FERS & CSRS Disability Retirement: The retirement itch

It normally doesn’t come until late in life; of that picturesque paradigm of the old man sitting in a rocking chair beside a crackling fire, a dog or cat, perhaps, on the floor just beside, reading a novel or looking through a picture album; where is Norman Rockwell, and is he still relevant?

In modernity and more recently, the picture depicted is of the old couple, or in solitary state of affairs, climbing the mountains in the Himalayas or traveling to exotic lands beyond; for, the advertising agents have figured out that if old people sit around in rocking chairs, mutual funds merely sit idly in accounts without becoming subject to trading fees and other expenses, and it is best to alter the mindset for future sources of income rather than to allow for stagnation to determine the course of a past.

Is that too cynical a view to posit?  Of course, events outside of one’s control will often determine whether or not activity in old age can be embraced, or will a more placid, sedentary lifestyle consume one’s retirement?

The “retirement itch” is one that often comes late in life, after a lifetime of toil, strain, stresses and “dealing with” problems.  Is “retirement” a concept that developed only in the last and present centuries?  Did not most people just work and work and work until one “died in one’s boots” – the proverbial preference of most people who have been productive all of their lives?

Then, of course, a medical condition can cut short and impose an early retirement upon a person – and that is what Federal Disability Retirement allows for, for Federal employees and U.S. Postal Workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job.

It is that lack of a “retirement itch” that often makes the Federal or Postal employee pause; for, he or she is simply “not ready” to file for Federal Disability Retirement.

Yet, it is not any “retirement itch” or longing to rest and relax that leads one to consider filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.  Rather, it is the recognition that there are more important things to prioritize in life besides one’s work and career – such as one’s health.

It may well be that you are too young to have any sense of a “retirement itch”; but that sensation may be lost forever unless you focus upon your health and well-being, such that you will live long enough to scratch that itch that tells you that tomorrow may yet bring a brighter hope for a future yet untold.

Sincerely,

Robert R. McGill, Esquire

 

Legal Representation on Federal Disability Retirement Claims: Then, forgotten

To die is forgivable; to be forgotten, not so much.  Perhaps that is why the 15-minute rule of one’s fame is so important to most people; that, to be “appreciated” in a life-long struggle just to remain relevant makes fools of us all, and the basis upon which con-men and scams continue to effectively play their course.

It is, of course, the “then” that matters – that prelude to the state of being forgotten, that defines what a person’s life was, remains, and will continue to be in the future amongst and amidst the remainder of a family, friends and acquaintances left behind.  For, the long and wide expanse before the “then” constitutes a life lived, the experiences encountered and the salacious intertwinements amassed; in short, it is what a person is remembered by which the definition of a life well lived and the cumulative amalgamation of challenges met.  Then, after all is said and done, the person is forgotten.  Oh, for a time, not entirely, perhaps.

In the painful memories left behind with family; of a legacy foretold and secured; but then, even those relatives, friends and loved ones slowly fade away into the eternal trash bin of history’s unnamed tombs, and then, forgotten.

Why else do people wave and try to get noticed when television cameras are rolling?  Or try and get that footnote published in the Guinness Book of Records?  Is the innate fear of becoming forgotten so powerful as to make fools of old men and not merely excusable because of youth yet unfettered?  Is it so important to be secured in the knowledge that someone, somewhere, in some footnote or esoteric reference that history will record, will annotate an accomplishment, an event or some memorable deed that we did; and, even if that were to happen, would not the same result occur – then, forgotten?

History is full of forgotten men and women – even those who have been recorded in the annals of relevant history.  How many battles and wars where young men just beginning the journey upon a life filled with potentiality and the first kiss of love, cuts short a future yet unlived, and instead becomes buried in the timeless echoes of a graveyard unrecognized?

For Federal employees and U.S. Postal workers who fear the dictum of “Then, forgotten”, either with the Federal Agency or the U.S. Postal facility, or just among the colleagues once worked with, the plain fact is that too much focus upon the “forgotten” part of the equation undermines the precursor prior to the “then” part.  There is always life after a career, and greater experiences beyond the work one has done.

Preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted (ultimately) to the U.S. Office of Personnel Management, whether under FERS, CSRS or CSRS Offset, should not be based upon any fear or unwillingness to “let go”; instead, it should be based upon a recognition that health and getting better is, and should always be, a priority that overrides the fear of one’s own fragile mortality.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: The complexity of human experience

We take for granted much, and dismiss with careless appreciation the residue of crumbs begotten.  The idiom that refers to the final straw which breaks a camel’s back — why does the foreign species have an impact upon a culture which is unfamiliar with such a beast of burden?  Is it that, despite the images produced against the background of pyramids and pharaohs of a bygone civilization, the essence and theme of the proverbial statement resonates, whether replaced by a horse, a donkey or an ox?

The idea that tolerance to, and capacity for, a seemingly limitless weight of workplace bombardment, whether in translated terms of physical endurance or cognitive stress, is encapsulated by that transcendent cultural expression that there is, indeed, an invisible boundary of and for the human experience.

It is complex; the physical deterioration can presumably be witnessed because of the appearance exhibited; but it is the inner psyche and psychological harm, over untold times and lacking of precision of limit, which tests the stress points of fractures barely visible and likely detrimental.  Stress fractures may be subtle and sometimes inconsequential; but the incremental aggregation if left unreinforced will refuse to withstand an eternity of disrepair.

The complexity of human experience begins with the narrative carried by childhood memories; advances in fits and starts during the “difficult” period of transition from innocence to adulthood; and becomes cemented within the casement of early independence, where the spectrum and balance between love and hate, idealism and cynicism, and a mixture of hope denied by reality, coalesce to form the compendium of what the essence of a person becomes.

On that journey of filling the narrative, some become tested by greater or lesser traumas; and whether one ascribes “fault” to actions which result in consequences otherwise foreseeable, the reality is that those experiences encountered mold the character of the human narrative exposed.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition may cut short one’s career in the Federal sector or the U.S. Postal Service, it is the complexity of the human experience which preceded that moment of realization that a medical condition may prevent the Federal or Postal employee from performing one or more of the essential elements of one’s positional duties, which will determine the future course of actions and lay the groundwork for a brighter tomorrow.

Whether under FERS, CSRS or CSRS Offset, the central point of idioms which transcend time, cultures and limitations of perspectives in modernity, is that we refuse to become relegated to a mere statistical footnote by allowing for that last straw which breaks the camel’s back, and instead insist upon allowing for that beast of burden to survive another day, if only to impart some wisdom to a world which no longer recognizes the complexity of human experience.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: The 90/10 rule

It is a general principle to which most of us adhere to, or at the very least, confirm and affirm by own own actions or lack thereof.  In work, 90% of what we do constitutes drudgery and repetitive toil of uninteresting accomplishments; we strive, however, for that opportunity to perform the remaining 10%, which makes for an interesting career.

A similar proportional reflection applies to marriage and love; there are corollaries to the statistical generalizations, however, such as our own children and those of others — where 90% of other people’s kids are bratty and selfish, but only about 10% of parents know it, would acknowledge it, and might even own up to it, but where 90% of parents believe that their own kids are the cutest and most brilliant prodigies yet known to mankind.

Then, of course, there is grandpa’s admonition about people in general:  90% of the people you meet aren’t worth a penny’s value of attention, and of that 10% who might show some promise, 9 out of 10 (i.e., again, 10%, or 1% of the aggregate) will turn out to have merely fooled you.

What does that say about choosing a life-partner in romance or marriage?  90% of the time, people in general are going to disappoint, and 10% might meet expectations of contentment; but then, 90% of us believe that, from the “other’s” perspective, we ourselves always fall into that 10%, when in fact we likely fall into the 90% ourselves.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of the Federal or Postal job, such a state of affairs likely falls into the minority of Federal or Postal workers — again, generally about 10%, if that.  The problem, however, is that the majority of that 10% or so (again, probably about 90%) believe (mistakenly or self-delusionally) that they will fall into the 10% of such groupings who are able to continue their Federal or Postal careers despite the progressively deteriorating condition.

What the Federal or Postal employee who falls into that initial 10% or less of the workforce, whether under FERS, CSRS or CSRS Offset, should do, is to ensure that you become part of that 90% or more of Federal employees or U.S. Postal Service workers who recognize that preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management is not merely a matter of statistical luck, but requires a foresight of effective preparation and competent insight — in other words, to be in that 10% as opposed to the 90%, attesting to the fact that, all in all, the 90/10 rule has some grain of truth to it, if only somewhat on a 10/90 scale.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Employee Medical Separation: The abstract concept of “the other”

Existentialism could only have arisen from the ashes of nihilism; Western Philosophy, spanning the spectrum of metaphysics, epistemology, Rationalism, Empiricism and the tradition of questioning origins, essences and the compendium of who we are and what it all means, does not lead to the natural annihilation of intellectual curiosity.  But Existentialism, does.  Why?  Because Existentialism is an emotional reaction, rather than a rational rebuttal.

From the horrors of Nazi concentration camps and the denigration of human dignity reduced to mere abstractions, the philosophy of negation of which it is characterized, is more of a “sense” approach than a logical methodology of comprehension and understanding.  Thus, while traditional philosophy was always denoted by a curiosity towards abstraction, Existentialism was pulled back by a retractive revulsion because of the alienating impact of conceptualization.

That is why the most powerful explication of the philosophy of Existentialism is found in a novel by Camus (reference, The Stranger or The Plague), and not in reading Sartre’s meandering explanation (Being and Nothingness) of a confused attempt to systematize the emotive side of man.  Thus, in reading Camus, one gets the “sense” of abandonment, separation, distance and alienation of man from the community of others; whereas, in reading the traditional philosophical works — take any page from Plato, Aristotle or the Medievals — one enters an universe of order, systematized approach, and methodological rationalization emanating from curiosity and questioning.

The two approaches, however, are not unrelated; for, it is precisely because of the traditional training of discussing concepts in abstract form (and thereby separating the thought-process from human touch and interaction) that disregarding the humanity of a living being could be achieved.  In more provincial terms, it is easier to be cruel to a concept, than to one’s own child or spouse.  And, indeed, that is how we survive in advancing our purposive actions of harassment and sheer meanness; by objectifying “the other”, we can bifurcate our minds and categorize the subject into something less.

Supervisors do it to workers and underlings; no longer is the worker a fellow human being, but “that ## % !!”.  For Federal employees and U.S. Postal workers who are contemplating filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, the lessons learned and gleaned from the reactive lens of Existentialism may be twofold:  First, don’t expect sympathy from the Federal Agency or the U.S. Postal Service because you have a medical condition (that, unfortunately, is probably self-evident and a “given” already), and Second, do not expect cooperation or efficiency to suddenly prevail when engaging the Federal Agency or the U.S. Postal Service, merely because the need to obtain Federal OPM Disability Retirement should in and of itself touch a sense of empathy.

In neither case will a positive response be evoked.

Ultimately, the bureaucratic process of filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal employee or U.S. Postal worker is under FERS, CSRS or CSRS Offset, is a surreal experience, and one in which the sense of alienation felt by Existentialism is encountered throughout.  That is because, in the end, the Federal or Postal applicant in a Federal Disability Retirement case is none other than a mere “other”, and no more than an abstraction to be gotten rid of, like the distraction you became when once you were no longer fully productive on the assembly line of life’s refuse of illegitimacy.

Sincerely,

Robert R. McGill, Esquire

 

Medical Separation and Retirement under FERS or CSRS: The stick figure across the street

We all drew them.  They are simple figures, one-dimensional, created not only by children and uncreative hands, but by sophisticated artists who convey complexity through their uncomplicated depiction.  Upon such lack of depth, we can project an unending dearth of fillers, precisely because the simple lines invite us to increase the servile skinniness by piling a composite upon the lean figures which are mere caricatures devoid of substance.

The neighbor across the street, whom we have never met, and who is but a figure the size between forefinger and thumb, and remains the remnant of a stick figure, and continues to convey, so; and when the annoying bark of a midnight dog awakens the sensibilities of insomnia and a sleepless night, or of such a thin veil of loss of restorative slumber that wakefulness becomes a better alternative, then we can fill in the gaps of the stick figure, add some meat and substance, with diatribes of invectives piled upon curses and unimaginable energies of words rarely considered and never previously uttered.

Coworkers used to be nothing more than such stick figures — before they earned that status of enamored stature.  That is why leaving a career, cutting short a lifetime of accomplishments, and turning away from the vindictive familiarity of a workplace once loved, is so difficult for the Federal or Postal employee, whether under FERS, CSRS of CSRS Offset.

Once upon a time, the stick figures were mere appendages and afterthoughts in the life of the Federal employee or U.S. Postal worker; but over time, they gained substance, girth, and an unmerited significance merely by osmosis of daily encounters.  Thus, when a medical condition hits the Federal employee or U.S. Postal worker with a force of plenitude such that filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management must be considered, it is not just the separation from mere commerce and economic entanglement which must be considered, but rather, extrication from a social network of figures who have evolved, over many years and sometimes multiple decades, into caricatures amassing and aggregating personalities, comradeship, shared sense of missions accomplished, and much more.

So long as they had remained mere stick figures from across the street, the distance of time, the separation of dimensions, and the wall of strangeness allowed for an ease of abandonment.  For the Federal employee or U.S. Postal worker who must consider preparing, formulating and filing an effective Federal Disability Retirement application through OPM, however, the process is no longer merely a wave of goodbye to the stick figure across the street; no, instead, that has become the unwanted uncle who has no other home to go to, and must by obligation be evicted despite the relationship which has developed beyond the formless caricature painted upon our own minds.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement Help for Federal Employees: Slices & Wholes

Short stories provide a slice of life; novels, a genre which attempts to provide a picture of a greater whole, and when it falls short, will often be an opportunity to manifest a trilogy of works.  But fiction never quite captures the essence of entirety, and we are left with the part, a necessary void, and a missing piece of the puzzle.

Every narrative of a life is merely a portion; the microcosm rarely captures the significance of the whole.  And, indeed, there are large chunks of human living which need not be repetitively revealed, as they are presumed to occur during the lapses and jumps of time:  That the character in the story (or insert:  television show, movie, novella, etc.) has gone to the bathroom multiple times during the day; has eaten more than in the restaurant scene and traveled in some kind of a transport vehicle in order to reach a given destination, etc.

At the dawn of movies, it was a common question for the audience to ask, “How did he get there all of a sudden?”  Real life was still being projected upon the new screen of depicted stories, and the loss of continuity assumed that the audience would make certain jumps of logical conclusions; time, acquiescence and acceptance of convention would yet take some getting used to, and the slice of life revealed often mistook the viewer for the wholeness of true living experienced by all.

Thus do we accept, in watching a play, the convention of a character declaring an aside but where the rest of the stage does not hear; in real life, such declarative innuendoes would result in a slap in the face.  But that is precisely the problem with people, isn’t it?  We all accept and assume, and presume that the slice of life is representative of the whole, and thereby typify and stereotype the individual, beyond mere first impressions.

The Federal employee or U.S. Postal worker who suffers from a medical condition and therefore is unable to accomplish all that needs to be done, is now the nuisance and the “lazy one” who puts the burden upon everyone else, without considering the long history of dedication and service, or the turmoil and devastation wrought upon the greater whole of his or her life.  That Federal or Postal employee is merely known for the slice of today, and rarely appreciated for the whole of yore; for, it is easier to condemn with the tongue of today, than to take the time necessary to understand the contributory trails of yesteryear.

Thus are we left with little choice but to prepare an effective Federal Disability Retirement application, submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.  And the dusting trails of memories left behind?  Let such clouds of regret and remorse remain within the slice of a former life be, and enter instead into the panoramic view of a true whole, where the next stage of life is beyond the Federal agency or the U.S. Postal Service, and the combination of slices and wholes can once again be put together for the Federal or Postal employee who must regroup for a better tomorrow.

Sincerely,

Robert R. McGill, Esquire