Federal Medical Disability Retirement: Of Life’s Bindings

What is it that binds us to life?  We are well aware of those things which unbind us — loss of family and friends; major changes; upheavals; divorce; medical conditions.  The things which unbind us from life are those which create havoc, extend joylessness beyond mere momentary emotions, etc.

The things which bind us to life are those events, encounters and elements which enliven us, reinvigorate our spirits, and compel us to a level of energy which declares to the world, “I am alive. I want to contribute.”

Of life’s bindings: Helping young people to find their bindings of life; Of learning how to maneuver through the maze of complexities and challenges which daily living brings to the fore; Of having a special relationship with others; Of having a loyal dog beside you; Of work which is satisfying, and of which you are competent and successful; of health.

The last of these are often taken for granted; yet, it is always the first on one’s list of life’s bindings when it begins to fail.

For Federal employees and U.S. Postal workers whose health is beginning to fail, and where the failure of health impacts one’s ability and capacity to continue in the career of a Federal or Postal employee, the time to consider preparing an effective Federal Disability Retirement application for submission under FERS to the U.S. Office of Personnel Management is — now.

Don’t wait until the primary basis of all other of life’s bindings begins to fail — of one’s health — where the dominos begin to fall and knock down all other of life’s bindings.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Medical Retirement: Those Dog Days of Summer

Extremes desire the opposite extremes; and so these winter days of short sunlight, cold and unending spells where the chill cannot be gotten rid of no matter how high you turn up the thermostat — they wish for the other extreme, those dog days of summer.

July to August is the traditional period referred to as the Dog Days of Summer, of a starry constellation where hot temperatures force dogs and other animals to simply lay down and remain motionless in order to keep cool.  It forces the other extremes: Motion versus immobility; abundance verses lack; health versus?

Life is too often a contrast in extremes; one day, you are healthy and active; the next, debilitated and unable to move.  Or, is that just the fear?

The reality is more often a slow and progressive deterioration; the extreme is that, despite our failing health, we continue to push on in order to extend our careers.  The “extreme” is often our response to our circumstances, which then further exacerbates the problem.  Yes, we now may wish for the dog days of summer, but what would be best is the interlude of a Spring moderation.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition no longer allows for continuation in one’s job or career, don’t wait for the next extreme — those Dog Days of Summer — but, rather, contact a FERS lawyer who specializes in Federal Disability Retirement benefits and see whether the Spring of a next phase might not be the better season of action and satisfaction.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Disability Retirement: Parable for Our Times

Perhaps we no longer listen to parables; each culture, every era, almost all generations possess representative parables for the times we live in.  Whether of a religious origin or of folklores and generational transfers of wisdom, the parables for our times represent the collective fears, desires and hopes for a future generation yet to be seen, but as lessons for the current lot of lives who need direction.

If we abandon normative ethics, do we not need stories to guide us by?  If all that we must abide by are the laws and rules dictated by society, must we not have parables which enlighten us as teaching tools for our personal lives?

The parables for our times cannot simply be to follow what celebrities say or do; or by what “reality television” allegedly teaches us.  Or by the countless “self-help” gurus that line the bookshelves purporting to provide wisdom and sageness of advice.  The characteristics which represent a moral universe — of kindness, charity, love and empathy, are conveyed by the generational transfer through the parables of our times, and when such parables begin to fade, so do the foundations of a moral society built upon the stories which represent the soul of a society.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition no longer allows one to continue in one’s chosen Federal or Postal career, the parable for our times may be: Seek guidance first before trying to file a FERS Disability Retirement application.

Consult with a FERS Attorney who specializes in Federal Disability Retirement Law, lest the parable for our times turns out to be about an emperor who wore no clothes.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Application Assistance: Intermediate causes

Reading Aristotle, we realize that most of us search for the “final” cause of things, quickly overlooking and ignoring those intermediate causes that make for the engines that transport, the accomplishments that matter, and sustain the requisite constancy of life.

It is like the individual on the team who takes credit for the completion of a project; yes, he gives some acknowledgment to various contributors by giving lip-service with the traditional, “And I would like to thank Mitch, Susan and Bill for being instrumental in our endeavor”, but in the end, it is the “finalist” in every causal conclusion that everyone recognizes and applauds.

Yet, it is the intermediate, sometime imperceptible causes which make for the foundation of a life’s work.  We always want to know what the final outcome is, and when we have predetermined the conclusion, we quickly lose interest and move on.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it is important to realize that this “stage of life” is merely an intermediate cause, and not the final conclusion.

There is “life after Federal or Postal employment,” and preparing an effective Federal Disability Retirement application and surviving the complex administrative process is not the final chapter in this enduring story for those Federal employees who suffer from a medical condition and have no choice but to prepare, formulate and file an effective Federal Disability Retirement application, whether you are under FERS, CSRS or CSRS Offset.

The “final chapter” is yet to be written, just as the “final cause” is still to be encountered; this is, after all, merely one of those Aristotelian intermediate causes.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement from OPM: Capturing youth

Advertising agencies know well their targeted audience; one need only sit and watch the news, flip through the various channels and recognize that yes, someone has more information about one’s particular household than one would like to share; otherwise, why does the age-group, the likely medical conditions being suffered and the problems statistically encountered seem to fit you?

Then, you search on the computer for a specific product, and suddenly ads appear throughout in the margins of the screen trying to entice you to similar genres of product lines.

Someone is “watching” you; information is being gathered throughout; and all along, it never was the onerous manner in which Orwell’s depiction in his famous novel, 1984 tried to describe and delineate.  No, in that novel, the totalitarian nature of the State imposed and prescribed television screens that had a 2-way capacity to watch and observe, and there were microphones planted in strategically-placed areas to listen in on conversations.  No such events were needed in modernity.

Instead, we go out and voluntarily buy the devices and bring them into our homes without any State or Regime ordering us to do so.  And all in the name of capturing youth.  Youth, by the looks of television and Internet ads, seems to be the prevailing impetus for all that everyone does in life.  Even the old people look young, younger, or seem to only want to be so.  Dating websites are no longer for the young and hopeful; no, they are for the old and retired, and capturing youth is the mainstay of today’s cultural focus.

Perhaps there is nothing wrong with the compulsion of striving towards capturing youth; and whether the cosmetic products advertised or the need to “stay young” in order to enjoy life to its “fullest” (whatever that means), capturing youth is the favorite pastime of everyone everywhere nowadays.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to prevent the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the desire to “capture youth” has a slight twist – for, it is not just the want or motivation to harken back to a “time before” when one was young and carefree; rather, it is a need to capture those days when health was taken for granted and movement free of pain or inner turmoil was the daily routine that needed no greater thought.

Health is a blessing, but we don’t know it until it deteriorates; and medical conditions are a curse, and we just don’t think about it until the time is upon us to consider the future.

Filing an effective Federal Disability Retirement application, through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, may not ultimately accomplish the goal of capturing youth, and thus may not be of much concern to those “watching you”, but for the unique individual that is the “you” in the privacy of your home and inner reflections, it may be a first step towards securing a future that has become the darker secrets of fear and loathing.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Employment: The negative of a photograph

In this digital age, the disappearance of the negative in photography is quite appropriate; for, this is an age that has attempted to expunge everything negative, both in form and in substance.  That thin strip of plastic film that was always retained, and carefully coupled with the “positive” prints, was preserved with the idea that the more valued sets of prints may become lost, distributed or otherwise disseminated, and in that event, so long as the negative of the original was retained, more could be printed out.

Just before the digital age, there were “do-it-yourself” machines – monstrosities that received the film, processed them and spit out two-prints each; or is that just the faulty memory of this writer? The double-prints were meant to allow for giving of one and keeping the other, just in case grandma or grandpa wanted one of those cute pictures where everyone simultaneous said the universal word: “Cheese!”

Yet, the concept of the negative still retains some fascination, despite its obsolescence in the modernity of the digital age; for, it is the reverse order of reality, where the lightness of images retains the darkness of reflection, and vice versa, because of the chemical sensitivity in processing the film.

And who among us recalls the ghoulish search when we actually did want to get another print made – of searching through various negatives, seeing the hollow images of figures staring back, trying to discern whether multiple negatives that appeared similar but not quite the same could be the one, by matching the angle of the face, the tilt of the head, or some mysterious figure in the background not shown in the original?

Have we all had that experience – where there is something that appears in the negative but not in the print, and attribute it to the ghostly mysteries that somehow and by mistake captured the supernatural world otherwise banished from this day and age?

The romantic world of the unknown has now vanished, along with the negative of a photograph; now, we are left with the virtual reality of a mundane universe, with nothing left for our imaginations.  For, the negative of a photograph is the mystery itself that always spurred us onward and upward, trying always to achieve the next level of accomplishment.

For the Federal employee and U.S. Postal worker who suffers from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal positional duties, the concept of the negative of a photograph should be quite familiar; for, once upon a time, that image beheld on that strip of plastic was the “real” you, preserved and retained for posterity as the valuable essence of a being otherwise forgotten.

Federal agencies and Postal facilities only care about the print that stays forever in the same pose and manner, unchangeable and forever identical.  The mere fact that a medical condition has “changed” a Federal or Postal employee is somehow rejected by the Federal agency and U.S. Postal Service, and that is why filing an effective Federal Disability Retirement application with the U.S. Office of Personnel Management becomes so important.

For, just like the negative of a photograph, it is the medical condition in its negative aspects that always seems to be the sole focus of the Federal or Postal facility in determining the worth of an individual.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from OPM: Dreams, daydreams and nightmares

Of the first in this triplet trope, the concept can envision two distinct avenues:  in a state of somnolence, to have them with minimal control of appearance; or, in another sense, to possess aspirations beyond one’s station in life or current circumstances that may impute dissatisfaction.

The second in the series is somewhat connected to the second concept branching from the first; it is a moment of reflective escape, where the reality of “now” and the encounter with Being is temporarily averted and subsumed in a meditative silence of self-repose.  Some have the capacity to embrace and become lost in such quietude of an alternate universe, despite a clutter of noises or the distraction of tumult.  Then, some would counter that it is precisely in such moments that fleeing into a parallel universe of a mental cocoon is necessary in order to maintain one’s sanity in a world replete with a curiosity shop full of random violence.

And, of the third, we again branch into a duality with the proverbial fork in the road; for, such infamy of uncontrolled images and voices while in a sleeping slumber constitutes the primary definition; but, whether in metaphorical terms or engaging in trifling hyperbole, we attribute traumatic and frightful events by describing it precisely by the term at hand.

Dreams, daydreams and nightmares are all part of our daily lives, whether awake, half-aware, conscious or sub-conscious in multiple and mysterious modalities of living; but they serve a purpose which, whether explained away by psychologists, therapists, pseudo-intellectuals or just plain people of tremendous insights and uncanny foresights, they continue to remain the foundation for maintaining the sanity preserved within the insanity of the greater universe.

Without nightmares, how would the inner psyche expiate the images and sense datum we have involuntarily ingested?  Without daydreams, what would man hope for, live for, in circumstances of squalor and decadence?  And of dreams, how would the subconscious sift through the visual and information overload experienced daily and in voluminous onslaughts of quantitatively overwhelming constructs?

Or of the second branch, where aspirations and hope for a better tomorrow, though derailed by screams of destitution and unhinged by crying babies, drunken realities and unsavory circumstances, yet to dream for a better tomorrow is sometimes the only thread which separates the crumbling heart from a tinge of a fading smile.  It is precisely these that allows for man to wake up the next morning and seek a better tomorrow.

For Federal employees and U.S. Postal workers who find themselves with shattered dreams, escaping into a greater cauldron of daydreaming, or rustling in sleepless fits of nightmares unavailing, all because one’s career is on the proverbial “line” resulting from a medical condition which may cut short one’s dreams, daydreams and creating a chaos of nightmares, preparing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, may be the first step in the aspirational discourse needed to regain one’s equilibrium.

The importance of trifurcating between dreams, daydreams and nightmares is a prescient step towards recognizing that the reality of one’s present circumstances may be described as a “nightmare”, and perhaps those sleepless nights are filled with them; but in order for the Federal or Postal employee to dream of a better tomorrow, the leisure of daydreaming must be allowed, but always tempered by pragmatic steps which must be undertaken in the reality of day-to-day living, in order to reach a specific goal:  That of getting an approval from the U.S. Office of Personnel Management, in order to reach that light at the end of the proverbial tunnel, which is neither defined by dreams, nor attained by daydreaming, and certainly not a nightmare to avoid.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Of Tomorrow’s Dreams Delayed

We like to think that our lives progress unencumbered in a linear line of advancement, with nary a bump or an obstacle unconquerable, and but for the occasional exuberance of planned erraticisms, the journey should be a smooth ride without surprises.  But just as planes sometimes fall from the sky, and nature betrays its perfection by mistaken errors of comedic turmoil, so the linear aspect of constancy often must confront the bumpiness of expectations.

Life rarely turns out as planned, and the more we plan, the less we expect fulfillment.  Perhaps that is the great tragedy of loss of youthful innocence.  In the end, it is how we face up to that realization that plans are meant to be altered, that unexpected curtailment of expectations unrealized merely represent the reality of the universe, and that in the end, the process of “how we face” it is more important than the desultory buoyancy of cynicism.

On a rollercoaster or other thrill-seeking device, there is often that final moment of exhilaration, that last pause before the turn; perhaps that is precisely why we seek such madness, for life itself rarely presents us with a similar and parallel event.  Instead, like the medical condition which slowly, steadily, and with monotonous rage progresses to debilitate, the constancy of repetitive boredom in life mirrors the tragedy of human proportionality and graveyards filled with unnamed tombstones.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition results in an inability to perform the essential elements of one’s positional duties, the bumping up against the tides of obstruction means that one must prepare, formulate, and file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS or CSRS, or even CSRS Offset.

Life’s unfair advantage at throwing down an obstacle in the midst of a promising career should never betray the need to adapt and consider the alternatives beyond; and for the Federal or Postal worker who can no longer perform all of the essential elements of the Federal or Postal position, the likelihood that the Federal agency or the U.S. Postal Service will engage in harassment and ultimate termination of employment, is greater than not.  That is why, of tomorrow’s promises and dreams delayed, it is necessary to prepare, formulate and file for OPM Disability Retirement benefits today, so that the tomorrow of dismal dalliances may be deemed a desirable date of this day’s inestimable worth.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: Just another Pilgrim’s Progress

Each generation believes itself to be unique according to its own fashion, and in possession of the sole quantitative cache of knowledge, wisdom and creativity heretofore never manifested by man, civilization and the alchemy of provocative thought.  It is doubtful that John Bunyan’s work, “Pilgrim’s Progress“, is taught generally in schools; for, beyond the obvious religious significance of the allegory, it falls below the acceptable level of sophistication modernity believes it has embraced.

Yet, it is in the very manner of the narrative — its richness of depicting struggles, encounters and adversarial confrontation through metaphor, allegory, analogy and displaced double entendres — that well prepares the journeying individual to encounter, tackle, deal with, and ultimately resolve the complexities of the world.

It is perhaps the loss of historicity, and the simplistic and elemental outlook, which is objected to; and of course the obvious distrust of anything involving moral condemnation presented in an iconoclastic manner — exempting, of course, those who espouse such unwavering beliefs from an agnostic viewpoint.  But the compendium of travails depicted — of the heavy burden carried, the spectrum of human emotions experienced; of shame, guilt, moral struggles and pain of endurance despite unconquerable depravity and obstacles beyond human measure — these are manifested in a manner beyond thoughts which provoke dismissive countenance.

How does one prepare for adversity?  We protect and avoid, and warn against the maladies of life; and yet we antiseptically wipe the diseases of the universe clean with empty promises of fairytale condolences.  Then, when trouble arises, we wander in lost chasms of blind darkness, reaching out with vain hopes of touching something or somebody for guidance and wisdom.

Medical conditions and the trials which they accompany, tend to bring such tensions to the fore.  For Federal employees and U.S. Postal workers who struggle with a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s positional duties required, it is well to keep in mind the story of Pilgrim’s Progress.  For, the medical condition is indeed a heavy burden; the encounter and continuing saga with the universe of the Federal agency or the U.S. Postal Service, a trial of adversity; and the need to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, an allegory of bureaucratic malaise.

As the story of the Federal or Postal employee who must face adversity is one encompassing an “everyman” saga, so the journey of the pilgrim who progresses through the confrontations of life must be faced with the tools of change, whether those encounters are identified in metaphorical terms, or by the stark reality of nameless nothingness which never prepared us for life’s journey, but which we must nevertheless deal with in modernity.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Medical Retirement: The False Option of Extremes

-The choices we make are contingent upon the knowledge we possess; thus, if we choose between a tripartite offering of x, y & z, when (as perhaps illustrated by Venn Diagrams within a rectangular border representing the “universal” set of possibilities) actual and available options may extend beyond the known quantities available, then we have made our decision based upon an ignorance of alternatives.

Offerings are generally made based upon self-centered care; in negotiating with an adversary, it is normally the option of extremes which are granted:  Either X, or Y, but not both, and if neither X nor Y, then consequence-T.  No mention is made concerning the availability of sub-options Xx, or Yy, to the remaining result of T1, 2 or 3.  Furthermore, when the concealment or unrevealed alternatives fail to be presented, it is often the case that only the extreme of options are conveyed, which makes the entire set of non-universal choices false in their very definition.  This can be exponentially quantified when a medical condition is introduced into the equation, precisely because mental acuity and sound judgment become influenced by desperation of circumstances.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s positional duties in the Federal agency or the U.S. Postal Service, the false option of extremes can very likely be attributable to fear, lack of knowledge, combined with loss of confidence in the fair distribution of justice and good sense.

It is indeed troubling that so many Federal and Postal workers know nothing about Federal Disability Retirement, or its availability after having worked just 18 months in the Federal sector (under FERS), or 5 years under CSRS.  The confusion can sometimes arise in the availability of Social Security Disability, which is distinct and separate from Federal Disability Retirement benefits from the U.S. Office of Personnel Management.

The two are distinct and different in multiple ways:  the criteria to qualify; the nature of the benefit; the rules concerning employment after approval of either, etc.  Yes, if under FERS both SSDI and FERS Disability Retirement are granted, there is an “offset” tantamount to a coordination of benefits between the two, but for those who do not seek outside employment, the combination of both (despite the offset) will normally net the (former) Federal or Postal employee more in terms of a monthly annuity.

Whatever the reasons, the age-old adage (attributable to Sir Francis Bacon) that knowledge is power, and lack of it injustice and contempt (the addendum clause is merely added by this author) by those who possess but offer mere false alternatives, is but a pervasive truism abounding despite the Internet, Google and other information-searching technologies of modernity.

In the end, the false options of extremes should be countered by a deliberative intent and real curiosity to know — know that the “other side” is never truly looking out for your best interest; that in making spur-of-the-moment decisions, to take a further moment to investigate and reflect may be fruitful, and in the end, to recognize that for the Federal or Postal employee suffering from a medical condition, working on at the expense of one’s health, or resigning, are not the only two options available, but preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is also within the subset of universal alternatives available to the Federal or Postal employee.

Sincerely,

Robert R. McGill, Esquire