Tag Archives: owcp medical pension narrative form

FERS Medical Retirement Claims: Things We Didn’t Ask For

Perhaps the list is long; or, somewhat shorter than expected.  If it is a long list, one must question whether or not you actually didn’t ask for the items on the list.  If it is comfortably short, then it may reflect a greater control of one’s life.

Some things which the list may include: Financial problems; difficulties at work; a dog, a cat or some other stray animal having made it to your home; unruly kids; unappreciative kids; kids who never grow up.  Marriage often adds to the list — not because you don’t love your husband or wife, but because marriage is often an involvement of complex compromises where not everything is agreed to.

Can a shorter list reflect a greater capacity to control one’s life?  Perhaps — but the one column you cannot control is: A disabling medical condition.

That’s one of the things we didn’t “ask” for, although living a certain type of lifestyle may implicitly be interpreted as having “asked” for it, like: Jumping out of airplanes while being in the military (with later consequences of degenerative arthritis in the knees, for example); living in an unregulated state where upriver or downwind is a chemical pant spewing out dubious toxins which rain onto your lawn, forever killing anything and making those tomatoes a strange grey pallor, as in the state of Texas and perhaps some others; or of excessive use of drugs and alcohol in self-medicating for stressful issues, etc.

But, for the most part, a medical condition is one of those on “The List” which we didn’t ask for.

For Federal Gov. employees and U.S. Postal workers who suffer from a medical condition — whether you asked for it or not — the prospect of preparing a Federal Disability Retirement application under FERS may well be necessitated by one of those things you didn’t ask for.

When a medical condition prevents you from performing one or more of the essential elements of your job, it is time to ask for something which you need — a Federal Disability Retirement Annuity — because of that which you didn’t ask for — a medical condition.

Hopefully, your application with the U.S. Office of Personnel Management will fall into another known category: Of Ask, and You Shall be Granted: An approval, from OPM.  Contact a FERS Disability Lawyer who specializes in Federal Medical Retirement Law and begin the process of asking for a benefit which is your right under Federal Law.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement Benefits: Paintings Without Words

The cave paintings in Lascaux are apparently a stunning display of prehistoric art created by Paleolithic Man some 17000 years ago — well before Christ, before the Roman or Greek civilizations; before the written word.  The depictions are of animal figures and of man; but without words.

Of course, if you visit an art gallery, every painting is “without words” — except, perhaps, of the title given to the painting, like “The Boy in a Red Vest” or “The Starry Night”, or even, “Self-Portrait”, etc.  But these cave paintings lack even a title.  They are silent — truly in the sense of lacking noise, explanation, etc.

Various “experts” have apparently rendered their interpretations as to why they were drawn and what they depict; the “meaning” of the art.  Why did such men (why do we presume they were done by men, and not by women?) paint upon the walls of that cave?  What did they intend?

Such interpretations may or may not be true; one shall never know, because the context of the once-vibrant community has been lost.  They remain as paintings without words because the words were lost long ago, and so the meaning behind the depiction — what gave it “meaning” — has been lost forever.

It is similar to the feeling and sense that a Federal or Postal employee has when a medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job — the “meaning” behind the work is lost, because the functionality to perform the work has been separated from the ability to engage in that functionality.

Contact an OPM Attorney who specializes in Federal Disability Retirement Law and begin the process of recovering the meaning behind the work you once loved; for, like paintings without words, work without freedom from pain and turmoil results in a profound sense of loss.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement Benefits under FERS: The Silent Sufferer

It is normally to one’s detriment; yet, the converse is the one whom we dislike and find irritating — the constant complainer.  The silent sufferer is the one who goes through life quietly, unassumingly, and often anonymously; and when it is time to retire, little fanfare is given, and life moves on without the presence of that person.

It turns out that the silent sufferer did most of the work and his or her absence becomes exponentially emphasized once gone because people suddenly notice what had been accomplished when the person was present.

For Federal Disability Retirement purposes, of course, the silent sufferer is the more difficult case.  For, often, not much is found in the office/treatment records of doctor’s visits, because such a person doesn’t like to complain.  It is only when the medical condition becomes an acute emergency, or when a critical juncture is arrived upon which precludes the ability or capacity to go on as normal.

Everyone is surprised, of course — because Mr. X or Ms. Y never said anything about the medical condition.  It is as if we are talking about some “other” person other than the one needing to file for FERS Disability Retirement benefits.

For such people — and there are many of them — it is necessary to contact an attorney who specializes in OPM Disability Retirement benefits, and to begin to establish the pathway to a nexus connecting the medical condition to the essential elements of his or her job.

For, in the end, the silent sufferer still suffers in silence; it is merely a matter of turning the silence into a tentative shout for help in preparing, formulating and filing an effective Federal Disability Retirement application through the U.S. Office of Personnel Management, under FERS.

Sincerely,

Robert R. McGill, Lawyer
Postal & Federal Disability Lawyer

 

Federal Employee Disability Retirement: Smelling the roses

It is a simplistic attitude, but one whose truism dominates and attracts: to enjoy life and have the capacity to relish in it.

“Stopping to smell the roses” is all well and good to declare when you don’t have much to do, or when you are in a position to reverse life’s onward march; however, for most of us, the stresses of daily living, of trying to make a living, and of the uncontrollable demands that beset us every day, undermines the advice of the sage: yes, tranquility can reflect a healthy mind and slowing of pace can lead to longevity and stave off mortality’s inevitable decline; but how does one contend with and control modernity’s screaming frenzy?

The appendage to the image of “smelling the roses,” of course, is the admonition to “pause” or “stop and” take the time; but is our loss of olfactory sensitivity a result of our lack of use?  How many of us even notice the scent of a flower, whether when we walk into a room or meander along a country path? Instead, most of us sneeze with irritation, beset with asthmatic symptoms of allergic disdain, and view such niceties as merely one of life’s obstacles to overcome and ignore.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s job, the concept of pausing and “smelling the roses” is the last thing to consider, and life’s travails will only continue to shout and scream to prevent such a prosaic declaration.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management will not necessarily allow for greater time to smell those roses, but it will allow for more time to attend to one’s own health — and isn’t that the point?

We take for granted our health, but when our health begins to deteriorate, the stresses begin to compound and exponentially aggregate.

Smelling the roses comes only after the priorities of our life have been placed into proper order, and preparing, formulating and filing for Federal Disability Retirement benefits when it becomes necessary is the first step towards reaching for the ultimate paradigm of life’s resistance to the stresses inherent and overwhelming: Health; life; relationships — then, to pause in order to smell the roses.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement from the Office of Personnel Management: Predictions

How did the first person accurately predict the oncoming change of weather?  Of course, some would contend that no one has accurately predicted such a thing, and would scoff at the thought.  Was it merely by observation?

Why did logic not overtake the attempt at prediction — of Hume’s contention that there is no such thing as a “necessary connection” between cause and effect, but merely a repetition of events that can be defied when, in the next instance, what one expected may turn out to be wrongly presumed?  Or of other events — of the outcome of a contest between two teams; of great horse races, the Triple Crown, or even of Olympic events: Can accuracy of predictions be statistically enhanced by observation, analysis, careful scrutiny and always with a bit of luck included?

And in the field of medicine — is a “prognosis” the same, or similar to, a “prediction” of sorts?  For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the requirements necessary in preparing, formulating and filing a Federal Disability Retirement application under FERS, CSRS or CSRS Offset includes a “prediction” of sorts — a prognosis that the medical condition will last a minimum of 12 months from the date of the application.

This does not mean that a Federal or Postal worker must wait for 12 months to establish that the medical condition itself will last that long, but merely that the medical condition itself will last a minimum of 12 months from the time one applies for Federal Disability Retirement — which, as a practical matter, makes sense because it takes about the same amount of time, on average, to get an approval from the U.S. Office of Personnel Management, and there would essentially be no point in filing if, upon an approval, you no longer suffer from the medical condition itself.

A “prognosis” is, indeed, a type of prediction, and most doctors will be able to provide “within a reasonable degree of medical certainty” as to the lasting effects and enduring nature of a medical condition, based upon experience, analysis and clinical encounters.

Now, as for the weather…

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Information: Bumps along the road

On any trip or travel, how many bumps are felt or experienced along the road?  Many are imperceptible; some are noticeable; a few may be jarring to the effect that it jolts one from the automatic-consciousness-mode of how most people remain while driving.  But what impact does the entirety of the aggregate have upon both the vehicle being driven and the individual sitting behind the wheel?

Take first those almost-imperceptible bumps — what effect do they have, over the life of a car, upon all of the parts, bolts, springs, complex computer systems, etc.?

We know that, over time, stresses and metal fatigue over many trips and upon thousands of miles of travel can result in the sudden breakup of an airplane engine, or when a catastrophic event suddenly occurs where a car stops running or a plane crumbles in mid-flight, we come to the realization that the aggregate of imperceptible bumps can, over time, cumulatively have the effect of a single jarring event.

The fact that they are ‘imperceptible’ doesn’t mean that they don’t exist, nor that they have no impact; rather, it is just that we do not perceive them.  That is the old Berkeley problem in existential philosophical discourse, is it not?  Of the following: Do mountains exist on the far side of the moon despite the fact that we do not see them?  Does perception equal existence, or merely one’s perspective upon an opinion concerning such existence?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition necessitates the effective preparation, formulation and filing of a Federal Disability Retirement application through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the bumps along the road in the complex administrative morass of a Federal Disability Retirement process will be many and sometimes overwhelming.

Some of the proverbial ‘bumps’ may be minor and merely irritating; others, looming large and difficult to conquer.  To ensure that the ‘ride’ is smooth and relatively trouble-free, you may want to consult with an attorney who specializes in Federal Disability Retirement Law, lest the bumps along the road result in a jarring decision of denial issued by OPM.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement under FERS & CSRS: Life erasing

In youth and early adulthood, we add; in later years, life erases.  Kids grow up and move elsewhere; vigor depletes; living spaces are downsized; mementoes once meaningful are discarded into a trash heap of forgotten memories; and health deteriorates, with diminution of lives by incremental depreciation both in appearance, worth and human value.

Life erasing is the natural decomposition of matter; the energy that we expended in bringing up our kids has now been complete, and transference of that vigor has become a permanent fixture.

Somehow, what we gave never seems to be enough, and no matter how much we tried, loved, cared for and nurtured, that part of all has separated and journeyed away, never to be sought in unenlightened venues of thoughtless abandonment.  It is as if life reaches its pinnacle, as the arc of never-ending geometric feats of engineering and technological defiance; and then it tapers, becomes warped and disappears into the far horizon.  What ever happened to those youthful dreams once embraced, promised, forever committed to, and now a dash of trailing dust left behind like so many of life’s erasing features?

Medical conditions and deteriorating health tends to symbolize that; for, as one reaches the pinnacle of an incomplete life (is it every complete, even at the point of oblivion, and do we not hang on for a moment more?), the tawdry reality is that we fear the vanishing of all that we have surrounded ourselves with, because we do not walk about this world with a mirror to appease our own insecurities.

Isn’t that why people amass great wealth; invoke power-plays to demand and command loyalty; hoard possessions as if they reflected quantifiable worth; and apply every cosmetic trick into believing that appearance of youth is the same as easing life’s erasing by concealing the decay beneath?  Why is it that such a natural deterioration is fought against, when the peaceful calm of wisdom tells us that life erasing is the easing of burdens amassed in youth and adulthood, and thus to be enjoyed?

Life erasing means that responsibilities garnered previously have now been alleviated, but instead of accepting that natural digression, we buy into the advertising colonnade that age is merely of deceptive appearances and a “mind set” that can be averted merely by acting more foolishly, accepting cosmetic alterations by stretching the wrinkles away, and taking on greater obligations for self-aggrandizement.

For Federal employees and U.S. Postal workers who are beset with medical conditions which prevent the Federal or Postal employee from extending a career chosen, whether the Federal employee or U.S. Postal worker is under FERS, CSRS or CSRS Offset, filing for Federal Disability Retirement is actually an acceptance of the natural course of life erasing – by the proverbial course of “downsizing”, of recognizing the medical conditions impacting one’s life and pursuing Federal Disability Retirement so that life’s erasing can attain a level of focus upon a priority long ignored:  Health.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirements: The Cynic’s Tavern

It occupies a dilapidated building on the edge of town.  The sign that once overhung the entrance is faded and barely noticeable; but, then, the patrons who enjoy the end-of-workday glass or the occasional wanderer who mistakes the place for the origins of exotic mixtures need not a neon of invitation, but merely a marker that beckons.  Laughter is allowed; speaking is optional; rude behavior is not tolerated.  Silence is golden.  People go to the place of drink and merriment because it lacks the pretentiousness of the world outside; and the large man with a stubble of a week’s shade serves with nary a word, and respects the look of fatigue and demeanor of defeat foreshadowing the heavy sigh accompanying the hunched shoulders of the breathless customer.

The Cynic’s Tavern is the place where old men gather, young men and women cluster, and those somewhere in between loiter.  The younger ones have not yet been tainted by life’s travails, and hopeful dreams still clutter the naïve souls of untouched innocence; the one’s who have moved through some years of agony, still retain a glint of smiling faith; but it is the elders of the universe who sit at the bar and despair of lives wasted, wars endured and years forgotten but for the joys of friendship and solitude.

Cynicism is like a virus infecting a town’s essence; it destroys by incremental advances of insidious fatefulness, and never returns the gift of life once gained but lost forever.  If it has not yet prevailed, then wait a few years; life itself guarantees it, as fairytales of beauty, essences of love and mythological lands embracing inclusion and empathy, exist only in the minds of children, the duped or the meandering demented of society’s wasteland.

For Federal employees and U.S. Postal workers who continue to fight against joining the Cynic’s Tavern, the issue is often one of withstanding and withholding for so long, until succumbing is merely a matter of time.  If the daily harassment, deteriorating health and constant detours down the alley of worsening conditions has led to a point where preparing an effective Federal Disability Retirement application becomes necessary, then it is time to take the next step and formulate the proper and most efficient strategy in order to increase the chances of an approval before the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

It is one thing to enter through the doors of the Cynic’s Tavern for an occasional drink; it is quite another to find one’s seat there warmed by the constant occupation of one’s unmoved derriere.  The best antidote to prevent or curtail cynicism is to keep moving; otherwise, the stale drink and smoke-filled room will ultimately become a part of one’s vacant stare into a future less hopeful.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Of garbage, debris and leftovers

The first is that which we outright discard for loss of value or unrepentant conclusion of worth; the second, what remains after destruction or usage; the last, what is set aside or left behind for multiple reasons, including everything referred to in the first and second, as well as a sense that a loss of appetite resulted in security of its existence without any judgment upon the core of its essence.  Because of our own linguistic laziness, we tend to just lump them all together; but distinctions in language-games matter, and what we do with each, how we treat them, and when we act upon them, requires more than recognizing the subtlety of differentiation we may overlook.

We associate garbage with the smells of rot and decay, and set aside vast areas for landfills to bury and cover over in the remoteness of society’s outskirts, where in lands of impoverishment and suffering starvation, the outcasts of society gather just to pick at the best of the worst.  Of debris, the wealthier people and nations as a whole simply discard and start over, again.  Those who can ill-afford to simply begin anew, will often try and salvage what debris can be reconstituted, and attempt to rebuild lives destroyed and damaged from hurricanes, wildfires and tornadoes, or other such disasters pummeled by nature’s fury or man’s carelessness.

And for leftovers, it is appropriate that it should be the last in the tripartite of linguistic examinations.  For, it applies to foods, to various aggregations of detritus, and to human beings themselves.  Of entities inorganic or inert, they can represent the extra screw mistakenly inserted with the package received, or the cheap trinket purchased in a foreign land but unable to fit into the bulging suitcase and discarded under the unmade bed in the hotel room left unpaid.  Of foods and other organic matter, it is the lesson taught by an overbearing parent, where loggerheads with stubborn children evoke stories once heard and continue as mythologies which – like unicorns and 3-ring circuses, never quite match the smell-test of reality – propagate like mice in the basement of dank and darkness, where the utterance, “When I was your age, what you leave as leftovers used to be the main course!” was but a boast echoing with hollow discourse upon ears deaf with such trite admonitions.  But the more serious manner of the meaning is reflected by the human cost of how we treat one another.  For, it is the “leftovers” of society which we forget about in the teaching lessons of wealth and abundance.

For Federal employees and U.S. Postal workers who are shunned aside because of a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal positional duties, the conceptual construct of what is a “leftover” is a poignant reminder of what once was, of what can still be, and a hint of hope for a future without the harassment, intimidation and constant barrage of aggressive threats propounded without concern for consequences. For, it is the lesson of the leftover which we should all bear in mind.

As any reference in this day and age of a “Biblical” concept is immediately dismissed and ignored – (remember?  Of how treating the “least” is tantamount to re-crucifying at each turn?) – we must therefore embrace the lessons of our own childhoods.  For, in the end, the Federal employee and U.S. Postal worker must make a decision of self-worth, and decide whether or not it is of any value to be treated as the vegetables untouched or the morsels undisturbed; or, perhaps, to “move on” and file an effective Federal Disability Retirement application with the U.S. Office of Personnel Management, whether the Federal or Postal worker is under FERS, CSRS or CSRS Offset, and become again the “main meal” as the lesson taught once recognized, in this universe where garbage, debris and leftovers are treated all in the same manner and upon the same plate of empty promises.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The pendulum swing

Time used to “march on”, and the pendulum swing was a metaphor which everyone understood.  No more.  The digital age of technological superiority has made such inane profundities left stacked upon the history of obsolescence.  But for cherished grandfather clocks in hallways of mansions forgotten, or in the mysteries of worn novels where the tick-tock represented the anticipation of the sudden death scream; the slow, mechanical device which moves to and fro, left to right, right to left, and into the eternal progression of marked time, is but an irritant for the noise it makes.

Have we outlasted the utility of mechanical complexity?  Does the software program in which we see nothing but an algorithm of undecipherable content ever transcend the fascination we glean from springs, weights and mechanisms of human innovation?

The time piece too heavy to carry about, yet never replaced the pocket watch transferred with generational delight, and reflected the craftsman’s care in perfecting the soul of a person’s worth.  Somehow, the digital face of a blinking light flashing when the electrical surge fails to protect, is not the same as the quiet peace of an undisturbed house when the pendulum ceases to swing because the owner forgot to adjust the weights.  And history now forgets, too, doesn’t it?

Are we at the far side of the extreme, never to swing back, because there is no pendulum to remind us?  Can the death of the clockmaker mean the end of reason and compromise, because there is no metaphor to realize, anymore?  We tend to believe that such metaphors follow upon a literary device of recognizing something more than the mere fodder of mechanical devices; but what if the opposite were true – that the cadence of history required the invention of the pendulum itself, and the stoppage of such back-and-forth, to-and-fro means that only the extremes of disproportionate swings will remain frozen as the epicenter of man’s egregious faults?

We assume much; and when we presume to follow history’s dialectical progression without considering the actions within our own willpower, Nietzsche’s eternal return to the bosom of our follies will surely unravel and reveal itself in the face of our reflected foolishness.  And so, as the proverbial pendulum has stopped, stuck in the timeless middle of muddled quietude, so the failure to make any progress in our own personal lives will be another lost metaphor in the eternal dustbin of forgotten concerns.

For Federal employees and U.S. Postal Workers who want to break the cycle of being stuck perennially in the quicksand of mediocrity, it may be the ripened time to prepare, formulate and file an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether you are under FERS, CSRS or CSRS Offset.  For, as time fails to move without the movement of objects surrounding, so the human frailty of non-movement and inertia is a broken mechanism deep in the recesses of the human heart.

Taking the next step – any step – in filing for Federal Employee Disability Retirement benefits with OPM, is at least a slight movement, a reverberation, of that time harkening for the pendulum to swing back to its proper place of origin.

Sincerely,

Robert R. McGill, Esquire