OPM Disability Retirement: The Autopilot of Smooth Sailing

We all have a tendency of doing that — of placing the metaphorical “ship of life” on autopilot when there is smooth sailing.  Perhaps that is right — for, it takes effort and manual control when rough waters are encountered (continuing with the metaphor), but the reality is that we should be working on expected difficulties precisely when the sailing is smooth: i.e., when we have the time to attend to the anticipated difficulties.

But life is too busy; we are too exhausted to attend to those anticipated problems; and when presented with an opportunity to simply put the ship on autopilot and take a nap, we do so because we need the rest and temporary respite away from all of life’s problems.

It is all well and good for the super-wealthy to talk about how life should not be bifurcated into “work life” and “personal life”, but rather, should be seen as a Zen-like circle where both aspects are fully enjoyed (who made such an inane statement?  Hint — the owner of a monopoly who recently went into space and whose company is featured prominently in the novel and movie, “Nomadland”).

For the super-wealthy, it matters not the distinction between work and personal space; presumably, in either sphere, you are increasing your wealth and so the “personal” becomes the “work” and vice versa.

For the rest of us, we need the bifurcation — of a time away in order to reenergize our batteries.  Life is so exhausting these days that the autopilot of smooth sailing tends to dominate, and we are unable to attend to the times of rough waters.

For Federal employees and U.S. Postal workers who suffer from a medical condition and can no longer perform all of the essential elements of one’s Federal or Postal job, the “rough waters” are likely prevailing, but you do not have the energy to get off of autopilot.

That is when you need to contact an OPM Disability Attorney who specializes in Federal Disability Retirement Law and begin to maneuver the craft caught in rough waters through the treacherous waves of the Federal Disability Retirement process.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Medical Disability Benefits: When Boring Becomes a Burden

It is an indicator as to how serious the problem has become.  For, when the boring becomes a burden, it means that those things you have taken for granted — walking the dog; logging on to the computer; remembering where you last left your keys; driving to the corner store, etc. — have become a concern.

Are you having to “re-learn” the basic components of life?  Are the things you once did with aplomb — of effortless and seamless completion in order to get to the more challenging tasks in line — becoming an “issue” in and of themselves?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, when boring becomes a burden, it is an indicator that it is time to consider filing for Federal Disability retirement benefits under FERS, through the U.S. Office of Personnel Management.

Contact an OPM/MSPB Attorney who specializes in Federal Disability Retirement Law, and begin the process of changing when boring becomes a burden — by re-focusing priorities and bringing your health back into the boring category instead of the beast of burden it has become.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement Law: The Village

On the political spectrum, conservatives scoffed at the idea (represented as a target of a book written by a hated political figure on the left); and liberals constantly embraced the idea, despite repeated labeling of socialism and unwanted interference from others.

The idea of the “rugged individual” as opposed to a cradle-to-cremation nanny state — the conceptual opposites are characterized by the false narrative of extreme choices, of a disjunctive which is no longer applicable, and a failure to have a productive discussion.

Most people actually hold dear the idea of a “village” — of a caring and close community.  On the other hand, most people also want the opportunity to be able to become “successful” without the burden of over-taxation and government interference.  Can both be concurrently established?  Can a balance be attained?

Federal Disability Retirement is a paradigm for that balance.  For, while it pays an annuity to the Federal retiree based upon a disability which prevents him or her from performing one or more of the essential elements of the Federal or Postal job, yet it allows for that individual to remain productive and go out into the private sector and make up to 80% of what his or her former position currently pays.  It is a system whereby “the village” allows for both — an annuity from the “nanny state”, and an allowance to remain productive and “successful”.

Contact an OPM Disability Lawyer who specializes in Federal Disability Retirement Law, and consider whether or not you can qualify for entrance into the Village.

Sincerely,

Robert R. McGill, Lawyer

 

Federal Employee Disability Retirement: Peace of Mind

It is a wonder how information is restricted or fails to be disseminated.  Of course, like all insurance policies, one is never interested in the details of an insurance policy unless and until it is needed.  Insurance is often likened to “peace of mind” — and that is how it is packaged and sold.

You purchase insurance not only because it is required (such as auto and home), but because of the fear of the “What if” scenario: What if I die before my children have grown up? (life insurance).  What if someone gets injured on my property? (umbrella insurance).  What if I become disabled and am unable to work? (Disability Insurance).

Yes, there are private policies, as well, but fortunately for Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, there is the added benefit of Federal Disability Retirement.

You may not need to access it for now, and for that, it provides a “peace of mind” until and unless it becomes necessary.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement for Federal & Postal Workers: The After

After what?  After the vacation has ended; after the Holidays have dissipated; after the family has dispersed; after…. Or: After the crisis has passed; after an uplifting move has been watched; after the dog has jumped upon the bed and snuggled beside you; after….  After a period of elation has ended, there comes the “after”, just as after the period of anxious moments has ceased, there is the “after” as well.

It is the after that must always be contended with, and the period where distraction of the “event” itself continues to maintain our focus, it is the “after” that is often the more difficult period.

After a person has come to accept a medical condition and its aftereffects, the question for the Federal or Postal employee is often whether or not the medical condition itself remains compatible with continuation in one’s Federal or Postal job.  After the diagnosis; after the various treatment regimens; after the physical therapy; after the surgery — Can one continue to perform all of the essential elements of one’s Federal or Postal job?

If the question remains unanswered, you may want to consult with a FERS Attorney who specializes in Federal Disability Retirement Law, and not allow the unanswered query lead to a termination from the Federal Government, after which — while you may still file for Federal Disability Retirement benefits within 1 year after the date of termination — the law may present some unique legal barriers which will have to be looked after.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement: The Difficult Road Ahead

It is not different for much of life; it is always a “difficult road ahead”.  Whether viewed in a poetic pentameter or in long, Faulkner-like narratives, the troubles, traumas, upheavals and disappointments felt, experienced and injured by most, is simply the cost of living an ordinary life.  There may well be lives out there which are untouched by troubles or tragedies; but as every family has a closet full of skeletons, so the “perfect family” as portrayed on social media is likely a mere facade concealing secrets of unstated hurts.

If given an opportunity, what 3 wishes would be asked for to blunt the difficult road ahead?  Wealth?  Yet, having unlimited financial resources will not necessarily make you “happy”.  Fame?  Will adulation and recognition bring about lasting contentment?  How about good health?  Yes, but if everyone around you is susceptible to the scars of illness, what good would it be if you are the only one left and all of your loved ones become debilitated?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition begins to prevent you from performing one or more of the essential elements of your job, the difficult road ahead is not merely the deterioration of your health, but the long process of trying to become approved by OPM for a Federal Disability Retirement application.  Perhaps neither wealth nor fame were ever a goal for you; perhaps good health was always hoped for; but in the end, the loss of our health makes the other two rather insignificant, and the difficult road ahead magnifies even more the value of good health.

Consult with a FERS Attorney who specializes in Federal Disability Retirement Law and consider that the difficult road ahead may require someone who not only knows what direction to take, but which road will lead you back to fulfilling the wishes of your dreams.

Sincerely,

Robert R. McGill, Esquire

 

Federal Medical Retirement: To Begin With…

Every endeavor begins with that.  Go to a class, a seminar, a “How to” video, and while the words may vary in form, the basic content of each must by necessity introduce the newcomer with, “To begin with, you must take the …”.

We are all beginners at some point in our lives; then, when a project, activity or some form of vocation begins to become “second nature”, we forget that we once struggled with the assignment, felt lost in the complexities of the endeavor and often sensed that competence in the field would never come about.  There is often that “aha!” moment which we have long forgotten, where the transcendence from ignorance to knowledge occurs in a subtle, almost imperceptible manner, and when that happens, we take on the amnesiac’s role of those first words, “To begin with…”

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, it is important to understand that the laws governing Federal Disability Retirement begins with some initial but crucial steps in preparing, formulating and filing an effective Federal Disability Retirement application, to be filed through the U.S. Office of Personnel Management under FERS.

Don’t be intimidated by the complexities inherent in the bureaucratic morass involved; rather, consult with an OPM Disability Attorney who specializes in FERS Disability Retirement Law, and start with the admonition that all such complexities must begin with: “To Begin with…”

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement under FERS: Another “Get Through” Day

We all have them.  They are the days when the body is transformed into a haggard display of human misery; where every urge to just crawl back into bed is resisted with a hollow groan; and when nothing positive can be squeezed from a life which is difficult, anyway.  Perhaps it is some low-pressure system that has moved in and dampened our spirits; or some unidentifiable “bug” that has attacked our system; or just a “bad hair day”, as we euphemistically refer to.

On such days, it is good to recognize that it is merely a day in which we must “get through” and, at the end of the day, sleep it off, shake our heads and declare, “Boy, that was rough, but I was able to get through the day”.  Perhaps productivity on such a day is not at its height; or the energy level is a bit off; or the ability to focus or concentrate is off kilter, and we just cannot seem to be in sync with the world at large.  Whatever the reasons, we all have days like that.

It is when those isolated days become a string of days, or an aggregate of months, and then into a compendium of years — that is when a Federal or Postal employee must consider filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management.  We all have a “Get through the day” days; but when a medical condition becomes chronic and deteriorating, and when those rare “get through days” become commonplace, then it is time to consult with an attorney who specializes in Federal Disability Retirement Law in order to make the commonplace back into an event of isolated rarity.

Sincerely,

Robert R. McGill, Esquire

Attorney for Federal Disability Retirement Claims: Of myths and unicorns

We too often consider myths and unicorns as those ancient stories based upon an error in analysis of transcendental or metaphysical concerns; that, somehow those “old folks from the past” (you know, the Celts, the Druids, the Normans and Romans and all of those other funny-sounding names once remembered for multiple-choice tests but otherwise lumped together as so many knights in shining armor with large red crosses painted across their chests) just didn’t understand the laws of the universe, Newtonian Physics or Einstein’s Theory of Relativity (even though we ourselves, or most of us, barely comprehend even the surface of such conceptual constructs), and that through misapprehension of the underlying “scientific” principles that were yet undiscovered or unrecognized, our sophistication in modernity can easily dismiss those beliefs of yore, of myths and unicorns.

But of our own myths and unicorns, of course, we can justify, though we cast away objective truth by a mere dismissive wave of the hand with certainty within the insularity of our own opinions, and declare dead the Platonic Forms or Aristotelian logic that once dominated the Western sector of the universe, and thereby cling to the very myths and unicorns we have created, though new and refreshing they may be or seem.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it is important to distinguish between myths (i.e., those stories of the ancients that are told around bonfires and sacramental declarations in the corridors of echoing halls), unicorns (those folklore creatures still believed to be in existence by some, like hobbits and gnomes) and The Law (that funny creature that creeps about in the dark recesses of doubtful minds, that somehow governs the day to day activities of most, and for the particular Federal or Postal employee who must consider filing for Federal Disability Retirement, some specific application to protect one’s rights).

Before you begin the process of preparing, formulating and filing for Federal Disability Retirement, know The Law by consulting with an attorney who specializes in Federal Disability Retirement Law so that you do not mistake the misapprehension of the universe of Federal and Postal actions like so many myths and unicorns that yet pervade among us.

Sincerely,

Robert R. McGill, Esquire