OPM Disability Retirement under FERS: Stages of Recognition

For the most part, most of us are at various levels of mediocrity.  Yes, yes — everyone can be president; everyone is a winner; everyone is special; and all children are precious.  And yes, you can be mediocre and extremely wealthy (just look at the current crop of today’s wealthiest individuals; is there any doubt as to their mediocrity?); but rarely does one see the likes of Frank Ramsey, Wittgenstein, Russell, Einstein, Godel, and so many others.

And, by the term “mediocrity” is not meant any negative connotation, but merely that one is a regular, functioning human being.

There are stages in the recognition of one’s mediocrity: Denial; Acceptance with a compromise that, okay, so I’m mediocre, but still more brilliant than most; Further Denial; Middle Age Denial (“I’m just a late bloomer”); Some attainment of a semblance of success — maybe even given an award at work for “Most Reliable Worker” — an accolade which allows for a temporary suspension of the final realization; Despondency at various times as one approaches the Winter of a life; A family, with kids, and your own kids exemplify and magnify one’s own mediocrity, but at least you have done your best and — hopefully — your kids look up to you and respect you.

And in the end, the final Stage of Recognition: That being brilliant is not the only or most important characteristic for life’s success, but rather, if you provided a warm and happy home for a wife, a child, or even a stray and abandoned “rescue dog” — well, that is achievement enough.  But, moreover, if you are a Federal employee who has enjoyed good health for most of your career, you have been successful, for health is ultimately the determining factor as to whether or not you have lived a successful or mediocre life.

It is something we all take for granted, until it begins to fail us.

For Federal employees and U.S. Postal workers who have believed for too long that mediocrity is some sort of failure — think again.  Most all of us fit into that category.  In the scheme of things, good health is better than brilliance, and when it fails, you need to contact a FERS Disability Attorney who specializes in Federal Disability Retirement benefits under FERS.  For, look at what brilliance did for Frank Ramsey, who died at the tender age of 26.  Between brilliance and good health, which do you think he would have chosen?

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement Legal Assistance: The Letdown After

It is a positive thing to have goals; to set aside things, days, events, etc. to look forward to; to change up the monotony of daily living exercises and take a day off, go to visit a friend; but then the event, day, set-aside, etc., passes, and there is the letdown after.

Perhaps it is natural, or not; maybe it is to be expected.  In either case, whether natural or meta-natural, the severity of the emotional letdown often reflects the gap between expectation and reality.  For, isn’t that one of the foundational “keys” to happiness or discontent?

If our expectations are X and the reality which we encounter is also X, we are “happy”.  If, on the other hand, our expectations are X but the reality we experience is Y, then the “gap” between our expectations and the reality we must face will result in an emotion of discontent.

For Federal employees and U.S. Postal workers who look forward to the Holidays, the weekend, the next respite — the letdown after is palpable.  Why?  Because any future stopgap measures fail to attend to the foundational problems which create the gap between expectations and reality — one’s medical condition.

Consider filing for and applying for Federal Disability Retirement, a benefit which is there to solve the problem of an incompatibility between your medical conditions and the positional duties you must perform in your Federal or Postal job.  It is, in the end, the only solution for the letdown after.

Sincerely,

Robert R. McGill,

Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement from OPM: Failure of Proof

What does it mean to “fail to prove” something?  Who, in the end, determines such a “failure”?

A benefit which is part of being a Federal or Postal employee — OPM Disability Retirement under the FERS system — must of course include “proof” that the Federal employee or Postal worker is no longer able to perform one or more of the essential elements of one’s Federal or Postal job; but what constitutes failure in meeting that burden of proof?

The U.S. Office of Personnel Management, of course, is the “gatekeeper” at the Initial Stage of the Federal Disability Retirement process, as well as the Second, Reconsideration Stage of the process.  The “safety” mechanism is that, if OPM denies the application for Federal Disability Retirement at both the First Stage as well as the Second, Reconsideration Stage, a Federal Disability Retirement applicant can file an appeal with the U.S. Merit Systems Protection Board — taking it out of the hands of OPM and placing it before an administrative judge for an administrative, telephonic hearing.

For, OPM’s methodology of “proving” that there has been a “failure of proof” is by selectively choosing everything undermining a Federal or Postal Disability Retirement case, then proceeding to make conclusions based upon those selectively chosen bases and ignoring everything else.  It is, in the end, not a failure of proof that defeats an OPM Medical Retirement submission, but more often than not, a baseless claim by OPM that proof by a preponderance of the evidence has not been met.

To counter this, contact an OPM Disability Attorney who specializes in Federal Disability Retirement Law, and meet the baseless assertion of a failure of proof by proving that the failure was a failure of proper adjudication.

Sincerely,

Robert R. McGill, Esquire

 

Postal & Federal Employees Medical Retirement: Insult to Injury

It is a common enough phrase, and most of us know about it, learn it early on and recognize the phrase easily.  If asked where or from whom we first heard the phrase, most of us would scratch our heads and vaguely reference our parents, grandparents, or perhaps a friend of long ago.  The point is that such a phrase is likely so commonplace and universal precisely because it represents a commonplace occurrence.

It happens so frequently that the phrase itself is accepted as representing a regular event in everyone’s life.

We hear the stories often enough: “I was walking along the street and X happened to me.  That was bad enough.  But to add insult to injury, then Y did this-this-and-that to me, as well!”  Or: “I thought it was bad enough that X wouldn’t do Y for me, but to add insult to injury, he then proceeded to do Z.”  Yes, it is the commonplace-ness of it all which is the reason why the phrase itself is learned at such an early age.

Life is like that, isn’t it?  After the newborn first learns those early words or sounds — like “Ma-ma” or “Da-da” — he or she then immediately learns the phrase, “To add insult to injury”.  Well, maybe not those very words, exactly, but something close to them.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, consult with an OPM Disability Lawyer who specializes in Federal Disability Retirement Law before the Federal Agency or Postal Service adds insult to injury.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Extending One’s Career at a Cost

Our identity is often bundled up and inextricably intertwined with the careers we have chosen.  It is therefore understandable that, even with a medical condition that begins to debilitate, we would want to extend the chosen career to the furthest extent possible.  The question then becomes one of performing a cost-benefits analysis: Does it make sense to try and make it to the proverbial “finish line” of retirement if the cost of doing so is to end up in such a debilitated state that any enjoyment derived in those “sunset years” is minimal, at best?

Federal employees and U.S. Postal workers are, as a whole, a committed workforce dedicated to accomplishing the mission of the Federal Agency or the Postal Unit — often at the cost of one’s health.  There comes a point, however, when the cost of one’s health is not worth one’s contribution to the mission identified, and when that critical juncture is reached, it is time to consider filing for Federal Disability Retirement benefits under FERS.  Extending one’s career at the cost of one’s health is one thing; to do so where the cost means accepting an actual harm to one’s well-being and a permanent loss of enjoyment in one’s retirement — well, that is often termed as a decision that only a fool would make.

Consult with an attorney who specializes in Federal Disability Retirement Law and consider retiring early so that the cost of one’s health doesn’t become the payment overdue for one’s over-zealous commitment to the mission at large.

Sincerely,

Robert R. McGill, Esquire
FERS Medical Disability Counsel

 

Attorney Representation for OPM Disability Claims: ‘It could be worse…’

Do other species utilize comparative analysis as a tool for deciding the next course of action to take?  Or, does the existential, “here-and-now” appetitive nature of non-human beings rule, such that the conclusion reached — “It could be worse” — never plays a role in the decision-making process?

For, that is the basis of the conclusion reached, is it not?  Of remaining static, refusing to change, in deciding to not make alterations to present circumstances no matter the cost or the pain — that by coming up with imaginative, hypothetical models of circumstances real and fantasized, encapsulating descriptive conditions far worse than the one being endured by you, we can therefore justify continuation of maintaining the status quo?

How much worse must it get before one discards the idea that it could be worse?  Or, are the boundaries of human imagination so limitless that the enduring of present circumstances is always preferable to modification and change; or, perhaps that change itself is so naturally resisted, because the comfort of monotony and repetition provides the sequence of security that favors the stability of an unchanging universe?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the preservation of the status quo is often preferable to the trauma of needed change.

One can justify for quite a long time the grasping on to that which one has, and to not change; and the justification can be maintained for quite some time in the very statement, “It could be worse…”.  That is the safe path, the road of least resistance; but the question unasked is the one unanswered and therefore untold as to the progressive deterioration of one’s health; Of: “Could it be better?”

That question can only be answered in conjunction with the realization that one’s health is never something that should be sacrificed on the altar of one’s career or work, and preparing, formulating and filing an effective Federal Disability Retirement application, filed with the U.S. Office of Personnel Management, is the first step in recognizing that, Yes, while it could be worse, it could also be better.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement for Federal Employees: That uncluttered mind

How do we remain so in this world of cacophonous and discordant barrage of sounds, images and the overload of information?  Is it even possible to remain as the quietude of mind within the meditative spirit of a Zen monk reflecting upon the pool of uncertainty yet contemplating the serenity of a mind’s eye?

The cluttering is deafening; and, with it, the anxiety, stresses and paralyzing fears that accompany the world writ so large and looming so fearsome.  The uncluttered mind is the one that, with singular focus, yet accomplishes goals in life, reaches destinations otherwise fraught with obstacles, and continues to grow and progress despite all challenges that impede its way.  Is it still possible to retain an uncluttered mind?  Can there be such a state despite the overburdening of a world obsessed with “connectivity” to one’s technological devices, where the staring into the void of one’s Smartphone, laptop or other such distractions can rarely be avoided?

We tend to think that we are the “exception”, and despite our slavery and slovenly attachment to the technological innovations of modernity, we make excuses and allowances for our own weaknesses – oh, I’m not really into that sort of thing; it’s just a tool that is necessary for a time; Facebook?  Twitter?  Nah, it’s just a hobby.  Yes, before long, we get sucked into the very crevices we once laughed at and scorned.  The uncluttered mind is indeed a rarity, these days.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the ‘clutter’ becomes exponentially quantified because, not only must one contend with the world of clutter, but the medical condition itself is an additional stress that must be faced.

This is a complex and complicated world, full of challenges and untold stresses.  To be able to maneuver through the bureaucratic maze of a Federal Disability Retirement process is itself a cluttered road of administrative complexities, and when one must contend with the medical condition itself – which is the primary purpose for preparing an effective Federal Disability Retirement application – the clutter of the medical condition itself becomes an obstacle, leaving aside the obfuscation and obstacles that the U.S. Office of Personnel Management puts up in the pathway towards success or failure.

Filing an effective Federal Disability Retirement application through OPM is a step towards reaching the goal of the uncluttered mind – of simplifying priorities so that the primary priority is that which is most important: One’s health.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement under FERS & CSRS: Life erasing

In youth and early adulthood, we add; in later years, life erases.  Kids grow up and move elsewhere; vigor depletes; living spaces are downsized; mementoes once meaningful are discarded into a trash heap of forgotten memories; and health deteriorates, with diminution of lives by incremental depreciation both in appearance, worth and human value.

Life erasing is the natural decomposition of matter; the energy that we expended in bringing up our kids has now been complete, and transference of that vigor has become a permanent fixture.

Somehow, what we gave never seems to be enough, and no matter how much we tried, loved, cared for and nurtured, that part of all has separated and journeyed away, never to be sought in unenlightened venues of thoughtless abandonment.  It is as if life reaches its pinnacle, as the arc of never-ending geometric feats of engineering and technological defiance; and then it tapers, becomes warped and disappears into the far horizon.  What ever happened to those youthful dreams once embraced, promised, forever committed to, and now a dash of trailing dust left behind like so many of life’s erasing features?

Medical conditions and deteriorating health tends to symbolize that; for, as one reaches the pinnacle of an incomplete life (is it every complete, even at the point of oblivion, and do we not hang on for a moment more?), the tawdry reality is that we fear the vanishing of all that we have surrounded ourselves with, because we do not walk about this world with a mirror to appease our own insecurities.

Isn’t that why people amass great wealth; invoke power-plays to demand and command loyalty; hoard possessions as if they reflected quantifiable worth; and apply every cosmetic trick into believing that appearance of youth is the same as easing life’s erasing by concealing the decay beneath?  Why is it that such a natural deterioration is fought against, when the peaceful calm of wisdom tells us that life erasing is the easing of burdens amassed in youth and adulthood, and thus to be enjoyed?

Life erasing means that responsibilities garnered previously have now been alleviated, but instead of accepting that natural digression, we buy into the advertising colonnade that age is merely of deceptive appearances and a “mind set” that can be averted merely by acting more foolishly, accepting cosmetic alterations by stretching the wrinkles away, and taking on greater obligations for self-aggrandizement.

For Federal employees and U.S. Postal workers who are beset with medical conditions which prevent the Federal or Postal employee from extending a career chosen, whether the Federal employee or U.S. Postal worker is under FERS, CSRS or CSRS Offset, filing for Federal Disability Retirement is actually an acceptance of the natural course of life erasing – by the proverbial course of “downsizing”, of recognizing the medical conditions impacting one’s life and pursuing Federal Disability Retirement so that life’s erasing can attain a level of focus upon a priority long ignored:  Health.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Application: The effective legal argument

What makes for an effective legal argument?  It is a question often asked, and pondered by many.  For Federal employees and U.S. Postal workers who are considering preparing, formulating and filing for Federal Disability Retirement benefits under FERS, CSRS or CSRS Offset, the issue is often preceded by another question:  What makes for an effective Federal Disability Retirement application?  Must legal arguments be made at the outset, or will the mere gathering of relevant medical documentation itself suffice, without the burdensome addition of legal argumentation?

Is the introduction of law and reference to legal citation necessary, and does such necessity enhance efficacy and chances of success at every stage, or just in the later stages – i.e., before an Administrative Judge at the U.S. Merit Systems Protection Board, or before a panel of Judges in a Petition for Full Review (often referred to as a “PFR”), as well as before a panel of 3 Judges at the highest level of the process, the Court of Appeals for the Federal Circuit?

Certainly, the process itself does not “mandate” a legal requirement for argumentation of law; yet, inherent in the system itself – or, because there are multiple legal opinions, precedents and statutory foundations which form the core of every Federal Disability Retirement application – it is a “good thing” to include legal precedents and foundational arguments in preparing and formulating one’s Federal Disability Retirement application.  Is it necessary?  Is it “absolutely” necessary?  Just as the insertion of more adjectives and adverbs do not enhance clarity of answers, so the question itself must be judged by the relative importance of omitting that which may not be required, but which may be helpful in increasing the statistical correlation to a successful outcome.

Law cannot ultimately be avoided, either in filing a Federal Disability Retirement application or other venues of justice and conflicts, anymore than one can drive down to the corner mart without having some nascent knowledge of the legal workings intermingled and intersecting with modern society.  For, in this complex society of compounding difficulties and systems of comingled conundrums, that which is not known or otherwise ignored, can indeed harm us.  Not being aware of the speed limit in traversing the short distance to the store can result in being stopped.  Not being aware of laws governing carrying or transporting of weapons can have even greater and dire consequences.

And, as all forms required to be filed in every Federal Disability Retirement application was and remains based upon statutes, regulations and precedent-setting opinions rendered by the Federal Courts or the Merit Systems Protection Board, so it is important in preparing an effective OPM Disability Retirement application to have some elementary awareness of the relevant laws impacting upon the criteria governing Federal Disability Retirements.

Few things in life exist in a vacuum, and preparing an effective Federal Disability Retirement application is no different.  In any arena of law, laws matter.  That may sound somewhat like a trite opinion, and an irrelevant repetition of a self-evident truth, but it is meant to merely be a reminder, that as in all other areas of life and living, in the venue of legal matters, providing an effective legal argument is an essential factor in winning a FERS or CSRS Disability Retirement application.

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: Private hells

It is a familiar refrain to note that everyone has a self-contained “private hell”; and an even greater understanding that it is well that such thoughts of other hells are both private, and for the most part, left silent without conveyance or communication.  But that is changing, in large part, because people believe that mass dissemination of information has now unleashed any unspoken decorum of dignified discretion.

We believe, now, that everyone should “tell all”; that private matters once left as remnants of shameful self-confessions should be publicized because it is healthy for the inner soul to be uncovered.  But if that were really true, wouldn’t utopia have descended upon the Western World by now?

Revolutionary experimentation is often a good thing – at least, in limited dosages of consumable quantities with tolerable levels of tenacity.  But the mass acceleration of unlimited informational discharges, as evidenced by the Internet, Smartphone usage and widespread hacking and release of information of such great quantities that we cannot even begin to sift through the volume, has resulted in less, than more.  Is it because of the consumer age of technological advancement in which we all presume that “more” equates to “better”?

Once upon a time, in the quietude of an asceticism viewed with reflective consternation, the serious young individual considered shame, hesitation and discretion of public pronouncement; now, however, we have lost faith, abandoned decorum, and relinquished sovereignty, such that we have sold our souls for a mere pittance in return.

We can “tell all” so that expiation of sins once reserved for Dante’s circle of hell could be replaced with and substituted for a therapeutic society which never quite treats effective, rarely cures and always costs.  The cost of what we have given up never returns that which we have invested, and what was once sacrosanct is now mere fodder for comedians and irreverence for late night chatter and laughter of the belly-aching kind.

Somehow, private hells no longer exist; instead, they end up being confessed on a daytime show by a host who is deemed to be a doctor, but of what kind, we are never told.  Private hells imply two consonants of behavioral conflicts:  of a secret and limited access of information (privacy) combined with a torment unimagined and unfelt by others (hell).  Does the former (privacy) exacerbate the latter (hell), such that there is therapeutic value in publicizing that which is private, which would then allow for hell to become transformed into heaven?

We tend to believe so, and this generation of modernity has begun the journey down that path without any empirical evidence to support its belief-system.  Whether it will work, or not, time will tell.  For the time being, however, the private hells which consume the islands of individuals will result in the devastation of souls and psyches, as it has throughout the history of mankind.

For Federal employees and U.S. Postal workers who endure through such private hells, suffering from a medical condition only exponentially creates a greater hell than the earthly one which most people already experience.  Filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is a means to an end.

The means is the administrative process of preparing, formulating and filing an effective Federal Disability Retirement application.  The “ends” will come about in order to escape that private hell, which is the slice of heavenly gratuity we are given with the birth of an unasked-for life, impeded by uncalled-for harassment, by unapproachable supervisors and managers unabashedly unconscious of the private hells they themselves have created.

Sincerely,

Robert R. McGill, Esquire