OPM Disability Retirement: The Autopilot of Smooth Sailing

We all have a tendency of doing that — of placing the metaphorical “ship of life” on autopilot when there is smooth sailing.  Perhaps that is right — for, it takes effort and manual control when rough waters are encountered (continuing with the metaphor), but the reality is that we should be working on expected difficulties precisely when the sailing is smooth: i.e., when we have the time to attend to the anticipated difficulties.

But life is too busy; we are too exhausted to attend to those anticipated problems; and when presented with an opportunity to simply put the ship on autopilot and take a nap, we do so because we need the rest and temporary respite away from all of life’s problems.

It is all well and good for the super-wealthy to talk about how life should not be bifurcated into “work life” and “personal life”, but rather, should be seen as a Zen-like circle where both aspects are fully enjoyed (who made such an inane statement?  Hint — the owner of a monopoly who recently went into space and whose company is featured prominently in the novel and movie, “Nomadland”).

For the super-wealthy, it matters not the distinction between work and personal space; presumably, in either sphere, you are increasing your wealth and so the “personal” becomes the “work” and vice versa.

For the rest of us, we need the bifurcation — of a time away in order to reenergize our batteries.  Life is so exhausting these days that the autopilot of smooth sailing tends to dominate, and we are unable to attend to the times of rough waters.

For Federal employees and U.S. Postal workers who suffer from a medical condition and can no longer perform all of the essential elements of one’s Federal or Postal job, the “rough waters” are likely prevailing, but you do not have the energy to get off of autopilot.

That is when you need to contact an OPM Disability Attorney who specializes in Federal Disability Retirement Law and begin to maneuver the craft caught in rough waters through the treacherous waves of the Federal Disability Retirement process.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement: The Herd Mentality

We see it on Wall Street, we observe it in the wild: Once the lead is taken, the rest follow, even if it is to run headlong over a cliff’s edge.  The herd mentality is perpetrated and perpetuated by fear and thoughtless action; of flight no matter the direction, for fear of being left behind; and without thought, for it is based upon an instinct of flight.  You see it in nature when the grazing herd suddenly takes off; or when the pecking flock becomes a dark blanket of flight.

It is the singular and unique individual who, despite the sudden pandemonium of engendered fear, remains calm in the face of danger, and takes a different course, a path beyond the herd mentality.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, it is to be expected that your coworkers, supervisors, colleagues and those whom you once trusted begin to band together with a herd mentality and take the stance of “us” versus “that person”.  Being ostracized, of no longer a member of the “herd”, becomes a natural part of the bureaucratic process.  For, as someone who can no longer be part of “the team”, you become the natural enemy.

Consult with a FERS Attorney who specializes in Federal Disability Retirement, and consider being that solo individual who is no longer a member of the herd mentality, and begin preparing and formulating an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement Benefits: The Feeling of Late

Do other species experience the same phenomena?  You know — of the feeling of late; or, more precisely, the pressures and stresses of “being late”, or some similar state of being.  How does the feeling come about; what creates it; and when does it go away such that there is no internal pressure that exacerbates the feeling we place under the general aegis of “stress”?

The feeling of late is an internal, insulated and cognitive sense, self-created and entirely manufactured within the context of a uniqueness caused by societal conditions.  It is entirely artificial (as Rousseau would deem it) and is not necessarily experienced by all.  Does it irritate to know someone who seemingly is oblivious to that experiential phenomena?  You know, the person who is incessantly late for appointments, never makes it on time to a dinner reservation, and seemingly is unaffected by a world which is obsessed with keeping time as a barometer of orderly self-control.

Time governs us all; for some, it creates a time-bomb of conflicted stresses; for others, a passing glance of concern; and only for a few, an irritant ready to be cast aside and ignored with aplomb and deliberative disregard, like a gnat on a summer’s night to be swatted and forgotten.

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement, there is often very little difference between the feeling of late and the stresses pervasive stemming from a degenerative medical condition: In the end, whatever the sensation that destroys and gnaws, it is an experiential phenomena that debilitates and overwhelms.

Filing for FERS Disability Retirement may not be the complete solution to all problems, but it does allow for a Federal or Postal employee to focus upon that which should be a priority — of one’s health.  For, it is health itself which is the antidote to the feeling of late.  And, oh — to be like that person who cares not whether the appointment is at a given time, or that the dinner reservation is already past.

Sincerely,

Robert R. McGill, Esquire

 

Early Retirement for Disabled Federal Workers: The empty plaque

Somehow, they only retain their meaning and significance if there is an ongoing recognition of current accomplishment and recent reinforcements.  Commemorative plaques may provide a historical context of one’s abilities and talents, and even reveal a shadow of a person’s former self; yet, they also magnify the contrast between what once was and the current state of difficulties one faces.

The “plaque” that is placed prominently on a wall, or occupies a conspicuous space on one’s desk, should never be a “dead” object.  For, once the plaque becomes a forgotten piece of history, as opposed to a mere intermediate interlude on the way to greater heights of accomplishments, it becomes a reminder of a past now irrelevant and unimportant.

Plaques should be the middle portion of a life still to be lived and not the final, indelible stamp of cessation.  Moreover, in modernity, the realization that accolades, fame and yesterday’s recognition mean little-to-nothing in this fast-paced universe where thanks are for a moment ago and resting upon one’s laurels will leave you behind quicker than quick, leaves one with a hollow feeling of trembling insecurities.

The empty plaque is the one you hope will carry you through when nothing much happens, even when you know it will not.

For Federal employees and U.S. Postal workers who suffer from a medical condition, where the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the significance of the plaque becoming empty is quickly realized: Whatever accomplishments that were achieved yesterday is unimpressive to the Federal agency or the Postal Service; whatever loyalty you believed was forthcoming because of your loyalty given over so many years…well, don’t hold your breath.

In this world where commitment, loyalty and reliance upon plaques and other objects of recognition hold sway for barely a nod or a wink of time, it is best to begin thinking about yourself, and preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS offset, is the first step in recognizing that the empty plaque sitting on one’s desk or hanging upon the wall became empty once your usefulness to the agency or the Postal Service became compromised by the medical condition itself.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement for Federal Government Employees: The rate of return

At what point does the rate of return diminish to the extent that it is “no longer worth it.”?  And, what is the “it” referring to?  Is it the effort expended in contrast to the compensation received?  Is it the dividends paid upon an investment ignored?

Often, in all of the contexts just described, the focus is upon the wrong point; it is not the “end product” or the final sum that should determine the worthwhile aspect of the “rate of return”, but rather, the key term overlooked — not the “return”, but the “rate”.  One might argue that the two essentially are the same, inasmuch as the “return” (the sum received) is determined by the “rate” (the calculus that determines).  But are they?  Doesn’t it depend upon what context it is being applied to?

Certainly, when conceived of in a traditional investment category, the final sum received can be backtracked to the rate that has been applied; but what about other, more non-traditional contexts, such as friendships, work — even marriage?  Or does one never apply such cold-hearted calculations when discoursing upon the arena of human relationships?  Can we so easily drop friendships and end marriages based upon the same criteria applied in changing investment firms?

Come to think of it, our own lack of active interest is probably the single biggest reason that marriages and friendships last — because, like those investments that we allow to remain because we are too lazy to take an active interest in, many remain in marriages and friendships well beyond the love that has been lost long ago, or the affection that has waned all too subtly; for, in the end, it is our own laziness and lack of motivation that allows the fallowed pastures to let life slowly die in the uncaring tenements of thoughtless stupor.

For Federal employees and U.S. Postal workers that suffer from a medical condition, such that the medical condition begins to prevent the full performance of one’s positional duties and the essential elements of the job, the conceptual paradigm of the “rate of return” should be applied in contemplating whether or not to file for Federal Disability Retirement benefits.

Surely, the Federal Agency or the Postmaster is thinking along the same lines — is he/she getting the job done?  Can I get more out of someone else?

That is the Agency’s perspective; but what about yours?  Such questions as: Is my health going to improve by remaining?  What will the future options be: remain, resign or file for Federal Disability Retirement benefits?

If the first and second choices are no longer real options, then the third one is a necessity, as it becomes clear that the rate of return is no longer a worthwhile investment to remain in a job that clearly is destroying any semblance of one’s quality of life — and that, in the end, is what the purpose of the investment was all about to begin with.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employment Early Medical Retirement: That state of cognitive dissonance

For all other species, even a momentary state of unawareness can mean death.  Predators seek the narrow window of advantage; that is the evolutionary determinism which propagates death, and shows mercy of life for those who close all such seams of opportunities; or so the Darwinian theory goes.  Man possesses a peculiar capacity to become lost in thought; whether in daydreaming, deep in slumber; contemplation amidst conceptual constructs of word pictures dancing before one’s eyes; we can walk in a funk or a daze, and drive long distances on super highways and at the end of the trip, not recall a single moment of how we got there.

Do words promulgate action?  Does instinct necessitate reaction?  Does the plethora of informational datum result in the intermediary of thoughts, first, then of engaging with the objective world?  Most of us have periods of cognitive dissonance — that aggregate of formless thought not having a consistency of connections between mindfulness, decisions, actions and judgments; it is only when there arises a lobotomy of capacity to care for one’s self from the daily necessities of life, that suddenly it becomes important enough for people to notice.

How such a species of that of a human being can survive these centuries while increasingly expanding into cognitive dissonance is a mystery to behold.  Whether by loss of awareness through technology; of staring vacantly at computer and smartphone screens, or merely enjoying the fantasy of daydreaming; perhaps the disappearance of open predatory behavior has dulled the once-sharpened edge of instinctive survival mechanisms.  But, in fact, there are wolves around, and they abound in plenitudes of concealment.  They just don’t advertise themselves in that way.  Just ask the Federal employee or U.S. Postal worker who suffers from a medical condition, such that the medical condition begins to impact one’s productivity and capacity to show up for work, whether or not predators exist in a the workplace.

Preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, can be a form of escapism for many who are threatened by the modern carnivore wandering through civil society.  The ruthless exploitation upon the preys of modernity are not necessarily limited to the impervious universe of wildlife in Nature; it can all occur before our very eyes, in those rare states of clarity and sagacity when our normal state of cognitive dissonance becomes momentarily suspended in order to see the reality of a circumstance which necessitates the proper preparation, formulation and filing of an effective Federal Disability Retirement application to the U.S. Office of personnel Management.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: Life Lessons

Most of us stumble through it, and somehow end up down unexpected corridors of unplanned venues; and then we have the nerve to think that we can have kids and impart wisdom we never learned, refused to lived by, and rarely listened to.  It is said that hypocrisy is the characteristic of the common farce; it just happens to infect everyone else, and never ourselves.  But there is an evolutionary determinant even in the comedy of life; it used to be that Western Philosophy would teach us to always seek out the substance of a thing, and to recognize mere attributes and appearances for what they are — recognizing that superficiality conceals the essence of Being.

Now, there are popular books which tell us that “faking it” is okay, so long as everyone else is too stupid to know it.  Then, there is our job, our careers and that vocation at which we spend the majority of our lives pursuing.  One day, we wake up, and find that the manifestation  of a medical condition makes it impossible for us to continue.

What do we do about it?  Procrastinate.  Deny.  Avoid the issue.  But reality has a way of ignoring our pleas of ignorance and avoidance.  Harassment at work; Letters Warnings; imposition of a PIP; Proposed Removal; Removal.  It is not that we did not see it coming; we just hoped that life’s lessons would make a detour around our individual circumstances.

Fortunately, however, for Federal employees and U.S. Postal Workers, there is a consolation benefit in the event that a life lesson involving a medical condition impacts the Federal or Postal employee’s ability and capacity to perform all of the essential elements of one’s positional duties as a Federal employee or U.S. Postal Service worker.  Filing for Federal Disability Retirement benefits allows for the Federal or Postal employee to have “another chance” at life’s misgivings, by providing a base annuity, allowing for work in the private sector on top of the OPM Disability Retirement annuity, and to garner a time for restorative living in order to attend to the medical conditions by retaining and maintaining one’s FEHB.

In the end, there is a conceptual distinction to be made between “Life Lessons” and “Life’s Lessons”; the former is what our parents and the juggernaut of historical inevitability tried to teach, and which we deliberately ignored; the latter is that which impacts us daily and personally, and to which we must by necessity respond.

For the Federal employee and U.S. Postal worker who suffers from a medical condition, such that the Federal or Postal employee must file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the lesson of life — whether as Life Lessons or as Life’s Lessons, is to take that stumbling former self who ended up in the corridors of the Federal Sector, and to straighten out the future course of events by preparing, formulating and filing an effective Federal Disability Retirement application through OPM.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement through the U.S. Office of Personnel Management: Letting Go

Sometimes, it is the striving itself which has propelled the continuation of action without thought, constancy without interruption, deterioration without remedy, and life without living; and amidst the automatic pilot which has carried forth the daily treadmill of forward progression, one looks back and wonders, Where did the time go?  Where did the concept come from — of unmanned space flights, drones without onboard pilots and driverless cars?

Yet, we need only look at ourselves in the mirror, and realize that the reflection which looks back is merely an image which disappears when the eyes close, the lights are turned off, or we simply walk out from the room.  Who we are; the essence of our very make-up; the surface appearance which belies the core and centrality of the bundle which aggregates to define the whole; is it the effort, or merely the thrill of the trying, which compels the hunt?

Time passes, but we rarely notice; age comes upon us, and like that proverbial thief in the dead of night, the wrinkles form like caverns scraping at the earthen clay, forming ruts and ravages over evolutionary quietudes of moonlit shores.  We strive too hard.

For Federal employees and U.S. Postal workers who come to a point of recognition that all of the effort in the world will not save their jobs because of the medical condition which continues to deteriorate and impact one’s ability and capacity to perform the essential elements of the positional duties empowered, the necessity and realization of filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, may come at different times, alternate phases, and indiscriminate moments when least expected.

Time can be a friend for medical conditions, but when the treadmill of striving takes us nowhere, the moment may have passed, and long since left us, beyond the period when we should have already filed.  Doctors have already spoken; friends have already warned; and family members have shared their concerns well beyond intrusion of courtesy.  Letting go of one’s past glories is often the hardest part of the process, but let go we must, and begin to prepare, formulate and file for Federal or Postal Disability Retirement benefits through OPM.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Employment: Living beyond chance

Perhaps we engaged in it as children: making sure to skip over the jagged cracks in the sidewalk; turning suddenly in the opposite direction, believing that fate and determinism would be defied if an unexpected act were to be embraced; and later, the purchase of a lottery ticket, or to become more seriously addicted to gambling.

Chance provides the thrill of the unknown; but it need not rise to the level of daily obsessions in order to be caught in the delicate web of its enchantments; indeed, in fantasizing daily for circumstances to alter, becoming lost in daydreams of living a different life, or imagining subconsciously of occupying another, we surrender ourselves to the nirvana of chance and the enticement of make-believe, leaving us forever in the neutral rut of illicit anticipations never to be realized.

But problems rarely just go away on their own; and no matter what the chances are that fate and karma coincide to provide alternate universes of better circumstances, it is ultimately the affirmative will of the individual which makes the difference before the now and the moment thereafter.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s Federal or Postal job, the intransigent situation of waiting for the Federal agency or the U.S. Postal Service to “act” in either accommodating the Federal or Postal employee’s medical condition, or to otherwise do something positive to resolve a hostile work environment ongoing because of the medical condition and the deterioration of one’s health, is to leave one’s circumstances to the winds of chance.

It must be by the affirmative steps taken by the Federal or Postal employee, to force the issue, and begin the process of preparing, formulating and filing an effective Federal OPM Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, that “things” actually happen.

The fickleness of chance should be left behind, like childhood notions of gnomes hiding behind green hamlets of dream-filled universes; for the ugliness of the adult’s world requires us to live beyond chance, and the future depends upon awakening from that warm and cozy slumber of fate determined by avoidance.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: The distance marker

Highways have them; sports arenas and fields are littered with their recognizable placements; and runners rely upon them.  On highways, they are often coordinated with exits upcoming, but most drivers fail to recognize their relevance, and rarely take note of them.

What most people don’t understand, comprehend, and fail to appreciate, is that their importance is not merely about the distance still left to go, but how far one has already traveled.  The former is often tied intimately to the struggles one foresees extending into the future; the latter, forgetful or forgettable, as life’s accolades are rarely declared, and seldom trumpeted.

Thus, when a career is cut short, or a change in the course of a person’s life is necessitated by unforeseen circumstances, the internal agony and angst of life is always focused upon how much further we must go, as opposed to taking a breath and appreciating what distances we have already traversed.  Perhaps that is for the best; for, if pause were to become a pattern of petulance, progress would never be permeated.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition impedes, prevents, or otherwise interferes with the performance of the essential elements of one’s Federal or Postal positional duties in the Federal agency or the U.S. Postal Service, the thoughts are always projected towards the future, and should be, as that is a “good” thing.

Too much reflection upon past accomplishments rarely does one good; and, in any event, the Federal agency certainly doesn’t care (don’t hold your breath for an anticipated office party recognizing your accomplishments and contributions), and except for some modicum of acknowledgements in performance reviews, will not give any leeway for future considerations based upon past successes achieved.

Perhaps that is why distance markers are ignored, except by those who have a purposeful drive in reaching a designated destination.

For Federal employees and U.S. Postal workers who suffer from a medical condition, where filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal employee or U.S. Postal worker is under FERS or CSRS, or even CSRS Offset, becomes a necessity and a choice for the future, the distance marker to recognize is the attaining of that Disability Retirement annuity — and beyond, where life can be lived after Federal Employment.

And of the distance already traversed?  Reflection upon past successes can be the foundation for future endeavors; mark them, and even remember their placement and location; but never pause longer than half a breath, before moving on to the coordinated exit recognized as the effective preparation, formulating and filing of a Federal Disability Retirement application, lest not only the distance marker passes you by, but you miss the coordinated exit, as well.

Sincerely,

Robert R. McGill, Esquire