OWCP & FERS Disability Retirement for Federal and Postal Employees

Can both be approved concurrently?  Is there any disadvantage in filing for one “as opposed” to another?  Do they “cross over” and impact one another?  Can you receive payments concurrently, or must you choose one over the other and, if one is chosen, does it “negate” or otherwise dismiss the other?

These are all practical questions which can come about if an injury or illness results from a workplace incident or caused by an occupational hazard.  First and foremost, it should be noted that the two “pockets” of compensatory resources are different in nature: OWCP is not a retirement system; OPM Disability Retirement is. OWCP is a compensatory resource created and established as a temporary measure (although there are many, many cases where an OWCP recipient stays on and receives compensation for decades and beyond) — as a means of allowing the Federal worker to receive treatment, recuperation and rehabilitation, with a view towards an eventual return to work.

The paradigm of a FERS Federal Disability Retirement, on the other hand, is just that: It is a retirement system — essentially, starting your retirement “early” because of a medical condition or injury resulting in one’s loss of capacity to continue to perform one or more of the essential elements of one’s Federal or Postal job.  The latter (FERS Disability Retirement) does not have to possess any causal connection to the employment itself — in other words, the medical condition or injury does not have to be “occupationally related” in order for a Federal or Postal worker to become eligible for its benefits.

Remember, however, that under a FERS Disability Retirement, a Federal or Postal worker must file for the benefit of Federal Disability Retirement within one (1) year of being separated from one’s Federal Agency or the Postal Service.  The fact that a person has been “placed on the rolls of OWCP” does not excuse the 1-year rule for filing a Federal Disability Retirement application.

For further information on the intersection between OWCP and FERS Disability Retirement, you should consult with an experienced attorney who is knowledgeable about both, and make your decision upon factual and legal information, and not from such sources as, “I heard from Joe that…”

Sincerely,

Robert R. McGill, Esquire

 

Attorney for Federal Disability Retirement Claims: The concise sentence

What is the difference between being concise and performing with precision?  The former is often applied in the universe of words and communication; the latter, in areas where quantitative measuring tools can be determined, such as in science or in mathematical sectors.

We say of a person who speaks voluminously but with little substance that he or she represents the antonym of conciseness; and so a comparison is often made between volume spoken or written and concepts or thoughts conveyed.  Of Literature, most would agree that Hemingway is the representative paradigm of conciseness, whereas Joyce and Faulkner reflect the very opposite, though all three are considered classic and great authors.

Do we excuse such authors as Joyce and Faulkner because, in literature, we tend to focus upon the stylistic brilliance of their writings as opposed to the “meaning” that captures the undercurrent of their works?  In other words, although they may give us “too many” words and thus are, by definition, lacking of conciseness, we nevertheless overlook such imprecision precisely because we do not attribute “amount” as the necessary and sufficient cause of determining the worth of good authorship.

Hemingway used to say that, in writing, he had already formulated each sentence before setting it upon paper, whether in handwriting (a lost art) or at the typewriter (a manual, when those contraptions existed and where the clack-clack of metal keys pounded deep into the twilight of a writer’s life).

Why do we applaud and celebrate the concise sentence?  Does it make a difference whether or not a sentence, say, with 7 words communicates a thought as opposed to a paragraph with a thousand words that conveys the identical conceptual construct?

Take the following 2 examples: 1. Lessening of debt equals wealth. Or, 2: If you have less to owe to others, then it is the same as savings; or, as Benjamin Franklin used to say, a penny saved is a penny earned, and the reality of it all is that we have more to spend and retain wealth, not so much because you have more money, but you have more because less is spent on paying other people your hard-earned dollars.

Now, both sentences convey essentially the same meaning.  The first one, however, is comprised of 5 words. The second one took…many words to communicate the same thought.  Does it matter whether a concise sentence is used, as opposed to one that is not, if the same two convey identically reflective thoughts?

It might make a difference, because of one factor that has not been discussed: Being concise often possesses the added feature of being precise, and precision is important in the accuracy of conveying thought.

For Federal employees and U.S. Postal workers who are thinking about preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, there is a dual-key component to preparing the SF 3112A, Applicant’s Statement of Disability: Be concise, but do not forego length for completeness.

In other words, being concise in order to convey the proper information is important; but, at the same time, do not sacrifice wordiness just because of the limited “boxes” that are provided on SF 3112A.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: The perfect person

By all accounts, he or she doesn’t exist, except perhaps in theoretical constructs of theological paradigms; and of academia, where one may argue some alternate version of Anselm’s argument by positing that, because the concept of perfection could not be thought of without the reality of a Being constituting perfection, ergo a perfect Being – God – must by necessity exist.

Yet, we live “as if” the perfect person exists – either imposing such a standard unknowingly, unwittingly and unwillingly upon our own selves, or by thinking that movie characters actually exist somewhere in the ephemeral world of Hollywood, Instagram and Facebook concoctions that only put forward to the public’s eye the image of perfection.

We overlook the distorted concept of perfection when we say of a movie character, “Oh, he’s not perfect; he drinks too much, cheats on his spouse and is violent.”  Yet, the make-believe character still solves the mystery, is philosophically coherent when drunk, and somehow remains an attractive character despite all such character flaws.  In other words, despite the appearance of flaws, we make gods of characters we create.

It is the same on the Internet – despite the knowledge by all that there does not exist the perfect person, nevertheless, we allow for Facebook postings and Instagram photographs of meals, dogs, kids, families, selves and neighborhoods as the perfect depiction of unblemished lives.  And of ourselves, perhaps the greatest of culprits alive – for perpetuating the mythological depiction by engaging in the flim-flam of projecting the existence of the perfect person.

Yet, what is the alternative?  No one wants to hear the perpetual whining of the constant apologist – that person who points out his own failures and shortcomings at the drop of the proverbial hat; of he who apologizes for the slightest of errors, the scent of a mistake and a hint of failure to reach perfection.  Name a movie character or a movie, excepting a comedy, where the character is merely a bundle of imperfections and unattractive to boot.  Even Inspector Clouseau in the Pink Panther series, played long ago by Peter Sellers and by others more recently, captured the culprit in the end, despite all of the blunders and pitfalls.

In the end, we all participate in the grand larceny of perpetuating the existence of the perfect person – until we are hit with a medical condition, and the façade then suddenly falls apart.  Yet, everyone else continues in the charade.

For Federal employees and U.S. Postal workers who can no longer keep up with the make-believe world of the perfect person because of a medical condition, where the medical condition prevents the appearance of the perfect person to perform all of the essential elements of the Federal or Postal job, it may be time to admit imperfection by preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted ultimately to the U.S. Office of Personnel Management, whether the imperfect Federal or Postal employee is under FERS, CSRS or CSRS Offset.

For, in the end, it is the perfect person who embraces the imperfection of this world, and that is at least a beginning for the Federal or Postal employee who must continue to face the Federal Agency or the Postal Service in facing the reality of living imperfectly in this all too perfect universe.

Sincerely,

Robert R. McGill, Esquire

 

CSRS & FERS Medical Disability Retirement: Regarding dogs and books

They are the two default positions to happiness, loneliness and sorrowful days that can only be solved along with a cup of hot chocolate.  What is amazing and somewhat perplexing is that, as to the former, the very fact that one species of life can have such a close and interacting relationship with another existent species is an incomprehensible truism steeped in beauty.

History has established that people and dogs maintain a unique synchronism that goes beyond mere parallel existence.  We can walk among birds and hear them chirping; jog past a rabbit that freezes, then scurries away; and even have a suspicious but interactive peace accord with squirrels, cats and gerbils; but of a dog that awaits your every move and watches with loyal love, there is a special relationship and bond that can never be described by words alone.

As to the other elements in the twin concepts of the title above, what can one say?  Books are the products created by the uniqueness of language; the compendium of complexities amalgamated by first a letter, then a word, then words within sentences that elongate into paragraphs; then, slowly, page by page, they form to create a work – of fiction, non-fiction, a mixture of both, either or neither as in crime novels, “true life” extracts and the admixtures of imagination, images, memory and reminiscences.

Books allow for loneliness to dissipate when betrayal and disloyalty have reared their ugly heads; when backstabbers and plain meanness whips the urns of ashes deadened with ancestral grief upon a rainy night of groans and tears wept upon what could have been; and then we can get lost in a good book and feel the air being disturbed by the wagging tail of a dog so loyal.

Regarding dogs and books – there is no replacement for such a duality of life’s mystery.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition may necessitate filing an effective Federal Disability Retirement application through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the feeling that the “world” has betrayed because the Federal agency or Postal Service is unwilling to accommodate and “work with” your medical condition is a true enough fact; but don’t let that fact of disloyalty dissuade you from recognizing that there are still entities out there who remain loyal – like your dog (if you own one; and if you don’t, you should get one).

And also remember that the goal of getting OPM Disability Retirement benefits is tantamount to reading a good book – it allows you to reorient yourself and regain the proper perspective by allowing you to focus upon the priorities of life – of your own health.

People often think that life is complex beyond endurance these days; but in the end, a loyal dog and a good book are about all that one needs to attain happiness – and, of course, one’s health, which is the primary reason why fighting for one’s Federal Disability Retirement is important, so that you can focus upon maintaining your health, so that you can sit with a good book beside a loyal dog: the key ingredients to ecstatic joy itself.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Tempering euphoria

Life presents a wide spectrum; it is the limitation of one’s mind that restricts the expanse of that endless stream flowing on either side.  Euphoria rises to the pinnacle of that swinging pendulum; the high that reaches, follows upon a subsequence reversal of the tidal wave, and comes crashing down in fits and tumults of dismaying turbulence.  Does it necessarily need to be contained?

In modernity, and in society generally, there is a level and pitch of discomfort when intense feelings and exuberant outbursts of excitement surpass a certain arc of acceptability; there is no rule or law governing the demarcation where acceptance, discomfort and outright rejection are dissected, but it is there nonetheless.  It is like the line between light and darkness created by a campfire in the twilight on a beach that reaches forever beyond the darkness of the sea; yes, somewhere the glow of the fire ends and complete darkness begins, but we can never perceive with clarity where that boundary lies.

Some neuroscientists ascribe to the view that the extreme of euphoria occurs when there is a simultaneous, concurrent activation of all hedonic trigger-points with the brain’s rewarding system of stimulus-responses, but surely many have experienced such a state without the coalescence of such a perfect storm?  As the antonym of dysphoria, it is perhaps another hidden vestige of our evolutionary past, where intensity of emotional response was necessary for survival in a state of nature.

In civilized society, however, tempering euphoria – except in limited circumstances of heightened stimulation within the privacy of one’s home and restricted to context-appropriate circumstances – is what is expected, presumed and demanded.  There is always somewhat of an experiential oxymoron when a person manifests an unfettered state of euphoria; somehow, we all suspect that behind the uncontrolled exuberance will follow a “down” state which closely aligns itself with depression and despondency.

Is there really anything wrong with unrestrained expressions of pleasure and happiness?  Or, are we just being old fogeys and fuddy-duddies when we raise an eyebrow to such unsolicited declarations?

For Federal employees and U.S. Postal workers who have filed a Federal Disability Retirement application through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the issue of tempering euphoria is applicable within the context of having contact with the U.S. Office of Personnel Management.  Waiting for months upon tiring months for OPM to respond can be exhausting.  Then, when a decision is made, one can become overwhelmed by the sheer revelation of information, whether euphoric or dysphoric.

Why tempering euphoria is important, is because filing for Federal Disability Retirement through OPM is a process, and must be seen as such.  There are many potential “stages” to the administrative process, and the bureaucracy as a whole does not lend itself well to emotional states of responsive exuberance.

In the end, it is not only civilized society that sees the benefit in tempering euphoria through normative means of behavioral reactions, but for the very sake of keeping expectations and emotions in check, tempering euphoria is a necessary mandate when dealing with the juggernaut of OPM’s indifference in the multiple stages of a Federal Disability Retirement application.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Benefits: Remorseless solitude

How often is there a cry to be “left alone”?  By how many people, in what quantifiable slice of life and order of living despite obligations and responsibilities that may be abandoned, do we embrace those periods of remorseless solitude?

We are commanded to be “social animals”, by way of anthropologists who devise intricate paradigms of cultural historicity and ancestral heritage from mere fossils of partial bone fragments; via condemnation by psychologists who warn of the danger of those who are “loners” and become lost in the deviation of secluded thoughts and fantasies of vengeful imaginations; and by Mom and Dad who worry that the teenager who locks the door and surfs the enticements of the Internet undermines the very fabric of societal cohesion, and allows for deviancy to determine the dice of droll durations.

And so the guilt resides with a negation; for, when we do not interact, socialize and remain in the company of others, we are considered as rogues, antisocial occultists who harbor resentments like hermits who climb into caverns of caustic catacombs to care only of remorseless solitude.

Yet, in this din of modernity, where the endless cacophony of drumbeats, raised voices and electronic media bombardment ceaselessly invading, interrupting and interceding, where has the delicacy of inviolable solitude gone to?  At what point does self-reflection, thought, the play writer’s  “aside” and the soliloquy that contemplates the role of one’s self in the expansive universe become a self-possessing journey of mere selfish egoism?

Instead, we allow that being constantly “connected” with one another – through social media, Texting, Facebook, Instagram, Skyping and all of the other multitudinous methodologies of electronic communication and “connectivity” have become normalized, such that that which used to be a productive use of the proverbial “down time”  – enjoying the remorseless solitude by writing, or reading, or just reflecting —  is now considered strange and dangerous, while its opposite – of becoming obsessed with the persistent din of socialized life – is considered the normative ordinariness of daily living.

Remorseless solitude is the delicious walk in the woods alone; of meditating upon the quietude of a morning’s red dawn; and of communing with nature, whether in one’s backyard or in the outbacks of nature’s delight.

For Federal employees and U.S. Postal workers who are forced and compelled into a status of remorseless solitude – not by choice, but by reason of a medical condition which targets the Federal or Postal employee into being “that person” who is considered the outcast, almost as if diagnosed with leprosy or some other horrible communicable disease – the isolation and separation by being identified with a person with a disability will have its negative effects.

Preparing, formulating and filing a Federal Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, will not make things at the Federal agency or the Postal facility any better, until an approval is received from the U.S. Office of Personnel Management.  Then, once the Federal or Postal employee becomes a Federal Disability Retiree, perhaps you can enjoy that period of remorseless solitude that previously had been involuntarily imposed upon you by casting you as that deviant occultist no longer part of the mythical “team”.

Sincerely,

Robert R. McGill, Esquire