Tag Archives: opm fers disability retirement handbook or information blog

Federal Worker Disability Retirement: The Oblivious Life

We see them every so often: They are either angels or fools, or foolish angels, or maybe even angelic fools.  Unaware of the complexities of life which beset the rest of us, they blunder through everything, oblivious of the dangers lurking or the consequences attached.  Maybe they never “learn” or “grow up”, and somehow we keep protecting them from the harms surrounding, as best we can, in order to preserve their innocence, or foolhardy ignorance.

For the rest of us, however, to live the oblivious life is to invite disaster and watch as evil men and women take advantage of the weaknesses of others.

One aspect of life which reaches across every spectrum, whether one of oblivious aplomb or deliberate intent, is a medical condition which becomes chronic and debilitating.  When one begins to suffer from such a medical condition, the oblivious life can no longer be — for, the medical condition itself must by necessity awaken the person and make him or her understand the cruelty of our vulnerabilities.

For Federal employees and U.S. Postal workers who must file for Federal Disability Retirement benefits under FERS because of an ongoing and relentless, unforgiving medical condition, the oblivious life can no longer continue — for, you are now contending not only with your medical condition, but with the hindrance of your agency, the bureaucratic morass of the U.S. Office of Personnel Management, and a host of issues which must be overcome in order to prepare, formulate and file an effective Federal Disability Retirement application to secure your future.

Contact a Federal Disability Attorney who specializes in OPM Disability Retirement Law and begin the process of avoiding the dire consequences awaiting the oblivious life.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Employee Disability Retirement: The Argument

You hear about such lives every now and again; of an old man declaring, “Never a raised voice in 50 years of marriage”, or: “We never argued. Bless her (or his) soul”.  Leaving aside the viability of the astounding prefatory remark (i.e., that two people in this day and age could remain together for half a century), one wonders whether selective amnesia plays a significant role in such a statement.

Can it even be possible that two people who have been together for such a lengthy period of time could possible exist without any discernible conflict?  No friction; no irritation; no level of heightened stress such that a raised voice must be expressed.  Or, are they “playing” with the meaning of the word “argue”?

Perhaps there was a disagreement, by any measure of the word; or a dispute; or a failure to agree; but throughout, there may well never have been any untoward unpleasantness.

Does an argument have to be unpleasant in order for it to be an argument?  Or, can two or more people smile, be civil, remain cordial throughout, and simply state their points?  Are all disagreements arguments as well, or are some disagreements merely antithetical statements which never rise to the level of an argument?  Does it matter whether or not a “personal stake” is involved in the matter?  Is that why we often preface a statement with the preemptive strike and motive of avoiding an argument in saying, “No, please don’t take this personally, but … “?

For Federal employees and U.S. Postal Workers who are considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, if the goal is to live a life where there has never been an argument, then there is likely no point in filing at all.  OPM is there to argue and oppose; consult with an attorney who specializes in Federal Disability Retirement Law, and who has no qualms about arguing your case on your behalf.

Now, as to arguing with one’s spouse — that is a different matter, and this attorney who specializes in Federal Disability Retirement Law has no advice to give concerning such matters, or at the very least, refrains from arguing about the issue.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: If life were a story

Could the First Chapter be changed?  Who will write the final chapter?  Does memory serve the dictates of truth, or does a bit of “fudging” occur as with every narrative told, taking liberally the artistic license to its extreme?  Will it be a Dickensian opening or a Salinger’s scoffing of the details of birth?  What genre would be encompassed: Fiction; autobiography; Science Fiction; a Narrative Poem, perhaps?  Can fact and fiction be interwoven, and will the middle parts include characters long forgotten, and some individuals be left out deliberately just out of pure spite?

But that we could write the ending to our own story — of dreams that were fulfilled, loves that embraced, regrets that could be erased.  To that extent, every life would then be a work of perfection, where each chapter being written as the experience of this encounter with the world became an undifferentiated reflection of a phenomena encased in self-fulfillment: As life is lived, the story is written; as the story is told, life follows upon the very telling.

Isn’t that what “virtual reality” is; or even of being lost in one’s daydreaming, and wishing for things beyond the bubble of real life?  If life were a story and we were the authors, every dream would be fulfilled, every fantasy satisfied, every thought completed, and every sentence punctuated with exactitude.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the “life” that becomes the “story” is the completion of SF 3112A — Applicant’s Statement of Disability.

That is the narrative, or the slice and portion thereof, that the U.S. Office of Personnel Management will be reviewing and analyzing, and perhaps even “picking apart” if it is not told persuasively, punctuated punctiliously, and provided with clarity of purpose.  It is, indeed, the story of one’s life — a slice thereof, but one which must be a narrative in response to specific questions posed by SF 3112A.

Consult with an attorney before formulating and narrating; for the next chapter beyond, after the Federal Disability Retirement application has been filed, will be determined by how one tells the story of one’s medical condition and the nexus with one’s employment capacity.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability: The constant struggle

It does appear never-ending, doesn’t it?  And what of that dream – of some windfall, or perhaps the lottery pick of numbers that somehow keeps people coming back to the corner Mart and purchasing tickets despite the astronomical chances that defy the odds of probability?  Why is it that people are more apt to believe in conspiracy theories that the moon landing or aliens from Mars have been concocted and coopted by some nefarious government, but no one believes that those “winners” of multi-million dollar lotteries have been a “set-up” to keep people enticed into buying more and more worthless tickets?

Is it because life is a constant struggle, and so long as there is some fantasy to believe in, some pie-in-the-sky probability to reach for and dream about, the misery of today’s misfortune can be borne with aplomb “so long as” … so long as there is some hope for tomorrow?  And even if the lottery were to be won, by some unforeseen whim of a chance begotten, would life no longer be that constant struggle, and does financial freedom guarantee happiness, joy, freedom from the struggle and liberty from the daily fetters of life?  Why is it that we believe that winning a treasury trove of sudden infusion of financial depth will suddenly resolve all ills of life?

And then, of course, there is the medical condition.

What most people would not trade for good health – and, for some, even a day’s worth, an hour’s splice of that day, or even a few minutes free from the pain, the anxiety, the worry of ill-health?  It is one of those statements of proverbial “throwaways” that we all pay lip-service to, isn’t it?  That one that goes something like: “Oh, I would trade in all of my wealth, status and everything I own to get my health back.”

We hear other people say it, and nod with quiet agreement, but somehow, we don’t quite believe it – until our own health begins to deteriorate.

The key to wisdom in life’s journey is to come to a point of recognition that the constant struggle never ends; and by such recognition, to savor the moments of beauty and those “little joys” of life.  Yes, yes, that is the basis of another “conspiracy” or sorts – of the wealthy and powerful to make the “little people” believe in such joys as flowers, children and puppy dogs, while they go out and sun themselves on the extravagant yachts of life.

For Federal employees and U.S. Postal workers whose health has been deteriorating, who recognize that one’s career is more than just the constant struggle of daily living, it may be time to consider filing a Federal Disability Retirement application through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Yes, you cannot any longer do all of the essential elements of your job; yes, life is a constant struggle, and your medical condition makes it all the more so; no, you are not going to win the lottery; and finally, even if you did, it won’t make the pain or depression go away, and winning the lottery, in the end, won’t make the constant struggle disappear, and probably won’t even make it any more bearable; and thus the need to prepare, formulate and file an effective Federal or Postal Disability Retirement application, to be filed with the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement: Between balance and perspective

Between the two is a chasm often unnoticed, where the preface to either and both may be a skewed outlook or a myopic view of an issue, a trope of a trolley of hardships gone uncontrollably berserk; and once a person “gets over” the emotional turmoil of a reaction steeped in feelings, sensibilities and angst, then a certain condemnation of “balance” may arise, which then allows for a different “perspective” to develop.

Balance is often thought to come after perspective, as if the former is the more important conclusion to arrive at, whereas the latter is merely likened to the prefatory problems encountered to begin with.  But balance merely provides the spectrum; the weights at each end may now allow for a proper judgment and determination, but only as to the quantitative bunching of problems to be faced.

Perspective, on the other hand, allows one to take a step back and review the qualitative potentialities of a consortium of issues otherwise unavailable without the weighing of all issues simultaneously, to be evaluated, analyzed and judged upon.

It is that pause and moment between the two, however, that allows for the former to result in the productivity of the latter, and without that split, abbreviation and semicolon of reality, we may jump from the proverbial frying pain into the fires of our own making.  For, we like to think of ourselves as “rational” (whatever that means) and imbued with a capacity to view things in a “balanced” way, thus allowing a reasoned “perspective” upon all matters of importance.

In the end, however, do we ever follow the advice of sages long past, dead anyway, and suspected of gross negligence by the incomprehensible garnishment of society’s lack of empathy and understanding?

For the Federal employee and U.S. Postal worker who suddenly, or over a period of time, suffers from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the issue is often one of balance and perspective – how do I make a “right” decision that balances all of the issues involved?  And what is the “proper” perspective to arrive at, given all of the jumble of issues – whether legal, real, imagined or feared?

Filing a Federal Disability Retirement application with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is an important decision to make from any perspective, and in order to arrive at a “balanced” judgment on the matter, the Federal or Postal employee needs to allow for that pause between balance and perspective to include a third-party voice to intervene and provide some advice; the only question is, will that comma or semicolon that allows for soundness of judgment be from a friend or cousin who may not have a clue, or from an experienced attorney who may be able to fill in the gap between the balanced perspective in making a proper decision?

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The vibrancy factor

There is much talk these days about energy, vibrancy, health and stamina; what defines it, that which best represents it, and to whom we attribute the importance of superficial concerns.  This is an age of appearances, and it has been now for many decades.  We still hear talk about the disjunctive opinions embracing the first televised debates between Kennedy and Nixon – how, for those who viewed it, the former “looked good” and the latter appeared “drawn and shady”, with dark shadows under shifty eyes in contrast to the well-tanned presentation of the former.

For those who didn’t have access to a television, or otherwise sat forlornly in a corner pub sipping the froth and listening somewhat distractedly, the voices emitted from the trusty radio transmission evoked a different opinion and perspective:  Nixon won the debate, and Kennedy sounded less confident, less knowledgeable on the substantive issues.  So, who was right (note the past tense, as most who were old enough to pass such monumental judgments have already entered through the corridors of Dante’s Circle)?  Or, is the judgment of “right” versus whatever other categorization one may presume, of irrelevance, and it is all a pot of bosh left to subjective opinions cascading down waterfalls of opinionated tropes?

There is, in the end, a vibrancy factor which we all care about, whether or not it shows, or to what television personality we may attribute such sustained bursts of energetically deplorable innuendoes.  “Charisma” was associated with the Kennedy presidency (likely imparted by the conspirators and inner circle of advisors and political hacks), and the entrails of Nixon’s later administration became an emblem of who we are today (yes, he must be turning in his grave when comparing notes with today’s standards as to what constitutes high crimes and misdemeanors resulting in insinuations of impeachability).

For the rest of us, however, the vibrancy factor is a very simple matter:  Do we live life with a liveliness of hope, or dread each day with the burden of despair?  That simple bifurcation defines most of us.  For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition burdens and drags, and depletes and destroys – the choices are fairly simply and straightforward:  Stay, walk away with nothing, or file for Federal Disability Retirement benefits.

The first of the tripartite is rarely a true option if Federal Disability Retirement is being contemplated because of a medical condition; the second, barely to be considered because of the time already invested and the question of one’s future stability is asked; and so the Federal or Postal employee suffering from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, must ask and consider the viability of the “third option” – Federal Disability Retirement.

For, in the end, the vibrancy factor rules us all, whether because we attribute self-worth and society’s superficial concerns to the advent of television or not; “vibrancy” has to do with life itself, and the innate charisma of a soul battered and pushed about, but rarely beaten until life’s loss of vibrancy takes its ultimate toll.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: Of consideration and comity

The singular identifiable factor that destroys is the very reflection which elevates; for, it is power which undermines the source of comity.  With it is accompanied the shedding of a need for appearances; that which genuinely festers beneath the surface can bubble up into the tyrant which we all can become, and of that which we suppress and repress throughout our miserable lives.

Why does “winning the lottery”, in whatever proverbial form that can take, destroy lives, divide marriages and deconstruct lifelong friendships?  How often does a promotion crumble the fragile structures of co-working symbiotic relationships within an organization?   When has empowerments resulted in the disseminated good of the organic whole?

An appearance of comity within a societal structure can endure for a time, given conventions which protect, preserve and punish; but the tendency of consideration will crumble when the normative constraints collide with freedom and forgetting; and, in modernity, where self-expression trumps the towering temperament of talking tantrums, any semblance of putting forth an appearance of comity and consideration can quickly evaporate.

For Federal employees and U.S. Postal workers who often ask the question, When should I inform the agency (or the Postal Service)? — the general answer given is:  Only when there is a compelling reason to do so.  For, when preparing, formulating and filing for OPM Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the urgency of a need to inform should be proportionately weighed against the likelihood of the disintegration of any prior structure of consideration and comity shown in the past.

Federal agencies and the U.S. Postal Service are bureaucratic structures of power centers; while the symbiosis of a working relationship with the Federal agency or the U.S. Postal Service may have served well both the worker and the organization in past terms, once it becomes known to the Federal Agency or the U.S. Postal Service that the Federal or Postal worker is about to file a Federal Disability Retirement application, ultimately to be received by the U.S. Office of Personnel Management, it is likely that the fragile structures of consideration and comity will quickly and decisively deteriorate and deconstruct.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Separation & Retirement: Of self-expression in society

There exists a proportionate correlation if charted on a graph, between the rise of a need for greater self-expression and the alienation from the individual from a sense of belonging and community.  The human animal has an inner need for acceptance and comity within the context of societal cohesion, and this is no different from other species and their behavioral patterns, excepting the “lone wolf” characteristics where mating or predatory consummation represents the only points of contact.

The lines of the hypothetical graph would intersect somewhere at the level where the individual believes that personal identity has been lost and subsumed from a community detached and uncaring; notice, identity and self-worth are bundled together in an almost inextricable complexity within the human psyche, and that proverbial and pervasive “inner cry for help” becomes exponentially magnified when that alienation intensifies.

Focus upon a collective “self” by a society encumbered with economic woes, infringement upon base survival instincts, and a growing sense that reliance upon one another is no longer believable, leads to the downward spiral of the line which represents societal comity, where the trajectory suddenly drops precipitously in a straight, vertical manner.

Yet, the other line — the one which represents self-expression and a silenced cry for urgency of warmth and responsiveness, continues upward in a more gradual trend, with short and sudden spikes here and there, but still reflective of a desire to pull back, to harken with a perspective of the rear-view mirror, wanting and willing always to open one’s arms and embrace the roots of that tribal nature from whence we all originated.

But we are becoming more and more calloused; the time wasted, the ascending alienation as first reported by Camus and the French existentialists after the ashes of the Phoenix failed to rise from the funeral pyre of the war-torn devastation of Europe and the consequential bifurcation of nations within the greater context of a potential addendum holocaust involving nuclear weapons, and the subsequent inertia developed through wealth and artificial products which were marketed by means of media and mass distribution — from it all, discontent arose, the notion of life’s absurdity followed, and the greater need for self-expression formed.

Look at Facebook and the explosion of psychosis.  Look at the obsession with smart phones and the need to “update” one’s “profile”.  But always remember that self-expression must be contained, and appropriately conveyed.

For Federal employees and U.S. Postal workers who must, by necessity, file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the vehicle of formulation in preparing an effective Federal Disability Retirement application, to be submitted to OPM, must have a certain restraint and self-limitation imposed.

Not every fact and fancy of opinion should be included in the Applicant’s Statement of Disability.

And, one must ask, how much of that self-expression exudes bravado and exaggeration?  And even after one has won one’s Federal Disability Retirement application, there may be a Medical Questionnaire which is issued by OPM, and if in the course of investigating further, there surfaces an indicia of some extreme form of activity such as bungee-jumping or similarly strenuous engagements which are “posted” for all viewers because of the need for “self-expression” — such a wanton cry for help may indeed come back to haunt.

Self-expression in a society replete with alienation and abandonment may, in the end, be all that we are left with; but for the Federal or Postal employee who wants to preserve and protect one’s Federal Disability Retirement annuity, it may be best to exert some semblance of self-control that is quickly diminishing and disappearing on the graph of the proverbial downward spiral.

Sincerely,

Robert R. McGill, Esquire