allow for the turmoil to overwhelm us.  Keeping in mind that the concept itself can never be reduced to a mere mathematical equation, the question then becomes: What is the multiplicand, the multiplier, and finally, the product?

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of the Federal or Postal worker’s job, it is when the monotony of daily living (tranquility) becomes interrupted by the medical condition itself (turmoil), that the product of decision-making is forced upon one’s life.

There are multiple options, and none of them are very satisfying: The Federal or Postal employee may just endure and continue on “as if”; the Federal or Postal employee may get terminated or sanctioned because of excessive usage of leave, whether of Sick Leave, Annual Leave or LWOP, or a combination of all three; the Federal or Postal employee may ultimately believe that resignation from Federal employment is the only option left; or, the Federal or Postal employee may recognize that preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted and considered by the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is the most viable conclusion to a mathematical equation that one never expected to have to calculate.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement Benefits: The picture album

Time was, every family had a picture album – that anachronism bound carefully in a large leather book-shaped monstrosity, kept safe where dust settles and mice scurry around; taken out for occasions where boredom is accentuated and friends or neighbors have stayed long past their welcome, and so it is taken out carefully, dusted off and laboriously paged through, telling of a history for each page, each photograph laid meticulously upon the thick plaster-backboard of a person’s history.

It used to be that we all had one picture for an event – or, two at most, once Peoples Drug (for those who are old enough to remember; and that, in and of itself, was somewhat of a historical marker – when “Peoples” Drug – the drugstore of the “people”, was bought out by successive entities of greater reserve until it finally became a nondescript, boringly corporate entity under the designation of “CVS”; somehow, something was lost when the corner drugstore started in a suburb of D.C. was engulfed by mergers and corporate purchases) declared a two-for-one sale.

Of course, we all kept in safekeeping those brownish negatives that neatly fit into those thin plastic columns (i.e., thrown into a drawer based upon the sequence of receipt) – you know, the ones you hated to slide out because you could never get it back in without bending them, and somehow you suspected that they were never meant to be fit within the columns of plastic in the first place.

Somehow, there was something quaint and innocent about a picture album that only had one shot of a slice of life that told a limited tale about a person’s continuum of historical detail – by contrast, today’s Smartphone and digital chip that can hold literally thousands of photographs, and the person who is willing to show all in a public display for everyone in the universe to see, by downloading, uploading, displaying and replaying, for a person barely in his or her twenties.

The picture album is an anachronism, telling in its humility, limited access and manifesting a humble origin of consciousness.  It is a relic that bifurcates a “before” and an “after” – of a time now gone and lost forever, replaced by an after that manifests a change most of us never asked for.

To that end, the picture album is likened to a Federal or Postal employee with a medical condition.  That Federal or Postal employee suffers from a history of that which most of his or her coworkers are completely unaware of.  And like the picture album that is taken out from the dusty bookshelves of a corner closet, when the Federal or Postal employee comes to a point of needing to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the reaction displayed by others is often one of boredom, lack of concern or even of interest shown in forced phoniness.  For, what others know or find out about a person’s life – even of his or her medical condition – is ultimately a private slice of life that is shared with quiet discretion.

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirement: Silent lives defying interpretation

Life is a mystery, and individual lives a puzzle untold.  It is the calluses that we develop throughout our lives that diminish our individual and collective curiosity to get to know the “other”.

We are born with a teleological intellect striving to unravel and unmask the depths of human essence; but modernity, technology and the singular focus of tangents often involving prurient asides distract and envelop with unwavering obsessions, but it has gotten worse:  no, not in any violent manner or upheaval of historical significance; rather, the electronic means of texting, emailing, Facebook-ing and other such means – which, if one pauses for just a moment to reflect, is merely a white page on a screen of illuminating blindness where symbols representing communicative ignorance are exchanged through the ethereal conduit of airwaves – give an artificial semblance of comfort that we are still engaging in the essential project of destined human activity:  getting to know one another.

When, in fact, the distance between words and the human touch; the distinction between the beep apprising one of receiving a message and the subtleties of an eyebrow raised, a grimace faintly made or a sparkle from eyes admiring; or the differentiation between black lettering upon a lighted page as opposed to the intonation and undulating mellifluousness of the softly spoken word – these, we are losing as each day passes, unnoticed, unconcernedly, and without any real hope of recovery.

It is, in the end, those silent lives defying interpretation which are lost forever on the doorsteps of unwritten historical accounts, despite the stories never told, the narratives forever undeclared and the characters uncharted because of the mystery of life and the conundrum of human lives.

History, it has been said, is written by “winners”; and if there is indeed truth in such a statement, then its corollary opposite must be similarly true:  unwritten and unknown accounts are forgotten or never written of those “losers”.  But that is only half of the truth; for, there are those countless bystanders who are never acknowledge, but fail to be inserted and included in the narrative of unmarked graves unacknowledged through the accounts of history untold.

We all want to be “significant”; we all want to “make a difference”; and for Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition cuts short a promising career, a relevant contribution to the “mission” of the Federal Agency, or make a difference to an old woman living alone who waves hello to the Letter Carrier as the high-point of her day – filing a Federal Disability Retirement application, whether the Federal employee or U.S. Postal worker is under FERS, CSRS or CSRS Offset, may seem like the end of that teleological journey that we are all engaged in.

But always remember that there is life after the Federal workplace, and whether you are an active Federal or Postal employee, or getting ready to take that step to initiate a Federal Disability Retirement application, there are still silent lives defying interpretation, and yours is one of them.

Sincerely,

Robert R. McGill, Esquire

Medical Retirement for Federal Employees: Left to our own devices

This is a world where loneliness prevails.  Despite all of the “connectivity” that is bandied about, the fact is that the suffering of human relationships has been on the rise since the industrial revolution, and perhaps even before that.

The proverbial term itself has taken on a double meaning (for those who are comfortable with a more sophisticated linguistic and grammatical ascription, that would be a “double entendre”) – not only in the traditional sense of the phrase as encapsulating the abandonment to make our own way in the world, but in the sense of modern technological overload, of the very pragmatic sense that each of us are surrounded by the electronic contraptions we have embraced in pursuance of connection and social constructs that have resulted in a foreboding sense of growing isolation and angst at the loss of a human touch.

It is that loss of tactile warmth – of holding hands in a movie theater, picking up on the subtleties of facial expressions and looks; of being able to read the soul’s essence through intonations and the mystery of sense impressions.  We are all, in the end, left to our own devices, and more so in this universe of appearances and medium of messaging through words and abbreviations of words where illiteracy parallels the self-delusion of relationships created, maintained and transmitted by light’s illumination.

As Philosophy lost its pinnacle of wonder and incessant questioning when the pragmatic successes of science overshadowed queries perennially posited but never resolved, and as British Empiricism relegated all problems to mere linguistic wastelands where the tinkering of word-orders resolved long-held philosophical conundrums as mere confusion over grammatical misunderstandings and incomprehensible definitional mishaps (as only the British could so arrogantly decide for us how we should speak our language – although, oops!  — the greatest culprit was not English at all but that Vienna-born rabble-rouser, Wittgenstein); so we have now come full circle and find ourselves lost in a paradise of our own seclusion, like the image of the Cave in Plato’s Republic, where we see only shadows, only our own devices, and forever isolated within the illuminated tablets of devices made in foreign parts unknown.

That is the same sense that Federal employees and U.S. Postal workers feel when they are hit with a medical condition that cuts short one’s Federal or Postal career.  Isolation, being left to one’s own devices (in both senses of the phrase – of having no help from one’s own agency and presented with a number of puzzling and confusing forms to fill out), and like the boat up the proverbial river with no paddle, a reduced chance of success with the behemoth of all agencies, the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Fortunately, however, there are “repair-shops” and refund policies for devices which don’t quite work; and the first step is to consult with a disability retirement lawyer who specializes in doing FERS & CSRS law.  Left to our own devices, we are bound to come up short with inadequate answers; for, in the end, it is the devices which we use, in the proper and most effective way, that makes the difference in an otherwise mad, mad world.

Sincerely,

Robert R. McGill, Esquire
Postal & Federal Disability Retirement Lawyer

 

FERS & CSRS Disability Retirement: The Peripatetic Nature

But for a rarity, we seek its very opposite; consistency, stability, and the duration of longevity; these, we believe, provide for that which we didn’t have ourselves, yearn for, or seek to give to our own offspring.  In domestic legal proceedings, we hear tell of incongruent arguments where, in the midst of separation, the parties delineate what is in the “best interests of the children” — of remaining in the family home, maintaining a stability of regularity, etc.

From our limited micro-perspective, the loss of constancy when contrasted with the length of one’s own mortality from birth to death, is but a linear insignificance in comparison with the age of the universe.  Conceptually, we recognize this; and yet we constantly fight against it.  Our forefathers maintained a single job from youth to death; then, someone thought of the idea of “retirement”, and suddenly there were mandatory age requirements and proposals floating about concerning the “golden years”, all the while keeping pace with mass constructions of nursing homes and home healthcare services.

The incongruity and self-contradictions are palpable, but somehow we get away with it all.  Is man a seeker of stability, or does he possess a peripatetic nature?  Beyond such a question is the tendency to reject and resist being “forced out”.

For the Federal employee and U.S. Postal worker who suffers from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal positional duties, the persistent harassment, the hostile work environment created, and the progressive insistence of pernicious pettiness invoked to make life unpleasant — these are all signs to acknowledge that one must “move on” with life.

It is difficult enough to deal with a medical condition; harder still to attend to it in conjunction with work-related pressures.

Stability of purpose is often what we thought we wanted; and for the peripatetic traveler, perhaps moving to another phase of life is an easy thing; but for the rest of us, change — even recognizing the necessity and inevitability, especially for the Federal or Postal employee who must file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal worker is under FERS, CSRS or CSRS Offset — is something that is hard to accept, given the true nature of man, even if we all think of ourselves as Aristotelian philosophers.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: The Complexity to Defeat

Simplicity of former times is what we all seek; in the end, it is never as “good” as we all like to make-believe it was, and never as “bad” as we may feel at the moment.  But within a world which sees technology advancing not in incremental, thoughtful stages of periodic progress, but in exponential warp-speed unseen in the epochal movements of past generations, it is difficult to keep pace with the dizzying speed of innovation.  And that’s just in trying to choose a lightbulb at the local grocery store.

For must of us, the complexity which confronts and challenges are those within.  The viewpoints we bring; the skewed thought-processes from the baggages of childhood; and the enmity we harbor in secret compartments of resentment and shame.  Further, what exacerbates and complicates, is a medical condition, whether physical or psychiatric, and too often an intersection of both feeding one upon another.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to impact one’s livelihood, the ability to even go into work, and prevents the Federal or Postal employee from performing one or more of the essential elements of one’s positional duties, the complexity to defeat is the very same one that haunts and hinders from the residues of self-doubt:  making wrong choices when the right ones will save.  Hesitation; fear; anxiety and angst from not seeing clearly an unknown future; these will all continue to magnify beyond the panic of sleepless nights.

Preparing, formulating and filing an effective OPM Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is never an “easy” engagement; in fact, it is merely one more complexity of life.  But the bureaucracy will always be there; the procedures, methodologies and sheer volume of substantive and procedural hurdles will always remain like an obstacle unmovable likened to Aristotle’s proverbial Unmoved Mover.

In the end, taking that significant step in preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management will be determined not by fate or misfortune, but in recognizing that the complexity to defeat remains hidden within our very souls, to be identified, tackled and wrestled with, in order to move on with our lives.

Sincerely,

Robert R. McGill, Esquire