Tag Archives: opm disability insurance

Federal Disability Retirement: Different Approaches

There is a difference between the ‘How’ and ‘Why’ of things — “How something is done” is quite different from “Why something is done.”

One can argue that the ‘Why’ of something should logically precede the ‘How’, for the meaningfulness attached will motivate as to the mechanical doing of it; whereas, others will propose that one should simply follow Nike’s oft-repeated logo — “Just do it” — and in the act of doing it, the meaningfulness of the activity will naturally follow and be discovered.

Ultimately, they represent different approaches, and may even be characterized by different personalities.  The one who simply charges forward without purpose or meaning may be superficially identified as a ‘pragmatist’ of sorts, while the one who first ponders the “Why” of everything may require a ‘spiritual’ source in everything before proceeding.

In the end, however, the underlying source of everything returns us to that what Viktor Frankl identified as the central human motivational force — the paradoxical search for a life’s meaning.  The importance of the ‘Why’ cannot be ignored; and as science can only point to the ‘How’ of anything, the emptiness of an unanswered ‘Why’ will often paralyze us.

Life is difficult as it is, with calamities and unexpected twists and turns along the way, and the fragile state of our health can be devastating without having an answer as to the ‘Why’ of everything.

For FERS Federal employees and U.S. Postal Service workers who suffer from an chronic injury or other condition and are forced to make a major decision moving forward, preparing an effective Federal Disability Retirement application under FERS with the U.S. Office of Personnel Management may be one of the biggest fights of your life, and while a FERS medical attorney may not be able to answer the more important question as to the ‘Why’ of what has occurred, it is the more pragmatic ‘How’ which may be needed, for the time being.

Sometimes, the different approaches require a priority of answers in a sequence less than optimally answered, and in the case of filing for Federal Disability Retirement benefits under the FERS system with OPM, it is the question of ‘How’ which must take precedence.

Sincerely,

Robert R. McGill,

Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Retirement from Medical Conditions: Proof to Conclusion

It has been pointed out by many philosophers that Socratic Method is not the manner in which most people conduct their lives in arriving at beliefs.

Rather than the traditionally-accepted engagement of searching for evidence and analyzing such evidence, then arriving at a conclusion based upon the strength of that evidence, the very opposite occurs: We first form our own conclusions, then accept any and all evidence which tends to support that belief, simultaneously excluding and ignoring any semblance of evidence which may contradict our firmly-held beliefs.

“Proof to conclusion” is the supposed paradigm; in reality, “conclusion without proof” is the working norm.

And, perhaps, part of the problem as to why we operate in this manner is because we are a nation of lawyers, and why the adversarial system is also “supposed” to operate in a dialectical manner where contending “proofs” are meant to clash and contradict, until the “truth” somehow dominates the adversarial contentiousness and makes its appearance in a persuasive manner; yet, somehow, it doesn’t seem to work in the way it is supposed to.

In reality, what law school teaches is the following:  “Here is the conclusion we want to reach; now, go and find the legal precedents which justify the conclusion which we have already reached.”

For Federal Government employees and U.S. Postal Service workers who are contemplating preparing an effective Federal/Postal Disability Retirement application under FERS, this manner of counter-rational — or, reverse-thinking — can be a detriment in putting together a sufficient Federal or Postal Disability Retirement application with the U.S. Office of Personnel Management.

On the one hand, “Conclusion-then-proof” is somewhat of a “given”, inasmuch as the “conclusion” has already been reached:  That you have an impeding medical condition requiring the submission of a Federal Disability Retirement application, and the “proof” must thereafter be obtained.  On the other hand, the legal criteria required by Federal Disability Retirement Law looks for the Socratic Method — of providing proof, then allowing the governing body (OPM for Stages 1 & 2; the MSPB for Stage 3 of the Federal Disability Retirement process) to reach its own conclusion.

Thus, both the “traditional” method (otherwise known as the Socratic Method) as well as the counter-normative method are involved.

In either case, it is important to have the guidance of a Federal Disability Attorney who specializes in OPM Disability Retirement Law, where both the Socratic Method and the Counter-Normative Method can be employed, where — in the end — the “proof to conclusion” can stand a chance to get an approval for Federal Disability Retirement benefits under FERS.

Sincerely,

Robert R. McGill,
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement Benefits: Drifting

We all do it; or, more likely, it merely happens to us.  The importance is not so much whether we are, but whether it is towards something, or away.  If it is drifting away, without a direction towards something, then there is the danger of isolation, desolation and despair.  If it is being adrift — but with some direction and ultimately “towards” some direction or goal — then it is a positive thing, and not merely a negation and a chasm leading to nothingness.

We cannot — all of us, every waking moment and every minute of our lives — be purposeful, goal-oriented, and with certainty of hope.  If we were, we would merely be angels and divine agents, and not the fallible human beings we are meant to be.  Don’t be so hard on yourself; for, drifting is part of life’s meanderings, and there is nothing wrong with being lost every now and again, especially when such drifting may lead us to encounters more fruitful than merely existing as the busy little beavers we are always asked to be.

When drifting is a merely an interim period, a temporary state, then it is merely a “stage before” and will likely lead to something positive.

For Federal employees, of course, as well as U.S. Postal workers (both of whom fall into the category of FERS employees) who suffer from a medical condition where the medical condition leads one adrift, consider contacting a FERS Disability Attorney when you are ready, in order to guide and direct you in the right direction, in preparing, formulating and filing an effective FERS Disability Retirement application through the U.S. Office of Personnel Management under FERS.

Drifting is good; purpose is even better; and when the drifting is over, it is a good thing to redirect your goals and obtain a Federal Disability Retirement annuity in order to redirect your priorities so that your health becomes the end-goal in the drifting period of your life.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Medical Retirement from OPM: The Altered Life

We tend to think that, at some point in our lives, there is a problem of the static — of lacking any action, movement or change.  Perhaps that is why some people engage in a life of crisis, of a second puberty or what was once termed “going through a phase” — of needing to suddenly change in an effort to grasp and hold onto one’s youth, whether misspent or not.

We see it today more and more — of old people trying to act like the foolish young; and so, why would there be any respect for age or wisdom, since everyone seems to be acting like every other young person?

There is, of course, some comfort found in the static life — as reliance and dependence upon a static world is the foundation of calm and peace.  The altered life — one of change, of new challenges and movement towards a different direction — often seems like a threatening and foreboding circumstance to avoid.

Medical conditions are like that — of an altered life, whether because one must face chronic pain, change the way one accepts a certain quality of life, or if it involves psychiatric conditions, a level of acceptance in one’s cognitive capacity.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the altered life is consumed by the medical condition itself, and the way to counter the alteration is to combat it with another change — in the case of Federal and Postal employees, of considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management under FERS.

Contact a FERS Disability Lawyer who specializes in Federal Disability Retirement Law, and consider that the altered life need not remain static within an alteration you do not want to accept, but that there can be an altered life after the initial onset of the medical condition which altered your life to begin with.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement: The Autopilot of Smooth Sailing

We all have a tendency of doing that — of placing the metaphorical “ship of life” on autopilot when there is smooth sailing.  Perhaps that is right — for, it takes effort and manual control when rough waters are encountered (continuing with the metaphor), but the reality is that we should be working on expected difficulties precisely when the sailing is smooth: i.e., when we have the time to attend to the anticipated difficulties.

But life is too busy; we are too exhausted to attend to those anticipated problems; and when presented with an opportunity to simply put the ship on autopilot and take a nap, we do so because we need the rest and temporary respite away from all of life’s problems.

It is all well and good for the super-wealthy to talk about how life should not be bifurcated into “work life” and “personal life”, but rather, should be seen as a Zen-like circle where both aspects are fully enjoyed (who made such an inane statement?  Hint — the owner of a monopoly who recently went into space and whose company is featured prominently in the novel and movie, “Nomadland”).

For the super-wealthy, it matters not the distinction between work and personal space; presumably, in either sphere, you are increasing your wealth and so the “personal” becomes the “work” and vice versa.

For the rest of us, we need the bifurcation — of a time away in order to reenergize our batteries.  Life is so exhausting these days that the autopilot of smooth sailing tends to dominate, and we are unable to attend to the times of rough waters.

For Federal employees and U.S. Postal workers who suffer from a medical condition and can no longer perform all of the essential elements of one’s Federal or Postal job, the “rough waters” are likely prevailing, but you do not have the energy to get off of autopilot.

That is when you need to contact an OPM Disability Attorney who specializes in Federal Disability Retirement Law and begin to maneuver the craft caught in rough waters through the treacherous waves of the Federal Disability Retirement process.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement Benefits: Puzzles Which Need Solutions

We are taught that life is a series of puzzles which need to be solved.  Puzzles — whether a jigsaw puzzle that requires finding and fitting the right pieces together; a word-play puzzle requiring thoughtful conceptual input; or a “dimensional” puzzle which requires remnants of knowledge we once learned in Geometry Class — necessitate thoughtful input on our part.

A medical condition, too, triggers a puzzle — how to deal with it; how to respond; how to adjust; whether and to what extent it will impact our lives; and there it is again: a Puzzle which needs a solution.

For Federal employees and U.S. Postal Workers who suffer from a medical condition which impacts your ability to perform one or more of the essential elements of your Federal or Postal position, the solution to the puzzle is to prepare an effective Federal Disability Retirement application.

Contact and consult with a FERS Disability Attorney who specializes in Federal Disability Retirement Law and begin to solve the puzzle of a medical condition.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement under FERS: Sparring

One’s sparring partner is supposed to sharpen your skills and prepare you for the actual event.  Whether it was the sparring partner which enhanced your skills, or the event itself which prepares you for the next one, is a debatable issue.  Is it possible that the sparring itself teaches you bad habits — especially if your sparring partner possesses greater skills than you do?  Is a sparring partner a “partner” if he actually beats you in preparation for the event for which you are preparing?

Proper preparation in any endeavor is the key to success; yet, the anomaly is that, it is the event itself, in whatever form, which is the truest way of preparing for the next event; and that is where “experience” counts, no matter the sparring partner or any other methodology of preparation embraced.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the need to begin preparing an effective Federal Disability Retirement application under FERS becomes evident, the key to the whole thing is to get together with an expert “sparring partner” — an attorney who specializes in Federal Disability Retirement Law.

There is no substitute, in the end, for experience and preparation; and in order to prepare, formulate and file an effective Federal Disability Retirement application with OPM, you need to contact the best sparring partner available — an experienced Federal Disability Retirement Lawyer.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Casting Aside the Armor

The armor we refer to is the shield we all wear.  It is for protective purposes.  But not every armor is suited for every kind of battle.  Sometimes, the very armor we wear becomes an impediment, and weighs us down so that we become a danger to ourselves.  We speak, of course, of such armor in a metaphorical sense.

Sometimes it is referred to, in other contexts, as having a “thick skin”; of being standoffish or reserved in order not to allow for hurt in our lives; or to always put on a facade of knowing what to do, being the “leader” even when the conundrum of life’s puzzles creates chaos and confusion.  How many conflicts could have been avoided if we set aside the armor we have chosen to put on?

Casting aside the armor is a difficult act; for, it then allows for vulnerability to overtake.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, casting aside the armor becomes important — of recognizing that you cannot continue as before — and to consult with a FERS Disability Retirement Lawyer and consider the next important steps in preparing, formulating and filing an effective Federal Disability Retirement application with the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Medical Retirement: Muddling Through

That is how most of us cope with the complexities of life.  It has been said that competence in anything doesn’t actually take fruition until a person has been doing it for at least 2 decades or more.  In the meantime, “muddling through” is how most of us spend the day; “acting as though”, practicing “as if”, winging it, pretending to be so, trying to appear as such and such, etc.

Yes, apprenticeship is an old-fashioned idea which no longer applies — at least in a formal manner.  Yet, we all continue to remain in the role of an apprentice, muddling through life, through our jobs and through the course of our lifetimes, until one day we realize that we have reached a point of competence where things come second nature, where insight is more often the rule than the exception, and where success follows upon success more often than not.

For Federal employees and U.S. Postal workers who suffer from a medical condition and where the medical condition impacts the Federal or Postal employee’s ability and capacity to remain competent in one’s job and position, medical disability retirement may be the best way to go out.  We all muddle through, but when you have a medical condition that impacts your ability to get through the day, even “muddling through” may sap your energy so severely that you can no longer function.

If this describes you, consult with an attorney who specializes in the area of Federal Disability Retirement, and consider preparing an effective FERS Disability Retirement application, to be submitted to the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire

 

Filing for Federal Disability Retirement: Reminders

What is the proper balance in a person’s life — between leisure and work; between thought and living; betwixt the physical and the psychological?  How much is “too much” in getting lost in the fantasies we surround ourselves with: Of watching the news; of enjoying a movie; of “doing” Facebook posts or “surfing” the internet?

Have you ever driven on a sparsely populated road or perhaps late at night when the lights of passing cars become a blurred memory of fleeting blindness, and upon arrival to your destination, you remember not a moment as to how you got there?  Perhaps you drove and did all of the proper things in the mechanical acts of driving, and yet you cannot remember yourself having engaged in the act of driving?  How much time is spent within the insular caverns of our own thoughts — whether when “thinking” or “cogitating”, or in watching a movie?

We fool ourselves into thinking that we are “living life” when in fact all we are doing is staring into a mass of illumination pock-marked with letters and punctuations.  Then, something inevitably “reminds” us — that we have to eat in order to keep from starving; that we have to respond to a real question posed by a real person; or in the mere act of needing to take out the garbage before it begins to rot beneath the kitchen sink.  And of medical conditions — they constantly remind us of our own mortality.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the constancy of the imposition of the medical condition is a reminder that our deteriorating health is incompatible with continuation in the Federal or Postal job.

When the time comes where such “reminders” begin to dominate the life of the Federal or Postal employee, then it is no longer a “reminder” but of a jarring realization that no amount of getting lost in the distractions of life will change or alter the need: The need to file an effective Federal Disability Retirement application through the U.S. Office of Personnel Management.

Consult with an attorney to determine if such a course is the best path of action for you.

Sincerely,

Robert R. McGill, Esquire