OPM Disability Retirement under FERS: Perspective Matters

How we see things; whether with a “positive attitude” or one colored with a negative turn; if one believes in the cause, or not; whether one’s initial reaction is one of anger and disbelief, or of despair; for, in the end, tackling issues is not a matter of right or wrong, but of how we view them.

Of course, a positive attitude alone will not necessarily get you anywhere; as reality abuts against the perspective we bring, it is often the combination of a “proper assessment” combined with our attitude and approach which makes all of the difference.  Are we seeing all of the alternatives involved?  Can a better argument be made in such a case?  Have we exhausted all of the avenues of evidentiary findings?  Have we chosen the best arguments?

G.K. Chesterton once wrote that Charles Dickens and H.W. Wells looked upon their respective fictional characters in vastly differently ways: The former, with a fondness like a father upon his children; the latter, with also a fondness — but like a butcher upon the chosen pig.  Both have a perspective of “fondness”; yet, it is an approach from very different directions.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, Federal Disability Retirement should be an option to be considered.

A medical condition often impacts upon one’s perspective, you should consult with an attorney who specializes in Federal Disability Retirement Law; for, perspective does indeed matter, and the best legal representation is one which objectively evaluates all perspectives that matter.  Consult with an OPM Attorney who specializes in Federal Disability Retirement Law, and see whether or not your perspective is the “right” one.

Sincerely,

Robert R. McGill, Esquire

 

Postal & Federal Disability Retirement: The Invisible Barrier

The visible ones come in all shapes and sizes, and it is the challenge of “how” to overcome them, get around them, climb over them, dig under them, etc., that presents the unique problem.  It is always the “invisible” ones which are the most difficult to overcome and challenging to prepare for.

We can sometimes identify the invisible barrier; at other times, we know not what prevents us from moving forward.  The psychology of inner turmoil; traumatic events which paralyze us; loss of motivation, cessation of interest, fears that freeze and ruminations that distract; whatever the invisible barrier, it prevents an individual from moving forward in life.

For Federal employees and U.S. Postal workers who suffer from a medical condition that prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, it is often that unknown, unidentifiable and unrecognized invisible barrier that stops you from moving forward.

Consult with a FERS Attorney who specializes in FERS Disability Retirement benefits, and let the legal representative move you forward on the chessboard of life’s refrain.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement for Federal Gov. Employees: Something Less

This is a country that has preached abundance for multiple decades, a couple of centuries, and certainly for a lengthy run on the concept: Expect more, not something less.  It has been touted as the flagship of opportunity, a place where dreams come true and hope abounds.  There has never been a view towards something less, for something less is an unacceptable concept to endure.

Commercials and television ads tout that we can “have it all”; that with a pill, things will be better; that if you buy a certain product, magic occurs; and if you whiten your teeth, everyone will like you better.  But what if life occurs where something less must be accepted?

Federal Disability Retirement pays 60% of the average of one’s highest 3 consecutive years of service for the first year, then 40% every year thereafter.  It is something less than what a Federal or Postal employee makes, but certainly something more than “nothing”.  It then actually does allow you to make something more — for, on top of the 60% the first year and 40% every year thereafter, you are allowed to go out into the private sector and make up to 80% of what your former Federal or Postal position currently pays.

Of course, your medical condition has already made you realize that life has to be adapted to with something less — something less than your full health; but Federal Disability Retirement does allow for something more, as well: Of a career beyond the Federal government.

Consult with an attorney who specializes in Federal Disability Retirement Law, and obtain the counsel and guidance of something more in dealing with a medical condition which has already resulted in something less — in terms of health and your ability to perform all of the essential elements of your Federal or Postal job.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal and Postal Employees: Stupid Mistakes

Our first reaction may be that such a phrase is in fact a tautology; for, to make a “mistake” is by definition to do something “stupid”, and so it is merely a redundancy to use and place both terms together.  But surely we can conceive of circumstances in which “making a mistake” turns out to be the very opposite of having done something “stupid”?

Perhaps some earth-shattering mistake in science resulted in a new discovery — of having made a mistake in combining two or more elements but resulting in a new, composite element beneficial to society?  Or of having made an accounting error which accrued to one’s personal financial benefit?  But even then, one may argue that the mistake itself was a stupid one; the consequences merely turned out to be beneficial, but that doesn’t necessarily impact the character of the mistake itself.

And what of follies in our youth?  Does age and greater experience, retrospectively reflecting back into the series of life’s mistakes and actions thoughtlessly taken, lead us to conclude that we have made multiple “stupid mistakes”?  What, then, constitutes a “mistake” such that it was stupid?

Often, a glimpse into what we did in the past — of having forged ahead without a plan, thoughtlessly, and without due diligence in considering all of the factors; these, and many more actions taken without an inkling of preparatory counsel, constitute what most people consider as a “stupid mistake”.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it may be necessary to consider filing for Federal Disability Retirement benefits under FERS.  In doing so, it is necessary to have a full and comprehensive understanding of the laws which govern FERS Disability Retirement and the administrative process and procedures abounding.

Consult with a FERS Attorney who specializes in OPM Disability Retirement Law, lest you come to regret it as one more “stupid mistake” that was made — as one of many that we all make throughout our lifetimes.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Silent lives defying interpretation

Life is a mystery, and individual lives a puzzle untold.  It is the calluses that we develop throughout our lives that diminish our individual and collective curiosity to get to know the “other”.

We are born with a teleological intellect striving to unravel and unmask the depths of human essence; but modernity, technology and the singular focus of tangents often involving prurient asides distract and envelop with unwavering obsessions, but it has gotten worse:  no, not in any violent manner or upheaval of historical significance; rather, the electronic means of texting, emailing, Facebook-ing and other such means – which, if one pauses for just a moment to reflect, is merely a white page on a screen of illuminating blindness where symbols representing communicative ignorance are exchanged through the ethereal conduit of airwaves – give an artificial semblance of comfort that we are still engaging in the essential project of destined human activity:  getting to know one another.

When, in fact, the distance between words and the human touch; the distinction between the beep apprising one of receiving a message and the subtleties of an eyebrow raised, a grimace faintly made or a sparkle from eyes admiring; or the differentiation between black lettering upon a lighted page as opposed to the intonation and undulating mellifluousness of the softly spoken word – these, we are losing as each day passes, unnoticed, unconcernedly, and without any real hope of recovery.

It is, in the end, those silent lives defying interpretation which are lost forever on the doorsteps of unwritten historical accounts, despite the stories never told, the narratives forever undeclared and the characters uncharted because of the mystery of life and the conundrum of human lives.

History, it has been said, is written by “winners”; and if there is indeed truth in such a statement, then its corollary opposite must be similarly true:  unwritten and unknown accounts are forgotten or never written of those “losers”.  But that is only half of the truth; for, there are those countless bystanders who are never acknowledge, but fail to be inserted and included in the narrative of unmarked graves unacknowledged through the accounts of history untold.

We all want to be “significant”; we all want to “make a difference”; and for Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition cuts short a promising career, a relevant contribution to the “mission” of the Federal Agency, or make a difference to an old woman living alone who waves hello to the Letter Carrier as the high-point of her day – filing a Federal Disability Retirement application, whether the Federal employee or U.S. Postal worker is under FERS, CSRS or CSRS Offset, may seem like the end of that teleological journey that we are all engaged in.

But always remember that there is life after the Federal workplace, and whether you are an active Federal or Postal employee, or getting ready to take that step to initiate a Federal Disability Retirement application, there are still silent lives defying interpretation, and yours is one of them.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement under FERS or CSRS: Intrinsic Value

There is, at the outset, a question as to whether such metaphysical distinctions of esoterica have any relevance, anymore.  The ivory towers have all lost their sheen; civilizations have now embraced the comfort of relativism in the West, excepting those outliers who cling to antiquities of thought believed to merely be vestiges of a prehistoric era; and all such bifurcations of minutiae are considered mere word games designed to enhance and promote the ability and capacity for further social engineering.

Perhaps in the pragmatic world of options trading, there remains a definitional need to distinguish between “intrinsic” value and “extrinsic” value; where the nature of the option being traded constitutes the former, and the circumstances and previously-unknowable factors impacting upon the value of the trade itself defines the latter.

In real life, the philosophy of pragmatism itself has dissolved the principles once touted; the Aristotelian differentiation of ascribing value based upon its inner sanctity, as opposed to a derivative preciousness contingent upon other entities or circumstances, was once accepted as a given.  But such metaphysical distinctions have been cast aside upon the trash heap of historical irrelevance, and one rarely hears, anymore, about such highfalutin concepts, as they are now considered outmoded, irrelevant, or worse, pompously presumptuous in a world where only the politically powerful, the super wealthy, or the “beautiful” people are allowed such exemptions of conversational engagements.

One might still argue, in this present age where the force of logical argumentation has been replaced with the volume of vociferous condescension intolerable to auditory quietude, that a great work of art has intrinsic value recognized intuitively, no matter the extrinsic cirumstances.  But if a dystopic universe prevailed, and there was but one person left to visit the last burning embers supporting a museum left as a testament to humanity’s former greatness — but, where, no food was left, and starvation was the remaining mechanism for death of this last poor soul — would the salvaged Rembrandt have any “intrinsic” value, leaving aside the issue of extrinsic worth (of course, human nature being what it is, such a sole survivor may still have the imaginative inner strength to recognize that there may be a future still, and scurry off with such masterpieces in the hope that the future may hold a better day).

Metaphysical principles which once held some meaning, significance and defined linguistic purposes, have now given way to daily blatherings of “I feel” and “I sense”, where, in each such utterance, it is the “I” which defines intrinsic value, and the subjectivity of sensing and feeling enhances the contingency of external worth.  It is, in many ways, a sad loss for all of us, that we should rely upon such subjectivity of an objective-less concept.

For Federal employees and U.S. Postal workers who suffer from a medical condition, of course, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of the Federal or Postal positional duties, the loss of any meaningful discussion between the intrinsic worth of X, or even the differentiation from the extrinsic value of Y, results in a universe where we are all treated as “means” to an end, and never just an “end” in and of itself.

That is why protective laws are necessary — precisely because we have lost any semblance of viewing one another as worthy because we belong to a greater principle called “humanity”.  But that is the practical world in which we live, and to which we must abide.

Filing for Federal Employee Disability Retirement is the best option left, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.  Thus, preparing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, is the pragmatic course for future security.  It is in that, where intrinsic value will be found, in the consolation of a future security otherwise lost in the extrinsic void of an unsympathetic universe.

Sincerely, Robert R. McGill, Esquire