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FERS Disability Attorney Blog: Life With Abandon

Some would say that it is the only way to live life; others, that caution and thoughtfulness before proceeding is the wiser course of action.  Are the choices merely a reflection of age, as opposed to a life lived resulting from upbringing or personality?  Does youth and inexperience reflect the yearning to live life with abandon, whereas old age brings about the cautionary tale of the brother to the prodigal son who stayed behind and attended to his duties?

Upon watching a young child play with abandon, an old man remarked to the concerned mother, “Life will teach the young lad soon enough, and the cynic will foster from the experience of abandon”.

But do we all learn from experience?  Why do we idolize the successful person who “goes for broke”, and quickly forget the ones who do that but “fail” in life?  Do most of us relate to the football team that tries to preserve its 3-point lead in the fourth quarter, but loses in the last 30 seconds of the game because of cautionary trepidation? Do we all think we are that quarterback who plays with abandon, or the one who tries to preserve the lead?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition no longer allows the Federal or Postal employee to continue in his or career in the Federal government, “life with abandon” is sometimes merely the next step in one’s career and life by preparing a Federal or Postal Disability Retirement application under FERS, to be submitted to the U.S. Office of Personnel Management, may be the Fourth quarter pass which wins the game.  It is all in the way and manner you see things.

Contact a FERS Attorney who specializes in Federal Disability Retirement Law and consider whether filing an effective Federal Disability Retirement application may not be the admixture of both — a cautionary life with abandon, done the right way.

Sincerely,

Robert R. McGill,
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Medical Retirement under FERS & CSRS: The old man

There is a recognition — born of the enlightenment period in American History referred to merely as “The Sixties” — when a cultural adage was created, which went something like: “Age is not the sequence of years, but of a state of mind”.  Yes, those “Sixties” will one day be looked upon by historians and cultural commentators as that likened to “The Renaissance”, or “The Dark Ages”, or perhaps some other hiccup of historical divisions that bifurcates the “before” and “after” of enlightenment, tumultuous alterations and societal-tectonic shifts of some significance.

The Old Man (without the appendage of “and the Sea”, a reference obviously to the classic novel by Hemingway, who somewhat embodied the end of a Pre-Sixties era where machismo, big-game hunting and the “strong, silent type” was replaced with “sensitivity”, environmental protection and therapeutic sharing) is still regarded by an archetype of sticking to old ways, becoming intractable and clinging to conservatism in thought and actions.

Perhaps that is natural — as one degenerates upon a progressive scale of a downward turn, as on a scale of molecular deterioration leading to eventual decay and death — in that vicissitudes of major proportions can only be tolerated well by the young.  Yet, there is a truth to that old “Sixties adage”, that one’s attitude towards life in general, responsiveness to stimuli and new experiences, is always important in countering the staid phenomena of old age and becoming old.

Medical conditions, of course, can change everything — all at once.  If of physical ailments, one can feel like a young person in a cocoon of ancient origins or, if beset with psychiatric conditions, the disorienting phenomena of psychological trauma can leave one aged while locked into a young body.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it often feels like “the old man (or woman)” has arrived before his or her time.  We tend to focus too much upon historical shifts of tectonic proportions, when what really matters is the individual and the compelling narrative of singular lives.

Filing a Federal Disability Retirement application through the U.S. Office of Personnel Management may not have any great cultural impact upon history’s retrospective purview, but for the individual Federal or Postal employee who can no longer perform one or more of the essential elements of one’s Federal or Postal job, it is as important to prepare and formulate an effective OPM Disability Retirement packet as if one is entering a great tectonic shift.

A Federal Disability Retirement application is a significant event in the life of every Federal and Postal employee, and consultation with an attorney is a near “must” in order to get it prepared properly and efficiently.  As for “The Old Man (or Woman)” that one is afraid of being tagged as because it is time to file for Federal Disability Retirement benefits through OPM — leave that up to the cultural and historical commentators; it is individual lives that matter, and not the footnotes which are forgotten within the morass of vague historical references.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement Benefits: Confused confusion

Why confuse the confused?  Why confuse further the confusion that already confused even the least of the confused?  Why add to the confusion when the confused are confused enough as it is, and when confusion should be relieved by less confusion instead of confusing everyone further by adding to the confusion?

Life is confusing enough, and it is amidst the confusion of life’s state of perennial confusion that we seek relief from the confusing state of affairs, but which often leads to further confusion because we ourselves are confused.

It all began in childhood when first we entered the ice cream shop and had to choose between vanilla, chocolate and strawberry flavors — and we turned to our parents wanting all three, or one of them, or perhaps two out of three, and we admitted mournfully, “Mom, I’m confused.”  Then, the next summer, we stepped in line and looked up at the offerings, and there were 3 more flavors added — of caramel-something-or-another, chocolate mint and peach; and from thence forward, choices for unlimited quantities of alternatives offered bombarded our sensibilities and overloaded the limited circuitry of life’s options.

Then, of course, there was the “fax machine” that began it all — not having to have to wait for the snail mail to carry back and forth the correspondence that was being typed first on a manual typewriter, then an electric one, then a “word processor”, then a tabletop computer, then a laptop, and then the smartphone and beyond — where every written piece of memorialization could be instantly received, to be further replaced by emails, attachments to emails, shared documents and instantaneous transmissions through the netherworld of constant connectivity; and we wonder, are we any clearer within our lives than before the confused confusion we experience today?

For Federal employees and U.S. Postal workers who believe that the Federal Disability Retirement process is a rather confusing administrative morass, such a belief would not be unfounded.

The complexity of the process — of what meets and constitutes the “preponderance of the evidence” test; of the multiple and various case-law precedents that determine and define the eligibility criteria for a successful Federal Disability Retirement application; to the confusing language contained in SF 3112C that will supposedly “guide” the treating doctors into providing the necessary medical information in order to successfully meet the eligibility criteria — all of it is inherently and purposefully complex and confusing.  How does one cut through the thickets of confusion?

To begin with, confusion is sometimes confused with complexity; and though they share some characteristics, the difference between the two is that while one possesses inherent elements which may lead to confusion, the other (confusion) is not necessarily defined by them.

Federal Disability Retirement is a complex administrative process, and the confusing elements within the process can lead to later complications unless clarified at the early stages.  To do so — i.e., to clarify the confusions and simplify the complexities — the Federal or Postal employee may want to consult with an experienced attorney who specializes in that complex and confusing area of law identified as “Federal Disability Retirement Law”.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement Information: The pleasure robbery

There are “highway robberies”, “train robberies” (distinguishable from THE great train robbery, which has become a historical feature of mythical proportions) and “bank robberies” (is there a single one that overshadows all others, or are they better identified by the characters who perpetrated them, like “Bonnie and Clyde”, Ma Barker, John Dillinger or Butch Cassidy and the Sundance Kid, etc.?); there is the “car jacking” which is nothing more complicated than the robbery of a vehicle, except perhaps by violent means and confrontation with the driver and/or owner; Skyjacking or Hijacking; and then there are “grand” or “petty” larcenies, depending upon the amount stolen, as well as special formulations with particularly distinctive and distinguishing details, like “embezzlement” (which often must possess an employer-employee relationship) or exerting “undue influence” in the act of stealing (as in cases of elder-abuse where a child or relative begins to siphon off wealth from one’s own family member); and many other types of simple criminal acts of absconding with that which is not one’s own to possess.

But what about the daily occurrences of the most prevalent incidents — that of the pleasure robbery? You know — those simple acts of mental anguish, where worry steals and robs from the pleasure of the moment; where an anticipated future event not yet having come to fruition constantly overwhelms where one is obsessed with the expectation of disaster, and thus robs the person of any pleasures taken for the moment?  This often happens on the weekend, doesn’t it?  From late Friday until Monday morning, the worry and anxiety sets in, robbing from the reserve that the weekend itself was meant to preserve and restore; and it is the pleasure robbery that leaves one with the greatest of devastating effects: profound and unrelenting fatigue, and not just from the imagined catastrophe that has not yet occurred, but moreover, from the anxiety and worry itself.

For the Federal employee and U.S. Postal worker who must contend with a medical condition, where the medical condition is impacting and preventing the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal position, the concept of the pleasure robbery is a familiar one: for, one’s future, one’s career, and one’s livelihood are often at stake.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, may not be the “total solution” for the anxiety that it may cause — whether because of the knowledge of a reduced income or the admission that the Federal or Postal employee must face the reality of one’s medical condition. However — despite being a complex administrative process, it is nevertheless a benefit that may resolve some of the perplexing questions that often accompany a medical condition, and set one onto a path of future hope and greater certainty in order to stabilize a world of unfathomable uncertainties, and at the very least, to stop the pleasure robbery from any further stealing away the needed rest and peace that weekends, vacations and a good night’s sleep are meant to provide.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The pendulum swing

Time used to “march on”, and the pendulum swing was a metaphor which everyone understood.  No more.  The digital age of technological superiority has made such inane profundities left stacked upon the history of obsolescence.  But for cherished grandfather clocks in hallways of mansions forgotten, or in the mysteries of worn novels where the tick-tock represented the anticipation of the sudden death scream; the slow, mechanical device which moves to and fro, left to right, right to left, and into the eternal progression of marked time, is but an irritant for the noise it makes.

Have we outlasted the utility of mechanical complexity?  Does the software program in which we see nothing but an algorithm of undecipherable content ever transcend the fascination we glean from springs, weights and mechanisms of human innovation?

The time piece too heavy to carry about, yet never replaced the pocket watch transferred with generational delight, and reflected the craftsman’s care in perfecting the soul of a person’s worth.  Somehow, the digital face of a blinking light flashing when the electrical surge fails to protect, is not the same as the quiet peace of an undisturbed house when the pendulum ceases to swing because the owner forgot to adjust the weights.  And history now forgets, too, doesn’t it?

Are we at the far side of the extreme, never to swing back, because there is no pendulum to remind us?  Can the death of the clockmaker mean the end of reason and compromise, because there is no metaphor to realize, anymore?  We tend to believe that such metaphors follow upon a literary device of recognizing something more than the mere fodder of mechanical devices; but what if the opposite were true – that the cadence of history required the invention of the pendulum itself, and the stoppage of such back-and-forth, to-and-fro means that only the extremes of disproportionate swings will remain frozen as the epicenter of man’s egregious faults?

We assume much; and when we presume to follow history’s dialectical progression without considering the actions within our own willpower, Nietzsche’s eternal return to the bosom of our follies will surely unravel and reveal itself in the face of our reflected foolishness.  And so, as the proverbial pendulum has stopped, stuck in the timeless middle of muddled quietude, so the failure to make any progress in our own personal lives will be another lost metaphor in the eternal dustbin of forgotten concerns.

For Federal employees and U.S. Postal Workers who want to break the cycle of being stuck perennially in the quicksand of mediocrity, it may be the ripened time to prepare, formulate and file an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether you are under FERS, CSRS or CSRS Offset.  For, as time fails to move without the movement of objects surrounding, so the human frailty of non-movement and inertia is a broken mechanism deep in the recesses of the human heart.

Taking the next step – any step – in filing for Federal Employee Disability Retirement benefits with OPM, is at least a slight movement, a reverberation, of that time harkening for the pendulum to swing back to its proper place of origin.

Sincerely,

Robert R. McGill, Esquire

 

Early Medical Retirement from Federal Employment: Diaphanous characters

Like garments left little for the imagination, the thin veil we wear rarely conceals the warts and freckles which spread throughout the malignancy of our souls.  People often mistake and confuse Christendom’s barring of an impure taint from entering the gates of its exclusive club; it is not what you did, but that you did it, and refused to take the steps to expiate the uncleanliness.

Thus, from the perspective unsoiled whiteness, a speck will blemish whether the dimensions of the spot are quantifiable or not.  That is why we dress ourselves with something, or anything, thinking that behind the veil — despite its translucent and revelatory insubstantiality — will somehow provide a semblance of security in an otherwise brutal world of appearances even for lack of subtlety.  And it is with that diaphanous character — the one which allows for surface niceties, inane salutations and barely restrained disdain for one another — that we pursue our own interests, determine the selfish destiny of fated lives, and consider not the greater interests of a community no longer existing but for suburban neighborhoods lined with pristine lawns sanctified by an immaculate insensitivity for disregard of each other’s needs.

No, the character remains whatever the cosmetic superficiality we attempt to apply; and when we put too much make-up on, or inadvertently smear the eye-liner or lipstick of incommensurate measures, there will be waiting that one who is only too pleased to point it out.

And, any such veneer of empathy quickly dissipates once there is weakness revealed — as with Federal employees and U.S. Postal workers who fail to perform one or more of the essential elements of the Federal or Postal position, resulting from a medical condition which clearly impacts the ability and capacity to fulfill the positional requirements.  Such Federal employees and Postal workers, whether under FERS, CSRS or CSRS Offset, have the choice of filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, and indeed, this is often the best remaining alternative to embrace.

For, the greater society which proceeds obliviously beyond the troubles experienced by a next door neighbor otherwise unknown but for an occasional wave of the hand, nod of the chin or silent stares of impassivity as the roar of the lawnmower eviscerates the quietude of a summer’s day, merely reflects what occurs daily in the hallways and corners of offices throughout the microcosmic insignificance of what we do daily; we become mean, and only on the deathbeds of sudden conversions do we consider the consequences of our actions.

No, the diaphanous character which we pass by each day needs to be left alone, and for the Federal employee and U.S. Postal worker who experiences daily the subtle hints and not-so-subtle warnings of harassment and intimidation merely because a medical condition prevents the Federal or Postal worker from performing all of the essential elements of the Federal or Postal job, it is time to shake off the trepidation of life’s cold waters, and dive into the next phase which awaits you, like a lake of welcoming freshness with open arms revealing that childhood dream on the lazy elbows of a memory once forgotten, but still remembered with the voice which beckons in a whisper, “There is still a life beyond.”

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Employment: Magic & the laziness factor

Magic is something we cling on to, if only as a last vestige of the light of hope, flickering ever so delicately against the tumultuous winds of a world gone mad.  In childhood, it was an imagination enlivened by the pure delight of fairytales, mythologies and rhymes of wands in the single sweep where the golden dust of insurmountable problems is suddenly a trail of corrective bygones with mere words of incantations mysterious to eyes agape with wonderment and awe; and in the middle-to-growing times, the words altered somewhat, the concept changed and the linguistic construct evolved to imply an attitude, a hope, an approach to future life based upon hard work, honesty and mere cannibalism of negative thoughts.

To remain positive was to overcome the vicissitudes of reality; to forego immediacy of pleasure, a pathway to self-discipline.  But time has a way of defeating and beating down even the best of men; there are few limits to the unseen enemy, and much which constrains the visible.

Is there magic to be gotten?  That hope without substance which we pray for; that lottery ticket in the face of statistical impossibility; and that verbiage we throw about by inane moments of meaningless contexts — “There is always tomorrow”.  What have we not shed but to which we cling?  To what do we cling that no longer applies?  Or is it mere laziness, the factor that we dismiss but for everyone else?

In modernity, of course, such tendencies and proclivities toward the magic of superstitions have become exponentially magnified through games of virtual reality, and the numerical chimera of Facebook “likes” replacing actual friendships and human bonds.  Then, when reality hits us square in the face, we fall apart all the more easily, for want of preparation in the face of true vicissitudes that shake the cavernous combustions of this world we live in.

Medical conditions are just one of those realities that cannot be ignored.

For Federal employees and U.S. Postal workers who one day wake up to the realization that there is no magic to impart when a medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal positional duties, and that the pragmatic step of preparing an effective Federal Disability Retirement application may be the best alternative available, the conjunctive one must often face — “and the laziness factor” — is a reminder in two ways:  First, in making sure that you do not allow procrastination to impede the path towards a future for success, and Second, to not be deterred by coworkers and others who criticize ignorantly by alleging that it is all “made up” in order to “game” the system.

The law is what the law is; and Federal Disability Retirement is a system reflecting a progressive perspective on workers who can no longer perform a particular kind of job in the Federal sector and the U.S. Postal Service, but who may be able to remain productive in some other capacity in the private sector.  That is why Federal Disability Retirement annuitants are allowed to make up to 80% of what his or her (now former) Federal or Postal position currently pays, in addition to the annuity being received, and continue to retain the Federal Disability Retirement annuity — precisely because it is a recognition that the Federal or Postal employee is not “totally disabled“, but rather, disabled only from performing one or more of the essential elements of a particular job.

The “real world”, as a grown-up views it, must set aside the magic of make-believe trailing upon a disillusionment wrought in the face of experiential encounters that incrementally beat down and squeeze out the wonderment of childhood thoughts; but hope for a better tomorrow should never be extinguished, and while the flicker of a dying flame emitting light in the deep abyss of despondency overshadowing the magic of bygone days may indeed threaten the future, never allow for the appendage of the laziness factor deter the best step forward in preparing, formulating and filing an effective OPM Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: The complexity of human experience

We take for granted much, and dismiss with careless appreciation the residue of crumbs begotten.  The idiom that refers to the final straw which breaks a camel’s back — why does the foreign species have an impact upon a culture which is unfamiliar with such a beast of burden?  Is it that, despite the images produced against the background of pyramids and pharaohs of a bygone civilization, the essence and theme of the proverbial statement resonates, whether replaced by a horse, a donkey or an ox?

The idea that tolerance to, and capacity for, a seemingly limitless weight of workplace bombardment, whether in translated terms of physical endurance or cognitive stress, is encapsulated by that transcendent cultural expression that there is, indeed, an invisible boundary of and for the human experience.

It is complex; the physical deterioration can presumably be witnessed because of the appearance exhibited; but it is the inner psyche and psychological harm, over untold times and lacking of precision of limit, which tests the stress points of fractures barely visible and likely detrimental.  Stress fractures may be subtle and sometimes inconsequential; but the incremental aggregation if left unreinforced will refuse to withstand an eternity of disrepair.

The complexity of human experience begins with the narrative carried by childhood memories; advances in fits and starts during the “difficult” period of transition from innocence to adulthood; and becomes cemented within the casement of early independence, where the spectrum and balance between love and hate, idealism and cynicism, and a mixture of hope denied by reality, coalesce to form the compendium of what the essence of a person becomes.

On that journey of filling the narrative, some become tested by greater or lesser traumas; and whether one ascribes “fault” to actions which result in consequences otherwise foreseeable, the reality is that those experiences encountered mold the character of the human narrative exposed.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition may cut short one’s career in the Federal sector or the U.S. Postal Service, it is the complexity of the human experience which preceded that moment of realization that a medical condition may prevent the Federal or Postal employee from performing one or more of the essential elements of one’s positional duties, which will determine the future course of actions and lay the groundwork for a brighter tomorrow.

Whether under FERS, CSRS or CSRS Offset, the central point of idioms which transcend time, cultures and limitations of perspectives in modernity, is that we refuse to become relegated to a mere statistical footnote by allowing for that last straw which breaks the camel’s back, and instead insist upon allowing for that beast of burden to survive another day, if only to impart some wisdom to a world which no longer recognizes the complexity of human experience.

Sincerely,

Robert R. McGill, Esquire