OWCP & FERS Disability Retirement for Federal and Postal Employees

Can both be approved concurrently?  Is there any disadvantage in filing for one “as opposed” to another?  Do they “cross over” and impact one another?  Can you receive payments concurrently, or must you choose one over the other and, if one is chosen, does it “negate” or otherwise dismiss the other?

These are all practical questions which can come about if an injury or illness results from a workplace incident or caused by an occupational hazard.  First and foremost, it should be noted that the two “pockets” of compensatory resources are different in nature: OWCP is not a retirement system; OPM Disability Retirement is. OWCP is a compensatory resource created and established as a temporary measure (although there are many, many cases where an OWCP recipient stays on and receives compensation for decades and beyond) — as a means of allowing the Federal worker to receive treatment, recuperation and rehabilitation, with a view towards an eventual return to work.

The paradigm of a FERS Federal Disability Retirement, on the other hand, is just that: It is a retirement system — essentially, starting your retirement “early” because of a medical condition or injury resulting in one’s loss of capacity to continue to perform one or more of the essential elements of one’s Federal or Postal job.  The latter (FERS Disability Retirement) does not have to possess any causal connection to the employment itself — in other words, the medical condition or injury does not have to be “occupationally related” in order for a Federal or Postal worker to become eligible for its benefits.

Remember, however, that under a FERS Disability Retirement, a Federal or Postal worker must file for the benefit of Federal Disability Retirement within one (1) year of being separated from one’s Federal Agency or the Postal Service.  The fact that a person has been “placed on the rolls of OWCP” does not excuse the 1-year rule for filing a Federal Disability Retirement application.

For further information on the intersection between OWCP and FERS Disability Retirement, you should consult with an experienced attorney who is knowledgeable about both, and make your decision upon factual and legal information, and not from such sources as, “I heard from Joe that…”

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement for Federal Employees: Distinction of Days

Is it possible to live in such a manner — where days are not bifurcated and calendars remain unopened as unused tablets left without reference?  What does that mean — to not live by distinction of days, and how would that reflect upon an individual who lives in such a manner?

We act as zealots and bifurcate each day, and further fracture them into smaller and yet more detailed units of quantifiable divisions — by the hour, the minute, even of seconds and half-seconds, especially if you are a jogger or relishing the final moments of mortality’s fateful play.  The perspective of time influences us all — for, to live without the division of bifurcated days is to live outside of the purposive pathway of the world at large.

Is that why it’s often believed that people often die shortly after retirement?  Is it because the world of time becomes subsumed into a continuum of purposeless days and meanderings of timeless wanderings?  Do we lose our sense of worth when there is no longer a distinction of days?

To live as if days, nights, hours and minutes become conflated within a sea of eternal timelessness — is that when a person becomes less of an individual and begins the process of returning to the dust from which we came?

Medical conditions have a sense of that — where time is less essential because the pain, suffering and chronic interruption conflates the bifurcation of time.  For Federal employees and U.S. Postal workers who suffer from a medical condition and where weekends and weekdays have become a continuum when mere minutes seem like hours and days of agonizing nightmares because of the medical condition — it may be time to prepare, formulate and file for Federal Disability Retirement benefits under FERS.

Time is precious; time lost is a precious moment of lasting regret; and the distinction of days is important in order to enjoy weekends where leisure-time can become a respite away from the daily grind of work.

Federal Disability Retirement is a benefit available for all Federal and Postal employees who suffer from a medical condition such that the medical condition no longer allows for performance of all of the essential elements of one’s positional duties.  While getting Federal Disability Retirement benefits may not cure the underlying medical problems, it can at least give you a distinction of days in order to focus upon your health.

Sincerely,

Robert R. McGill, Esquire

 

Filing for Federal Disability Retirement Benefits: Remakes

Some hate them and vow never to view or accept them in any way, being purists at heart and unable to fathom any possibility that improvement can be had upon an old classic; others — the opposite side of the coin — welcome anything new and will relish all updated versions where the old can be replaced by the new.  Still others remain in a somewhat “neutral” frame of mind: Acceptance in the form of saying to one’s self, “Well, any remake is merely a new and different movie; you can’t compare the two because they are different interpretations by different people.”  Or, perhaps a more moderated tonality: “Let’s just give it a chance.”

Can Jeff Bridges be any better than John Wayne as U.S. Marshal Rooster Cogburn?  Can any modern adaptation recapture the magic in Twin Peaks or improve upon its avant-garde approach?  Can there be a “better” Charlie than Diane Keaton in John le Carre’s The Little Drummer Girl — depicting the emotional turmoil of the Middle East conflict through the instability and confusion of a single person?

Modernity thinks that all previous generations have been lacking in something; perhaps it is just arrogance to think that a “remake” can be better than the original, or is it merely a lack of creativity because the “now” is unable to come up with its own original ideas, and therefore must rely upon that which has already been done once — or twice, or three times before — with an effort to “improve” upon it?

To some extent, it is an inevitability of life’s misgivings, and so we all have to “remake” ourselves at some point in our lives.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the “remake” that must face is the one that is in real life: Medical conditions force one to remake one’s career, life choices and future plans.

Filing for Federal Disability Retirement benefits may not have been a “scene” in one’s life that was planned, but it has now become a necessity.  The movie reel within one’s life — the viewing of one’s future; how one sees one’s self; the “takes” that one shot of a career and a future — is forced to be remade when a medical condition hits one’s life.

Whether one wanted to or not, preparing an effective Federal Disability Retirement application through the U.S. Office of Personnel Management becomes a necessity when a medical condition begins to prevent the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job.  It is like “remaking” one’s life.

Just remember, however, that like all remakes, it is important to have a good “director”, and seeking the counsel of a Federal Disability Retirement Attorney who specializes in Federal Disability Retirement Law is an important feature of the upcoming film adaptation and remake of the truest of moves: One’s Own Life.

Sincerely,

Robert R. McGill, Esquire

 

Attorney for OPM Disability Retirement Claims: The gist of it all

When do we want the “gist” of something?  The essence or the “main idea”; or to filter it into the short version, somewhat like the “spark notes” of the thing of which we seek.  Is it appropriate if a student is sitting through a boring lecture and raises his or her hand and asks politely, “I have an activity to attend this afternoon. Can you just give us the gist of what you’re trying to say?”

Or of the greater meaning of life itself — you know, that grand design that everyone is seeking, which is why so many people believe in such things as the “Da Vinci Code” or, more recently, “The Chamberlain Key” — codes to codices that reveal the heart of ancient secrets lost in the trash heaps of history or otherwise forgotten because of wars, famines and changes of the proverbial guards.

Why is it that such “keys” must always be “ancient”, and shrouded in the mystery of “secret societies” who will murder in the dead of night to protect the gist of it all?  How does that reflect upon modernity — that we are too superficial to invent or discover such codes?  Or, is it merely that the cynicism of scientism and the reliance upon the physical universe, the influence of British Logical Positivism and the Age of Science have all subsumed such romanticizing of mysteries beyond the age of reason?

In this fast-paced society where technology surpasses by lightening speed the insular world of secret societies and the unraveling of veiled codices, what we want in the end is the gist of it all — to bypass the tangential details and get to the heart of the matter.  We have little or no time for anything else.

So, for Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, what is the gist of it all?  In other words, what is the essence of a Federal Disability Retirement annuity?

Well, to begin with, under FERS (which most people are, as the dinosaur of CSRS or even CSRS Offset have now been relegated to the Pleistocene Era of Federal employment) the Federal or Postal employee must have at least 18 month of Federal Service.  Second, we must be able to prove that a medical condition prevents the Federal or Postal employee from performing at least one, if not more, of the essential elements of the Federal or Postal job.  And third, the medical condition must last a minimum of 12 months.

Now, this latter bit of a requirement is often confused with thinking that a Federal or Postal worker must therefore wait for at least 12 months after the onset of a medical condition before the Federal or Postal employee can file for Federal Disability Retirement benefits.  No, that is not the case — for, most doctors and treating medical professionals can render a prognosis as to the chronicity of the medical condition, and that is all that is needed.

Of course, that is precisely the problem of getting merely the “gist of it all” — because, in the end, the annotated version of an important text, issue or pool of information can rarely be filtered down into a cup that can be gulped with one swallow, but is often an ocean full of undercurrents and dangers consumed with sharks, whales and stingrays — sort of like the metaphor of life itself, only more complex because preparing, formulating and filing an effective Federal Disability Retirement application is a complicated administrative process full of bureaucratic pitfalls that cannot ultimately be confined by the gist of it all.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: Predictability

Is it all mere statistical probability?  Or, can there be a fair amount of certainty in the “science” of predictability?  Is the weather an event that can be predicted, and if so, do past failures enter into the equation; or, if not, why is it that the vicissitudes of nature cannot be so easily anticipated or foreseen?  How is it that we predict predictability?  Does it come about by numerical analysis, or by experience?

If you talk theoretically about the chances of a person being attacked by a shark if you go swimming in this or that ocean, doesn’t it depend upon a multitude of additional factors, as in: Where are you swimming (if in the arctic seas of the upper northern hemisphere, isn’t that a factor to consider as opposed to, say, off of the coast of Australia or in Florida?); the time of day; and perhaps certain peculiar behavioral features, as in splashing vigorously as opposed to swimming with slow, silent strokes, etc.?

Such factors might be important to consider.

Then, consider that, during the course of a conversation on such statistical relevance, a one-legged man (or woman) walks in upon the conversation and says, “Oh, yes, I lost my leg in a shark attack”.  Would that change the statistical analysis?  Wouldn’t the probability for that particular person be 100%, inasmuch as he/she experienced the event and is speaking post-actualization?

Do acts which enhance the probability of an event simultaneously diminish the chances of failure, or are they dissimilar acts that travel on a parallel but never-intersecting course?  Can all events subject to predictability base such anticipatory analysis upon a statistical study, or are some events able to be accurately foreseen based upon intuition, the supernatural or some other transcendent other-worldly criterion?

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of the Federal or Postal position, the likelihood of needing to prepare, formulate and file an effective Federal Disability Retirement application with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, increases with each passing day.

Medical conditions that remain for an extended period of time tend to not go away; instead, chronicity is an indicator in and of itself, and if a degenerative, progressively debilitating condition, the factors that need to be entertained concerning the predictability of future events yet to unfold can be accurately foreseen.  The key, then, is to enhance the statistical probabilities of surrounding factors, such as:  What are the key components necessary in meeting the criteria for Federal Disability Retirement?  Will hiring an attorney who specializes in the field of OPM Disability Retirement significantly enhance my chances of success?  What are the criteria for predictability of a positive outcome?

These and other questions should be asked and answered when seeking the advice and counsel of an attorney who specializes in Federal Disability Retirement Law, so that the murky field of predictability can be somewhat clarified with the wisdom of past experiences.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Medical Retirement: Evidence of Sincerity

We question it; contest it; challenge when necessary by bringing up counter-evidence that seems to undermine it; and we all act with outrage and become highly offended when our own underlying intent is questioned, as if everyone else in the world is suspiciously lacking of it with the exception of one’s self.

“Sincerity” is a funny animal, and evidence of it is like the bond between the wrong committed and the arena of court applied: preponderance of the evidence?  Clear and Convincing?  Or, Beyond a Reasonable Doubt?

The choice depends upon the gullibility of the beholder and the relationship between the teller and the believer; then, for some, a breach and violation of a single instance forever condemns without recourse of forgiveness.

What is the evidence of sincerity?  Is it merely words upon words, or must actions follow, and constancy and consistency of behavior?

Take the following hypothetical: Person X says that he will meet you for lunch at Time-T, at location Y, and so at Time-T, at location Y, you go and wait.  And wait.  Person X never show up.  A few days later, you see Person X and you remind him that there had been a luncheon agreement, and why didn’t you show up?

Example A: The person apologizes profusely and reveals that he/she became gravely ill and was taken to the hospital at that very moment, on that day, during the time of the luncheon date.  Example B: The person says: “Oh, I found something better to do,” and essentially casts you aside.  Example C: The person (who has a wide and well-known reputation for being “flighty”), explains: “Oh-my-gosh!  I completely forgot!  I really meant to be there but I just completely forgot about it!”

Obviously, most of us would respond to each with: Forgive persons A and C; be angry at B.  Why do we react like this?

Again, the obvious answer is: We presume sincerity on the part of A and C (though, as to C, we give some leeway for a reputation preceding the doing, and if we were unaware of that reputation, we might want to proceed by putting the person on a “probationary” status of wariness and suspicion for the next time); as to B, the person has explicitly reversed any semblance of sincerity, and has told us to essentially go fly a kite.

Now, change the hypotheticals slightly: As to A: We later discover that he was seen precisely at Time-X to have been out and about with another person, and was never in the hospital.  In other words, he lied.  And as to C: Whether “flighty” or not, the person never honors a commitment, and consistently makes promises but each time breaks them.  In other words, whether sincere at the time or not, that person can never be relied upon.

And as to the problematic B: We later learn that at that very Time-T, he was actually in the hospital caring for his dying spouse, but did not want to burden you with the long and tragic narrative of his personal trials, and furthermore, his reputation prior to the promise broken is so far out of character that it had left you scratching your head with befuddlement in the first place.

Who, out of these examples, ends up being the “sincere” person, and what is the evidence that changed your mind?

Evidence of sincerity is often a touchy subject, where reputation, reality and roles of engagement coalesce to provide the “full” picture.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that a Federal Disability Retirement application must be prepared for submission to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the evidence of sincerity is often important in assessing friends, coworkers and trusted individuals in the dissemination of sensitive medical information.

Appearance cannot always be trusted; reputation, perhaps; but in the end, the evidence of sincerity is often merely a gut instinct that tells you who to trust and why.

Sincerely,

Robert R. McGill, Esquire

 

Postal & Federal Employee Disability Retirement: Of venal and venial injustice

That a single vowel can radically alter the meaning of a word is not surprising; rather, it is the simplicity of the reduction – from one constituting an onerous sense of the corrupt, to a mere insignificance of action – that demarcates the chasm of definitional differences between the two.  Both are adjectives; but of the former,  often associated with corruption involving bribery and characterized by a mercenary motive, while the latter is of a pardonable offense, minor on a scale of wrongdoings, and merely bordering on the barely noticeable spectrum of sins acknowledged – it is the difference of the singular vowel – the “i” which constitutes the reflection back upon the personal “I” who acts upon the violation that determines whether the offense is minor or major, that divides the two.

The originating context of a venal act almost always involved corruption relating to an exchange of consideration – and, for whatever reason, it was that underlying motive of engaging in an act of illegality for the sake of money, that exhibited a greater evil by the participant.  Perhaps such an origin of retreating repulsiveness is Biblical – of that treachery committed in exchange for the thirty pieces of silver.  Translated into English, the personal pronoun inserted in lower caps in the middle of the word, stuck between two consonants, evinces a guilty conscience inflamed deep within the troubled recesses of a soul’s agony.  And what of the noun which the adjective modifies – does it add, amend, enhance or otherwise alter?

Injustice is a malleable concept.  Words were once confined by strict adherence to meanings; no more, as society has allowed for the gymnasts of linguistic pole-vaulting to tinker unabatedly.  As the negation of the root term “justice”, it has become recognized as any feeling of unfairness encountered, as opposed to the more concrete embodiment of society’s clear mandate in a process of upholding a morally superior stance, confirmed by age-old rules and procedures, inviolate as reflected in the symbolism of a blindfolded lady impervious to the winds of bias, prejudice or venal means.

For the Federal employee or the U.S. Postal Service worker who is daily being bombarded with harassing conduct by the agency or the U.S. Postal Service, both forms of injustices are encountered:  Venal injustice, at the hands of an agency which may be plotting to dismiss and terminate; and venial injustice, at the daily toil of enduring slights and demeaning whispers by coworkers, supervisors and others unnamed.

Medical conditions occur through no fault of the Federal or Postal worker suffering from them; yet, Federal agencies and U.S. Postal Service employees treat such Federal and Postal workers as mere fodder for committing injustices otherwise unaccounted for.  Perhaps there is a heaven where ultimate justice prevails and where venal sins and venial acts are sifted between to determine who is issued a valid passport for migration through those pearly gates; but, until then, there is the option of filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, and where obtaining an approval from the U.S. Office of Personnel Management is neither a venal act, nor a mere venial outcome, but an injustice turned around for the Federal or Postal worker who cannot otherwise perform all of the essential elements of one’s Federal or Postal job.

Sincerely,

Robert R. McGill, Esquire