Medical Retirement under FERS & CSRS: Wants and needs

One often encounters such discussions, about the difference between “wants” and “needs”.  Needs are dictated by a loose definition of survival or existence — that which is required by or necessitated of the things which satisfy the criteria for continued existence or maintaining of a given modality of the status quo.  The other — “wants” — are defined as those “extras” that are not required for existence, but go beyond the prerequisite for survival and add to the comfort and meaningfulness of one’s very existence and survival.

There is always a grey area between the two when one engages anyone in a discussion involving the two — and it often depends upon the paradigm and perspective one takes, which leads to conclusions not only about the subject concerning wants and needs, but also about one’s own character, upbringing and attitude towards life in general.

Take the perspective of a member of the British Royal Family, for example — of a person who knows of existence entirely from the perspective of wealth, privilege and undiminished wants and needs.  Such a person will often have a widely differing view of the distinction between the two, in contradistinction to a person born in the ghettos of an inner city, whether here in the United States or of more underdeveloped countries elsewhere.

Can one who has never lacked for needs, or even of wants, recognize the objective criteria that determines the differences between the two?  In other words, can the poor person even have a logical discussion with a wealthy person by pointing out that food is an example of “need”, as opposed to a Ferrari being merely a “want”?  Or, will the member of the Royal Family retort with, “Well, yes, I can see how cheap caviar of a subpar quality could be a need as opposed to wanting a Rolls Royce.”

Such a response, of course, tells one immediately that there will be a difficult road ahead in attempting the bridge the gap between understanding, comprehension and the art of logic and discussion.  What we want, we often do not need; and what we need, we merely want for want of sufficiency.

For Federal employees and U.S. Postal workers who want to continue their careers despite a medical condition that prevents the Federal or Postal worker from performing all of the essential elements of one’s Federal or Postal job, preparing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, will often cross the threshold between wants and needs.

You may want to extend your career, but need to end it because of your medical condition.  Your agency may want to be compassionate, but may need to follow directives from above.  You may want to remain, but need to depart.  The conflict between wants and needs is one of life’s ongoing clashes between the two, and preparing, formulating and filing an effective Federal Disability Retirement application, to be filed through OPM, may need to be initiated in order to satisfy the ultimate need of one’s existence: The need to want to look after one’s health.

Sincerely,

Robert R. McGill, Esquire

 

Attorney for Federal Disability Retirement Claims: The unread novel

Is it as irrelevant as the one that is read but quickly forgotten?

Writers are a funny breed; their very existence, significance and existential relevance depends upon the interests of others.  Isolation is inherent in the vocation itself; for every writer is a singular and lonely depiction of an inner battle of cognitive construction, the soliloquy upon a blank slate endeavoring to create, to master, to show and to imagine; and of what nightmares and horrors the writer must endure in order to transfer self-doubt upon the paper, or the virtual existence that spans the spectrum from despair unto public acknowledgment.

The unread novel exists in drawers and cubbyholes forgotten and unopened; and like Bruno Schulz’ lost novel, The Messiah, the shot that killed before the fruition of greatness came to be may reverberate with a nothingness that no one knew, precisely because, to not know something is to not experience that which cannot be grasped, where ignorance is merely the negation of an emptiness never experienced.  Which is worse — to be never read, or to be read and forgotten, or to be read, remembered, then slowly dissipate from the minds of appreciation over an anguished length of time?

The unread novel sits like the individual who once was recognized — a solitary figure who was once appreciated, known, recognized and even sometimes applauded; then the starkness of anonymity reminds us all that such recognition is fleeting, temporal, like the winds of history that grant accolades to rising stars only while the smile lasts and the last salute is given to the parade that slowly fades.

For Federal employees and U.S. Postal workers who suffer from a medical condition, where the medical condition has begun to impact one’s ability and capacity to perform all of the essential elements of the Federal or Postal job and positional duties, the feeling that the Federal or Postal worker undergoes is often likened to the unread novel that sits in the drawers of anonymity.

Perhaps you were once recognized and appreciated; now, it is as if the medical condition itself has become an infectious disease that everyone else is loathe to catch.  The Federal Agency or the Postal Service is beginning to treat you like The Plague.  You fear that your career — like the Great American Novel that was once thought to be a success — is coming to an end, and the harassment and furtive looks have become emboldened in a way you previously could not have imagined.

It is then time to begin to prepare, formulate and file an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether you as a Federal or Postal employee are under FERS, CSRS or CSRS Offset.  For, like the unread novel, the drawer within which you sit in solitary despair will not make the unfamiliarity of it become a great success; that, in the end, is a decision only you can make, as to a future where the unread novel remains so, or a step forward to change the course of human destiny.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: In the “not working” world

Excellence is rarely seen; the artisan is dead to the world; and we all struggle through knowing that trinkets from foreign countries symbolize the incompetence of the universe in which we must continue to exist.  Something is not working.  We all know it, feel it, worry about it and whisper in circles where such things are concealed and rarely revealed.

Life is formed by multiple concentric circles; we live within various spectrums of such parallel universes, sometimes entering into one and exiting another; at other times, remaining stuck in between.  There is the objective reality “other there”; there is, then, the subjective world of our own thoughts, emotions, anxieties and unspoken soliloquies.

There are “worlds” out there that we know nothing about – of corporate boardrooms where issues are discussed that we only read about; of high places and conspiracies; of dungeons in other countries where unimaginable torture and cruelty are conducted; and all throughout, we remain within the narrow concentric circle of our family, friends, the limited sphere of people we know, and the problems that loom large within the consciousness of our own worlds.

Throughout, we know that there was once a time, long since past, where the world worked better; maybe, perfection had never been achieved, but the age of politeness, of courtesy, of communities actually caring and thriving; or, perhaps that existed only in those old black-and-white television shows like “Leave it to Beaver” or “Happy Days” (yes, yes, the latter one was in color).

There is a sense, today, that something is not working; that we live in a “not working” world, and no repairman can be called to “fix it” because no one has the skill or expertise to diagnose the problem, and even if there were such a person, we don’t quite know what the “it” is, anyway.

It is quite like a medical condition that begins to impede, to impose, to interfere – like Federal and Postal employees who have dedicated their entire lives to working for a Federal Agency or the U.S. Postal Service, then are beset with a medical condition that begins to impact one’s ability and capacity to perform all of the essential elements of one’s Federal or Postal position.

What does one do?  Can the doctor “fix” it?  Often, we have to simply live with it.

In those circumstances, the Federal or Postal employee who suffers from a medical condition and can no longer perform all of the essential elements of the Federal or Postal position, who lives in that concentric circle of a reality of living in a “not working” world, must consider the next steps – of preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, in order to step into another concentric universe of sorts, and move on in life.

Sincerely,

Robert R. McGill, Esquire

 

 

Medical Retirement for Federal & Postal Employees: Staring into nowhere

Except in the slumber of darkness, it is an impossibility of a feat unperformed; yet, the metaphor itself works well, because we all engage in those periods of vacant stares where someone suddenly nudges you back into reality and comments, “It was as if you were lost in thought.”  What does that really mean?

The fact that we can stare, perceive through organically mechanistic means of refractive light upon the cornea of our eyes and yet fail to be “conscious” about the bodily functioning of organs designed to perceive, evaluate, analyze and judge so that other predators may not surprise us for their mealtime delights, is indeed a mystery that evolution cannot fully account for.  Staring into nowhere is the physical capacity to be awake, fully conscious and have perfect vision and eyesight, and yet “see” nothing beyond the point of one’s protruding nose.

In an analogy or even a metaphorical sense, it is the loss of hope because of an inability to see a future bright and with excitable anticipation.  Remember those youthful days when the future yet remained as a potentiality unfulfilled and unable to be fully foreordained because of the unfettered plenitude of energy unbounded to be released forevermore?  We could barely contain the excitement to “get out there” and “show the world” what we are made of, the unleashing of one’s creative energy ready to “wow” the universe that had never seen the likes of such talent and reserve of energetic innocence.

And then something happened.  Life intervened; love paused; a leave of senses occurred.  Or, more likely, we encountered others who had the same hopes and dreams, and recognized that others had already trampled upon the unspoiled grounds of sacrosanct altars, and there was little left for us.  Then, with wisdom and experience somewhat under that proverbial belt, we moved on and adopted some more “realistic” goals, and were perhaps all the more happier for it.

Then again, perhaps a medical condition intervened, and a further and “real” reality set in – one that continued to debilitated and progressively destroy.  Medical conditions can do that to a person, and an agency’s insistence upon antagonizing and creating a hostile work environment somehow adds to the turmoil.

Preparing, formulating and filing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is often the only way to ultimately escape that vacant staring into nowhere, precisely because it allows for a vantage point of future security to be recognized.

Staring into nowhere, while escaping into the impractical world of daydreams, may allow for relief for a moment, but the more effective perspective is to look at one’s circumstances, assess the Federal agency or Postal Service’s capacity to denigrate and destroy, and begin taking those steps in preparing for one’s future by considering filing an effective Federal Disability Retirement application.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Ascribing wrong motives

Is it wrong to ascribe wrong motives?  And, unless there emerges practical consequences, does it matter?  If a non-family member forms a relationship of friendship with an older person, do we fairly ascribe an underlying intent of malicious deliberation?  We may think thus:  He is hoping to gain something – gifts in return; an inheritance, perhaps; or, maybe even a more blatant act of stealing or forcibly engaging in a criminal enterprise.  On the other hand, there could be a purity of motives – of responding to loneliness and a desire for company; but who in this world ever believes that, anymore?

In a universe of depravity and disseminated cynicism of purpose, we know better, yet cling to that time eons ago of innocence and purity, when not everyone darkened his inner soul of decadence.  What was that age-old adage that once applied, when mothers and grandmothers admonished us to invite strangers into the home, lest one day a disguised angel appeared amongst our sinful souls?  Of scenes during the Great Depression when the hungry would knock humbly on backdoors and stand with hat in hand, eyes cast downward, and children in tattered clothing looked up with forlorn eyes in bulging anticipation for a morsel of forgiveness and food?

Yes, we give to that homeless man or woman in a moment of panic, when the urge of empathy is not so much overwhelming, but more fearful that we want to avoid the image that, “But for the grace of God, I may become like that person”, and quickly hand over some loose change or fumble for our wallets and pocketbooks to swiftly dispense with our duty to our fellow mankind – and if a stranger looking askance smiles sardonically and quips under his breath, “Yeah, right, as if you really cared” – is it any different in ascribing a wrong motive, than the mercenary who targets old ladies and innocent children with threats of harm?

This is a pivotal point in civilization’s evolution towards a pinnacle of maturation:  as the West has no mechanism in the generational transfer of wisdom, where the young learn of lesson’s past through dinner-table discussions of nightly musings; so the imputation of cynicism’s haunting residue will only exponentially overtake any purity of a soul’s essence.  We become what we fear, because fear overtakes and is more powerful than any singular love for one another.

For the Federal employee and U.S. Postal worker who is considering preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, it is often the case that the Supervisors, Managers and coworkers of the Federal agency or the Post Office at which one works, will ascribe wrong motives to the Federal or Postal worker filing for Federal Disability Retirement benefits.

That is a sad thing.  For, no one else can “feel the pain” as the person suffering from a debilitating medical condition, just as empathy and sympathy become waning characteristics in a society increasingly devoid of such human essences of Being.  In the end, one must simply ignore such lack of civility, and move on, as the saying goes; for, the old adage of proverbial significance – that a person is unable to understand unless you have walked a mile in his or her shoes – still applies today, whether or not the other person has ascribed wrong motives or not.

Sincerely,

Robert R. McGill, Esquire

 

Medical Separation from Federal Government Employment: The Life of Clichés

Use of cliches allows for minimal effort of expression; the very loss of originality, of benefit derived from utterances overused but generally understood, and the utter dependence upon past acceptance of declarative thoughts without needing to consider the applicability of the conceptual connotation — these allow for laziness to wander throughout a thoughtless platitude.

The aggregate of a linguistic universe, however, is one thing; to live a life of cliches beyond merely stating the obvious, is to embrace, engage and ultimate believe in them.  “Life’s lottery has left me bankrupt”; “This is merely the quiet before the storm“; “All is fair in love and war”; “The writing is on the wall”; and as the heuristic methodology is forever forsaken, the thoughts one expresses become molded into the very character of one’s life and manner of living, with the consequential quietude of a static and emotionless construct, leading ultimately to a negation of that which defines what it means to be human.

The automaton of life’s requirements tend to beat down the creativity we are born with; as we were once “diamonds in the rough”, so the long journey of difficulties faced throughout the trials of daily toil, incrementally and insidiously wear upon us, until one day we look in the mirror and the reflection reveals eyes which stare back in a vacuum of human suffering not known in those days of former innocence.

Once, we laughed in the company of our siblings as the ocean waves rolled over the fragile sand castles we built without fear of impending doom, and not knowing was a vanguard of happiness, where delight in one another was yet unconsumed by the worries of economic turmoil and complexity of adulthood; until we somehow “grew up”, lost our sense of direction and compass of fortitude, and slowly allowed the heavy atmosphere of fear, trepidation and anxieties of living overwhelm us.  We became a walking cliche.

For Federal employees and U.S. Postal workers who must face the reality of such a situation, especially when a medical condition begins to prevent the Federal or Postal employee from performing the essential elements of one’s Federal or Postal positional duties, the need to file for Federal Disability Retirement benefits becomes more and more of an urgent requirement.  Working for a Federal Agency or the U.S. Postal Service, whether under FERS, CSRS or CSRS Offset, is in and of itself a challenge; what with the pressures of budgetary cutbacks and insistence upon squeezing blood out of a stone (there we go again), it becomes all the more unbearable when a medical condition is introduced into the equation.

Filing for Federal Disability Retirement benefits through one’s Federal agency or the U.S. Postal Service may sometimes seem like waving the proverbial white flag of surrender; but, often, that is the only alternative left, unless the Federal or Postal employee wants to become the modern-day version of a walking zombie, devoid of any real life left to live.

Ultimately, all Federal Disability Retirement applications must be decided by the U.S. Office of Personnel Management, whether submitted first through one’s Federal Agency or the U.S. Postal Service (for those Federal or Postal employees not yet separated from service, or not for more than 31 days), and it is often a daunting administrative process full of bureaucratic pitfalls.  But the alternative is to merely live a life of cliches, where you must never lose track of time, and filing in the nick of time is important, lest you fail to be as clever as a fox, but hopefully, where all is well that ends well.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: Those Nagging Questions

“What if” questions constantly haunt, and persistently undermine.  They are the questions which people repetitively ask of themselves; and yet, like questions in Philosophy spanning multiple millenniums, they defy answers, and merely trouble the mind.  Or, as Bertrand Russell once quipped, If such questions continue to bother, it is probably a problem of indigestion.

“What if I had done X?”  “What if I go in today and tell the Supervisor Y?”  “What if I ask for an accommodations by doing Z?”  “What if…”  The game of “what if” serves to delay and obfuscate; it kicks the proverbial can down the dusty road of oblivion, and rarely solves the concrete problem facing the individual engaged in the meaningless query.  Almost always, the solution is instead to take affirmative steps towards reaching a goal.

Experience serves to defy repetition of questions left unanswered, and the best way to satisfy the linguistic hypothetical is to act in accordance with one’s need.  For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition is impacting one’s ability and capacity to perform the essential elements of one’s job, the questions of “What if” may abound:  “What if I am able to recover in 6 months?”  “What if my agency fires me?”  “What if the doctor will not support me?”

Some such questions are valid; others, emanating from fear and lack of knowledge.  As gathering information is the key to satisfying questions unanswered, it is well to make inquiries and obtain facts as opposed to opinions and conjectures.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is a major step in the Federal or Postal employee’s life; but the alternatives are often untenable and leaves one with an empty hand to continue asking those unanswerable questions which leave the stomach churning with fears, doubts and unresolved issues.

Preparing, formulating and filing for Federal Disability Retirement benefits through OPM as a concrete step in taking an affirmative hold of one’s life, future and undiminished aspirations.  And like grabbing a handful of sand in the dry desert of questions, to ask and query without a rudder to direct one’s efforts, is to meander through life with a blindfold.

Sincerely,

Robert R. McGill, Esquire