OPM Disability Retirement Law: Confusion and What to Do

Confusion naturally follows upon a new and challenging circumstance.  That is not an anomaly; it is not a negative reflection upon a person’s ability or capacity; and it should not be taken as a sign of some inherent weakness.

We like to think that we are prepared for every eventuality, but even the wisest amongst us can use some guidance.  This has become a “specialized” world, where no one can any longer be that “jack-of-all-trades” person.

Modern life has become complicated beyond the capacity of any single individual, and the loss of extended “support systems” — because of fractured family relationships, the incursion and influence of Social media beyond their healthy originations; and the sense of isolation despite the greater freedoms we enjoy — makes for increased confusion in the midst of so much information available through the internet.

The self-contradiction is inexplicable: The greater the availability of massive amounts of information “out there” in the electronic morass of the internet, the lesser knowledge attained and wisdom displayed.  Perhaps it has to do with the loss of need for memorization; perhaps because of over-specialization; but whatever the reasons, we have become less knowledgeable.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, confusion and what to do is a problem which must be faced.

Contact an OPM Disability Retirement Attorney who specializes in OPM Disability Retirement Law, and consider the next steps in confronting the challenges being faced when a medical condition begins to impact your ability and capacity to continue in your Federal or Postal job.

Sincerely,

Robert R. McGill, Lawyer

 

Federal OPM Disability Retirement Law under FERS: Humming Along

Or, perhaps a person who is “whistling along”; either way, it is an indication of contentment.  People don’t even seem to have the time to “hum along”, anymore.  One doesn’t do that on Social Media; there is never any time on Zoom; and when there is ever an encounter in a public place, everyone is too busy and in a rush to be “humming along”.

And so the phrase is left as a metaphorical anomaly — of a life in contented fashion, a sense of self-satisfaction which is rarely seen these days.  It was perhaps also a concept applied to a well-oiled engine — of a vehicle “humming along”, indicating that all mechanical elements were working properly, and there was no fear of a sudden breakdown.

We can “hum along” in life; where things are going fairly smoothly; there is a sense of contentment, and even moments of “happiness” as a byproduct of our accomplishments.  Medical conditions, of course, can disrupt that characterization; it is an unfortunate but very human element which impacts everyone’s life.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition is interrupting and impeding the “humming along” scenario, contact an OPM Medical Attorney who specializes in FERS Disability Retirement Law.

Humming along is a state of being; a medical condition can interfere with that sense of contentment; and where the collision occurs between one’s ability and capacity to continue in one’s Federal or Postal career, it may be time to consider preparing, formulating and filing an effective Federal Disability Retirement application under FERS.

Sincerely,

Robert R. McGill, Lawyer

 

Disability Retirement for Federal Gov. Employees: Something Less

This is a country that has preached abundance for multiple decades, a couple of centuries, and certainly for a lengthy run on the concept: Expect more, not something less.  It has been touted as the flagship of opportunity, a place where dreams come true and hope abounds.  There has never been a view towards something less, for something less is an unacceptable concept to endure.

Commercials and television ads tout that we can “have it all”; that with a pill, things will be better; that if you buy a certain product, magic occurs; and if you whiten your teeth, everyone will like you better.  But what if life occurs where something less must be accepted?

Federal Disability Retirement pays 60% of the average of one’s highest 3 consecutive years of service for the first year, then 40% every year thereafter.  It is something less than what a Federal or Postal employee makes, but certainly something more than “nothing”.  It then actually does allow you to make something more — for, on top of the 60% the first year and 40% every year thereafter, you are allowed to go out into the private sector and make up to 80% of what your former Federal or Postal position currently pays.

Of course, your medical condition has already made you realize that life has to be adapted to with something less — something less than your full health; but Federal Disability Retirement does allow for something more, as well: Of a career beyond the Federal government.

Consult with an attorney who specializes in Federal Disability Retirement Law, and obtain the counsel and guidance of something more in dealing with a medical condition which has already resulted in something less — in terms of health and your ability to perform all of the essential elements of your Federal or Postal job.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Representation: Hope of escape

Perhaps it is a weekly lottery ticket purchases; or the novel that is periodically worked on but never gets completed; or even a notion that there is a distant relative who will one day meet mortality and leave a legacy of a magnitude beyond the capacity to exhaust; but of whatever dreams, fantasies or mathematical improbabilities, the mere hope of escape is often the fingernail that allows for sanity to remain, for motivation to continue to abide, and of a spark of incentive to spur onward and forward.

It is only when the cornered animal is left with no route of escape, or when an enemy battalion can neither hope to survive nor be allowed to surrender, that an unimaginable end may be considered.

Hope is the flame that abides for humanity’s safeguarding of happiness; of escape, it is something we all do, and often to the detriment of relationships that we have.

For Federal employees and U.S. Postal workers who suffer from various medical conditions, such that those medical conditions continue to prevent or otherwise impede the Federal or Postal employee’s ability, capacity and resolve to perform all of the essential elements of one’s Federal or Postal job, the hope is always there that the medical condition will resolve itself, or that the doctors will come up with a new cure, or perhaps even that a miracle will occur that tonight’s dream will awaken to a pain-free tomorrow.

Short of that, however, the hope of escape means that the medical condition will continue, but the inability to perform one or more of the essential elements of the Federal or Postal job must be discontinued either through (a) resolution of the medical condition (unlikely), (b) accommodation by the Federal Agency or the Postal Service of the medical condition such that the Federal or Postal employee may continue to work (again, unlikely), (c) resignation or termination because of excessive use of leave, inability to maintain a regular work schedule, deterioration of the medical condition or being placed on a PIP (likely), or (d) file for Federal Disability Retirement benefits, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset (inevitably).

The hope of escape still abides; it is up to the Federal or Postal employee to initiate the hope by consulting with an attorney who specializes in preparing, formulating and filing an effective Federal Disability Retirement application, thus empowering a potential escape from the vicious cycle of work-related harassment, deterioration of one’s health, and the constant concern for the security of one’s future.

Sincerely,

Robert R. McGill, Esquire

 

OPM Retirement for Medical Incapacity: Tranquility times turmoil equals?

Alliterations often require deliberate disentanglement; for, the focus is often upon the consonant being repeated, as opposed to the coherence of the alliterated sequence of words.  Both can be attained, however – of coherence and of repetition without incomprehensible aggregation, and in this instance, the multiplying effect of the calm of one’s life by events beyond one’s control can easily result in turmoil that was never requested, never desired and remained always unasked and unrequested.

Tranquility x turmoil is the idea that we fail to enjoy the relative calm in our lives because of the anxiousness of knowing that all good things cannot last for long, and must come to an inevitable end, no matter how hard we try to remain the solitary stoic in life, regardless of the hermitage we seek and irrespective of the complications we shed in order to attain a Zen-monk-like livelihood.

That is when, for instance, a medical condition hits us and the complexities of the life we attempted to avoid come to the fore and become all the more magnified, times 10 in an exponential ferocity that we simply cannot ignore.  True tranquility, however, requires the ability and capacity to keep all things in perspective, and to resist the temptation to allow for the turmoil to overwhelm us.  Keeping in mind that the concept itself can never be reduced to a mere mathematical equation, the question then becomes: What is the multiplicand, the multiplier, and finally, the product?

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of the Federal or Postal worker’s job, it is when the monotony of daily living (tranquility) becomes interrupted by the medical condition itself (turmoil), that the product of decision-making is forced upon one’s life.

There are multiple options, and none of them are very satisfying: The Federal or Postal employee may just endure and continue on “as if”; the Federal or Postal employee may get terminated or sanctioned because of excessive usage of leave, whether of Sick Leave, Annual Leave or LWOP, or a combination of all three; the Federal or Postal employee may ultimately believe that resignation from Federal employment is the only option left; or, the Federal or Postal employee may recognize that preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted and considered by the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is the most viable conclusion to a mathematical equation that one never expected to have to calculate.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Employment: The negative of a photograph

In this digital age, the disappearance of the negative in photography is quite appropriate; for, this is an age that has attempted to expunge everything negative, both in form and in substance.  That thin strip of plastic film that was always retained, and carefully coupled with the “positive” prints, was preserved with the idea that the more valued sets of prints may become lost, distributed or otherwise disseminated, and in that event, so long as the negative of the original was retained, more could be printed out.

Just before the digital age, there were “do-it-yourself” machines – monstrosities that received the film, processed them and spit out two-prints each; or is that just the faulty memory of this writer? The double-prints were meant to allow for giving of one and keeping the other, just in case grandma or grandpa wanted one of those cute pictures where everyone simultaneous said the universal word: “Cheese!”

Yet, the concept of the negative still retains some fascination, despite its obsolescence in the modernity of the digital age; for, it is the reverse order of reality, where the lightness of images retains the darkness of reflection, and vice versa, because of the chemical sensitivity in processing the film.

And who among us recalls the ghoulish search when we actually did want to get another print made – of searching through various negatives, seeing the hollow images of figures staring back, trying to discern whether multiple negatives that appeared similar but not quite the same could be the one, by matching the angle of the face, the tilt of the head, or some mysterious figure in the background not shown in the original?

Have we all had that experience – where there is something that appears in the negative but not in the print, and attribute it to the ghostly mysteries that somehow and by mistake captured the supernatural world otherwise banished from this day and age?

The romantic world of the unknown has now vanished, along with the negative of a photograph; now, we are left with the virtual reality of a mundane universe, with nothing left for our imaginations.  For, the negative of a photograph is the mystery itself that always spurred us onward and upward, trying always to achieve the next level of accomplishment.

For the Federal employee and U.S. Postal worker who suffers from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal positional duties, the concept of the negative of a photograph should be quite familiar; for, once upon a time, that image beheld on that strip of plastic was the “real” you, preserved and retained for posterity as the valuable essence of a being otherwise forgotten.

Federal agencies and Postal facilities only care about the print that stays forever in the same pose and manner, unchangeable and forever identical.  The mere fact that a medical condition has “changed” a Federal or Postal employee is somehow rejected by the Federal agency and U.S. Postal Service, and that is why filing an effective Federal Disability Retirement application with the U.S. Office of Personnel Management becomes so important.

For, just like the negative of a photograph, it is the medical condition in its negative aspects that always seems to be the sole focus of the Federal or Postal facility in determining the worth of an individual.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal Employees: Left to our own devices

This is a world where loneliness prevails.  Despite all of the “connectivity” that is bandied about, the fact is that the suffering of human relationships has been on the rise since the industrial revolution, and perhaps even before that.

The proverbial term itself has taken on a double meaning (for those who are comfortable with a more sophisticated linguistic and grammatical ascription, that would be a “double entendre”) – not only in the traditional sense of the phrase as encapsulating the abandonment to make our own way in the world, but in the sense of modern technological overload, of the very pragmatic sense that each of us are surrounded by the electronic contraptions we have embraced in pursuance of connection and social constructs that have resulted in a foreboding sense of growing isolation and angst at the loss of a human touch.

It is that loss of tactile warmth – of holding hands in a movie theater, picking up on the subtleties of facial expressions and looks; of being able to read the soul’s essence through intonations and the mystery of sense impressions.  We are all, in the end, left to our own devices, and more so in this universe of appearances and medium of messaging through words and abbreviations of words where illiteracy parallels the self-delusion of relationships created, maintained and transmitted by light’s illumination.

As Philosophy lost its pinnacle of wonder and incessant questioning when the pragmatic successes of science overshadowed queries perennially posited but never resolved, and as British Empiricism relegated all problems to mere linguistic wastelands where the tinkering of word-orders resolved long-held philosophical conundrums as mere confusion over grammatical misunderstandings and incomprehensible definitional mishaps (as only the British could so arrogantly decide for us how we should speak our language – although, oops!  — the greatest culprit was not English at all but that Vienna-born rabble-rouser, Wittgenstein); so we have now come full circle and find ourselves lost in a paradise of our own seclusion, like the image of the Cave in Plato’s Republic, where we see only shadows, only our own devices, and forever isolated within the illuminated tablets of devices made in foreign parts unknown.

That is the same sense that Federal employees and U.S. Postal workers feel when they are hit with a medical condition that cuts short one’s Federal or Postal career.  Isolation, being left to one’s own devices (in both senses of the phrase – of having no help from one’s own agency and presented with a number of puzzling and confusing forms to fill out), and like the boat up the proverbial river with no paddle, a reduced chance of success with the behemoth of all agencies, the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Fortunately, however, there are “repair-shops” and refund policies for devices which don’t quite work; and the first step is to consult with a disability retirement lawyer who specializes in doing FERS & CSRS law.  Left to our own devices, we are bound to come up short with inadequate answers; for, in the end, it is the devices which we use, in the proper and most effective way, that makes the difference in an otherwise mad, mad world.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Of the Black Widow

The subtlety of its attractiveness is often overlooked because of its mythology of potent venomousness, where it is said that its sting is more than 15 times the deadliness of a mere prairie rattlesnake, which — at least we can attribute an anthropomorphic characteristic of favorability — warns one with its loud systems resulting from its namesake.

It is often invisible, as its black and unassuming appearance allows for quiet traversing along the undersides of human existence; and the signature red or orange marking, often reflecting an hourglass on the ventral abdomen tells the frightening narrative of the limited time remaining once smitten.

Perhaps, while sitting outside enjoying the warmth of a mid afternoon pause, you reach half-asleep beneath the slats of the lawn chair, and it awaits; or the enthusiastically rapacious urban gardener who wants to feel the richness of the soil in the thawed gallows of springtime brightness, working by reaching with ungloved hands through a thicket of branches and deadwood, unintentionally grabs a bevy of clumpish organic material, and instead disturbs the habitat of this beauty of deadliness.

The mythology surrounding the Black Widow spider increases exponentially with greater study; from its sexual cannibalism to its neurotoxic potency, the innate fear towards spiders in general is magnified when encountering this particular one of is own species.  Yet, by metaphor or mere anthropomorphic analogy, we encounter similar and parallel behavior within our own species — of venom so toxic, and of seemingly innocuous engagements that barely warn, but where wariness should prevail over our lack of judgment and insight.

For Federal employees and U.S. Postal workers who suffer from a medical condition, and where the medical condition begins to impact one’s ability and capacity to perform one or more of the essential elements of one’s Federal or Postal positional duties, the confrontation with an agency’s Black Widow can be shocking, daunting and ultimately fatal.

And they can — of the human kind — lurk anywhere and everywhere; from sudden eruptions of coworkers and Supervisors whom you thought were harmless, to Human Resource personnel who spew secrets of stinging, venomous sprays which can destroy the privacy and personal information of countless victims; they, like the spider of infamous beauty, can reveal greater enmity than the prairie rattlesnake.

Preparing, formulating and filing an effective Federal Disability Retirement application through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is often the only antidote available; but like the signature mark of the hourglass glowing in revelatory horror only after it is too late, filing for Federal & Postal Disability Retirement should be considered way before reaching into territories where unknown responses and reactions may prove too deadly or too costly.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: A Series of Refinements

Age does not necessarily result in greater wisdom; rather, for many, it merely sits in a puddle of stale intransigence.  As well, palpable advancement on a linear scale occurs only in the context of the capacity to make progress, but remains in a state of limbo without an intermediate causal impetus.  Throughout life, it is the refinements made which make for differentiation.  A minor tweak here; a self-reproachful reminder here; for, very few begin the journey needing a complete overhaul, but merely a readjustment and cleaning of those spark-plugs gone bad.

Thus, when a medical condition hits an individual, it often becomes a crisis of identity; for, throughout, up until the point of realizing that a change in career may be necessitated by the unexpected health condition, the thoughts and plans always included a series of minor refinements, and nothing more.

But Federal Disability Retirement for Federal and Postal employees is, in fact, nothing more than a greater series of minor refinements; it is the focus upon the change which transforms it into a traumatic event of sorts.  For, in the end, it is precisely those series of refinements made throughout the course of one’s life, which has prepared one for the vicissitudes wrought by unexpected circumstances; throughout life, we prepare for the next storm; wisdom is merely the ability to recognize the inevitability of change, and through a series of refinements, to adjust accordingly.

For Federal employees and U.S. Postal workers who must file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal employee or U.S. Postal worker is under FERS, CSRS or CSRS Offset, the need to file an OPM Disability Retirement application through OPM is often looked upon as a crisis-embroiled act.  And, indeed, it is certainly a troublesome venture, one fraught with headaches, obstacles and administrative confusion; but in the end, it is a step necessitated by circumstances beyond one’s control, and merely another in a series of refinements required by life’s bumps and bridges, and one which requires some amount of wisdom in going forward into the bureaucratic nightmare of OPM.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: The Appointed Time

In days of forgotten yesteryears, we acquiesced with submissive aplomb to the notion that fate was predetermined, that time was merely the dangling strings of unknown gods directing our every movement and thoughts by invisible attachments extending into the ethereal heavens beyond the realm of sights, sounds and concrete buildings; but, somehow, compassion and empathy would balance out the injustices of the universe and the finality of judgments would be rendered to equalize the uneven scales of an unfair world.

The “appointed time” was thus merely the breadth of the allowance between the playful whims of fated forces beyond our control, and the daily toil of sweat and pain.  But as science and technology progressed and pragmatism of success began to crowd out the magic of unknown universes, the belief that man was merely the playthings of gods and cauldrons mixed with livers and kidneys of dead critters consumed with incantations of mysterious languages lost in timeless capsules of goblins and ogres, the notion that destiny was somehow within one’s grasp and control began to intercede, and the age of man began to interrupt the rise of giants and the fall of knaves.  People began to take control of their own lives.

For Federal employees and U.S. Postal workers who continue to toil for the large bureaucracy of Leviathan proportions, those former days of dangling fate seem not very far in the distant past.  For, it is indeed the Federal Agency and the U.S. Postal Service which have replaced the serpents of history, and treat Federal employees and U.S. Postal workers with disregard and disrespect; and when a medical condition begins to impact the Federal or Postal employee’s ability and capacity to perform all of the essential elements of one’s positional duties, one often feels as if the medical condition itself is like the “appointed time”, where fate again is predetermined by the gods now replaced by the bureaucracy of the Federal agency and the U.S. Postal Service.

That is why preparing, formulating and filing an effective Federal Disability Retirement application through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is likened to circumventing the desires and whims of the gods of fate.  Obtaining Federal Disability Retirement benefits through OPM allows the Federal and Postal employee to determine and take control of one’s future course of actions, such that the appointed time of yesteryear remains merely a residue and vestige of a time long forgotten, where man was merely the plaything of the gods of fate in a time before the dawning of a brighter promise for tomorrow.

Sincerely,

Robert R. McGill, Esquire