OPM Disability Retirement under FERS: Empathy and Pain

“I feel your pain” has become a declaration of empathetic character in modernity; but whether born of sincerity or from political expediency, one can never know, precisely because empathy as a subjective phenomena is just as elusive as pain itself remains.

How does one assess or judge, evaluate or analyze, confirm or conclude with any amount of certainty, the extent, severity, reality or even of simple existence of that which is subjective by definition?

Pain, like one’s motive, falls within the realm of a person’s own experiential declaration, and is confined by the boundaries of one’s own body and universe of phenomena within the voices of one’s inner conscience and consciousness.

That is why the U.S. Department of Labor, Office of Workers Compensation (OWCP) expends its resources in verifying a claimant’s assertion of pain, limitation of physical activities and restrictions from certain duties, by video-taping hours and hours of a person’s daily activities and recreational engagements — to see whether the subjective claims correspond with the objective participation of external performances.

Why doesn’t the U.S. Office of Personnel Management, for purposes of verifying a disability retirement claim, engage in similar tactics in determining — not “empathy” or the sincerity thereof, and not even necessarily the pain claimed — the extent and severity of medical conditions claimed?

Likely, because the standard and criteria in determining eligibility for the benefits are quite different.

For OWCP purposes, while it is not a retirement system but a means of compensating an injured individual in order to have the ultimate goal of returning him or her back to work, the standard of paying a Federal or Postal worker “temporary total disability” would clearly imply two (2) things.

First, as already stated, that the compensation to be provided is “temporary” (i.e., that it is not meant to remain a permanent feature of earned wage replacement) and Secondly, that a person’s incapacitation is “total” in that he or she is not able to engage in other meaningful employment and, furthermore, that the totality of the disability likely also impacts other areas of his or her life, as well — i.e., leisure activities, recreational participation, or even being able to take out the garbage (a familiar tactic of video-taping in DOL cases).

In a Federal Disability Retirement case, however, under the auspices of the U.S. Office of Personnel Management, a person who is receiving a Federal Disability Retirement annuity is allowed to also work at another job, so long as it is identifiably distinguishable from the former Federal or Postal job from which the FERS Disability Retirement benefits are received, and so long as one remain’s under the “80% rule” that caps one’s earning potential.

Empathy aside, the pain that limits and restricts is often under a cloud of suspicion by the Department of Labor, precisely because “feeling one’s pain” is seen from the side of OWCP as the criteria for paying out benefits, whereas under OPM rules, it is merely a lesser standard in order to remain productive in the private sector.

Sincerely,

Robert R. McGill, Esquire
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Employee Disability Retirement: Control Over

There are certain things we have control over; others, merely a spattering of influence; and still others, none at all.

It is often a dictum of life that “happiness” is the capacity to recognize those very categories over which we have control, and those where we have absolutely no control over.  Why?  Because frustration erupts or otherwise builds up around our attempt to maintain control over that which we have absolutely no control over.

Babies and toddlers, we have quite a bit of control over; teenagers, merely some exerted influence; but of adult children who wish to go their own way and ignore the experience of past generations — we have absolutely no control over.  We have limited control over the car we drive — but no control over idiot-other-drivers who also occupy the roads.  We have absolutely no control over the paradigmatic metaphor of sitting atop a mountain and watching two trains below heading at a high rate of speed towards one another on the same railroad track — and it is here that one’s frustration can overwhelm us.

Medical conditions, likewise, are something which we have no control over.  Filing for Federal Disability Retirement under FERS through the U.S. Office of Personnel Management because of a medical condition — well, that is something we have some control over, and it is often helpful to hire an attorney who specializes in Federal Disability Retirement Law in order to exert some greater control over a bureaucratic process which may at first light appear arbitrary, capricious and without any logical sense.

Now, that is the very definition of frustration — of a process which you have no control over, and that is the reason why you should contact a lawyer who specializes in the process of Federal Disability Retirement.

Sincerely,

Robert R. McGill, Lawyer

 

OPM Disability Retirement: Responding to a Denial

More than ever, OPM is denying Federal Disability Retirement applications.  Whether by deliberate design, tightening of legal criteria, imposition of an informal quota system or “just because”, it is clear that the U.S. Office of Personnel Management has instituted a campaign of denying Federal Disability Retirement benefits to applicants seeking it.

Is there a basis in the law?  Are all denials justified?  Have they become more focused upon certain aspects of the legal criteria while ignoring others?  Is there a “typical” denial letter?

Some denials retain little to no justification; others appear to provide some rational basis; still others counter with detailed reasonings as to the legal basis for the denial.  The spectrum of the legal basis varies; and then, of course, there are approvals that seem to pass through with nary an objection.  Each case is unique because of the inherent circumstances surrounding the basic foundation of the health or medical condition and its relationship to the Federal or Postal worker’s specific job elements.

FERS Disability Retirement is unique and different from Social Security Disability benefits because the standard of eligibility is distinctively and identifiably unique: Social Security, generally speaking, requires a showing of “total disability”, whereas FERS Disability Retirement merely mandates a much lesser proof of being”unable to perform” one or more of the essential elements of one’s Federal or Postal job functions.

In the end, whether OPM has instituted a policy showing greater arbitrariness in its last Federal Disability Retirement determinations — or not — there is “The Law” which continues to guide and define. Consult with an experienced Attorney who specializes in Federal Disability Retirement Law before frantically trying to respond to a denial of a Federal Disability Retirement Application.  For, after the First Denial and the need to go to the Reconsideration Stage of the process, it is all a matter of the law.

Sincerely,

Robert R. McGill, Esquire

 

FERS Medical Retirement from the OPM: Loss of Perfection

Is the human species the only one on earth that holds within it a paradigm of perfection?

That is, of course, the argument used by Medieval Scholastics in arguing for the existence of an omniscient being — that, in order for an imperfect being to possess and have the very idea of perfection, there must by logical necessity exist an objective Being who manifests the characteristics of perfection.

This is a much-simplified version of the Scholastic Philosophers — one such example being St. Anselm’s Ontological Argument for the Existence of God, which begins with the rather confusing linguistic pretzel of: God is that than which nothing greater can be thought of….  Such linguistic complexity makes one pause and consider the conceptual conundrum of defining an X which is beyond the thought process within one’s capacity, but that is, indeed, the major premise in the syllogistic proposal.

The minor premise, of course, is the statement posited in an offhand, understated way: That “to exist” is greater than “not to exist” — and how many of us would deny such a self-evident proposal?

And the conclusion that would follow naturally is that, because existence is self-evidently better than not to exist, therefore that than which nothing greater can be thought of must by logical consequence “exist”. Beyond the simple positing of such a syllogism, however, is the problematic follow-up that has beset our society and modernity — of perfection’s damaging residue upon a society which demands nothing less than perfection.  Or, rather, in today’s universe, it is the appearance of perfection that matters, and the destructive effect of such bosh.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the loss of the appearance of perfection will mean that the Federal Agency or the Postal Service will begin to (if it hasn’t already) punish, harass and demean; for, one of the greatest sins since Eve’s misdeed and Adam’s deficiency is of being mortal, of showing vulnerability and revealing weakness; in other words, one’s appearance of perfection has been shattered.

That is when preparing, formulating and filing for Federal Disability Retirement from the U.S. Office of Personnel Management becomes a necessity — for, the other syllogism for Federal employees and Postal workers suffering from a medical condition is thus: Imperfection is a reality of life; health conditions are an inevitability for most; Therefore, filing for Federal Disability Retirement is the next logical step.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement under FERS: Those cracks we avoid

Remember the superstition of cracks in the sidewalk?  How we used to avoid them for fear of calamity, and worse yet, of the hand that reaches from beneath the bed late at night when parents are fast asleep and the screams that curl the midnight silence may never be heard because the world is not quite what it appeared to be?

Or, as we are walking along the normal route of direction, to get from point A to destination B, our thoughts as a child were: If I hop over the pebble on the road, suddenly and without any notification of precursor in judgment, the fate and destiny of the entire universe would be altered, because what was meant to never happen was changed by the course of my behavior that was never predicted, never meant to be, and failed to follow the normal course of a destined future.

And so, the child who nonchalantly walks with his parents suddenly, and without explanation, jumps up into the air and lands on the other side of the cracks we avoid.  In that moment — did the future change? Did the fate of mankind become altered forever?  How would we know?  Is the child who steps over those cracks any different from the adult who believes in falsehoods — and who poses the greater danger?  Where did we get those beliefs, and how did we come to accept them?

For Federal employees and U.S. Postal workers who by necessity must file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, the care which one must take when making decisions in preparing, formulating and filing for an OPM medical retirement can be likened to those cracks we avoid: is the information gathered and relief upon “true”?  Have you been told the “right” things?  Are your sources dependable?  Or, are you proceeding along a path and stepping upon those cracks that should be avoided?

Consulting with an attorney who specializes in Federal Disability Retirement Law is a decision which each individual must make based upon particularized circumstances; and if it is only to avoid those cracks we see — or cannot foresee — it is well worth it to separate the superstitions from the truth of an unavoidable reality.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement: Refurbishing the emptiness of existence

It is not quite like fixing up the living room, rearranging the furniture in the family room, or even remodeling the bathroom; for, in the end, the soul that feeds upon the emptiness of existence must needs be replenished with things beyond mere material goods; it must be sustained by the worth and value of that “something” transcending gold, emeralds or even the riches of self-satisfying egocentric accumulations of treasures beyond.

The refurbishing of the emptiness of existence hits upon each of us at some time during our short and brutish presence upon this world; and for some, it is the coldness of responses received that dismays and often destroys.  We can rearrange the furniture on the deck of the proverbial sinking ship, but the cold reality still remains when that foreboding sense of solitary loneliness continues to overwhelm us.

Existence is a reality that we had no voice about; emptiness is a choice that comes about through failings of our own, as when others have determined that friendship, kinship, affinity and affection are not worth pursuing — at least, not with you.

We have a lifetime to foster human relationships, and yet, sadly, most of us keep burning the bridges that have been constructed, severing ties that once bonded one another and set out to destroy any shadows that follow upon the warmth of human linkage.  We like to “remake” ourselves; to “win”, to “defeat”, to be the victor in all worthwhile endeavors.  Then, at the end of life’s work in progress, what are we left with?  Emptiness and loneliness.  Was it all worthwhile?

For Federal employees and U.S. Postal workers who have this sense of it all — that a medical condition has pervaded, has impacted and prevented you from performing one or more of the essential elements of your Federal or Postal job duties — it may be time to prepare, formulate and file an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

It may come at the very moment when you feel as if you need to refurbish the emptiness of existence or, more likely, it is because the medical condition that is overwhelming you has forced the issue.  Often, when life appears to need rearranging, it is the other guy who is in the process of refurbishing his or her emptiness of existence, and it has nothing to do with you; you need to do what needs to be done because others will not recognize the value and worth that you have all along been working so fervently to create and maintain.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement under FERS & CSRS: Life erasing

In youth and early adulthood, we add; in later years, life erases.  Kids grow up and move elsewhere; vigor depletes; living spaces are downsized; mementoes once meaningful are discarded into a trash heap of forgotten memories; and health deteriorates, with diminution of lives by incremental depreciation both in appearance, worth and human value.

Life erasing is the natural decomposition of matter; the energy that we expended in bringing up our kids has now been complete, and transference of that vigor has become a permanent fixture.

Somehow, what we gave never seems to be enough, and no matter how much we tried, loved, cared for and nurtured, that part of all has separated and journeyed away, never to be sought in unenlightened venues of thoughtless abandonment.  It is as if life reaches its pinnacle, as the arc of never-ending geometric feats of engineering and technological defiance; and then it tapers, becomes warped and disappears into the far horizon.  What ever happened to those youthful dreams once embraced, promised, forever committed to, and now a dash of trailing dust left behind like so many of life’s erasing features?

Medical conditions and deteriorating health tends to symbolize that; for, as one reaches the pinnacle of an incomplete life (is it every complete, even at the point of oblivion, and do we not hang on for a moment more?), the tawdry reality is that we fear the vanishing of all that we have surrounded ourselves with, because we do not walk about this world with a mirror to appease our own insecurities.

Isn’t that why people amass great wealth; invoke power-plays to demand and command loyalty; hoard possessions as if they reflected quantifiable worth; and apply every cosmetic trick into believing that appearance of youth is the same as easing life’s erasing by concealing the decay beneath?  Why is it that such a natural deterioration is fought against, when the peaceful calm of wisdom tells us that life erasing is the easing of burdens amassed in youth and adulthood, and thus to be enjoyed?

Life erasing means that responsibilities garnered previously have now been alleviated, but instead of accepting that natural digression, we buy into the advertising colonnade that age is merely of deceptive appearances and a “mind set” that can be averted merely by acting more foolishly, accepting cosmetic alterations by stretching the wrinkles away, and taking on greater obligations for self-aggrandizement.

For Federal employees and U.S. Postal workers who are beset with medical conditions which prevent the Federal or Postal employee from extending a career chosen, whether the Federal employee or U.S. Postal worker is under FERS, CSRS or CSRS Offset, filing for Federal Disability Retirement is actually an acceptance of the natural course of life erasing – by the proverbial course of “downsizing”, of recognizing the medical conditions impacting one’s life and pursuing Federal Disability Retirement so that life’s erasing can attain a level of focus upon a priority long ignored:  Health.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The vibrancy factor

There is much talk these days about energy, vibrancy, health and stamina; what defines it, that which best represents it, and to whom we attribute the importance of superficial concerns.  This is an age of appearances, and it has been now for many decades.  We still hear talk about the disjunctive opinions embracing the first televised debates between Kennedy and Nixon – how, for those who viewed it, the former “looked good” and the latter appeared “drawn and shady”, with dark shadows under shifty eyes in contrast to the well-tanned presentation of the former.

For those who didn’t have access to a television, or otherwise sat forlornly in a corner pub sipping the froth and listening somewhat distractedly, the voices emitted from the trusty radio transmission evoked a different opinion and perspective:  Nixon won the debate, and Kennedy sounded less confident, less knowledgeable on the substantive issues.  So, who was right (note the past tense, as most who were old enough to pass such monumental judgments have already entered through the corridors of Dante’s Circle)?  Or, is the judgment of “right” versus whatever other categorization one may presume, of irrelevance, and it is all a pot of bosh left to subjective opinions cascading down waterfalls of opinionated tropes?

There is, in the end, a vibrancy factor which we all care about, whether or not it shows, or to what television personality we may attribute such sustained bursts of energetically deplorable innuendoes.  “Charisma” was associated with the Kennedy presidency (likely imparted by the conspirators and inner circle of advisors and political hacks), and the entrails of Nixon’s later administration became an emblem of who we are today (yes, he must be turning in his grave when comparing notes with today’s standards as to what constitutes high crimes and misdemeanors resulting in insinuations of impeachability).

For the rest of us, however, the vibrancy factor is a very simple matter:  Do we live life with a liveliness of hope, or dread each day with the burden of despair?  That simple bifurcation defines most of us.  For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition burdens and drags, and depletes and destroys – the choices are fairly simply and straightforward:  Stay, walk away with nothing, or file for Federal Disability Retirement benefits.

The first of the tripartite is rarely a true option if Federal Disability Retirement is being contemplated because of a medical condition; the second, barely to be considered because of the time already invested and the question of one’s future stability is asked; and so the Federal or Postal employee suffering from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, must ask and consider the viability of the “third option” – Federal Disability Retirement.

For, in the end, the vibrancy factor rules us all, whether because we attribute self-worth and society’s superficial concerns to the advent of television or not; “vibrancy” has to do with life itself, and the innate charisma of a soul battered and pushed about, but rarely beaten until life’s loss of vibrancy takes its ultimate toll.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Employment: The Trader

We all think we are the “best” at it; and, indeed, that is one of the espoused qualifications boasted by one of the major party’s candidates:  a greater deal-maker, the penultimate trader.  Such a person claims to be able to spot the jewel in the hidden crown; the uncut diamond in the quicksand of life; and the unrevealed luminosity in a universe covered in the abyss of vacuity.

We all like to think of ourselves as that great horse-trader – the one who can spot a good deal when we see it, and walk away from a sour one left unidentified for another sucker to be conned.  The problem is that our egos tend to be greater than the wisdom of our own estimation.  There is a reason why, in the United States, “self-esteem” hits records of affirmation and acknowledgement; we keep telling ourselves how great we are, and all the while others prove worth by accomplishment and sheer toil.  That used to be our lot – of toil, despair and exhaustion from hard work; now, we believe in ourselves, and so it must be so.

There was a time when trading well meant surviving for another season; fur traders, commodity exchanging and transference of goods and services – these were the substances by which lives were lived.  The introduction of money as the prevailing source of exchange placed an interrupting force within the evaluative process of trading.  For, no longer was one thing transferred by direct possessory exchange for another, but the purchasing means became dependent upon a common currency for that exchange.

We lost the “eye” for direct exchange, and instead relied upon outside sources to determine the value of goods and services; and if one acquired a greater amount of currency, then the value itself of exchanging with that currency became diminished; and thus was born the evil of inflation.  There is no inflation in a primitive economy of direct exchange; for, what is immediately needed, desired and traded for, constitutes the direct value of the currency involved.

Then, of course, there are less “material” issues for the good trader.  There are “trade-offs” which must also warrant a “good eye”, in that a person must be able to evaluate, assess and analyze current circumstances, future needs and predictability of contingencies unexpected.

That is where the good trader in a Federal Disability Retirement case comes into play.  For, the Federal employee or U.S. Postal worker who suffers from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal position, must be able to evaluate all of the vicissitudes of life’s misgivings, and make the “trade-off” between current work and career, future needs and potentialities, and engage the proper decision in moving forward (or not) in preparing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether under FERS, CSRS or CSRS Offset.

For, being the natural trader all of us are, and believing that our self-esteem depends upon the efficacy of our trading instincts, may not be enough to survive in this life; it often takes an evaluative methodology of acknowledging the “trade-offs” one must accept or reject, in order to survive, and the first order of a trade never to make is the one that concerns one’s own health and well-being.  For, that is an invaluable commodity which has no equivalence of worth possessed by anyone else in order to constitute a fair exchange under any circumstances, and that is why preparing, formulating and filing an effective Federal Disability Retirement application reflects the greatest trade of all.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Medical Retirement: Deprogramming a Preconditioned Approach

The preconditioned attitude of the general public is that, if X has a medical condition, then such medical condition, by the very nature of the condition itself, will either entitle one to benefits, or not.  Such an approach is what one is conditioned to expect — that by the very nature of the medical condition itself, means that it will either lead to, or not lead to, a specified result.  This viewpoint and approach is based upon a definitional standard, where the very essence of what it means to suffer from X already predetermines whether one is eligible and entitled to benefit Y.

Social Security assumes such an approach.  To some extent, so does OWCP, because the Department of Labor is willing to pay a certain amount of compensation based upon a predetermined calculus of a percentage rating, for loss of limb, loss of use, loss of functional capacity, etc.

This is why Federal and Postal employees who first contemplate preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, will attempt to tie the fact of having a medical condition with the question, “Does this qualify me for Federal Disability Retirement benefits?”  But that is the wrong paradigm to use in asking the question.  For, eligibility for Federal Disability Retirement benefits from OPM is not based upon a definitional ascription of a medical condition; rather, it is that “third element” — the connection between X and Y, X representing the medical condition and Y standing for the positional duties which the Federal or Postal employee must engage.

In many respects, Federal Disability Retirement answers the philosophical question which David Hume asked:  Is there a necessary connection between cause and effect?  For Federal Disability Retirement purposes, the answer is a resounding “yes”.

Sincerely,

Robert R. McGill, Esquire