FERS Medical Retirement from OPM: Back to Basics

Aristotle always refers back to foundational principles — back to ‘first principles’, or to the basics of life.   And so we must always keep that in mind too, even in — or especially when — filing a Disability Retirement application under the FERS retirement system with the U.S. Office of Personnel Management.

Yes, there are always a multiplicity of ancillary issues involved — of Agency efforts for accommodating the employee, of the character of a proposed separation of the Federal or Postal employee, and the subsequent invocation of the Bruner Presumption.  But in the end, it goes back to the first principles — the medical condition itself.  What are the symptoms; what is it about the condition itself which makes it inherently incompatible with the essential duties of the position; what is it about the incompatible nature of the condition that OPM fails to appreciate?

The health condition itself — that devastating failure of the body and/or the mind which profoundly alters one’s chosen career, character, and life.  How much more ‘basic’ can it get?

One’s career is often inseparable from one’s self-identity and consumes a greater proportion of time than most any other activity.  Yes, yes, we give lip service, to ‘family-time’ and ‘leisure time’, etc. but the reality is that we expend most of our own energies in pursuing our careers, and that is why when an injury, illness, or disability hits us, it has devastating consequences.  And so it must begin with the foundation of the first principle — of the basic medical condition, and from there — to build from it.

Of course those issues which OPM takes advantage of — the ancillary concepts of Agency accommodations, of applying relevant case law and preemptively addressing those pitfalls which OPM seems to take pleasure in forming the basis of a denial, but that all begins with the basic understanding of those first principles — the originating medical condition itself.

For Federal employees and U.S. Postal Service workers who suffer from a medical condition and need to file for Federal Disability Retirement under FERS with the U.S. Office of Personnel Management, those overlooked first principles must be the originating source in compiling an effective FERS Disability Retirement application.

Contact a FERS Disability Attorney who specializes in Federal Disability Retirement under FERS, and consider whether beginning from the “basics” may be in fact the best way to start.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Early Medical Retirement for Federal Employees with Disabilities: The Contest

Too much of life is seen this way and engaged in that manner — of a contest; like a football game or a game of monopoly.  Perhaps that is the problem; that we bring children up thinking that “play time” is preparation for the real deal — life; but what if the “kinds” of play represent the wrong type of preparatory engagements?

Many conflicts appear merely because of the wrong-headed perspective of the “contestants”, when in fact a given process needs first to be clearly defined, the issues identified, parameters sharpened and roles understood.  Divorces often result from silly arguments ill-conceived as a contest of wills where love is abandoned, needs forgotten and the concept of “marriage” undefined.

For Federal employees and U.S. Postal workers who must deal with the U.S. Office of Personnel Management because of a need to file for FERS Disability Retirement benefits, having the proper perspective at each of the three (3) primary levels or stages of engagement is important.  While it may not be a “contest”, it is certainly a legal conflict of an adversarial nature, and one which requires a FERS Lawyer who specializes in Federal Disability Retirement Law.

Contact an OPM Disability Attorney who specializes in FERS Disability Retirement Law, and recognize that the “contest” involving your legal rights involves “contestants” who must either win the case, or lose it — thus requiring the involvement of the specialist who knows how to “fight” in such a contest.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Peace of Mind

It is a wonder how information is restricted or fails to be disseminated.  Of course, like all insurance policies, one is never interested in the details of an insurance policy unless and until it is needed.  Insurance is often likened to “peace of mind” — and that is how it is packaged and sold.

You purchase insurance not only because it is required (such as auto and home), but because of the fear of the “What if” scenario: What if I die before my children have grown up? (life insurance).  What if someone gets injured on my property? (umbrella insurance).  What if I become disabled and am unable to work? (Disability Insurance).

Yes, there are private policies, as well, but fortunately for Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, there is the added benefit of Federal Disability Retirement.

You may not need to access it for now, and for that, it provides a “peace of mind” until and unless it becomes necessary.

Sincerely,

Robert R. McGill
FERS Disability Attorney

 

OPM Medical Retirement for Federal Employees: The Before & After

In once sense, there can always be the identifiable spectrum bifurcated into the “before” and “after”, and the conditions, the context and the significant differences characterized by each.  There is the time “before” the 1929 stock market crash, and then the “after”.  There is the “before” period in Nazi Germany, and the “after” timeframe subsequent to defeat.  There is “before” television and “after”; there is the time period before X-presidency and after, and before the advent of the computer, the laptop, the smart phone, etc. — and after.

How can we identify and bifurcate based upon relevant contexts?  For example, one can point to the legendary bank robbers — of “Bonnie and Clyde”, “Pretty Boy Floyd”, “Baby Face Nelson”, etc. — and it is much fun to watch movies romanticizing such characters.  But how would they fare today in the era of cellphones and electronic tracking devices, modern technologies of security apparatus, etc.?  Could a person “get away” these days using the same tactics and strategies, or would any of the famous bank robbers have been smart enough to change tactics and adapt to this world of technological intrusion? Are the old bank robbers of “before” the new cyberspace hackers of “after”?

Before the Great Dust Bowl and the Depression was a country that was mostly agrarian and independent of the Federal Government; after, we became a nation where the greater populace looked to a more centralized nation.  Good or bad, we tend to view contexts upon a spectrum of “before” and “after”, and the same is true of individual lives.  “How” we view it all depends upon which events we consider as significant enough to posit as the bifurcating dividing point that separates the “before” and the “after”.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the “before” is quite simple: Before the onset of the medical condition.  It is the “after” that becomes problematic, and filing for Federal Disability Retirement is the next step in completing the process of the “after” so that you can go on to the next phase of your life and make the “after” the next “before” in a life that doesn’t remain stuck in the “before” of one’s medical condition.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement under FERS & CSRS: Reference points

They are the connections by which a society maintains a fabric of commonality, whether by myths, narrations of stories handed down, religious knowledge or books and movies.  It used to be that the “Good Book” was the mainstay of the reference points, so that when a person referred to having “eaten the apple”, for a simple example, one immediately knew that the reference points between a sin committed and the origin of that sin had a commonality within a woven fabric of a community’s awareness.

Similarly, people used to refer to books – of classics and works which were generally read and assumed, and when a person made a literary reference in the course of a conversation, it was not to be presumptuous of one’s education or knowledge, but as a “reaching out” in order to establish a membership in the fabric of the greater community.  The expansion of choices, the division of classes within a society, and the fraying of that greater fabric of a society’s common interests – they are all indications of a disintegrating civilization.

Reference points were once assumed; today, they have become rarer; and as the younger generation moves on in concentric circles of technological advancement that become lost in the self-absorption of self-promoting images on Internet-based social forums, so reference points become less common except within the self-contained genres of Facebook, Instagram and Twitter feeds.

Of course, there have always been problems with various reference points – one being the reference point of a medical condition.  For, a person with a medical condition has the private reference point of pain and suffering, and the long stays at a hospital, or the constant visits to the doctor’s office – reference points that few at the office ask about, let alone know about in any detail that would bring about any sense of empathy.

Federal employees and U.S. Postal workers are often the greater culprits of maintaining private reference points, because they continue to push themselves through the pain and agony of a medical condition without complaining, and so there is very little reference point by which coworkers can offer sympathy, empathy or any help at all.

Fortunately, filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, does not need any reference points, other than the legal criteria by which one must meet the eligibility reference point.  For, ultimately, the final reference point that the Federal or Postal worker needs, in order to prepare, formulate and file an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, is the one that establishes that the Federal or Postal employee is no longer able to perform one or more of the essential elements of one’s Federal or Postal job, and that is the only reference point that matters.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Ascribing wrong motives

Is it wrong to ascribe wrong motives?  And, unless there emerges practical consequences, does it matter?  If a non-family member forms a relationship of friendship with an older person, do we fairly ascribe an underlying intent of malicious deliberation?  We may think thus:  He is hoping to gain something – gifts in return; an inheritance, perhaps; or, maybe even a more blatant act of stealing or forcibly engaging in a criminal enterprise.  On the other hand, there could be a purity of motives – of responding to loneliness and a desire for company; but who in this world ever believes that, anymore?

In a universe of depravity and disseminated cynicism of purpose, we know better, yet cling to that time eons ago of innocence and purity, when not everyone darkened his inner soul of decadence.  What was that age-old adage that once applied, when mothers and grandmothers admonished us to invite strangers into the home, lest one day a disguised angel appeared amongst our sinful souls?  Of scenes during the Great Depression when the hungry would knock humbly on backdoors and stand with hat in hand, eyes cast downward, and children in tattered clothing looked up with forlorn eyes in bulging anticipation for a morsel of forgiveness and food?

Yes, we give to that homeless man or woman in a moment of panic, when the urge of empathy is not so much overwhelming, but more fearful that we want to avoid the image that, “But for the grace of God, I may become like that person”, and quickly hand over some loose change or fumble for our wallets and pocketbooks to swiftly dispense with our duty to our fellow mankind – and if a stranger looking askance smiles sardonically and quips under his breath, “Yeah, right, as if you really cared” – is it any different in ascribing a wrong motive, than the mercenary who targets old ladies and innocent children with threats of harm?

This is a pivotal point in civilization’s evolution towards a pinnacle of maturation:  as the West has no mechanism in the generational transfer of wisdom, where the young learn of lesson’s past through dinner-table discussions of nightly musings; so the imputation of cynicism’s haunting residue will only exponentially overtake any purity of a soul’s essence.  We become what we fear, because fear overtakes and is more powerful than any singular love for one another.

For the Federal employee and U.S. Postal worker who is considering preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, it is often the case that the Supervisors, Managers and coworkers of the Federal agency or the Post Office at which one works, will ascribe wrong motives to the Federal or Postal worker filing for Federal Disability Retirement benefits.

That is a sad thing.  For, no one else can “feel the pain” as the person suffering from a debilitating medical condition, just as empathy and sympathy become waning characteristics in a society increasingly devoid of such human essences of Being.  In the end, one must simply ignore such lack of civility, and move on, as the saying goes; for, the old adage of proverbial significance – that a person is unable to understand unless you have walked a mile in his or her shoes – still applies today, whether or not the other person has ascribed wrong motives or not.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: The Redshirt

In athletic parlance, it refers to an individual and a status, allowing for a fifth year of eligibility when the rules mandate a restriction to a four-year period.  The word itself is quite malleable, and reflects well the technicality involved in avoiding the direct letter of the language.  Being a redshirt (noun), a redshirt freshman (adjective) or redshirted in his first year (verb) reveals to us the capacity of language to jump like grammatical forms of hopscotching that amazes and intrigues; and the cautionary prelude to a wink-and-a-nod is prefaced with, “You are being too literal”.

It only proves the point, doesn’t it — of the age-old adage that rules are created with the intent of being broken; or, at least bent in order to fit?  For, once such rules were imposed in order to allow for “fairness” in collegiate sports, the “legal technicians” (i.e., lawyers) went immediately to work upon coming up with novel interpretations, strategies for avoidance, and advice to extend beyond what the limitations allowed.

“Redshirting” was one of the devised methodologies – of allowing for everything up to the critical line of demarcation:  that of playing in a game itself.  Thus, the redshirt can practice with the team throughout that entire year of eligibility, but such actions do not count; the redshirted freshman can attend classes, be a full-fledged partner in the “college life”, and yet his participation is not marked against him or her; and to be redshirted in that year of eligibility allows for growth, maturity, advancement in development – all without “using up” a year of eligibility by being sacked a hundred times during the season and becoming a shattered soul devoid of self-confidence and losing assurance of one’s talents and skills.

It is, within the athletic community of college consortiums, a brilliant strategy to deftly avoid the burden of rules; for the greater society, it reflects the essence of what is wrong, precisely because it is a deliberate attempt to avoid the literal language of the rules.  Yet, that is true of almost everything in life, is it not?

Careful study; identifying the loopholes; then initiating the strategy to maneuver around landmines and obstacles.  Is it any different than a hunting party tracking a prey, sniffing out the signs of predatory confirmation and taking in information and adapting accordingly?  Rules, regulations and laws may well be designed, initially, at least, to address a specific problem; and, out of the cauldron of an enacted statutes, comes multiple other problems and issues because of the malleability of words and imprecise linguistic pauses.

Preparing an effective Federal Disability Retirement application is no different.  It is a necessary prerequisite to identify the legal language of eligibility; define the issues; identify whether or not the Federal or Postal employee considering such an option “fits into” the legal criteria circumscribed; then to proceed to “redshirt” one’s own situation and devise a methodology for eligibility.

Compiling the evidence, formulating the proper narrative, and presenting an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, can thus be likened to the redshirting of a freshman – in order to extend one’s life beyond the debilitating medical conditions otherwise shortening the career of a promising Federal or Postal employee.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Catching with a net

Have you ever tried catching multiple entities with a net?  Whether more than one butterfly, or goldfishes in a pond, or even debris floating at the skimming water’s edge, the act of scooping, trapping and encircling with the tool of a net requires dexterity and unique hand-eye coordination.  Then, the one first caught escapes, and the frustration of gain-versus-loss ensues.  Is it greed which continues to compel despite the persistence of loss and diminishing return, or sheer stubbornness that we somehow battle against our own interests even when further escape occurs?

Ever the frustration of observing those once caught and get away, and chasing after those very ones we just enmeshed and caged within the netting of this ingenious deployment; and yet we insist.

How does that translate into a specific personality, or the manner in which we carry on in our daily lives?  Is going out and catching butterflies with a net the perfect methodology of determining a prospective employee’s “fit or unfit” personality and character for an organization?  Does it reveal a side of the person – for example, in the financial sector, or investment banking, if a person approaches the task by catching one, stopping, putting the insect or other entity into a bottle with pre-bored holes for oxygen, then proceeding in a sequential manner and attending to catching the next one, etc., does that tell of a prefatory commensurateness with careful investment strategies?

Or, take the very opposite, where the task is to catch 10 moving entities, and instead of stopping after each one, the future employment prospect goes about madly racing through the tall fields of grass furiously attempting to net the quota of requested numbers, despite imposing no time-frame in the completion of such a task – does that necessarily reveal a personality of lesser caution, of a person who may be rash and imprudent?  Does one revelation of acting in a particular context unmask a parallel semblance of reality in another, or do the specific circumstances themselves confine and define within a marginalized mirror?

Whether transferable or not, the imagery and metaphor of a person attempting to catch multiple entities with a single net, shows a side of human life which can be both comical as well as compelling.  For, as a reflection of parallel circumstances, it is somewhat indicative of the Federal or Postal employee who must begin the process of preparing, formulating and filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Like the person handed the net, the Federal or Postal employee with a medical condition who can no longer perform one or more of the essential elements of one’s Federal or Postal positional duties, must make a pragmatic determination as to the diminishing returns recognized in continuing in the same repetitive venture of living.  At some point, there comes a flash of realization that the same acts cannot continue without something else giving – and whether that “giving” is the butterfly which escapes, or one’s deteriorating health further and progressively becoming destroyed – is the flashpoint of reality revealing itself in compelling a decision for today, and no longer procrastinated for some unknown time in a future left insecure.

And like the butterfly which escapes to be free for another day, the Federal or Postal employee who cannot perform the essential elements of one’s Federal or Postal positional duties must by necessity attempt to free him or herself from the medical condition in order to reach that place in life where pain, misery, and the sense of being “caged” will no longer apply.

Sincerely,

Robert R. McGill, Esquire

 

Federal OPM Disability Retirement Lawyer: The Scent of Decay

Animals steer clear of it; the growing stench is a warning, a harbinger for the wary; it is only an attraction to vultures and other scavenging birds of prey; civilized societies deal with it by slapping an FDA food label on items, long before the bacteria of decomposition begins to cannibalize and self-immolate.

The reality of the olfactory response is to curl up one’s nostrils; the metaphor encapsulates the recognition of weakness and vulnerability, and the herd mentality of attacking the weakest in the evolutionary race of disseminating one’s greater gene pool by diminishing the population of the weak, thus providing a justifying basis for extermination and dominance.

In the microcosmic context of a Federal workplace, the scent of decay compels a reconstituting of loyalties and forgetfulness of past accomplishment; what you did yesterday, matters little; what you have the potential to do, matters most; what you can no longer do, destroys all mattering.

For U.S. Government employees and Postal workers, the time for change comes not necessarily with the seasons of nature, but when a medical condition begins to impact one’s ability and capacity to perform all of the essential elements of one’s positional duties.  Medical conditions represent vulnerability; and whether the Federal or Postal employee has the best of relationships with one’s supervisor, coworkers or the agency and department as a whole, the scent of decay immediately follows upon a diminution of productivity and potentiality.

The evolutionary human instinct to follow the dominant and ignore the vulnerable is one which defies replacement by artifice and societal niceties; suddenly, the star employee has found disfavor, and it matters not whether the fault can be attributed to laziness, incompetence — or a medical condition which cannot be controlled or helped.

OPM Federal Disability Retirement is an employment benefit which accompanies all Federal and Postal employees who are under FERS, CSRS or CSRS Offset; it allows for Federal and Postal employees who can no longer perform one or more of the essential elements of one’s job, because of a medical condition, to obtain an annuity in order to move forward in one’s life.  Once obtained, there is a possibility for a second vocation, and to earn up to 80% of what one’s (now former) Federal or Postal position currently pays, on top of the Federal Disability annuity itself.

As man lives no more in the wilds of pure survivability, where beast and burdens of hunger have been replaced by white collars and polite salutations of meaningless vacuity; so the appearance of empathy and magnanimity of intent may mask, for a time, the scent of decay; until the pounding hoof prints fade in the settling dust of that herd which sensed the vulnerability, where the howling pack of wolves and wild beasts come gathering in the twilight of snarling tensions; and standing still in a forest of wild beasts will not save the doe from the savagery of civilized society; for, while headlight hunting may be outlawed, it is the frozen deer in the headlights which waits upon a desolate tundra while the scavengers await the reaching arms of the scent of decay.

Sincerely,

Robert R. McGill, Esquire